K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on Real Estate

How To Sell Your Home In The Winter

February 14, 2024

How To Sell Your Home In The WinterWhen you decide to list before the snow melts here are our top tips for marketing your home to winter buyers.                                                              ...

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HUD Commemorates National Fair Housing Month 2023 and the 55th Anniversary of the Signing of the Fair Housing Act

April 07, 2023

HUD No. 23-069HUD Public Affairs(202) 708-0685FOR RELEASEMondayApril 3, 2023WASHINGTON - Today, the U.S. Department of Housing and Urban Development (HUD) kicked off Fair Housing Month 2023, commemorating 55 years since the Fair Housing Act was signed into law. This year’s Fair Housing Month theme, Choices for All Voices: Building an Equitable Future, underscores the Biden-Harris Administration’...

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Home Sales decreased for last 6 months

February 14, 2023


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5 Common Mistake for Buyer Real Estate

January 12, 2023


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The Exchange: The Way Forward

December 29, 2022

Prior to joining the Fed in 2007, Larry Cordell worked in the mortgage industry at Radian Group and Freddie Mac. Upon joining the Fed, Cordell was a special advisor during the financial crisis and focused on several key Federal Reserve System initiatives, including the conservatorship of Fannie Mae and Freddie Mac, the Supervisory Capital Assessment Program (SCAP), and the ...

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December 15, 2022

Existing home salesMedian prices and interest rates rose as inventory tightened and homes sold quickly in October.The median price of Illinois homes sold in October 2022 rose in comparison to October 2021 – as year-over-year inventory decreased, according to data from Illinois REALTORS®. The average Illinois home sold in 28 days in October 2022, the same as in ...

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Practice The "Three C's" In Every Real Estate Transaction

November 15, 2022

Let's face it. Right now is a tough time for buyers and sellers. Buyers are facing high interest rates, while sellers are facing declining prices. These situations can most certainly cause frustration, and this frustration could be transferred to the agent of both parties. As a result, friction can result during negotiations and when under contract. However, when ...

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Calming buyers fears

August 11, 2022

https://magazine.realtor/sales-and-marketing/feature/article/2022/07/talking-points-to-calm-consumers-housing-bubble-fears  ...

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April 18, 2022

HUD No. 22-065HUD Public Affairs(202) 708-0685FOR RELEASETuesdayApril 12, 2022June 8 competitive bid sale of approximately 1,450 vacant property notes furthers Biden-Harris Administration objectives to return more properties to future owner-occupancy.WASHINGTON - The U.S. Department of Housing and Urban Development’s Office of Asset Sales announced on Tuesday that it will conduct a competitive bid HUD-held vacant ...

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Are You Ready To Sell? 5 Steps To Get Your Home SOLD!

April 13, 2022

1 De-clutter and depersonalize the home.   You want the buyer to be able to visualize their personal Item in your home, to imagine themselves in the house.  Put away the family photos, the kids drawings and the personal “touches” you have added over the years.   De-clutter by clearing your counters of small appliances ...

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An aspiring homeowner's guide to Real Estate Terms

March 11, 2022

An aspiring homeowner's guide to Real Estate Termshttps://www.roomvu.com/agent/richard-stewart?video=aspiring-guide-terms&share=true Presented by Richard Stewart REO Specialists llc Kalamazoo MI 269-345-7000...

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February 15, 2022

Rising interest rates are causing big headaches for mortgage lenders, especially those who depend most on refinance business. Demand is simply drying up.The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($647,200 or less) increased to 3.72% from 3.64%, with points decreasing to 0.43 from 0.45 (including the origination ...

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Last Year's Housing Market Was a Wild Ride... Here's What to Expect in 2022

February 14, 2022

Last Year's Housing Market Was a Wild Ride...Here's What to Expect in 2022The US housing market has had a white hot year. Home sales are on track to reach the highest level in 15 years, with an estimated 6 million homes sold in 2021. But whether you benefited from this surge depended a lot on ...

