K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Tips to get your property "Winter Ready"

November 14, 2019

 Important home maintenance before winter It is almost that time, to start turning down thermostats, breaking out the fuzzy blankets and cozying up near a hearth to enjoy chilly nights. Transitioning from one of the hottest seasons in year to a forecasted icy winter can affect your home more than you might think. Home maintenance covers an array ...

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Buyer Demand Growing in Every Region

November 14, 2019

Buyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country.According to the latest ShowingTime Showing Index,“Home showing activity was up again nationwide with a 4.6 percent rise in traffic, as the traditionally slow fall season began with a marked boost in buyer interest.”Buyers ...

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Steps in Staging the Interior of a Home

November 13, 2019

Usually sellers wish to have their properties on the market for a quick of a sale as possible. Therefore it is important that the property looks it's best for that potential buyer. By using home staging techinques, the seller is able to enhance the home's best assets and help that potential buyer to see that property as ...

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Upsizing Your Home

November 13, 2019

Unfortunately, our homes don’t always grow with us. What may have initially worked fine for a single person, a young couple’s starter home, or a family with a newborn can quickly become too small as families expand and multiple generations live under one roof.Remodeling and adding to your home is one option for creating more space, ...

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Downpayment Assistance

November 12, 2019

The BoA says it hopes its Neighborhood Solutions program will help more than 20,000 buyers enter homeownership within the next five years.The program includes both down payment assistance and closing costs assistance. There’s also “low down payment mortgage” option, plus grants that can be applied to non-recurring closing costs. BoA is also partnering with both ...

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5 Mistakes Veteran and Military Home Buyers Make

November 12, 2019

No. 1: Not using a VA-savvy real estate agentIf you’re getting a VA loan, make sure you work with a real estate agent who understands the VA home loan process. When you’re buying through the Veterans Affairs department, you’ll need to find a home that meets VA home loan property requirements. A VA appraiser will ...

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5 ESSENTIAL TIPS FOR AN ECO-FRIENDLY MOVE

November 12, 2019

 NuEnergy BlogEco-Friendly TipsUnfortunately, moving home can leave it’s mark on the planet. You may be thinking that moving is a fairly eco-friendly operation since most people use recyclable boxes anyway. However, moving also often involves a lot of waste, a significant amount of traveling and unnecessary materials. If you’re concerned about making your home move ...

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Planning on Buying a Home? Be Sure You Know Your Options.

November 12, 2019

When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer build. With limited existing home inventory available today, especially in the starter and middle-level markets, many buyers are considering a new home that’s recently been constructed, or they’re building ...

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Carbon Monoxide Detectors

November 12, 2019

From Pillar to Post Home InspectionsCARBON MONOXIDE: A DEADLY DANGER With winter coming on to cool much of North America, it’s worthwhile to address a potential hazard that arises with increased use of fuel-burning appliances such as furnaces and water heaters: carbon monoxide. Carbon monoxide (CO) is an odorless, colorless gas produced by the combustion of fuels such ...

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DO WHAT YOU SAY YOU’RE GOING TO DO

November 12, 2019

 This is a major factor in the trust-building process. Be the agent your clients can rely on and always do what you say you’re going to do. The second you drop the ball on something, your clients will naturally build skepticism....

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Marketing a Listing? MLS Submission Will Soon Be a Must

November 12, 2019

Source: "Marketing a Listing? MLS Submission Will Soon Be a Must" NAR (November 11, 2019)At its Nov. 11 meeting, NAR’s Board of Directors approved MLS Statement 8.0, also known as the Clear Cooperation policy. The policy requires listing brokers who are participants in a multiple listing service to submit their listing to the MLS within one ...

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Historic Elmwood Park

November 11, 2019

 Nestled in the historic district in the heart of Columbia, SC sits the residential community of Elmwood Park. The residential side of Elmwood was officially founded in 1905 when the original state fairgrounds were moved from that location to its current location down from the University of South Carolina and the lots were sold at auction. Housing styles ...

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A few great ideas to increase the value of your charming older home by upgrading it to an eco-friendly and energy-efficient dwelling.

