K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Know Before You Bid


HUD Homes:

Sold "As Is" without warranty.

Irregularities in Bids:

In accordance with Housing notice 92-96 with reference to HUD Handbook 4310.5, HUD assumes no liability for errors in the EMRF and/or Sales Contract. HUD continues to reserve the right to reject any and all bids and to waive any informality or irregularity in any bid. Properties are subject to withdrawal or change without notice

Code and Zoning Violations:

Brokers should advise Purchasers that the properties may contain code and/or zoning violations. Code and Zoning status must be determined by the Purchaser.

Property Condition:

There will be no guaranties and/or warranties made. No repairs will be performed on the property by HUD after closing. Purchasers are encouraged to have the properties inspected by a qualified home inspection service company to ensure that they are fully aware of the condition of the property.

Potential Purchasers:

Contact a HUD Approved Broker to obtain a copy of the current listings, to visit listed homes or to make an offer. HUD pays closing cost up to 3% of the purchase price, IF inserted on line 5 of the sales contract.


In order to obtain a selling broker commission, this commission amount of up to 3% of Purchase Price, must be entered on the bid submission.

Changes in Financing: Buyers and Brokers please make note, if changing from FHA 203b/203b Repair to Cash or Conventional on a HUD property where Lead Based Paint Stabilization and/or Termite Inspection/Hazard work has been commenced or completed the buyer is required to reimburse HUD for all the costs incurred. Buyer will be charged at closing for the stabilization and/or treatment costs. Closings will not move forward until HUD is reimbursed.