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February 11, 2022

REAL ESTATE NEWSAs 2021 came to an end it showed a year of historically low mortgage rates. The market even saw it dip below 3%. Realtor.com expects that rates will rise this year and likely hover around 3.3 and possibly reaching 3.6% by the end of the year.Inventory likely will remain low as we enter ...

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Investor Series – What is House Hacking?

December 15, 2021

This is one of many articles we will be writing regarding investing in Real Estate.  Let’s focus on a commonly misunderstood phrase in the industry:  House Hacking.House Hacking simply means using other people’s money to help you pay off your home loan.  Let’s say you bought a nice 3 bedroom home.   ...

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Commonly asked questions in Real Estate

November 15, 2021

1.  How should I prepare my house before selling it?Preparing your home for sale can be a daunting task.  Clutter and filth are the enemy here and  you want to conquer those first.  It’s better to stuff your closets and drawers with things than to leave them in plain sight.  You should get ...

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The Women in Real Estate: Sabriya Scott, from being a Hairstylist to Realtor

March 08, 2021

According to the NAR Member Profile highlights 2020, 64% of all realtors were women and nationwide they dominate the residential real estate market. Women have come so far in terms of making a house more than just a HOME. On International Women's Day, we are celebrating the women in real estate and their contributions to the community they ...

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How to Improve Your Credit Score Before Applying for Home Loan

July 11, 2020

Post by: Nancy Braun, Showcase Realty Buying a house in Charlotte NC can be a lot of work. You need time to save, documents to prepare, mortgage brokers to talk to, and application forms to fill out. One aspect that affects the home buying process is applying for a mortgage, which in turn is significantly influenced by the ...

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Americans Are Still Moving—With Hand Sanitizer, Gloves, and Thermometers

April 03, 2020

By Louise Witt | Apr 2, 2020By any standards, the moving industry, like so many others right now, is substantially down in numbers, even if it is considered an essential business. More than 71% of the independent moving companies (not including the big companies) reported a decrease in business since the pandemic spread across the U.S., according to ...

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Take Advantage of Your Home Equity

February 15, 2020

Homeownership offers many advantages over renting, including a stable living environment, predictable monthly payments, and the freedom to make modifications. Neighborhoods with high rates of homeownership have less crime and more civic engagement. Additionally, studies show that homeowners are happier and healthier than renters, and their children do better in school.1 But one of the biggest perks of ...

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Establish a loving and lasting relationship with first-time homebuyers with these 3 awesome tips on how to win their hearts!

February 14, 2020

 According to experts, 2020 will be a positive year for the housing market. Although most homebuyers will likely buy during the spring season, it is beneficial for real estate agents to start building a connection with homebuyers as early as the first quarter of the year, especially with 1st-time homebuyers. With this in mind, here are 3 tips ...

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2020 Outlook: Real Estate Market Forecast

January 15, 2020

We’re in the midst of the longest economic expansion in U.S. history, and economists think there’s still room to grow. A recent survey by the National Association for Business Economics found that experts believe the U.S. economy will remain positive throughout 2020.1Still, given that recessions are a natural (and necessary) part of a business ...

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Gifts and Gadgets for Every Room in the House

December 15, 2019

Are you searching for new and innovative gift ideas this holiday season? If so, check out our list of the hottest home technology offerings. We’ve selected a few of our favorites for every room in the house.These smart systems and devices add comfort, convenience, and a “cool factor” that will delight your friends and family.  ...

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5 Steps to Finding Your Next Home

November 15, 2019

5 Steps to Finding Your Next Home01 Nov 2019  by Gerald J. RichardsonWhether you’re a first-time buyer or a seasoned homeowner, shopping for a new home can feel daunting. In fact, 56% of buyers said that “finding the right property” was the most difficult step in the home buying process.1Buying a home is a significant ...

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National Snapshot: What’s Ahead for Real Estate

October 15, 2019

The U.S. unemployment rate is at a 50-year low, and consumer confidence remains high. In fact, the University of Michigan’s latest Surveys of Consumers found that Americans have their most positive personal finance outlook since 2003.1However, if you follow national news, you’ve probably heard speculation that we could be headed toward a recession. Global trade ...

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