K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

New year, new trends!

January 14, 2020

2020 is expected to bring in interested buyers for the New Year as experts suggest that a market crash should not be a current worry. Home prices will slowly continue to rise as well as homeowner’s equity which is beneficial for homeowners not interested in selling currently, or for those hoping to get the biggest bang for their ...

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Why It's Still So Hard to Fix Credit Report Errors

January 14, 2020

You can successfully dispute mistakes, but it may take time and effort                                               Fixing errors in credit reports remains one of the biggest hassles consumers face. Yet while the problem has been well known for years, ...

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Housing Inventory Vanishing: What Is the Impact on You?

January 14, 2020

The real estate market is expected to do very well this year as mortgage rates remain at historic lows. One challenge to the housing industry is the lack of homes available for sale. Last week, move.com released a report showing that 2020 is beginning with the lowest available housing inventory in two years. The report explains:“Last ...

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5 Design Trends to Watch in 2020

January 13, 2020

Design will be all about simple, comfortable living in the new year. Consumers are looking to refresh their living spaces in a way that will both inspire and delight in 2020.Some traditional spaces are being re-imagined. In my market of Atlanta, for example, many formal living rooms and dining rooms are being transformed into office spaces and sitting ...

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North Carolina Down Payment

January 13, 2020

At the North Carolina Housing Finance Agency, we have assisted thousands of North Carolinians in purchasing homes. We offer an array of financing options to make buying a new home affordable. Our products include the NC Home Advantage Mortgage™, which offers down payment assistance up to 5 percent of the loan amount for first-time and move-up buyers.The Agency ...

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Top 4 Tips for Saving for Retirement (From Actual Real Estate Agents)

January 13, 2020

By Yazir PhelpsSaving for retirement can be tricky, especially for real estate agents whose income varies month-to-month and year-to-year. Remember, it’s never too early to start planning for your retirement. We asked agents across the country to share their retirement tips for real estate agents. Here are just some of the tips they provided.1. Take classes.Knowledge ...

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Home Improvements In The Winter

January 13, 2020

Winter is a good time for home improvements inside your home. With temperatures lowering and in some areas, winter storms abounding, you may have an abundance of time to tackle some or all of these.Install Programmable ThermostatTechnology has greatly influenced home appliances in recent years, especially when it comes to programmable thermostats. This project lets homeowners customize the ...

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Winter. A good time to increase curb appeal

January 13, 2020

The winter months tend to slow both buyer interest and sales in our SE Tennessee area. Home owners can increase buyer interest in area properties by taking action to enhance curb appeal.Sellers often overlook quick and easy steps to utilize a property's exterior assetes, i.e. shrubs and trees. If there are missing shrubs, replace them. Inspect ...

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11 Reasons Why Your Home Isn’t Selling

January 11, 2020

 By Charles Muotoh When you first put your house on the market, you might be hopeful for a quick sale—especially if you've put a lot of money into improving the house over the years and if the neighborhood is one that has historically attracted a lot of buyers. While you shouldn't panic if the house ...

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Who Killed the Deal? This HOME-i-cide Could Have Been Prevented.

January 10, 2020

Have a sale going bad? Who Killed the Deal?This HOME-i-cide Could Have Been Prevented.By Home Inspection CarolinaSomebody killed the deal. Who was it? Was it the Buyers Agent? Was it the Seller's Agent?  Was it the home inspector? None of these folks killed the deal but the homeicide could have been prevented. Bill Gallagher ...

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Goals 2020

January 08, 2020

Goals 2020January is a time to set goals.Have a plan. Put in your plan Work time-Family time -Fun time and God time.Not in that order. Have three goals for the amount of money you want to make example A-B-C.I have meet in some years one goal in other years all three.To meet goals figure ...

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Spying Sellers May Compromise Negotiations

January 08, 2020

Spying Sellers May Compromise NegotiationsWe do not own the rights to this article.  Buyer beware! Spy cams are a great security measure for sellers, however, buyers should keep their comments to themselves until they are away from the property.  ...

