K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Tips for Buying Your First Home and Mistakes to Avoid

July 13, 2018

BY ELIZABETH WEINTRAUB Updated May 06, 2018I have written hundreds of articles about the home buying path and gone into excruciating detail about every single step involved in buying a home. It dawned on me that buyers really need a basic overview. Especially for first-time home buyers who aren't familiar with the process.Bear in mind that the ...

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5 Way to Increase Your Credit Score

July 13, 2018

5 ways to increase your credit score        Manage all late payments. Pay off debt strategically.Setting up payment due date alerts with all credit cards and loans is a great way to stay organized and on top of things! Make sure to coordinate your payment due dates to appropriately fit your paycheck schedule....

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10 MORTGAGE TIPS THAT WILL MAKE HOME BUYING EASIER

July 12, 2018

  Getting a mortgage is not as easy as it used to be.Since the mortgage crisis, lenders have begun evaluating mortgagees on a whole new level.If you’re going to successfully navigate the mortgage market today and come out of it a new homeowner, it helps to have some mortgage Keep reading for 10 tips that ...

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Terry Watson's Three Sheets

July 12, 2018

By Tony Smith, Wanda Smith & AssociatesRecently, I was honored to attend a Leadership Conference & Training at the National Association of REALTORS® headquarters in Chicago. It was a remarkable and intense few days with lots of meaningful and useful information, both on being a leader and being a REALTOR®. One of the most memorable (and amazing) speakers was ...

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If you are thinking of a laid back lifestyle everyday, the time to move to Bluffton, SC is now!

July 12, 2018

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Top 3 Things to Do Today to Get your Home Sold in Tuscaloosa & Birmingham Area

July 12, 2018

 No viewings for the past few weeks? Getting plenty of viewings but no offers?Selling your home for top dollar takes hard work and the right mindset to strike a deal. To make that happen,DSEAYCOM put together a list of things all home sellers should do to get their home sold in the Tuscaloosa & Birmingham areas....

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Wallpaper: yes or no?

July 11, 2018

Wallpaper has had a bad reputation for being a fad of the past, outdated and tacky.  But it’s making more and more of a comeback, with more of a modern flair of course.Advances in adhesives have made the daunting task of applying wallpaper a little more user friendly than wallpaper from the 70s-90s.  Self-stick wallpaper ...

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How to Avoid Real Estate Burnout

July 11, 2018

How to Avoid Real Estate BurnoutJune 25, 2018 by Pamela BabcockIt’s 10 p.m. and the smartphone on your bedside table pings, casting a familiar glow. Your partner is asleep, but the seller, who’s closing in three weeks, sent a text. They want the foyer chandelier after all. Do you fire off a hair-trigger response? You might ...

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Advantages of Homeownership

July 10, 2018

 Is owning a home right for you?Becoming a homeowner comes with a lot of responsibility, but also a lot of rewards. To help you decide if owning a home makes the most sense for you, here are some of the main reasons people choose homeownership over renting.It’s a Good InvestmentWhile home prices move in cycles ...

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What Causes Delayed Settlements?

July 09, 2018

It seems as if real estate transactions never close on time or by the date stated in the contract.  While this can be typical in a real estate brokers’ work, this can create a lot of stress and frustration in a buyer or sellers life.  In today’s current market, there are so many factors that can ...

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Maintaining Your AC Unit

July 09, 2018

.An air conditioner filters, coils and fins require regular maintenance for the unit to function effectively and efficiently throughout the years. Here are some ways to improve your comfort and efficiency. 1) Air Filters- the most important maintenance task that will ensure the efficiency of your air conditioner is to routinely replace or clean its filters ,.clogged dirty ...

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Surveys

July 09, 2018

When buying a house in a subdivision one would probably not have a survey but if you are buying a large parcel of land it is always recommended, even if the previous owner has provided you with one. Putting up a fence on a property seems pretty simple but in fact it could be dangerous without a survey....

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Alabama - affordable living!

