K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Buying During the Virus By Sandra C Brown, Broker, GRI

April 13, 2020

Buying during the virus is a little different but yes you can still buy a house during the virus. 1) Check with your lender to make sure you qualify weekly during your search. Lenders rules change daily.  You don't want to submit an offer, have it accepted and then find out you can not finance ...

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Lawn Care Tips for Each Season

April 10, 2020

Ahhhh, that sensation of stepping onto a freshly-mowed lawn sans footwear. There’s nothing like it. Especially when you realize that a lawn you love is also one that'll pay you back when you sell. A well-maintained lawn almost always returns 100% or more of your investment.Here are lawn care tips to ensure you've got ...

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How to Navigate Real Estate During a Pandemic

April 10, 2020

Many people put the brakes on buying or selling as soon as the 'stay at home' orders started popping up because of COVID-19 making it's way into their communities.  So many questions in the minds of buyers, sellers and real estate agents left everyone wondering what they should do.  Two things are certain: people who ...

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3 things that haven't changed in Realestate.

April 09, 2020

The global COVID-19 pandemic has affected life across the globe. Strict social distancing measures, school closures, and, in many locales, a ban on all non-essential businesses have turned people’s lives upside down and thrust us into a surreal existence where we’re spending nearly all of our time at home.From a real estate perspective, it would be ...

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5 TIPS FOR SUCCESSFULLY WORKING FROM HOME

April 08, 2020

COVID-19 has forced event cancellations, school closures, and a consideration for remote work where possible. As more companies are sending their employees home to work, we compiled this list of tips to be successful away from the office.Reliable Internet: Nothing is more frustrating than having spotty Internet, especially when you’re trying to work on a big project ...

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Do Not Mistake The Difference Between A Forbearance Mortgage Payment and A Deferred Payment

April 08, 2020

With the challenging times of current job furloughs - layoffs, the news is reporting about mortgage payment deferments and mortgage payment forbearance.   Please educate yourself by your own research, by your personal discussion with your mortgage company, before making a decision.   To help begin some research/education, below is an artice written and provided in Realtor.com - ...

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The Must Do's of Buying a HUD Home

April 08, 2020

The MUST DOs of Buying a HUD Home Always speak with a HUD registered real estate agent. Only a HUD registered real estate agent can represent buyers in the purchase of a HUD home.Get all the facts. Your agent can typically provide you with more info on a HUD home than seen by the naked eye.ALWAYS get ...

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WHAT’S THE DIFFERENCE BETWEEN SODDING & SEEDING?

April 08, 2020

In sodding, you or your professional install strips of pre-grown grass on exposed and prepared soil. The sod sets up within 2-3 weeks and makes for an instantly green lawn. Professional farmers grow this grass and harvest it on farms across the country.For seeding, you or your professional must test and prep the soil extensively. Measure ...

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What to Expect From the Housing Market in 2020

April 08, 2020

By Devon Thorsby, Editor, Real Estate |April 2, 2020, at 4:43 p.m.The coronavirus pandemic has reduced homebuying and selling activity. Here’s how it could impact the housing market for the rest of 2020.The coronavirus pandemic has thrown a wrench into all facets of life, including paying rent or the mortgage for some, and for those ...

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Keep your business running smoothly amidst the COVID-19 pandemic with these 3 simple and practical tips.

April 07, 2020

The only thing in this world that is constant is CHANGE. COVID-19 is forcing the world right now to face yet again, another great transformation that will bring about revisions to our social and economic organizations. Our current situation has impacted all industries, and the challenge now is how do we keep our businesses afloat. Now more than ...

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Will Surging Unemployment Crush Home Sales?

April 06, 2020

Will Surging Unemployment Crush Home Sales?Ten million Americans lost their jobs over the last two weeks. The next announced unemployment rate on May 8th is expected to be in the double digits. Because the health crisis brought the economy to a screeching halt, many are feeling a personal financial crisis. James Bullard, President of the Federal Reserve ...

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Americans Are Still Moving—With Hand Sanitizer, Gloves, and Thermometers

April 03, 2020

By Louise Witt | Apr 2, 2020By any standards, the moving industry, like so many others right now, is substantially down in numbers, even if it is considered an essential business. More than 71% of the independent moving companies (not including the big companies) reported a decrease in business since the pandemic spread across the U.S., according to ...

