K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

The New Frontier of Home Decorating: Doing It All Online

October 08, 2018

© HavenlyAfter four emails in about as many hours, I was almost certainly driving Lyndsi Lee crazy.But the 35-year-old interior designer assured me we'd soon figure out whether a pair of comfy chairs or a couch would look better in my son's playroom. It was a pressing question, because having doors and windows along the back ...

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Helping your clients this winter

October 08, 2018

Winter is coming up soon. Now is the time to inform your clients to make sure their home is winter ready.  All homes can run into the issues of frozen pipes if not properly prepared. Vacant homes should have the pipes drained and winterized, we suggest having a certified plumber handle this task to ensure it is done ...

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Relocation Quick Guide: Spartanburg SC

October 05, 2018

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Get Pre-Approved!!!!

October 05, 2018

 There is no time like today to purchase a HUD OWNED PROPERTY.  Interest rates have remained low for a while now.  However, we know they are on the rise.  Now is a good time to get online and find one of the right properties for you. While you can still enjoy interest rates of today. ...

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October 2018 Newsletter

October 05, 2018

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Are You Ready To Buy A Home With An FHA Mortgage?

October 04, 2018

Are you ready to buy a home with an FHA mortgage? There are ways to tell how close you are to being ready to start house hunting and move out of the planning stages of your new home loan.Do You Know Your FHA Loan Limit?The FHA home loan limit varies depending on the housing market; some areas ...

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Where Are Mortgage Interest Rates Headed In 2019?

October 04, 2018

The interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search.Below is a chart created using Freddie Mac’s U.S. Economic & ...

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4 Reasons To Sell This Fall

October 03, 2018

https://www.keepingcurrentmatters.com/2018/09/21/4-reasons-to-sell-this-fall-infographic-2/...

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Homeowner Safety Tips for Halloween

October 01, 2018

Make sure your property is well lit.  Turn on as many outside lights as you can around the front of your house.  Make it clear which door they should come to.  Maybe put some solar lights along the sidewalk if it’s too dark.  Make sure those trick or treaters can find their way to ...

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LIVE LIKE YOU ARE ON VACATION YEAR ROUND IN THE HILLS OF TENNESSEE

October 01, 2018

 Live like you are on a year round vacation or make this your second home destination. Located on The Cumberland Plateau, in a beautiful wooded and private setting of 4.13 acres.   It will soon be fireplace weather - you will stay warm from this lovely two story fireplace.  1.5 stories, full basement, 3 ...

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DOES YOUR CREDIT SCORE IMPACT THE COST OF YOUR HOUSE!?

October 01, 2018

DOES YOUR CREDIT SCORE IMPACT THE COST OF YOUR HOUSE? YES!Can your credit score actually COST you money when buying a house? Absolutely! Lower credit scores can cost thousands of dollars over the life of a mortgage loan. Here’s why.Your credit rating matters to a mortgage lender. Like all lenders, mortgage companies offer loans on the ...

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$15k Down Payment Assistance!

October 01, 2018

If you qualify for a Great Choice Home Loan and you’re purchasing an existing home in a designated ZIP Code, you can apply for $15,000 in financial assistance for your down payment and closing costs. The Hardest Hit Fund Down Payment Assistance (HHF-DPA) program is available to Great Choice borrowers who purchase a home in a neighborhood ...

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Alabama - not just a place to visit

September 27, 2018

Alabama is one of the best places to live. There are lots of attractions available within the state. It's always pleasurable to be in the city and visit various places. There are many various places to visit: historical monuments, museums, theaters and much more. Many tourists also come from far distances to visit Alabama and spend a ...

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Why to purchase a home in the fall.

September 27, 2018

A lot of people think the best time to buy a house is during the Spring market. And, it is……in the sense that more houses are listed for sale in the Spring. However; there are a lot more buyers trying to buy those listings.Some of the houses listed back in the Spring don’t end up ...

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Winter Ready Home

September 27, 2018

It's almost that time of year again -----  WinterTips to get your home ready for the winter monthsMake sure your water heater is wrapped if located in an area that is not heatedMake sure your windows and doors have proper   weatherstrippingMake sure all crawl space doors are closedMake sure your HVAC is clear of any/all debris around ...

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5 Reasons to have a Home Inspection

September 26, 2018

It’s easy to get swept up in the excitement of buying a new home and forget to make the important decision to have a home inspection conducted soon after you are under contract.Home inspections are an instrumental part of the homebuying process that can save you a lot of time and money in the long run.Here ...

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What is a credit score and why should I care:

September 26, 2018

By: REBAC Staff Your credit score is a three-digit measurement of your creditworthiness. By summarizing your prior history of paying off your debts, your credit score tells potential lenders how much risk they will assume if they grant you a loan.If you are considered a risky borrower, your loan application may be declined, or you may have to ...

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Mobile Home Values Might Rise as Fast as Regular Homes—Here’s Why That Matters

September 24, 2018

Mobile Home Values Might Rise as Fast as Regular Homes—Here’s Why That MattersMany have long held the assumption that mobile homes don’t increase in value — or, at the very least, they rise in value at a much slower rate than traditional homes.But recent data suggests the opposite is true —and that could have ...

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Inside Lending, by Matt Shuler

September 17, 2018

 Brought to you by Matt ShulerDID YOU KNOW?... PropertyShark reports 83% of Generation Z (born1995 to 2010) plans to buy a home in the next five years and get this: the 'Instagram Generation' would sacrifice location and commuting distance for size and amenities.    THIS WEEK'S FORECAST   NEW HOMES GOING ...

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It's Fall Ya'll!!

September 17, 2018

Cooler temperatures and pretty soon falling leaves serve as a reminder that the fall is just around the corner. Even though summer is not over just yet, it’s a good time to do some seasonal maintenance. The weather can change quickly, especially if you live in a colder climate so you don’t want to be caught unprepared. ...

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Home Prices Have Appreciated 6.9% in 2018

September 16, 2018

Home Prices Have Appreciated 6.9% in 2018 Wednesday September 12th, 2018  For Sellers, Housing Market Updates, Move-Up Buyers, PricingBetween 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey.Every month, the economists at ...

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5 Home-Selling Tips Everyone Hears—and Should Ignore

September 15, 2018

One of the hardest parts of selling your home is all the unknowns: Who will buy your place, and for how much? How long will it take? That uncertainty might make you particularly eager to soak up advice from just about anyone who's willing to share. Problem is, just because your sister or co-worker swear by ...

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Does Renting Make More Sense Than Buying A Home?

September 15, 2018

Some people don’t think buying a home makes sense. They feel like renting is a smarter move.On the other hand, some people think renting doesn’t make any sense.For the most part, arguing it one way or another is about as useful as arguing politics or religion — whatever “side” you’re on, you have ...

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10 Common Title Problems

September 14, 2018

10 Common Title ProblemsHave you ever wondered why you need title insurance? Your home may be new to you, but every property has a history. A thorough title search can help uncover any title defects tied to your property. And, subject to the terms of the policy, your title insurance provides protection for you from title problems that may ...

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Hurricane Florence

September 14, 2018

The most important thing you can do as hurricane season approaches is to get yourself , your family and your home prepared. By starting early, you will avoid the rush at home supply stores, grocery stores and other venues typically crowded and often chaotic when hurricane watches and warnings are issued.  Here are a few tips:Food and water: store ...

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