K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Set a Christmas Budget

December 13, 2019

How to Budget During the Christmas SeasonIt’s so easy to get wrapped up in the holiday spirit and want to grant everyone’s wishes. However, this can result in you stretching your wallet too thin and then having to scrunt through the rest of December and maybe even early January.Here are some tips for saving money during ...

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2020 Real Estate Outlook: Expert Predictions For Mortgage Rates, Home Prices, Tech And More

December 12, 2019

  The 2019 housing market has been one of low rates, high demand and limited supply—particularly on the lower-priced end of the market. Will 2020 be more of the same? According to experts, yes and no.We spoke to six mortgage, real estate, and housing professionals. Here’s what they say is in store for the ...

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FHA, VA, and USDA Property Guidelines and Requirements

December 12, 2019

We do not own any copyrights to this content.  Credit goes to Fairway Independent Mortgage Corporation....

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A 365 Day Difference in Homeownership

December 11, 2019

Over the past year, mortgage rates have fallen more than a full percentage point. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them:Refinance: If you already own a home, you may want to decide if you’re going to refinance. It’s ...

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Holiday Home Safety Tips

December 11, 2019

Keep your home safe during the holidays!-Don't have packages delivered to your home while you're away.  Prevent 'porch pirates' by having packages delivered to your work or to a relative or neighbor that will be home for the deliver.  -Keep your lights on timers to go off at night, but do not ...

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Short Sale and Foreclosure: How Are They Different?

December 11, 2019

As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, short sales and foreclosures provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. Here’s a brief overview....

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Can I Sell My Home During The Holidays?

December 09, 2019

 Sure! Here are a few tips to help you:People Looking For Homes During The Holidays Are A Lot More Serious BuyersAnyone house hunting during the holidays usually has a good reason for doing it. Work with your agent to target buyers on a deadline. This could include people relocating for jobs in your area, college students and staff, ...

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Is your chimney in good working order?

December 09, 2019

 Since the colder weather is here, I thought that it would serve a s a great reminder. If you are anything like me, a nice warm fire in the fireplace makes home a cozy and comfortable place to be when the weather breaks. Before using the fireplace for the first time each year, a prudent homeowner should have ...

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No More VA Loan Limits Next Year: Who's unhappy?

December 09, 2019

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Benefits of Selling Your Home During the Holidays

December 09, 2019

As the holidays are approaching, many people are busy decorating their homes, lighting the tree, and marking their calendars to visit friends and family.With all the busyness of the season, you might be wondering if now you should even attempt to sell your home. Any potential home buyers are also busy attending get-togethers or traveling out of town, ...

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December 2019 Coffee County TN Market Update

December 09, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 8% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 6% increase from 2018 YTD.The average days on the market are stable this year to date  vs. 2018 year ...

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LEARN ABOUT HOME-OWNERSHIP IN KNOXVILLE TN

December 06, 2019

Department of HUD was developed for the American Dream to be realized! HUD promotes homeownership and supports buyers using FHA loan purchasing power to acquire properties they own.  Every real estate transaction requires that the home meet appraisal criteria by condition and price for the type of loan the purchaser is utilizing. This takes a great deal of ...

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Find the right agent for YOU!

December 06, 2019

Selling or buying a property is a difficult task; most dare not try to deal with the multitude of processes by themselves. Most people seek out help from a real estate agent to help either assist or speed up the home buying or selling process. The aim of any recommendable agent is to help their clients achieve their real ...

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Build Your Ideal Home Office on a Budget

December 05, 2019

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Redfin will now let people buy a house in California without a real estate agent

December 04, 2019

Buyers for homes listed by Redfin agents don’t need a buyer agentDecember 4, 2019, 2:43 pm By Ben LanePeople in California who want to buy a home without using a real estate agent can now do exactly that, thanks to Redfin.The online real estate brokerage, which has been growing its mortgage and direct homebuying operations over the ...

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FHA Loan Rules And Mortgage Closing Costs

December 03, 2019

FHA home loan rules for mortgage closing costs include a requirement that down payment funds come from approved sources, but there are plenty of other guidelines for the money you’ll need to pay at closing time.There are three basic categories when it comes to your home loan closing costs, some of which are subject to change. Some ...

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5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

December 01, 2019

For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.There are a number of benefits to owning your own home: it provides more housing security for you and your family; the equity ...

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Top 13 Tasks To Complete After Closing On A Home

December 01, 2019

What Are The Most Important Things To Do After Closing On A House?There are many steps to buying a house that buyers are often aware of.  On the other hand, there are also many steps that buyers should take after closing on a new home that many buyers aren’t aware of.  It’s important ...

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How Long Can This Economic Recovery Last?

November 26, 2019

How Long Can This Economic Recovery Last? The economy is currently experiencing the longest recovery in our nation’s history. The stock market has hit record highs, while unemployment rates are at record lows. Home price appreciation is beginning to reaccelerate. This begs the question: How long can this economic recovery last?The Wall Street Journal (WSJ) Survey ...

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Homeownership Open House Opportunity

November 25, 2019

 Homeownership Open House Opportunity! - 5611 Tipton Road Monroe, NC - How to be a homeowner successfully purchasing this HUD-owned home!  This Monday 11-25-2019 from 9:00am to 11:00am. Large lot, ideal for a small horse farm . EMJ Realty 704-536-5356...

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Top 10 Most Expensive Mistakes You’re Making on Your Home

November 25, 2019

By Cary Teller Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on upkeep? Here are the 10 most expensive mistakes you could be making in your home. 1. Using Traditional Light bulbs If you still have incandescent light bulbs in your home, you could be throwing a lot of money away ...

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10 Biggest Mistakes in Selling your Home

November 23, 2019

These are the 10 biggest mistakes sellers make according to US News and World ReportHere are 10 mistakes to avoid when selling your home:Working alone.Waiting to sell.Pricing too high.Refusing to make changes.Keeping clutter.Skipping major repairs.Cutting costs on photography.Being unavailable.Being unwilling to negotiate.Letting your emotions get the best of you. ...

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National Gingerbread Cookie Day!

November 21, 2019

National Gingerbread Cookie Day on November 21st encourages us to grab the rolling pin and cookie cutters. The baking will warm the home and decorating will inspire us to design tasty cookies while making memories!YIELDS: 25 Prep Time: 10 Mins Refrigeration Time: 3 Hours Cook Time:10 Min Total Time: 3 Hours 20 MinsINGREDIENTS3/4 c. (1 1/2 sticks) butter, ...

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5 Steps to Finding Your Next Home

November 15, 2019

5 Steps to Finding Your Next Home01 Nov 2019  by Gerald J. RichardsonWhether you’re a first-time buyer or a seasoned homeowner, shopping for a new home can feel daunting. In fact, 56% of buyers said that “finding the right property” was the most difficult step in the home buying process.1Buying a home is a significant ...

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How to Assess a Home's Neighborhood

November 14, 2019

While you can’t control what happens outside your home, these are ways to assess the value of a home’s neighborhood – and whether it’s right for you:AESTHETICSLooks aren’t everything, but they do say a lot about a neighborhood. An attractive neighborhood shows people care about it. And that great curb appeal can be helpful down ...

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