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Value-Boosting Renovations For Your Home

April 02, 2020

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How the Coronavirus Is Affecting Home Buyers and Sellers Right Now

April 01, 2020

The coronavirus pandemic, and resulting financial crisis, stock market crash, and growing number of layoffs, could make the already serious housing shortage even more severe.Amid widespread fear and unprecedented measures, including social distancing and "shelter in place" procedures in especially hard-hit cities, nearly 28% of Realtors® are seeing fewer homes on the market as a result of ...

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COVID-19 dubbed a “natural disaster” by U.S. credit agencies. Take steps now to protect your finances

April 01, 2020

National emergencies spur the credit-debt cycleThe immediate effects of COVID-19 have hit U.S. households hard with layoffs, reduced hours, and business closures. And with this comes another, under-the-surface issue that many don’t think about right away: Credit scores. National emergencies like COVID-19 can be disastrous for U.S. credit, creating new consumer debt cycles that ...

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HUD PROVIDES IMMEDIATE RELIEF FOR HOMEOWNERS AMID NATIONWIDE CORONAVIRUS RESPONSE Suspends all foreclosure and evictions for the next 60 days

April 01, 2020

HUD PROVIDES IMMEDIATE RELIEF FOR HOMEOWNERS AMIDNATIONWIDE CORONAVIRUS RESPONSESuspends all foreclosure and evictions for the next 60 daysWASHINGTON - U.S. Department of Housing and Urban Development (HUD) Secretary Ben Carson, in consultation with the Trump Administration and the Coronavirus Task Force, today authorized the Federal Housing Administration (FHA) to implement an immediate foreclosure and eviction moratorium for single ...

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Social Distancing & Real Estate

April 01, 2020

You can do a lot of property research without ever leaving your couch, whether it is about the potential location of a home, HOA restrictions or financing opportunities, many factors go into purchasing a home or property. During this anxious time, and with more and more mandates for quarantining, Buyers who are still interested in purchasing real estate can ...

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SANITIZE YOUR HOME!!

March 24, 2020

I have had several clients contact me recently asking what can they do to help protect their families and those who come into their home for showings during this unprecedented era of Real Estate. Below is some good info to implement in your home, even if you do not have total strangers entering it and touching everything in sight!!...

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Buying or Selling Your Home? Follow These Three Tips to Ensure a Stress-free Real Estate Transaction

March 18, 2020

 Buying or selling real estate is a significant milestone in life. Frequently, it means that a new phase is starting, whether it's a new job, a new relationship, or moving to a new area. However, when the most basic steps are missed, this transition can be fraught with stress and disaster. To ensure a smooth deal, home ...

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What is PMI?

March 17, 2020

When you’re ready to buy a house, you’ll need to make a payment during the onset of the purchase, known as a down payment. Your down payment will be a percentage of the entire loan; this percentage varies and can be anywhere from 3.5% to 20%. When you make a down payment, you are taking ...

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St. Patrick's Day

March 17, 2020

St. Patrick’s Day observes of the death of St. Patrick, the patron saint of Ireland. The holiday has evolved into a celebration of Irish culture with parades, special foods, music, dancing, drinking and a whole lot of green. Here are 7 interesting facts about St. Patrick's Day!1. The Real St. Patrick Was Born in Britain2. There ...

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The Sun is Shining on Solar

March 16, 2020

How much value does a solar installation add to a property? It’s a question increasingly on the minds of consumers who are interested in the cost-benefit analysis of residential solar installations, also known as photovoltaic systems. If you haven’t already sold a property with solar panels, you probably will soon, so it’s important to understand the ...

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Who You Need to Notify About Your Move

March 16, 2020

Provided by Alcova Mortgage, Eric Ceneski  With all the hassle and stress behind moving, it’s easy to forget about notifying the right people and organizations about your upcoming change of address. Following this helpful checklist will keep everyone you need to notify from falling through the cracks!Post OfficeChanging your address with the United States Postal Service ...

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Living In A Virus World

March 15, 2020

Having lived through several crisis in my live including wild fires, tornadoes, hurricanes,  swine flue, cuban missile crisis,  911 attack  and several other major outbreaks, I would  offer a few simple suggestions  for dealing with the new virus issue. 1) Stay calm2) Don't hoard3) Listen to official news from the CDC and other governmnet  ...

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Federal Reserve cuts rates to zero to support the economy during the coronavirus pandemic

March 15, 2020

Federal Reserve cuts rates to zero to support the economy during the coronavirus pandemicBy David Goldman, CNN Business Updated 9:03 PM ET, Sun March 15, 2020  New York (CNN Business)In a bold, emergency action to support the economy during the coronavirus pandemic, the Federal Reserve on Sunday announced it would cut its target interest rate near zero....

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