K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

The Property Condition Report - Very Important

April 16, 2019

The PCR is one of the most important disclousure statements. In talking to both buyers and Realtors, I direct them to view and print for their records the HUD disclosures. By viewing the PCR and noting the functionality of the inspected items, a buyer can better determine how to proceed with the proper financing. If a property has multiple ...

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What to ask a Potential Lender

April 16, 2019

1. WHAT TYPE OF LOANS DO YOU OFFER? WHAT ARE THE QUALIFYING GUIDELINES FOR EACH?Since there are many different types of mortgages, including: Fixed-RateAdjustable RateFederal Housing AdministrationVeteran’s Associationthis is just to name a few, it’s important to know which type of loan the lender can offer you. Don’t be afraid to ask them to ...

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Top 10 Myths That Trip Up First-Time Home Buyers

April 15, 2019

If you’re thinking about buying a home, you’ve probably received your share of advice from family and friends. Add to that the constant stream of TV shows, news segments, and social media posts that over-simplify the home buying process for easy entertainment.With so much information to sift through, it can be tough to distinguish fact from ...

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EASY LANDSCAPING DIY PROJECTS

April 15, 2019

Ever get the itch to do a DIY project? Whenever we do, our favorites involve getting outdoors and mixing up our landscaping features. Whether it's as simple as installing some lighting or a little more time-consuming like re-plotting plants, a fresh look for the lawn always gives your home a fresh look as well. Here are our ...

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Happy Tax Day

April 15, 2019

“The hardest thing in the world to understand is the income tax.” — Albert Einstein, physicist...

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Ready to remodel? How to hire a contractor you can trust

April 15, 2019

 © Sean Locke Photography / Shutterstock.com shutterstock_170475791Homeowners rarely need an excuse to remodel their homes, but doing so can mean wading into a world both alien and expensive. Hiring the right contractor makes all the difference to the success and affordability of your project.Most contractors are professionals who do their best. So, the key is to ...

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Why is it Important to Have Rain Gutters?

April 14, 2019

 Why it is Important to Have Rain Gutters?   As you may know, having properly installed and maintained rain gutters will allow them to drain rainwater away from your house, which will give you, your family and your home a lot of benefits. Eave trough is a more technical terminology used for rain gutters.  You ...

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What You Should Know About Home Warranties

April 12, 2019

Master Brokers | April 2019 | 828-850-0142​​​​​​​ Home warranties can increase the perceived value of your home.  In a recent Gallup survey of home buyers, pre-owned homes with home warranty coverage commanded as much as 2% higher perceived value than homes without warranties.  By increasing the perceived value, you’re more likely to get a full asking ...

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How to Hashtag on the Gram.

April 11, 2019

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Last minute Tax Tips

April 10, 2019

Last Minute Tax Tips1) decide where you'll be itemizing. Though itemizing on a tax return is more involved than claiming the standard deduction., it could pay off. To determine whether it makes sense to itemize, see if your individual deductions exceed the standard deduction in 2017, which is $6,350 for single tax filers and $12,700 for ...

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What happens when a property is under contract and the seller dies?

April 10, 2019

This just happened to me and I wanted to share this article:What happens if a home seller dies?February 18, 2016  Share While unusual, during the home buying process, a home seller may pass away after an offer has been accepted, but before closing. Buyers are understandably shaken by this and may wonder what the next steps will ...

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8 essential, low-budget renovations that will make your home more appealing to millennial buyers

April 10, 2019

https://www.businessinsider.com/millennial-real-estate-renovations-2019-4...

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April Market Update for Manchester TN and Coffee County TN

April 10, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 3.5% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 were stable with less than 1% increase from 2018 YTD.The average days on the market are down 17% this year to ...

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Renting vs. Buying a House – How to Make a Decision, Pros & Cons

April 10, 2019

Given the hefty upfront costs associated with purchasing a home, most young people begin their independent lives renting an apartment. As they build careers, save money, and start families, many choose to buy a home. On the other end of the age spectrum, homeowners nearing retirement may choose to sell their family homes, downsize, and become renters ...

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Wanting To Update Your Home On A Small Budget?

April 09, 2019

 Paint is easily one of the biggest home design tools at your disposal. It has the ability to take a room from dark and dingy to light and bright – and from small and cramped to spacious and airy.One big tip when choosing paint colors – paint the majority of your home one neutral color. This helps ...

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Best Low Maintenance Shrubs

April 08, 2019

Don’t have much of a green thumb, or don’t want to spend countless hours taking care of your shrubs?  Try these! Witch Hazel – flowers bloom in early spring, only light pruning necessary.Forsythia – a bright beautiful yellow pop of color that is also an early bloomer.  Prune once a year after it ...

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Do you have that urge to plant something?

April 05, 2019

 With Winter beginning to wane and the sun staying out longer, you may have the urge to start your spring gardening a little early. With the colder weather and possibility of a few more frosts, here is a list of 5 veggies that can be planted as soon as the ground is workable. 5 Early Spring Veggies You ...

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March 2019 Newsletter

April 05, 2019

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Report: Homes Became Less Affordable in Q1 2019

April 02, 2019

REALTOR MAGAZINEhttps://magazine.realtor/daily-news/2019/04/01/report-homes-became-less-affordable-in-q1-2019Source: ATTOM Data SolutionsMedian home prices in the first quarter of 2019 were not affordable to people making the average wage in 71 percent of U.S. counties, according to ATTOM Data Solutions’ Q1 2019 U.S. Home Affordability Report. Researchers calculated the amount of income needed to make a monthly house payment—including mortgage, property taxes, ...

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5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

April 01, 2019

Home ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance their home ownership by ...

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Home inspection checklist for buyers

April 01, 2019

When it comes to buying a home, what you see isn’t exactly what you get.You’ll see colorful flowers, freshly painted walls, granite countertops, gleaming hardwood floors and other superficial touches. What you can’t see is the foundation cracks, ancient plumbing, dangerous wiring, broken appliances or other defects that might be revealed when you hire a ...

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What You Should Know About FHA Loan Rules And Down Payment Gifts

April 01, 2019

One of the appealing aspects of an FHA mortgage, especially for first-time borrowers who may have tight budgets, is the low 3.5% down payment. Some real estate studies show that the age group commonly known as Millennials paid roughly 8% down in the previous year.But does a typical FHA borrower, even a first-time home buyer who may ...

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8 SIMPLE WAYS TO IMPROVE ANY HOME’S CURB APPEAL

March 27, 2019

 By CHRISTINA EL MOUSSA  Every successful house flipper knows just how important curb appeal is. When your house looks beautiful on the outside, people will be curious to see what’s on the inside. When it looks boring or rundown, people aren’t going to even give you a chance. But how can you improve curb without ...

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Remodel or Move

March 21, 2019

Spring isn't only for homebuyers, it's for remodelers, tooPolls say 90% of homeowners plan to remodel their homesSpring is just around the corner, and the housing market is gearing up for a hot home buying season.And while data suggest many Americans are likely to purchase homes, a recent survey from  Trulia indicates a significant number of ...

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2019 Trends in Real Estate

March 19, 2019

As we make our way into the New Year, we also head into many new upcoming changes in real estate.  New business startups and an aging Millennial and Gen Z population means real estate agents can look forward to an increased industrialized market and amenity driven locations.Reasons for these trends include the increase in the online presence ...

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