K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

When Is the Best Time to Get a Mortgage?

July 13, 2019

There is no single time that is best when it comes to buying a home. Rather, your individual circumstances help determine when the time is right. Most crucially, having your credit in order is the best way to get a great home loan that will make a home purchase affordable.The vast majority of homebuyers require a mortgage. A ...

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Taking the bite out of mosquitos!

July 11, 2019

The number of mosquito related diseases seem to increase every year, and can be alarming.  There are many different methods of repelling mosquitos, you just have to find the one that works best for you and your family at home:  ThermaCELL devices or mosquito coils can protect an entire patio area.  Unlike sprays, these are not ...

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Improvements That Pay off When Selling Your Home!!

July 11, 2019

Not all home remodeling projects are created equal — especially when you're trying to get the biggest bang for your buck when it comes time to sell your property.So before you spend thousands of dollars on that home remodeling project you've been dreaming about, make sure that you're armed with the facts first.Today, we'...

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Are you ready for the hurricane season?

July 11, 2019

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Break Up with your Girlfriend

July 10, 2019

Ok just kidding but at least I got your attention! But you may need to break up with your lender or Realtor if they tell you that HUD Homes are a waste of time. People listen, there are great deals to be had and these are just excuses from those that don't know how to help you achieve ...

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Back to School Checklist

July 10, 2019

Back-to-School Supplies ChecklistBackpack? Check. Lunch box? Check. Safety scissors? Er… The basics to buy your young scholar, from preschool to high school. DON PENNYPreschoolElementary SchoolMiddle SchoolHigh School1 art smockChange of clothes for spills or accidents2 freezer packs for lunch boxes1 lunch bag or lunch boxPackaged hand wipes (slip them into lunch boxes for wiping dirty hands before snack ...

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What Should I Ask a Potential Mortgage Lender?

July 10, 2019

Shopping for a mortgage can be stressful and time-consuming, especially when you know next to nothing about the process. Nobody wants to feel like they’re making a monumental decision while going in blind.With that in mind, here’s a list of questions to ask your mortgage lender, before you sign anything.1. What type of loans do ...

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5 Ways Agents Are Building Relationships with Neighborhood Sponsorships

July 09, 2019

Everyday, we see neighbors consistently turning to Nextdoor with questions about topics related to their homes: When is the best season to sell? Which type of kitchen remodeling would have the greatest impact to my home selling value? What real estate agents do you recommend? In fact, one in four conversations on Nextdoor are from neighbors seeking advice ...

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How Much Does It Cost to Paint a House in 2019?

July 08, 2019

Painting your home is a wise investment in time (if you DIY) and money. Here's how much it'll cost you.There's nothing like a fresh coat of paint to boost curb appeal and make an entire home feel fresh. But exactly how much does it cost to paint a house? Here's everything you need ...

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No contingencies, no problem: How to land a home in a tough housing market

July 08, 2019

    Janna Herron, USA TODAY Published 6:30 a.m. ET July 8, 2019  CLOSEYou’re going to need to bust open that piggy bank if you want to live in one of these pricey metro areas. Buzz60's Sean Dowling has more. Buzz60CONNECTTWEETLINKEDINCOMMENTEMAILMOREJonah Leff felt good about the third offer he put on a house ...

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Fair Housing

July 06, 2019

This is a Great Acticle Had to share .I did not write this. Fair Housing DeclarationI agree to:Provide equal professional service without regard to the race, color, religion, gender (sex), disability (handicap), familial status, national origin, sexual orientation or gender identity of any prospective client, customer, or of the residents of any community. Keep informed about fair housing ...

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DIFFICULT REAL ESTATE LISTING? APPEAL TO THEIR SENSES

July 06, 2019

DIFFICULT REAL ESTATE LISTING? APPEAL TO THEIR SENSESEven in the fastest-moving real estate markets, some homes just don’t sell. You know the reasons this happens and chief among them is that the home is overpriced. When a listing is priced right, however, it’s usually the home’s condition that keeps buyers from swooning over it.If investors ...