July 06, 2018

From the breathtaking silky white sand beaches to the crisp breeze that blows across the lush mountains, Alabama's mesmerizing natural wonders is one of the main reason people from across the state choose to migrate here. With the vision of a progressive city and the comfort of a small-town community, life in Alabama affords its residents a life ...

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How to Make Your Bathroom Feel Larger!

July 06, 2018

Small bathrooms can be found in just about any type of home, from condos and townhomes to houses. You wish it was larger but you don’t want to tear down any wall. Try the below tips to help make any small bathroom feel spacious, which means no wall demolition!Brighten The RoomBring in as much light as possible. ...

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How Do I Get My Charlotte NC Home Ready to Sell?

July 05, 2018

Post by: Nancy Braun, Showcase Realty Want to sell your Charlotte NC Home Fast and For Top Dollar?  Here's what you need to do...  Organize and prioritizeAre you thinking of putting your  Charlotte NC home up for sale?  For many sellers, one of the most dreaded tasks is to prepare the home for ...

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The MUST DOs of Buying a HUD Home

July 05, 2018

Always speak with a HUD registered real estate agent. Only a HUD registered real estate agent can represent buyers in the purchase of a HUD home.Get all the facts. Your agent can typically provide you with more info on a HUD home than seen by the naked eye.ALWAYS get an inspection. You never really know what you’...

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Should A Buyer Purchase Title Insurance?

July 03, 2018

 YES…YES…YES…always purchase title insurance. Purchasing an owner’s title insurance can provide the new homeowner with “peace of mind” as it relates to the title involving a property. The fee is a one-time fee that the buyer pays at time of purchase. You never pay this fee again as long as you own this ...

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3 Ways To Increase Your Home Value In The First Year

July 03, 2018

A large waterfall island anchors the design of the remodeled kitchen in February 2018 in Chevy Chase, Maryland. (Photo by Katherine Frey/The Washington Post via Getty Images)My first year of home ownership looked something like this: three bathroom updates, basement renovation, updated backyard landscaping and a heck of a lot of paint. Although my husband and I intentionally planned ...

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Flipping and Remodeling "Experts" !

July 03, 2018

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Tennessee Renovation Loan Program

July 02, 2018

The Tennessee Renovation Loan Program (TRLP) will help sustain homeownership across the state. The Program Goal is to help provide safe and sound housing to households of low income, veterans, seniors and homeowners with special needs through loans for repairs or improvements.Who is eligible to apply?A resident owner of a 1-4 unit stick-built or manufactured home (single ...

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HHF Down Payment Assistance

July 02, 2018

If you qualify for a Great Choice Home Loan and you’re purchasing an existing home in a designated ZIP Code, you can apply for $15,000 in financial assistance for your down payment and closing costs. The Hardest Hit Fund Down Payment Assistance (HHF-DPA) program is available to Great Choice borrowers who purchase a home in a neighborhood ...

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HIDDEN HOMEOWNER COSTS

July 02, 2018

Factor these hidden costs into your budget when you’re planning to buy a home.Budgeting for buying a home can be difficult enough when you’re just weighing mortgage options and a purchase price. But there are many other factors that go into the cost of home ownership. Some of them are one-time expenses that you’ll pay ...

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Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance?

July 02, 2018

Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance? Is there such a thing as a refund for FHA Up-Front Mortgage Insurance or FHA UFMIP? This mortgage insurance premium is required on FHA loan transactions and must be paid either in cash at closing time or must be financed into the loan amount.FHA ...

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You can’t wait to let those creative juices flow - but those routine maintenance and repairs have you a bit skittish.

July 01, 2018

Are you considering the purchase of a HUD Owned Property?  You have the cosmetic improvements understood and can’t wait to let those creative juices flow - but those routine maintenance and repairs have you a bit skittish. Have you been afraid to purchase your own home, out of a fear of the cost to maintain it or ...

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Advantages of Buying a HUD Home

June 29, 2018

Advantages of Buying a HUD HomeWhen it's time to buy a home, should you consider looking at a HUD-owned property? I say, 'Yes' and that you want to look at HUD homes FIRST because of the many advantages of buying from HUD. Here are just a few: 1) Competitive Prices - ask your Realtor to show ...

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