K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Most Important Things to Repair Before Selling Your House

August 01, 2018

                                           Most Important Things to Repair Before Selling a HouseIt is easy to miss a lot of the wear and tear that happens to your house over the years. But when you start thinking about selling, the state ...

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Buying a Home

August 01, 2018

https://www.hud.gov/topics/buying_a_homeBuying a HomeThinking about buying a home? We have information that can help! Got questions? Talk to one of our housing counselors!1. Figure out how much you can affordWhat you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.Home EconomicsHomebuying programs in your stateTalk to a HUD-approved housing ...

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5 Tips For Home Buyers

August 01, 2018

5 Tips For Home BuyersHome ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance ...

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Before Your FHA Home Loan Closing Date: What You Should Know

August 01, 2018

Before Your FHA Home Loan Closing Date: What You Should KnowBefore your FHA home loan closes and you sign on the dotted line, there are some things you should know. Home closing paperwork spells out the agreements you have made on the mortgage and these documents are legally binding.It’s a very good idea to be familiar with ...

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Going Green!

July 31, 2018

As you become more conscious of the environment and aim to reduce your carbon footprint, you will most likely put more of a premium on products and features that promote energy efficiency. Your home should be no exception. If you're thinking about putting your home on the market, you should consider the steps below to get started "...

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Delivering Home Ownerhip

July 31, 2018

If homeownership is the great American Dream, then Chase Home Lending is the place where such dreams can come true. Specifically, Chase’s product team has been charged with the key responsibility of ensuring that the origination products created by Chase and its mortgage servicing standards stay true to the end goal of providing comprehensive affordable lending products and ...

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Economic News

July 31, 2018

Though August is usually a pretty slow month within the financial markets and the real estate sector, this August starts with a bang. Today the Federal Reserve's Open Market Committee concludes their meeting and will issue their rate decision and analysis. Just two weeks ago, Federal Reserve Chairman Jerome Powell told Congress that strong U.S. economic growth ...

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6 Reasons to Own a Home - Spanish Version

July 31, 2018

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6 Reasons to Own a Home - Spanish Version

July 31, 2018

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Fun in Myrtle Beach, SC

July 31, 2018

If you've ever jumped on a trampoline than you know how fun they are.  One of the great places to visit while your hear at #Myrtle Beach, is Rockin' Jump Myrtle Beach Trampoline. We have been there several times with our children and they love it.  They have a dodge ball area, slam dunk zone, open ...

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Will Your Current House Fit Your Needs in Retirement?

July 30, 2018

As more and more baby boomers enter retirement age, the question of whether or not to sell their homes and move will become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to adapt to your needs in retirement....

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You are my sunshine

July 26, 2018

My only sunshineYou make me Happy when skies are gray...Do you find yourself singing the blues and need a way to cheer up in this fast pace real estate market? HUD homes are the cure to your summertime blues. When a HUD Property is placed on the market, there is an intial bidding period. Sometimes that bidding period ...

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Choosing the Right Lender

July 25, 2018

In today’s competitive world, mortgage lenders will practically be ready to break your door down to represent you before someone else. However, eagerness should be regarded with caution because it is important to find the right fit in your lender. Choosing the right lender could not only create a withstanding, professional relationship but in turn also save you ...

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Home Selling is Personal

July 23, 2018

  Technology and Real EstateReal Estate has always been a relationship with people business.  However modern technological advances have changed the pace and temperance that the real estate business is conducted.   This blog is designed to educate consumers on things to consider when supplementing technology for good old fashioned licensed experience.The new ...

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Alabama - real estate

July 22, 2018

Alabama's weather can be diverse, with hot, humid summers, but its winters are generally mild, a fact no doubt appreciated by those who've lived in northern climates and who've had their fill of winter snowstorms. Snowfall is more common in the northern region of the state than in the south, but snow is still a relatively ...

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4 Reasons Adjustable Rate Mortgages are on the Rise

July 20, 2018

When it comes time to take out a mortgage on a property, there are many different types of loans available. From government-backed VA and FHA loans, to conventional fixed-rate 15-, 20-, or 30-year loans, there are lots of options to consider. One avenue you may not have considered — and may have even been warned against — however, ...

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July 2018 Middle Tennessee Market Update

July 18, 2018

The real estate market is still hot! In the Middle Tennessee area of Manchester, TN; Home sales are up 8% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Median home prices for 2018 are up 10% vs. 2017 year to date.  Thinking of ...

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Buying In Tight a Supply Market by Sandra C Brown, Broker Dream Catcher Realty

July 16, 2018

Buying a Home In a Tight Supply Market By Sandra C Brown, Broker/Owner Dream Catcher Realty Sevierville,TN  Don't let a tight supply of homes keep you out.  Follow these steps to secure your new home.  1) Get preapproved. 2) Have the EMD and downpayment ready in the bank. 3) Make a ...

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17 Things to Never, Ever, EVER Do to Your House

July 15, 2018

What may seem like a good idea, often isn’t. Here are 17 common mistakes new homeowners often make. #1 Get Rid of Your Only TubIf resale value is important to you, don’t get rid of your only bathtub no matter how dreamy that walk-in shower looks.It will make it harder to sell when ...

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TIPS TO SELLING YOUR HOME

July 15, 2018

TIPS TO SELLING YOUR HOME Listed belowed are just a few trips to help you sell your house with ease. Tip #1: Clean, clean, clean!     Make sure your house is tidy before meeting with your agent. This is because once you sign those listing documents, your agent is going to want to take marketing ...

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Mortgage rates are falling. Here’s what that means for agents

July 14, 2018

Mortgage rates are falling. Here’s what that means for agents - from Joe Ward, Atlanta Agent MagazineA consensus among mortgage industry leaders heading into 2018 was that interest rates would rise. The Mortgage Bankers Association predicted that interest rates could hit 5 percent by the end of the year.And while mortgage interest rates have modestly increased this ...

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Tips for Buying Your First Home and Mistakes to Avoid

July 13, 2018

BY ELIZABETH WEINTRAUB Updated May 06, 2018I have written hundreds of articles about the home buying path and gone into excruciating detail about every single step involved in buying a home. It dawned on me that buyers really need a basic overview. Especially for first-time home buyers who aren't familiar with the process.Bear in mind that the ...

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5 Way to Increase Your Credit Score

July 13, 2018

5 ways to increase your credit score        Manage all late payments. Pay off debt strategically.Setting up payment due date alerts with all credit cards and loans is a great way to stay organized and on top of things! Make sure to coordinate your payment due dates to appropriately fit your paycheck schedule....

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10 MORTGAGE TIPS THAT WILL MAKE HOME BUYING EASIER

July 12, 2018

  Getting a mortgage is not as easy as it used to be.Since the mortgage crisis, lenders have begun evaluating mortgagees on a whole new level.If you’re going to successfully navigate the mortgage market today and come out of it a new homeowner, it helps to have some mortgage Keep reading for 10 tips that ...

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Terry Watson's Three Sheets

July 12, 2018

By Tony Smith, Wanda Smith & AssociatesRecently, I was honored to attend a Leadership Conference & Training at the National Association of REALTORS® headquarters in Chicago. It was a remarkable and intense few days with lots of meaningful and useful information, both on being a leader and being a REALTOR®. One of the most memorable (and amazing) speakers was ...

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