K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

How to Care for Gutters

September 14, 2018

Keep gutters in top shape with these quick and simple maintenance tips.Owning a home puts lots of fun tasks on your agenda -- new paint, fresh decor, even a remodel or two. But rain gutters? That regular maintenance is one of the least fun things you "get" to tackle. But clogged gutters can do more than just ...

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It's time to set roots and enjoy timeless, luxurious living in the Lowcountry on Daufu

September 14, 2018

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Storm and Hurricane Preparedness for Homeowners

September 13, 2018

The following is an a well-written, fairly comprehensive article by PETRO Home Services on preparing your home (and occupants) for storms and hurricanes. The original article can be found on the web at: https://www.petro.com/resource-center/storm-and-hurricane-preparedness-for-homeowners Storm and Hurricane Preparedness for Homeowners Hurricane season along the Eastern and Mid-Atlantic seaboard traditionally starts on June 1 and continues through November ...

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Documents required by most lenders to get loan approval

September 13, 2018

Documents required to submit your loan To Underwriting: Please have ready prior to accepted Contract. 1.      Paystubs for most recent 30 days or last month or 28 day if paid weekly. Income from Social Security must include your December’s previous years Awards letter. The SSI office will provide for you if you ...

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10 steps to Buying a home

September 13, 2018

Buying a home: Buying a home in 10 stepsFebruary 15, 2018: 3:33 PM ET 1. Start with your credit. Credit reports are kept by the three major credit agencies, Experian, Equifax, and TransUnion. They show whether you are habitually late with payments and whether you have run into serious credit problems in the past.A credit score is ...

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PRIVATE ROAD MAINTENANCE

September 12, 2018

  One of the most overlooked costs of buying a home off the beaten path is private road maintenance. These roads are not to be confused with driveways. Instead, they are constructed and maintained by the homeowners along the stretch when there are no city or state roads to service the property.A private road is “often ...

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Weather-Storms and being Prepared Mobile Alabama

September 11, 2018

Weather-Storms and being Prepared Mobile Al.This is the time of year we have storms  and crazy weather and tropical storms and hurricanes.Here in Mobile we take our signs out of the yard for bad weather and winds. This keeps our company signs from being blown into someone else house.  We put them back out after the ...

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Singing in the Rain

September 11, 2018

Well the season is upon us for all the rainy weather. Do you sing in the rain or cry because it is raining? The opportunity to own a HUD foreclosure is like singing in the rain. The rain may bring unhappiness to some but to others the chance for life. HUD homes can provide the opportunity for some to ...

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Characteristics of a Home Seller

September 11, 2018

Age Distribution of Sellers34 and less                 14%35-55                           42%56 and over          ...

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Fall decorations for listings

September 11, 2018

Staging homes come with the seasons changing. Having your owners decorate the outside of their homes can enhance the curb appeal to their listings. What about foreclosures? Do you dare to decorate them? Most people will tell you no, why waist the time and money. This will be an expense you as the listing broker will have. But if ...

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Limited Inventory “A Blessing in Disguise?”

September 11, 2018

Major holidays are over for a few weeks.  Attention from the “real estate team” (sellers, buyers, lenders, list and sell agents) can focus more on the limited inventory in a persistent seller’s market. We all should be able to have more time to pursue the existing and limited inventory with more vigor and a sharper attention ...

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Always use a Pro!

September 11, 2018

More and more, we are seeing articles about sellers who are willing to sell you their home and offer seller financing. While this can be a valid and beneficial option, a buyer should always use legal council to close the transaction.  Some states use title companies to close a Real Estate transaction, and some use an Attorney. Whichever ...

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September 2018 Newsletter

September 11, 2018

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Buying a Home Today Instead of Waiting

September 10, 2018

Here are four great reasons to consider buying a home today instead of waiting.1. Prices Will Continue to RiseCoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.1% over the next ...

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September 2018 Middle Tennessee Market Update

September 10, 2018

In the Middle Tennessee area of Manchester, TN; the number of home sales is up 5% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Average home prices for 2018 are up 9.25% vs. 2017 year Thinking of purchasing a home or selling yours? Now is ...

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Home Organization Ideas

September 09, 2018

Here is a link to a home organization article!Love the jewelry closet idea!Copy and paste:https://www.houselogic.com/organize-maintain/storage-ideas-hacks/home-organization-ideas-clever-storage-small-houses/?site_ref=mosaic...

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Lots Are Costing Buyers More

September 08, 2018

September 7, 2018Lots may be getting smaller, but they’re also getting more expensive, according to analyzed data taken from the U.S. Census Bureau’s Survey of Construction. Single-family lot prices reached a new record high in 2017—half of the lots were priced at or above $47,400. © Michael H - DigitalVision/Getty Images  While ...

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Time to add mums to your landscape!

September 07, 2018

It’s that time of the year where pops of orange, yellow and burgundy start showing up everywhere you go.  Pumpkins and mums are the go-to outdoor décor for the fall, and perfect for creating a showy front porch (which is great if your house is on the market during this time).  They are a great ...

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The Tiny House That Love Built

September 07, 2018

https://www.zillow.com/blog/tiny-house-love-built-228400/...

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FHA Loan Down Payment Sources: Retirement Funds

September 07, 2018

We’ve been discussing FHA home loan down payment sources and the rules that govern them. FHA mortgage loan rules in HUD 4000.1 have strict requirements when it comes to the sourcing of down payments; since most FHA forward mortgages require a down payment, the rules in this area are very important to know ahead of your loan ...

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Home Selling Checklist

September 06, 2018

of 7                     Automatic Zoom                     Actual Size                     Page Fit                    ...

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FHA Appraiser Inspection Guidelines

September 05, 2018

 FHA Appraiser Inspection Guidelines Appraisal request  Prior to starting the assignment, the appraiser’s must have: The FHA case #             A signed copy of the sales contract and all counter offers and addendums.         Exterior items requiring repairs or inspections:Exposed ...

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Home Renovations: Budgeting 101

September 05, 2018

 Ready to remodel your dated bathroom or Kitchen? Looking to add a home office or space for your growing family? The easiest part is knowing your end goal. Before you start picking out flooring and paint, know your budget and have resources to call on in times of trouble are just as important as your vision in this ...

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Will publishing sold data open the door to real estate disrupters?

September 05, 2018

Star Business Journal-Real EstateBy Tess Kalinowski Real Estate ReporterWed., Sept. 5, 2018 Last month, the Supreme Court dismissed TREB’s application to appeal a Competition Tribunal decision that ruled that web-based brokerages — known in the industry as virtual office websites (VOWs) — should be allowed to publish sold data on their websites. All consumers should need in order ...

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Rents Are on The Rise: Don't Get Caught in The Rental Trap!

September 04, 2018

There are many benefits to homeownership, but one of the top benefits is protecting yourself from rising rents by locking in your housing cost for the life of your mortgage.Don’t Become Trapped A recent article by Apartment List addressed rising rents by stating:“Our national rent index is up 0.1 percent month-over-month, marking the sixth straight ...

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