K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on Real Estate

HUD ANNOUNCES FIRST-EVER HUD-HELD SINGLE FAMILY NOTE SALE (HVLS 2022-2) EXCLUSIVELY FOR MISSION-DRIVEN NON-PROFITS AND UNITS OF STATE AND LOCAL GOVERNMENT

April 18, 2022

HUD No. 22-065HUD Public Affairs(202) 708-0685FOR RELEASETuesdayApril 12, 2022June 8 competitive bid sale of approximately 1,450 vacant property notes furthers Biden-Harris Administration objectives to return more properties to future owner-occupancy.WASHINGTON - The U.S. Department of Housing and Urban Development’s Office of Asset Sales announced on Tuesday that it will conduct a competitive bid HUD-held vacant ...

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Are You Ready To Sell? 5 Steps To Get Your Home SOLD!

April 13, 2022

1 De-clutter and depersonalize the home.   You want the buyer to be able to visualize their personal Item in your home, to imagine themselves in the house.  Put away the family photos, the kids drawings and the personal “touches” you have added over the years.   De-clutter by clearing your counters of small appliances ...

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An aspiring homeowner's guide to Real Estate Terms

March 11, 2022

An aspiring homeowner's guide to Real Estate Termshttps://www.roomvu.com/agent/richard-stewart?video=aspiring-guide-terms&share=true Presented by Richard Stewart REO Specialists llc Kalamazoo MI 269-345-7000...

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MORTGAGE NEWS

February 15, 2022

Rising interest rates are causing big headaches for mortgage lenders, especially those who depend most on refinance business. Demand is simply drying up.The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($647,200 or less) increased to 3.72% from 3.64%, with points decreasing to 0.43 from 0.45 (including the origination ...

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Last Year's Housing Market Was a Wild Ride... Here's What to Expect in 2022

February 14, 2022

Last Year's Housing Market Was a Wild Ride...Here's What to Expect in 2022The US housing market has had a white hot year. Home sales are on track to reach the highest level in 15 years, with an estimated 6 million homes sold in 2021. But whether you benefited from this surge depended a lot on ...

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REAL ESTATE NEWS

February 11, 2022

REAL ESTATE NEWSAs 2021 came to an end it showed a year of historically low mortgage rates. The market even saw it dip below 3%. Realtor.com expects that rates will rise this year and likely hover around 3.3 and possibly reaching 3.6% by the end of the year.Inventory likely will remain low as we enter ...

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Investor Series – What is House Hacking?

December 15, 2021

This is one of many articles we will be writing regarding investing in Real Estate.  Let’s focus on a commonly misunderstood phrase in the industry:  House Hacking.House Hacking simply means using other people’s money to help you pay off your home loan.  Let’s say you bought a nice 3 bedroom home.   ...

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Commonly asked questions in Real Estate

November 15, 2021

1.  How should I prepare my house before selling it?Preparing your home for sale can be a daunting task.  Clutter and filth are the enemy here and  you want to conquer those first.  It’s better to stuff your closets and drawers with things than to leave them in plain sight.  You should get ...

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The Women in Real Estate: Sabriya Scott, from being a Hairstylist to Realtor

March 08, 2021

According to the NAR Member Profile highlights 2020, 64% of all realtors were women and nationwide they dominate the residential real estate market. Women have come so far in terms of making a house more than just a HOME. On International Women's Day, we are celebrating the women in real estate and their contributions to the community they ...

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How to Improve Your Credit Score Before Applying for Home Loan

July 11, 2020

Post by: Nancy Braun, Showcase Realty Buying a house in Charlotte NC can be a lot of work. You need time to save, documents to prepare, mortgage brokers to talk to, and application forms to fill out. One aspect that affects the home buying process is applying for a mortgage, which in turn is significantly influenced by the ...

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Americans Are Still Moving—With Hand Sanitizer, Gloves, and Thermometers

April 03, 2020

By Louise Witt | Apr 2, 2020By any standards, the moving industry, like so many others right now, is substantially down in numbers, even if it is considered an essential business. More than 71% of the independent moving companies (not including the big companies) reported a decrease in business since the pandemic spread across the U.S., according to ...

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Take Advantage of Your Home Equity

February 15, 2020

Homeownership offers many advantages over renting, including a stable living environment, predictable monthly payments, and the freedom to make modifications. Neighborhoods with high rates of homeownership have less crime and more civic engagement. Additionally, studies show that homeowners are happier and healthier than renters, and their children do better in school.1 But one of the biggest perks of ...

