K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

One More Time...You Don't Need 20%Down to Buy a Home!

February 07, 2019

1 One More Time… You Do Not Need 20% Down To Buy A HomeThe largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses.In combination with higher ...

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What You Should Know About Using Home Equity

February 06, 2019

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The Farmhouse Trend

February 06, 2019

The farmhouse style, both in architecture and in décor, has gained popularity over the past couple of years.  Designers may be hoping this trend is over for 2019 but plenty of homes are still being built or remodeled with this style.  Some homeowners just love the simple design and even if they do not live in ...

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Tips for First-Time Home Buyers

February 06, 2019

Tips for First-Time Home Buyershttps://www.daveramsey.com/blog/tips-for-first-time-home-buyersBeing a first-time home buyer is exciting! But I know it can also feel overwhelming—especially when you see median listings priced at $297,000 and available homes flying off the market in 55 days.(1)With real estate trends like those, you might be tempted to make an impulsive purchase that could hurt ...

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What To Consider Before Buying A Home With Your Significant Other

February 04, 2019

Buying a home and living together with a significant other is a logical step for lots of relationships. It’s an exciting milestone and is something you may have been looking forward to for a long time. While it is exciting, it can also be incredibly stressful and potentially difficult. In fact, many have said it is the most ...

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How Different Generations Approach Buying a Home

February 03, 2019

SUSAN KELLEHERJAN 18, 2019 4 MINUTE READWhen it comes to home buying and selling, each generation has its own style. How buyers search for a home, what they look for and how they pay for it is often tied to where they are in their life’s journey.That’s not to say that all members of a generation ...

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Signs That You May Have Termites

February 03, 2019

Signs That You May Have TermitesTermites can be incredibly destructive to a home, causing damage before occupants even realize it. Common areas for termite problems include:Utility pipesWalkways bordered by wood chipsMoist areas close to the home’s foundation, such as those near guttersCrawlspacesThere are some signs that may indicate you need to call a pest control professional. When you ...

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How to buy a house in 2019

February 01, 2019

If you’ve never purchased a home before, the thought of buying your first home can seem like a daunting process.In 2018, we saw low housing inventory levels coupled with buyers’ insatiable demand for affordable housing create a pretty strong seller’s market.Experts are predicting a more balanced market for 2019, citing rising new housing construction to ...

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Are Closing Costs Tax Deductible Under the New Tax Law?

February 01, 2019

By: Leanne PottsPublished: December 21, 2018Here's the scoop on what's tax deductible when buying a house. Are closing costs tax deductible? What about mortgage interest? Or property taxes? The answer is, maddeningly, “It depends."Basically, you'll want to itemize if you have deductions totaling more than the standard deduction, which is $12,000 ...

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Preparing for a Home Inspection

February 01, 2019

  We all know the stress that goes into listing your home, negotiating the contract and packing to move. Once you're under contract, you breathe a sigh of relief only to learn, (cue the horror music), the buyers have scheduled a home inspection.Inspections don’t have to be scary! Follow these simple tips and before you ...

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FHA Loan Down Payment Rules For 2019

February 01, 2019

FHA home loan down payment requirements are lower than other mortgages, and depending on circumstances your down payment commitment on an FHA mortgage could be even less thanks to down payment assistance programs and seller contributions to closing costs.FHA Home Loan Small Down PaymentsElsewhere on the internet you will find writing about down payment requirements for purchasing a ...

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2018 Manchester TN Real Estate Update

February 01, 2019

Sales in the Coffee County area including Manchester TN were strong in 2018.   In Coffee County,                          2017                ...

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Mold or Mildew

February 01, 2019

Is it Mold or is it Mildew?Is it mold or is it mildew? These terms are so commonly interchanged, that most don’t know that they are different. There are certainly some similarities, but the one distinguishing difference is that mildew is simpler to combat. If your invader is mold, then you have a much more serious problem ...

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First-time Homebuyer Trend for 2019

January 31, 2019

Long on the fence, first-time homebuyers are hopping into the market at levels not seen in nearly a generation.According to Genworth Mortgage Insurance, first-time buyers gobbled up 601,000 domiciles in the third quarter of 2017, a 6% year-over-year surge, accounting for a purchase-column rate not seen since the third quarter of 2000.The surge included these eye-catching ...

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How To Buy in a Tight Market

January 30, 2019

 Increase your chances of getting your dream house in a competitive housing market. Get prequalified for a mortgage.You’ll be able to make a firm commitment to buy and your offer will be more desirable to the seller.Stay in close contact with your real estate agent.Your agent will be on the lookout for the newest ...

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Real Estate Resolutions!

January 30, 2019

As 2018 came to a close and we have entered 2019, homeowners may look back on their year and realize now is the best time to plan and execute some new resolutions.  From tidying up spaces to making plans to sell, there are many goals homeowners can choose from to accomplish for the upcoming year. Here are some ...

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HOW TO AVOID DEBT WHEN SHOPPING FOR YOUR FIRST HOME

January 30, 2019

REAL ESTATE NEWS AND VIEWS FOR METROWEST MASSACHUSETTS. PUBLISHED BY BILL GASSETT RE/MAX EXECUTIVE REALTYBILL GASSETT — JANUARY 17, 2019 It can be easy to fall into debt when buying your first home, especially if you’re not financially prepared or don’t understand what each step of the home buying process looks like. Chances are, you’re ...

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Programming the Thermostat

January 29, 2019

https://www.houselogic.com/save-money-add-value/save-on-utilities/programmable-thermostats/...

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Top Kitchen remodel trends

January 21, 2019

Top Kitchen remodel trendsFarmhouse design continues to gain popularity in kitchen remodels. Eighty-two percent of renovating homeowners this year who are changing the style of their kitchen says they’re making it farmhouse. Farmhouse now nearly ties contemporary in popularity (14 percent versus 15 percent, respectively). Transition—a mix of tradition and modern—still remains the most popular in ...

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Buying a House This Year? This Should Be Your 1st Step!

January 21, 2019

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before ...

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National Association of Realtors (NAR) research department

January 18, 2019

National Association of Realtors (NAR) research department, as of 2018, millennials are the largest share of home buyers at 36 percent, with 65 percent of those also being first-time home buyers. Consider posting teasers and links to your blog content on Instagram, where 59 percent of millennials are active users....

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Winter Home Check List

January 17, 2019

December☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐Inspect your fire extinguisher(s)January☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐Inspect your fire extinguisher(s)February☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐Inspect your fire extinguisher(s)Quarterly☐ Test smoke/carbon monoxide detectors☐ ...

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National Lender vs. Local Lender

January 15, 2019

When buying a home one of the biggest tasks to tackle first is finding a lender. The lender you choose should walk with you through the entire process of purchasing a home, much like a good Real Estate Agent should. The lender will gather information (full name, social security number, work history information, etc), gather documents (proof of income ...

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What You Need to Prepare for Your 1st Home

January 15, 2019

Buying a home is a big undertaking. From finding the right property and negotiating, to sorting out the legal details and moving in, there are dozens of important steps along the way. And for many first-time buyers, it can seem overwhelming. Fortunately, there are a few things you can do to make the process easier, even if you’...

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Emotional Intelligence and Real Estate

January 15, 2019

The following article appeared in INMAN. The original article can be found here: https://www.inman.com/2019/01/14/connect-the-speakers-marc-brackett-on-emotional-intelligence-and-real-estate/Connect the Speakers: Marc Brackett on emotional intelligence and real estateWhat you need to know about emotional intelligence and how it helps rule your worldBYINMANStaff Writer  You’ve probably heard of the concept of emotional intelligence before — but if you’ve brushed ...

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