November 11, 2019

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11 Reasons Why Your Home Isn't Selling

November 10, 2019

By Charles Muotoh When you first put your house on the market, you might be hopeful for a quick sale—especially if you've put a lot of money into improving the house over the years and if the neighborhood is one that has historically attracted a lot of buyers. While you shouldn't panic if the house doesn'...

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THANK YOU TO OUR VETERANS

November 08, 2019

There is special financing available to eligible veterans including Regular Military, Reserves, National Guard, and eligible surviving spouses.  The Veternans Adminstration does not make the loans, they guaranteed a portion of the loan.   The applicant chooses any bank or mortgage company that provides VA loans.  Here is a link to The U.S. Department of Veterans ...

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Where is the affordable housing? Who can help?

November 07, 2019

 Great question. I wish I had a dollar for every time that I have heard it. As most of us are aware of, the cost of housing is rising faster than most workers pay or worse yet, social security. To make things worse, today most lenders will not make a loan under 60,000 or so. Why? These ...

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The 5 Biggest Mistakes Veteran and Military Home Buyers Make

November 07, 2019

Craig McCausland/iStockHaving a place to call your own—whether you’re going to be there for four years or forever—is an essential part of the American dream. The U.S. Department of Veterans Affairs offers plenty of great programs to help those who have served in the military get a home loan, but the process isn’t foolproof. ...

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Thanksgiving Day Quotes

November 06, 2019

Thanksgiving Day Quotes 1. "Thanksgiving Day is a jewel, to set in the hearts of honest men; but be careful that you do not take the day, and leave out the gratitude." - E.P. Powell2. "Our rural ancestors, with little blest, Patient of labor when the end was rest, Indulged the ...

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Mortgage Applications Uptick in Late October in U.S.

November 06, 2019

Residential News » Washington D.C. Edition | By Michael Gerrity | November 4, 2019 8:09 AM EThttps://www.worldpropertyjournal.com/real-estate-news/united-states/washington-dc-real-estate-news/mortgage-bankers-association-weekly-mortgage-applications-survey-october-2019-real-estate-news-joel-kan-11661.php According to the Mortgage Bankers Association's Weekly Mortgage Applications Survey for the week ending October 25, 2019, mortgage applications increased 0.6 percent from one week earlier.The Market Composite Index, a measure of mortgage loan application ...

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Holiday Things to See & Do in The N.C. Piedmont

November 06, 2019

North Carolina is a wonderful place to live, especially the Piedmont region, sitting right between the mountains and the coast, with lots to do.  There are more activities around the holidays within driving distance that are fun for the whole family. Here are a few “must do’s” that bring repeat visitors year after year:Ride the Polar ...

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Pools, Ponds, Lakes, Spas, Dams, Tubs & Kids, Tenants, Residents, Guests/Animals (invited and uninvited)

November 05, 2019

Credit goes to Byron Kinghttps://www.screaltors.org/pools-ponds-lakes-spas-dams-tubs-kids-tenants-residents-guests-animals-invited-and-uninvited/...

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Prepping to Buy Your First Home

November 05, 2019

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November 2019 Coffee County TN Real Estate Market Update

November 05, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 8.5% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 5% increase from 2018 YTD.The average days on the market are stable this year to date  vs. 2018 ...

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Pros and Cons of Buying a Fixer-Upper

November 04, 2019

If you found the perfect fixer upper but aren’t sure if it’s right for you, here are some pros and cons to consider.Some pros to buying a fixer upper includeLOWER MONTHLY MORTGAGE PAYMENTSMost of the time, fixer-uppers have lower prices than brand new homes, making the monthly payments lower. This gives you more money to redo ...

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FHA Loan Down Payment Help For Borrowers

November 03, 2019

Even with the FHA loan program’s low 3.5% down payment requirement, some borrowers struggle to come up with the minimum required investment for the purchase of an existing home or construction of a new home.Fortunately, there is home loan down payment assistance available for borrowers from local agencies (the FHA itself does not provide down payment ...

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