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Realtors kick-off 2020 on the right foot as home shoppers start to get busy in early January

January 08, 2020

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The average family can't afford to buy a home in 71% of the country

January 05, 2020

BY RACHEL LAYNEUPDATED ON: DECEMBER 27, 2019 / 1:56 PM / MONEYWATCHhttps://www.cbsnews.com/news/2020-real-estate-forecast-still-too-expensive-for-most-people-to-buy-or-rent-a-home/As a decade-long economic boom pushes into 2020, affording a home isn't expected to become much easier for the average American, according to recent reports.Average wage earners can't afford to buy a home in 344 of 486 counties, or 71% of the U....

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FHA Home Loan Limits: Facts You Should Know In 2020

January 04, 2020

What kind of loan do you need in the new year? Are you interested in an FHA One-Time Close construction loan to build on your own land? An FHA purchase loan for existing construction? You’ll need to know a bit about home loan limits and how they affect your transaction.The FHA and HUD announced higher loan guaranty ...

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2019 Coffee County TN Market Update

January 03, 2020

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 8% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 8.5% increase from 2018....

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What to Do with an Unfinished Basement

January 03, 2020

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Need Home Repairs & Live in TN?

January 02, 2020

Need Home Repairs?THDA provides funding for home repairs for low- and very-low income, elderly, disabled and special needs Tennesseans through the Tennessee Housing Trust Fund, Weatherization Assistance Program, Low-Income Home Energy Assistance Program, and the HOME Program. If you are a homeowner interested in receiving a grant or loan to rehabilitate your home, please call (615) 815-2030 so ...

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New Home Owners: 7 DIY Projects You Can Do Over the Weekend

January 02, 2020

As a new homeowner, you've got lots to do. Besides moving in, fixing up and making the place your own, you still have a life to lead and work to do. We understand you're busy and want to help. Whether you have an hour or all weekend, you can start (and finish) at least one of these ...

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Where is the Housing Market Headed in 2020?

December 20, 2019

Where is the Housing Market Headed in 2020? [INFOGRAPHIC] Some Highlights:Interest rates will be lower than they have been since before 1980 at 3.8% and are projected to remain steady throughout 2020!According to CoreLogic, home prices will appreciate at a rate of 5.4% over the course of the year.Experts predict that the number of homes ...

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Moving In: Our Ultimate Guide to Unpacking Will Help You Maximize Your Space

December 18, 2019

 Many buyers anticipate the day they drive to their new home. Then it happens: the movers pull up. It’s time to move everything in. This can be a daunting task, but following a few steps will break down the work and careful planning will maximize space in the years ahead.Clear Your SpaceGo through each room to ...

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Happy National Maple Syrup Day!

December 17, 2019

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How to Prepare to Finance a Home

December 16, 2019

Develop a budget: Instead of telling yourself what you’d like to spend, use receipts to create a budget that reflects your actual habits over the last several months. This approach will better factor in unexpected expenses alongside more predictable costs such as utility bills and groceries. You’ll probably spot some ways to save, whether it’s cutting ...

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No Place Like Home For The Holidays: Why You Should Consider Buying In The Winter

December 16, 2019

As the temperatures cool down, so does the housing market. Winter is the time for staying warm, celebrating the holidays and settling in until the weather outside isn’t so frightful, meaning that thoughts of attending open houses are far from the minds of most would-be buyers.This presents an opportunity for savvy home shoppers. While lacing up your ...

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Gifts and Gadgets for Every Room in the House

December 15, 2019

Are you searching for new and innovative gift ideas this holiday season? If so, check out our list of the hottest home technology offerings. We’ve selected a few of our favorites for every room in the house.These smart systems and devices add comfort, convenience, and a “cool factor” that will delight your friends and family.  ...

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