K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

The 7 Best Renovations For Your Rental Property

March 09, 2021

 BY BRETTON KEENAN Expert Tips to Get the Most Out of Your Rental Property “There’s no bigger enemy to a landlord than a vacancy,” says property owner Laura Agadoni. Getting and keeping renters is an important talent for landlords to master. Rental properties should be comfortable, attractive and functional to appeal to prospective tenants but ...

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FHA Home Loan Up-Front Costs

March 08, 2021

The amount of planning and saving time you give yourself ahead of your home loan application is very important. Without enough lead time to save for your up front costs and prepare your credit you may fill out an application without being truly ready. And part of being ready is understanding what costs you may be responsible for up ...

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The Women in Real Estate: Sabriya Scott, from being a Hairstylist to Realtor

March 08, 2021

According to the NAR Member Profile highlights 2020, 64% of all realtors were women and nationwide they dominate the residential real estate market. Women have come so far in terms of making a house more than just a HOME. On International Women's Day, we are celebrating the women in real estate and their contributions to the community they ...

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HUD and Coronavirus Guidelines

March 08, 2021

The FHA and HUD have issued guidelines for mortgage loan closing procedures that may be affected by coronavirus lockdown measures, quarantine, and other issues related to the COVID-19 pandemic.Many home buyers were caught by surprise by coronavirus issues and there are many home loans that are affected.The Department of Housing and Urban Development issued initial policies in ...

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NAR vision for the secondary mortgage market

March 05, 2021

NAR developed a vision for the secondary mortgage market that promotes a reliable and affordable source of mortgage capital for American consumers. After the financial crisis in the American housing market left Fannie Mae and Freddie Mac in financial trouble, the Federal Housing Finance Agency moved to place the GSEs into conservatorship. Today, more than a decade later, the ...

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LEARN ABOUT HOME-OWNERSHIP IN KNOXVILLE TN

March 03, 2021

Our inventory on HUD owned properties has been low since the pandemic started.  There has been some auction activity starting up,  however.  If you are interested in alternative housing options be sure to watch Auction.com.  These properties may have more risk associated.  Be sure to consult a local Realtor, one preferably with HUD ...

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Common Home Issues Inspectors Cover

March 03, 2021

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Simple Tips to Recall When Buying a HUD Home

March 02, 2021

HUD is one of the most transparent sellers in today's housing.   HUD Home's can be in any price range and and in condition.    These are some simple things to recall when looking to buy a HUD Home.1) The listing agent has never met the former owner. Therefore knows nothing about  them.2) ...

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Is the Real Estate Market Going To Crash?

March 01, 2021

While many areas of the economy have contracted, the housing market has stayed remarkably strong. But can the good news last?When COVID-related shutdowns began in March, real estate brokers and clients scrambled to respond to the shift. Record-low interest rates caused some lenders to call a halt to new underwriting, and homeowners debated whether or not to put ...

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4 Crucial Questions To Ask Your Partner Before Buying a House Together

March 01, 2021

If you're hoping to buy a house with your significant other, it can be easy to get caught up in the fun stuff, like deciding the style of home you'd love (Victorian, midcentury modern, Cape Cod?) and finding the perfect neighborhood (downtown or middle of the woods?).Still, don't be fooled: The home-buying process ...

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Tennessee Offers Down Payment Assistance Programs

March 01, 2021

THDA created the Great Choice Home Loan programYou have a choice in a home loan. Make it a Great Choice.As a state agency, THDA created the Great Choice Home Loan program to make homeownership available and affordable for Tennesseans of middle/moderate income. About Great Choice Home Loans:30-Year Term - Your monthly payments are spread out across 30 ...

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Federal Judge Says CDC’s Eviction Moratorium Is Unconstitutional, but Advocates Argue That Renters Are Still Protected

March 01, 2021

By Jacob Passy | Mar 1, 2021A federal judge has delivered a potential blow to the national eviction moratorium first issued under the Trump administration.J. Campbell Barker, federal district judge for the Eastern District of Texas who was nominated by President Trump, ruled that the powers granted to the federal government in the Constitution to regulate interstate commerce ...