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June 2019 Coffee County TN Real Estate Update

July 05, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 9% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 8.5% increase from 2018 YTD.The average days on the market are fairly stable this year to date  vs. ...

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How to Make Your HUD Home Energy Efficient

July 04, 2019

Post by: Nancy Braun, Showcase Realty  Dreaming of lower utility bills?The consistently increasing cost of utility bills is a source of concern among many homeowners. When you are trying to pay off the monthly mortgage of your Charlotte home, put food on the table, send children to school, and save some amount for rainy days, each ...

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Beware of Yellow Jackets at your listing

July 03, 2019

Entomologists are warning the public to beware of giant colonies of nests that may have multiplied by the thousands in places that had milder winters this year.In Alabama, a colony of 15,000 stinging yellow jackets—the size of a Volkswagen Beetle—was found attached to a home that spanned 7 feet wide along the wall. Entomologists are ...

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HUD List Agent Availability or "Is There A Doctor in The House?"

July 03, 2019

Durning Realtor interactions, I have told the agent of my availability in order to answer any HUD questions he/she may have. My hours of availability (office hours, after office-hours, week-ends) are disclosed. I even offer to visit their office and assist them when they are ready to input an offer. I am like the old country doctor who used ...

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Student Debt -How it Affects a Home Purchase

July 02, 2019

Student Debt-How it Affects a Home Purchase By Michele Karl While many young people and millennials have graduated college and found a job, they are still unable to afford home. Why is this? Student loan debt. The U.S. is saddled right now with $1.4 trillion of student loan debt, 10 percent of all outstanding debt and ...

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Need the Independence of a Home?

July 01, 2019

There are so many different ways to become a homeowner but buying a HUD home requires a knowledgable agent. It can be an easy process with a veteran Realtor. As your buyer's agent how many HUD homes he/she has sold and when was the last time they closed one. You can also find a list of Realtors on ...

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Why You Should Invest in a Rental Property

July 01, 2019

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FHA Home Loan Mortgage Rates

July 01, 2019

Just as we headed into 2019, the FHA and HUD announced higher FHA loan guaranty limits for the new year, giving most counties a boost in the dollar amount the FHA would back for an FHA mortgage loan.Now, as we read headlines from reputable sources including Marketwatch, about home loan interest rates, it seems like now is a ...

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Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance?

July 01, 2019

Is there such a thing as a refund for FHA Up-Front Mortgage Insurance or FHA UFMIP? This mortgage insurance premium is required on FHA loan transactions and must be paid either in cash at closing time or must be financed into the loan amount.FHA loan rules do not allow a borrower to pay a portion and finance a ...

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Why do I need to REKEY?

June 28, 2019

Everyone waits for the closing day where KEYS are the reward for all the success throughout the buying process for your new home.  As a veteran Realtor, it is my advise to have your new home REKEYED regardless of who you purchased it from.  You never really know who may have a key to your new home....

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Three bedroom home & THREE CAR GARAGE

June 28, 2019

Wow!   When can you buy a 3 bedroom home with a 3 car garage for $105,000?I can answer that!   Right now is when.Where is at a pretty country setting in Cookeville, Tennessee.   15391 Dodson Branch Hwy.3 bedrooms, 2 baths, @1512 square feet heat living space.  Lot size @0.69 ac - ...

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The Property Brothers Point Out The Worst Renovation No-NO

June 28, 2019

You may find yourself considering a purchase of a HUD Owned Property, but find it a bit initimidating if the house needs some updating or improvements.   There are a wealth of ideas of 'how to' on line.  Here is a recent article found on Realtor.com, by Lisa Johnson Mandell | June 6, 2019.  You ...

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Life in The Great Smoky Mountains

June 28, 2019

Life in The Great Smoky Mountains of Sevier County TN by Sandra C Brown, Broker Dream Catcher Realty LP, Sevierviile TN    Sevier County is the gateway to the Great Smoky Mountains and has over ten million visitors each year.  It was settled by the Scottish Irish in the early 1800's who came from Southern ...

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