K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Tips on selling a home to a millennial

February 15, 2018

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How’s the neighborhood?

February 14, 2018

What is the neighborhood like? How many times have you wondered that? As a Realtor, I hear it all the time. Prospective home buyers wanting to do due diligence on the neighborhood that they are considering. ow many times have you heard thatHWhere do we go to get that information? Since a Real Estate agent will not, and should ...

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How to get the winning bid in today's market

February 14, 2018

The market is getting stronger and stronger over the past few years and that is causing changes in the way foreclosures and REO properties are looking at offers. I personally sell over a 100 homes on average a year and write a lot of offers on these types of properties for anyone from homeonwers (owner occupants) to investors. I ...

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What to expect from a buyer's agent

February 14, 2018

What to Expect From A Buyer’s AgentSaveA real estate agent can be invaluable when you are trying to buy a home. Each agent is different, which means each may take a slightly different approach to the home buying process. However, there are certain things that every real estate agent should do for you as a buyer.I have ...

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Keep the flu from taking over your home.

February 14, 2018

Is your house hit with the flu? 7 cleaning tips to keep it from spreadingKeep the flu from taking over your home with these easy steps.by Karen B. Gibbs / Jan.22.2018 / 1:39 PM ET / Source: TODAYThere's no doubt about it, this flu season has been brutal. But you’re not powerless when it ...

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Getting Rid of that Belly Fat

February 14, 2018

Getting Rid of that Belly FatBelly fat is more than just a nuisance that makes your clothes feel tight. This type of fat is a major risk factor for type 2 diabetes and heart disease. How to get rid of it:Eat plenty of soluble fiber- this type of fiber promotes weight loss by helping you feel full so naturally ...

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Cleaning Your Home to STOP Colds & Flu from Spreading

February 14, 2018

Cleaning Your Home to STOP Colds & Flu from Spreading Catching a cold is miserable, contracting flu is even worse. It's often hard to avoid, but a lot can be done to stop these infections from spreading like wildfire around the house."You don't need bucket loads of bleach, just targeted hygiene," says professor of ...

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Escrow on the go!

February 14, 2018

Being secured is always on our mind when it comes to house purchasing. On the side of buyer and seller, we always need someone who could assist us as we close the deal. Here comes the Escrow, which is very important because it protects both sides.Escrow, is a hired third party (escrow holder), who assures that the buying ...

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Happy Valentine's Day from ERA Wilder Realty

February 14, 2018

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Interest Rates on the Rise

February 13, 2018

Interest Rate Increase  We have enjoyed a long streak with low interest rates.   Looks like the streak is about to end.The year started with rates holding below 4% for 26 straight weeks.  Within a two-week period, the average 30-year rate nationwide raised to 4.15% according to Freddie Mac.Now FHA Loans averaged 4....

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Tax Benefits for Landlords

February 12, 2018

February 12, 2018 | The Boone Crew, Master Brokers  If you think you are interested in owning rental property, there are several things to consider.  However, this article will review the advantages of owning rental property which are the tax deductions that you are allowed to take with rental property.  Some of these include: Advertising Cleaning & ...

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Why Do Real Estate Agents Ask For A Pre-Approval?

February 12, 2018

One of the most common home buying myths that exists is that when buying a home, you should find a home before getting a pre-approval.  There are some real estate agents who will show a home, or several homes, to a buyer without knowing whether a buyer is pre-approved or not.  This is a trait that you ...

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Tips for Buying Your Next Home

February 12, 2018

Buying a house can be stressful...especially if it is your first home buying experience. However, you do not need to be overwhelmed if you are properly prepared. Many people struggle with such a major pruchase. This article is here to help you gain more knowledge and help you on your journey to finding the perfect home. Here are ...

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Fannie Mae's Increased DTI Ratio on Conventional Loans Open More Doors for Home Ownership

February 09, 2018

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Why HUD Homes are a Good Purchase for Millennials

February 07, 2018

Why HUD Homes are a Good Purchase for MillennialsAs the millennial generation becomes a huge part of the 18-34 home buying population for now and for years to come, it is vital that real estate professionals understand what this group is looking for and the challenges they face. Most millennials are either renting or are living with their parents. ...

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Millionaire To Millennials: Don’t Rent A Home… Buy!

February 06, 2018

In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.” Bach went on to explain: “...

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Benefits of Home Ownership

February 05, 2018

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Travel to the North Carolina Mountains!

February 05, 2018

The mountains of North Carolina have many hidden gems for travelers.  The Great Smoky Mountains run along the western border of North Carolina, and serve as a great place for fishing, kayaking, ziplining and hiking.  Asheville is the heart of the mountains and home to the famous Biltmore Estate, the largest home in America that sits on ...

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FHA LOAN LIMITS ARE SET

February 05, 2018

FHA Loan Limits Updated for 2018 Home prices are trending upward across the country. If you’re lucky enough to be independently wealthy, you might be able to buy your home with cash, but most people will have to get a mortgage. If you’re buying a home with a mortgage, every program has an upper limit on ...

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Is an FHA Mortgage Loan a Good Idea for First-Time Buyers?

February 03, 2018

Is an FHA Mortgage Loan a Good Idea for First-Time Buyers?Here’s a common question we receive: Is an FHA mortgage loan a good idea for first-time home buyers?This is not a yes or no question, because it varies from one borrower to the next. With that being said, the FHA loan program is often a good ...

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Get A Realtor

February 02, 2018

Get a RealtorPosted on February 2, 2018 in UncategorizedIs it possible for you to purchase or sell your home without a real estate agent? Possibly. However, what will that cost you? As a buyer, the seller pays for your agent. Regardless of buying or selling, a realtor’s greatest value is saving you time, money, and stress.A great ...

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FHA Loans And Cash Back At Closing

February 01, 2018

FHA Loans And Cash Back At ClosingFHA loans and cash back at closing-many borrowers want to know if they can take cash out on an FHA mortgage loan and the answer isn’t as simple as yes or no.FHA home loan rules allow cash back as a routine part of the transaction for FHA Cash-Out Refinancing and for ...

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Can Disaster Relief Grants Be Used As Money To Close An FHA Loan?

February 01, 2018

Can Disaster Relief Grants Be Used As Money To Close An FHA Loan?Can disaster relief grants be used as money to close an FHA mortgage loan?In the wake of the many natural disasters in 2017, many home owners in Texas, California, Puerto Rico, and other affected areas want to know what their options are to recover, rehab, ...

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Spring Buying Tips

January 17, 2018

Tips for Spring Buyers Talk to a Lender- It’s never too early to start speaking with a lender about your future purchase. This allows you to see what your credit looks like and if you meet all the criteria to be pre-approved. This extra time gives you the opportunity to clean up your credit report, if needed, and ...

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Home Sweet Home Alabama!

January 16, 2018

Reasonably-priced property abounds in Alabama, and it sure isn't hard to find. Many metro areas are rich with revitalized, quaint, and historical pockets. In the smaller towns and rural counties Alabama property is very reasonably priced. Rural properties are the best value given the structure and land combined.  In Alabama, the largest real property category is located ...

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