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7 Reasons to Buy a House in the Winter

February 19, 2021

Real estate wisdom typically tells us that spring and summer are the prime seasons for house hunting and moving. People are more likely to get out and shop when the weather is nice. And sellers know their homes and yards look better when they're not buried in snow. However, there also are some very compelling reasons to buy ...

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Are We in a Housing Bubble or Not?

February 17, 2021

Hopefully not... below is a reprint of an article from, "Keeping Current Matters": Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ...

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Home sales hit 14-year high in 2020, pushing prices to record levels

February 16, 2021

By Anna Bahney, CNN BusinessLast year brought skyrocketing unemployment and a global pandemic that battered the economy, but people were still buying homes. Existing home sales in 2020 rose to the highest level in 14 years as prices climbed to a record high.Home prices rose 9% in 2020 from the year before, with the annual median price of ...

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Maintaining Your Home After Purchase

February 15, 2021

Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming ...

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5 Insights From Homeowners Who Took the Lowest Bid

February 15, 2021

All Ed and Sheila Dornan wanted was to create a gracious entryway in their modest Ypsilanti, Mich., home. And because they'd had a wonderful experience with a local contractor before, they assumed everything would go just fine.But this time, they chose a contractor who made a far lower bid than the others. Any guesses where this ...

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Housing market climbs amid ongoing COVID-19 pandemic

February 15, 2021

Accorinding to "https://wcti12.com/news/local/housing-market-climbs-amid-ongoing-covid-19-pandemic", the housing market is still strong in eastern North Carolina.  ...

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How do you go about collecting reviews and testimonials from former clients?

February 13, 2021

For starters, remember that reviews and testimonials don’t have to be lengthy or long-winded. A straightforward sentence or two about a positive personal experience with your business can go a long way. At the close of a transaction, consider providing a comment card with room for clients to write a few reflections. You can also touch base via ...

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How Inflation is Impacting the Real Estate Market

February 12, 2021

As our country is facing an increase in debt, we are also seeing a rise in inflation. This increase in inflation is indirectly impacting the real estate market as it affects the pricing of the house. Housing is considered a leveraged asset in regards to a rise in the inflation rate. While down payments range in 20-30% of the ...

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What to expect when you are expecting!

February 12, 2021

Bet youu thought I was talking about being pregnant. Nope not me..I am definitely not the one to give advice on that. What I do know is that there are alot of people waiting in the wings expecting foreclosures to come out in masses and not knowing what to expect. We are all in this together. Right now ...

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Avoid Breach When Using Music and Images

February 12, 2021

 Images, videos, and music make our marketing campaigns fun and engaging. The internet offers plenty of sources for these for our convenience. Before we decide to use any image, video, and music for our branding, we have to make sure we do not infringe an owner's copyright. NAR released on December 1st, 2020 a short video of ...

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Planning for a Future Move -- Declutter Now

February 12, 2021

Credit goes to Brian Carey from Carey Moving & StorageIf you’re thinking about moving in 2021, you can never start preparing too soon. A substantial part of planning this move is knowing what you’ll bring with you and what items you need to sell, give away or throw out because they have no place your new home. ...

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7 Reasons to Buy a House in the Winter

February 12, 2021

Written by Diane Schmidt Real estate wisdom typically tells us that spring and summer are the prime seasons for house hunting and moving. People are more likely to get out and shop when the weather is nice. And sellers know their homes and yards look better when they're not buried in snow. However, there also are some very ...

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Americans Migration in 2020

February 11, 2021

United Van Lines today released the company’s 44th Annual National Migration Study, revealing in 2020, Americans continued to move westbound and southbound – and the COVID-19 pandemic factored into and accelerated many of those decisions to move.According to the study, which tracks the company’s exclusive data for customers’ 2020 state-to-state migration patterns, Idaho was the ...

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