K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on Real Estate

Buying a house requires a lot of time and effort!

February 19, 2018

Buying a house requires a lot of time and effort, but these 10 steps can help make the home buying process manageable and help you make the best decisions possible. Step 1: Start Your Research Early (if you found this blog you are ready for step 2)As soon as you can, start reading Web sites, newspapers, and magazines ...

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Beyond Experience

February 15, 2018

I've been in the real estate business for over 35 years: new construction, residential resale, some land, a lot of REO properties. In all honesty, I'm not bragging nor exaggerating when I say all of those years, all of those transactions have given me a lot of experience. Coupled with my ongoing efforts to educate myself about ...

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Tips on selling a home to a millennial

February 15, 2018

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Why Do Real Estate Agents Ask For A Pre-Approval?

February 12, 2018

One of the most common home buying myths that exists is that when buying a home, you should find a home before getting a pre-approval.  There are some real estate agents who will show a home, or several homes, to a buyer without knowing whether a buyer is pre-approved or not.  This is a trait that you ...

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The Tax Bill and The Mortgage Interest Deduction

January 15, 2018

 While we always want to see changes in the market and governmental policy that make homeownership more attractive, the changes to the Mortgage Interest Deduction (MID) in the recent tax bill probably (hopefully) won't negatively impact the majority of homeowners. What are the changes and how do they impact you? The MID will be capped ...

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Fashionable home design trends in 2018

January 05, 2018

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10 Tips for Buyers and Sellers

December 15, 2017

In this blog,  I wanted to give 10 tips that can be used to help the buying and selling process. For Sellers1.  Clear Clutter- Tackle one room at a time. Separate into keep, donate, toss2.  Get Packing - Start packing the things you want to keep but won't use for a while3.  Research ...

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Should You Buy Now or Wait?

December 15, 2017

Should You Buy Now or Wait?Infographic ---Some Highlights:- The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time.- Freddie Mac predicts interest rates to rise to 4.4% by next year.CoreLogic predicts home prices ...

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TELL CONGRESS: KEEP THE DOOR OPEN FOR HOMEOWNERS

December 14, 2017

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Home Buying 101: 203k Your Way from Deplorable to Adorable

December 14, 2017

In a blog a few months ago, I talked a little about what FHA Uninsurable means, and the financing options for the FHA Uninsurable (UI) home. One such option is an FHA 203(k). Right now, in our market, inventory is so low that "ugly" houses that would have taken months to sell a few years ago are ...

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The Equifax Breach and Your Housing Future

November 21, 2017

Unless you've been living under a particularly uniformed rock, you've heard about the massive data breach that Equifax announced on September 7, 2017. The vital information of over 143 million American consumers was exposed to hackers.  The information exposed was indeed vital; it included  names, Social Security numbers, birth dates, addresses and, in some cases, ...

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Homes Reach Boom Prices Nearly a Decade Later

November 20, 2017

Home prices have returned to boom levels similar to 10-years ago when the housing bubble burst and catapulted the Great Recession. Despite similarities between then vs. now, the current market is experiencing material differences, according to data released Monday from Realtor.com. Historically low inventory levels, tighter lending standards, significant job and household growth, and a strong housing market ...

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Prepping a Home for Sale: 10 Simple Staging Tips

November 17, 2017

Prepping a Home for Sale: 10 Simple Staging Tips What is home staging? When should you stage your home? Home staging is not decorating. It is the opposite of decorating because you are depersonalizing your home for sale so that it appeals to the most buyers.Stage your home before your realtor takes images for the online listing. There ...

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Why You Should Sell Your Home During the Holidays

November 17, 2017

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HOW TO AVOID RENTAL SCAMS

November 17, 2017

Rental scams are on the rise and you need to be aware of some of the tactics used for these scammers. When there is a shortage of rental inventory the ground is ripe for scams, since people become desperate to find an acceptable rental. Here are a few tips can help in identifying rental scams. Really? The old ...

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3 tips for buyers during a home inspection

November 08, 2017

One of the most stressful parts of buying a home is the home inspection. Getting the most value from a home inspection is crucial, especially since any missed item can cause a significant amount of trouble a few years or decades down the road. With that in mind, let’s take a look at a few tips on how ...

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Avoiding Foreclosure

November 03, 2017

There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist ...

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Maximize the Selling Price of Your Property

June 27, 2017

Three inexpensive tips to maximizing the selling price of your home.CURB APPEALA little landscaping goes a loooong way...A study of homes in Greenville, S.C., from researchers at Clemson University found that the value of homes with landscapes that were upgraded from "good" to "excellent" and resulted in an overall increase in value by 6 ...

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Buying a Home...Where to Start?

March 20, 2017

We get calls every day from consumers in the marketplace interested in the homes we have listed. They ask the price, they ask about the square footage, the bedrooms, the baths, and the lot. Then, more often than you would think, sometimes with a shaking voice, sometimes almost in a whisper, they ask the question they've been afraid ...

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6 Savvy Ways to Save! On your Real Estate Closing Costs.

September 15, 2016

As a first time homebuyer you are likely to be surprised or even blind-sided by costs of closing a real estate deal. So it is a good idea to understand upfront exactly what your mortgage lender is going to expect and be prepared to negotiate. First of all, know you local market. In some markets closing costs can be ...

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