K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on HUD

NAID Recertification/SAMS-1111 Changes by Tony Smith, Wanda Smith & Associates

June 14, 2018

Almost everybody has done it. And if you’re not one of the broker’s who has done it, you’re probably one of the brokers who came awfully close. I’m talking about letting your NAID certification lapse.OOPS!It happens.  I think as an industry we’ve gotten so used to reminders and notifications, when we ...

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Insurable, Insurable w/Escrow, Uninsurable...What's the Difference?

May 16, 2018

Recently I was teaching our Continuing Education course, Keys to Selling HUD Homes, when a student asked me about the term "Uninsurable" in relation to a HUD home they had seen on hudhomestore.com. They wanted to know if that meant the buyer would be unable to get homeowner's insurance on their new home. Of course the ...

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Understanding the Good Neighbor Next Door Lottery

April 13, 2018

When most of us hear the word “Lottery,” we start mentally spending the $100 million dollars we’ll get if we win. Though, not going to lie, I still have the occasional disturbing dream leftover from reading Shirley Jackson’s short story, “The Lottery” when I was a junior in high school decades ago. The Hunger ...

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Marketing HUD Homes for Your Business Even When You're Not the LLB!

March 15, 2018

Being a HUD Local Listing Broker is both a privilege and an honor; it's something that a lot of real estate agents aspire to, but unfortunately, because of limited inventory not everyone can be a HUD LLB. That's the bad news.  Here's the good news: Even if you are not a HUD Local Listing Broker, ...

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Marketing HUD Homes for Your Business Even When You're Not the LLB!

March 15, 2018

Being a HUD Local Listing Broker is both a privilege and an honor; it's something that a lot of real estate agents aspire to, but unfortunately, because of limited inventory not everyone can be a HUD LLB. That's the bad news.  Here's the good news: Even if you are not a HUD Local Listing Broker, ...

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What Is A HUD Home and Can I Buy One?

March 05, 2018

 Post By: Nancy Braun, ShowcaseRealty.net HUD homes - the backstory  You may have heard that HUD homes are a good deal if you are looking into buying a home. But what is a HUD home and why is it available at such a bargain cost?The Department of Housing and Urban Development (HUD) defines a "...

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Home Ownership Opportunities Workshop Hosted By Showcase Realty, A Huge Success

December 19, 2017

Hosted at the Showcase Realty offices at South Mint Street in Charlotte, NC, our Home Ownership Opportunities Workshop on December 14, 2017 was almost house full with eager home buyers and investors interested in learning about the overall homebuying process, as well as the merits of buying a HUD home.  Nancy Braun, Showcase Realty's Owner and ...

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10 Tips for Buyers and Sellers

December 15, 2017

In this blog,  I wanted to give 10 tips that can be used to help the buying and selling process. For Sellers1.  Clear Clutter- Tackle one room at a time. Separate into keep, donate, toss2.  Get Packing - Start packing the things you want to keep but won't use for a while3.  Research ...

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3 tips for buyers during a home inspection

November 08, 2017

One of the most stressful parts of buying a home is the home inspection. Getting the most value from a home inspection is crucial, especially since any missed item can cause a significant amount of trouble a few years or decades down the road. With that in mind, let’s take a look at a few tips on how ...

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Avoiding Foreclosure

November 03, 2017

There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist ...

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e-Signature Coming to a HUD Sales Contract Near You!

April 27, 2017

Effective May 1, 2017, HUD is allowing e-signatures as a method of sales contract execution.It's here!  e-Signature, it's here!  We understand for most real estate professionals you've probably been using an e-signature tool for years and this doesn't really sound all that exciting, but for those of us in the HUD-owned world, ...

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Region 6A HUD Asset Management Operations to Transition to KMM

April 24, 2017

IMPORTANT ANNOUNCEMENTTENNESSEE, ALABAMA & MISSISSIPPI - REGION 6ATo all HUD Registered Brokers/Agents and FHA Roster Appraisers -The 3.7 Asset Management of HUD-owned homes located in Tennessee, Alabama and Mississippi (6A Region) will be aligned to K.M. Minemier & Associates (KMM) transition beginning June 1, 2017.   To prepare for the upcoming alignment, KMM will be issuing ...

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Name That Tune!

April 17, 2017

The title of this blog post probably gives away my age...okay, definitely gives away my age. But some of you may remember the game show Name That Tune!, where contestants, competed to "name that tune" in as few notes as possible.If we were to play a version of that game today, how many words would it ...

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What is a HUD Home?

December 16, 2016

What is a "HUD Home" or a HUD Foreclosure?HUD homes or HUD foreclosures are homes that were purchased with a FHA loan. When a buyer obtains a FHA loan, the federal government insures the loan. If the buyer defaults on the loan (stops making mortgage payments) the department of Housing and Urban Development pays off the loan ...

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50% off sale of HUD-owned Properties! Ask us how!

September 27, 2016

If you are a full time law enforcement officer, teacher, fire fighter and emergency medical technician (EMT) this is the program for you! You have the opportunity to contribute to community revitalization through HUD’s Good Neighbor Next Door Sales program.The U.S. Department of Housing and Urban Development (HUD) has created a generous incentive for home buyers ...

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HUD FHA REO Rule Changes - EFFECTIVE 09/12

September 14, 2016

HUD Issues Final Rule Adjusting Standards for Sales of FHA REOs, Aiming to Obtain Higher Sale PricesThe Department of Housing and Urban Development issued a final rule on Thursday regarding sales of real estate owned single-family properties that had FHA insurance. HUD said the final rule will create efficiencies in property disposition and help HUD obtain the greatest value ...

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