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Establish a loving and lasting relationship with first-time homebuyers with these 3 awesome tips on how to win their hearts!

February 14, 2020

 According to experts, 2020 will be a positive year for the housing market. Although most homebuyers will likely buy during the spring season, it is beneficial for real estate agents to start building a connection with homebuyers as early as the first quarter of the year, especially with 1st-time homebuyers. With this in mind, here are 3 tips ...

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2020 Outlook: Real Estate Market Forecast

January 15, 2020

We’re in the midst of the longest economic expansion in U.S. history, and economists think there’s still room to grow. A recent survey by the National Association for Business Economics found that experts believe the U.S. economy will remain positive throughout 2020.1Still, given that recessions are a natural (and necessary) part of a business ...

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Gifts and Gadgets for Every Room in the House

December 15, 2019

Are you searching for new and innovative gift ideas this holiday season? If so, check out our list of the hottest home technology offerings. We’ve selected a few of our favorites for every room in the house.These smart systems and devices add comfort, convenience, and a “cool factor” that will delight your friends and family.  ...

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5 Steps to Finding Your Next Home

November 15, 2019

5 Steps to Finding Your Next Home01 Nov 2019  by Gerald J. RichardsonWhether you’re a first-time buyer or a seasoned homeowner, shopping for a new home can feel daunting. In fact, 56% of buyers said that “finding the right property” was the most difficult step in the home buying process.1Buying a home is a significant ...

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National Snapshot: What’s Ahead for Real Estate

October 15, 2019

The U.S. unemployment rate is at a 50-year low, and consumer confidence remains high. In fact, the University of Michigan’s latest Surveys of Consumers found that Americans have their most positive personal finance outlook since 2003.1However, if you follow national news, you’ve probably heard speculation that we could be headed toward a recession. Global trade ...

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6 Things to Know Before Buying a New Home

September 15, 2019

One of the biggest mistakes new homebuyers make is assuming that everything in their house will work perfectly because it’s brand new.No matter how precise and careful builders are, there is no such thing as a perfect house, asserts Diane Saatchi, a senior vice president at real estate firm The Corcoran Group’s East Hampton, N.Y., ...

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What to Ask When Choosing a Lender

August 13, 2019

 AboutTiffany Howard of Nicole James Real Estate Group is a top 1% agent and has participated in a variety of real estate transactions, including residential properties in the secondary home, REO, new construction markets in both the Triangle and Atlanta areas. Tiffany prides herself on maintaining a high level of professionalism and being a tireless advocate of her ...

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Serious About Selling?

June 15, 2019

 We all want to be good neighbors. But when it comes to selling your home, it’s not just about “keeping up with the Joneses.” It’s about outshining them at every opportunity!If you’re looking to sell your home fast and for the most money possible, you’ll need a strategy to set it ...

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What’s Your Home Actually Worth?

March 15, 2019

It’s easy to look up how much money you have in your savings account or the real-time value of your stock investments. But determining the dollar value of a home is trickier. As a seller, knowing your home’s worth helps you price it correctly when you put it up for sale. If you price it too ...

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How Long Will Your House Last?

February 15, 2019

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REALTORS® and the Qualified Business Deduction Rule by Tony Smith, Wanda Smith & Associates

February 14, 2019

Unless you’re new to planet Earth, you are aware that tax-time is just around the corner (if you are new to planet Earth, Welcome! Tax time is just around the corner. Please recycle and always tip your server). In January of 2017, a new law regarding business deductions took effect. It’s known as The Qualified Business Deduction ...

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Emotional Intelligence and Real Estate

January 15, 2019

The following article appeared in INMAN. The original article can be found here: https://www.inman.com/2019/01/14/connect-the-speakers-marc-brackett-on-emotional-intelligence-and-real-estate/Connect the Speakers: Marc Brackett on emotional intelligence and real estateWhat you need to know about emotional intelligence and how it helps rule your worldBYINMANStaff Writer  You’ve probably heard of the concept of emotional intelligence before — but if you’ve brushed ...

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What does it mean seeing pre-foreclosure auction

December 14, 2018

 I briefly spoke with another Realtor about pre-foreclosures/auctions on Zillow. We’re actually noticing more of these coming up on Zillow. Maybe its because our market has so little inventory and our buyers are becoming more “aggressive” in their search. Potentially in my opinion I think this is a leading indicator of a shift in the real ...

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