K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

TOP 10 OVERLOOKED QUESTIONS WHEN PURCHASING A HOME

August 09, 2018

  Top 10 Overlooked QuestionsWHEN PURCHASING A HOME  1. Where is the Seller's Disclosure ? ( Even if you are in love with a home, be aware of all of it's flaws.)2. What is the home zoning guidelines ? ( This is especially important if you want to make structural changes to the home.) 3....

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You need to know these three home buying myths before purchasing a home.

August 09, 2018

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Millionaire To Millennials: Owning Your Home Can Help You Retire Sooner!

August 08, 2018

In a CNBC article, self-made millionaire David Bach explained that: “Buying a home is the escalator to wealth in America. Homeownership can also help you retire early, that is, if you pay your mortgage off.”Bach suggests that homebuyers should, “Take out a 30-year mortgage, but with the intention of paying it off in 25, ...

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What is a 'pre-approval' and why is it so important?

August 08, 2018

Call up a local realtor about a property that you’re interested in seeing and the agent might ask you if you have a pre-approval letter before agreeing to show you the property.  Why is that so important?  Can’t they just show me the property if I’m an interested buyer?Getting a pre-approval from a ...

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August 2018 Middle Tennessee Market Update

August 08, 2018

The real estate market is still hot! In the Middle Tennessee area of Manchester, TN; Home sales are up 8% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Median home prices for 2018 are up 8% vs. 2017 year to date.   Thinking ...

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HOW TO STAGE YOUR HOUSE

August 08, 2018

HOW TO STAGE YOUR HOUSEClean everything!This includes the outside as well as inside.  Mow the lawn, remove chipped paint, wash the windows, and power wash dirty siding or porches. Then move inside. Clean the kitchen, bathroom, and all other room thoroughly. Remove cobwebs, dirt, and dust.Rearrange the furniture!Move around the furniture to optimize space. Try ...

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Patio Shade Ideas

August 07, 2018

Patio projects at budget prices. https://www.houselogic.com/by-room/yard-patio/patio-designs-on-a-budget/?site_ref=spotlight...

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Get your home ready for cooler weather while it's still nice outside.

August 07, 2018

Exterior prepClean out the gutters. N.Start composting. Clean outdoor furniture and gardening tools. Plant bulbs for spring-blooming flowers. Interior prepPrepare your furnace for winter duty. IClean the fireplace and chimney. Keep the warm air inside and the cold air outside. Light the way. Bring as much light into your home ...

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Redefining when the mortgage process starts

August 07, 2018

POSTED ON AUGUST 7, 2018 - 10:16 AM BY GREG BUTLERIf you ask mortgage professionals when the mortgage process starts, their answer is likely to be, “When the consumer fills out the 1003 application.” That is incorrect.The mortgage process really begins when a consumer decides to buy a home, and lenders aren't the only ones ...

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Mortgage rates are on the RISE, the time to buy is NOW!

August 06, 2018

Mortgage rates are expected to rise via the Federal Reserve up to 3 or 4 times in 2018. This can mean your mortgage will be much more expensive by the end of 2018 than the beginning. The Mortgage Bankers Association, the National Association of Realtors, and Realtor.com conclude that this could affect the 30 year mortgage interest rates ...

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Tax Credits

August 06, 2018

NC home advantage tax credit could make your new home an atttraction option for first time buyers. With MCC a newly built home are eligible for a tax credit u to 50% of the annual interest paid, savign your buyers up to $2,000 per year on their federal income taxes for every year they occupy their home as ...

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High-Resale Value Projects You Can Tackle In a Weekend

August 03, 2018

by Megan Wild “There’s no place like home,” as the old saying goes. That’s especially true when it comes to an investment. You live in and love your home, but there might come a time when you have to leave it. And when that time comes, you’ll want to get as much money ...

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6 simple steps to buying a home

August 02, 2018

https://www.bankrate.com/finance/mortgages/6-must-dos-before-buying-a-home-1.aspx6 things you must do before buying a homeBuying a home is a huge investment, probably the most significant purchase of your life. It’s not something you should do without preparation.Before you start on the road to homeownership, make sure you are ready.6 simple steps to buying a houseStep 1. Improve your credit ...

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What to Expect During a Home Inspection

August 02, 2018

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    6 Smart Ways to Build Home Equity

    August 02, 2018

     Want to create wealth through homeownership? Build equity.Home equity is the percentage of your home’s value that you own, and it’s key to building wealth through homeownership. Let’s take a closer look at how to build home equity without blowing your budget — and how to access it when you need it.How much ...

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    August Home Maintenance

    August 02, 2018

    Can you believe August is here?! Soon school will be back in session, the leaves will be changing colors, and pumpkins will be literally everywhere! Here are a few tips to keep your home running smoothly as we say goodbye to summer and gear up for a new school year. OUTDOOR MAINTENANCEChange out your HVAC filterAre your rooms ...

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    WHY, WHEN, AND HOW DID HUD BEGIN?

    August 01, 2018

    Why, When, and How Did HUD Begin?Here is a short 5 minute video from 2016 – at the time of the 50th Anniversary of The Department of Housing and Urban Development.   An interesting look at the need identified, the vision and the implementation.This link is take from HUD’s official YouTube Channel.   Copy ...

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    Most Important Things to Repair Before Selling Your House

    August 01, 2018

                                               Most Important Things to Repair Before Selling a HouseIt is easy to miss a lot of the wear and tear that happens to your house over the years. But when you start thinking about selling, the state ...

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    Buying a Home

    August 01, 2018

    https://www.hud.gov/topics/buying_a_homeBuying a HomeThinking about buying a home? We have information that can help! Got questions? Talk to one of our housing counselors!1. Figure out how much you can affordWhat you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.Home EconomicsHomebuying programs in your stateTalk to a HUD-approved housing ...

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    5 Tips For Home Buyers

    August 01, 2018

    5 Tips For Home BuyersHome ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance ...

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    Before Your FHA Home Loan Closing Date: What You Should Know

    August 01, 2018

    Before Your FHA Home Loan Closing Date: What You Should KnowBefore your FHA home loan closes and you sign on the dotted line, there are some things you should know. Home closing paperwork spells out the agreements you have made on the mortgage and these documents are legally binding.It’s a very good idea to be familiar with ...

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    Going Green!

    July 31, 2018

    As you become more conscious of the environment and aim to reduce your carbon footprint, you will most likely put more of a premium on products and features that promote energy efficiency. Your home should be no exception. If you're thinking about putting your home on the market, you should consider the steps below to get started "...

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    Delivering Home Ownerhip

    July 31, 2018

    If homeownership is the great American Dream, then Chase Home Lending is the place where such dreams can come true. Specifically, Chase’s product team has been charged with the key responsibility of ensuring that the origination products created by Chase and its mortgage servicing standards stay true to the end goal of providing comprehensive affordable lending products and ...

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    Economic News

    July 31, 2018

    Though August is usually a pretty slow month within the financial markets and the real estate sector, this August starts with a bang. Today the Federal Reserve's Open Market Committee concludes their meeting and will issue their rate decision and analysis. Just two weeks ago, Federal Reserve Chairman Jerome Powell told Congress that strong U.S. economic growth ...

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    6 Reasons to Own a Home - Spanish Version

    July 31, 2018

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