K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on Homebuying Tips

Ask Richard Stewart: Can you Secure a Mortgage After Foreclosure?

June 02, 2024


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Buying a New Home: The First Steps

March 15, 2022

When you're thinking about buying a new home, the first steps in the process are usually are:  Finding a neighborhood that's right for you. Considering how much money you would like to spend.Thinking about what type of home you would like. Deciding when you want to make your move.  As a ...

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9 Tips to Improve Your Chances of Getting Approved for a Home Loan

September 08, 2020

Post by: Nancy Braun, Showcase Realty 9 Tips to Improve Your Chances of Getting Approved for a Home Loan If you're planning to buy a home in Charlotte NC, you're also going to need to get a mortgage – not everyone can pay in cash.A home loan can be thousands of dollars. Because it's ...

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How to Improve Your Credit Score Before Applying for Home Loan

July 11, 2020

Post by: Nancy Braun, Showcase Realty Buying a house in Charlotte NC can be a lot of work. You need time to save, documents to prepare, mortgage brokers to talk to, and application forms to fill out. One aspect that affects the home buying process is applying for a mortgage, which in turn is significantly influenced by the ...

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Top 3 Reasons to Get Pre-Approved Before You Buy a Charlotte NC Home

May 02, 2020

Post by: Nancy Braun, Showcase Realty  Are you preparing to buy a home in Charlotte? Looking at homes for sale is fun and exciting.Before you make the mistake of fixating over a certain type of home or on certain features you want in a home, you need to know what you can really afford. Knowing your ...

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Buying a home during covid-19 pandemic? It can be done under the right circumstances

May 01, 2020

In the past few weeks, we have received questions about how the coronavirus pandemic has affected local real estate markets. Many buyers and sellers are worried about making a move right now, which makes us think real estate has already come to a near-complete halt.We don’t have anything but anecdotal evidence to support this at the moment, ...

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Can You Negotiate HUD Home Price?

February 08, 2020

Post by: Nancy Braun, Showcase Realty If you’re thinking of purchasing a home and would like to get a good deal, you may want to consider buying a Charlotte HUD home. HUD homes are homes owned by the U.S. Department of Housing and Urban Development, and they are usually offered for sale at affordable prices.When ...

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5 HUD Home Buying Mistakes To Avoid

December 14, 2019

Post by: Nancy Braun, Showcase Realty Know the pitfalls of buying a HUD home If you plan to be a home-flipper, investing in a Charlotte NC HUD home may seem like a good idea. But if it is your first time, and you don’t know anyone who has bought a HUD home in your area, investing in ...

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What to Ask When Choosing a Lender

August 13, 2019

 AboutTiffany Howard of Nicole James Real Estate Group is a top 1% agent and has participated in a variety of real estate transactions, including residential properties in the secondary home, REO, new construction markets in both the Triangle and Atlanta areas. Tiffany prides herself on maintaining a high level of professionalism and being a tireless advocate of her ...

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How to Make Your HUD Home Energy Efficient

July 04, 2019

Post by: Nancy Braun, Showcase Realty  Dreaming of lower utility bills?The consistently increasing cost of utility bills is a source of concern among many homeowners. When you are trying to pay off the monthly mortgage of your Charlotte home, put food on the table, send children to school, and save some amount for rainy days, each ...

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Five Ways to Buy a HUD Home in Charlotte NC

May 02, 2019

Post by: Nancy Braun, Showcase Realty   Are you looking for a HUD home?Acquiring a Charlotte NC HUD home is excellent for many reasons. Maybe you've been dreaming of becoming an investor in real estate. Perhaps you enjoy building with your hands and would like a project, like a fixer-upper home. Or it could be ...

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What You Should Know Before Buying a Charlotte NC HUD Home

March 08, 2019

Post by: Nancy Braun, Showcase Realty  What’s a HUD home?Are you thinking of buying a home in Charlotte? Owning a home is something most people look forward to. It is a symbol of stability and security. It is a place of refuge and retreat.If you are looking for an affordable home for sale in ...

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Leveling the Playing Field for Owner-Occupants with a HUD Home

December 14, 2018

In financial circles, there's a saying, a summation of a long held belief:  "Cash is King." But what does it mean? When investing, the best companies to invest in are the companies with the largest cash reserves. It's commonly known when an individual is dealing with a vendor (Chimney Sweep, HVAC Company, a painter, the ...

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Can I Get a Home Mortgage with a Low Credit Score?

November 03, 2018

Post by: Nancy Braun, Showcase RealtyCan I Get a Home Mortgage with a Low Credit Score? Dealing with home mortgage rejectionIf you think it is time to get your own Charlotte NC home but are afraid you’ll be denied because your credit score is less than ideal, you’re not alone. Many people would like to ...

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Why Is My Credit Score Important When Buying a Charlotte NC Home

October 19, 2018

Post by: Nancy Braun, Showcase Realty Why Is My Credit Score Important When Buying a Charlotte NC HomeCheck your credit score before you buyLike many first time home buyers, you are probably excited to look for your Charlotte NC home. Maybe you’ve even started looking at listings of homes, searching for homes that may fit your requirements....

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Mortgage Rates Jump to 7-Year High

October 15, 2018

The following is an article from REALTOR Magazine.The 30-year fixed-rate mortgage hasn’t averaged this high since 2011, as it inches closer to the 5 percent threshold.“Rising rates paired with high and escalating home prices is putting downward pressure on purchase demand,” says Sam Khater, Freddie Mac’s chief economist. “While the monthly payment ...

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5 Reasons to have a Home Inspection

September 26, 2018

It’s easy to get swept up in the excitement of buying a new home and forget to make the important decision to have a home inspection conducted soon after you are under contract.Home inspections are an instrumental part of the homebuying process that can save you a lot of time and money in the long run.Here ...

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Always use a Pro!

September 11, 2018

More and more, we are seeing articles about sellers who are willing to sell you their home and offer seller financing. While this can be a valid and beneficial option, a buyer should always use legal council to close the transaction.  Some states use title companies to close a Real Estate transaction, and some use an Attorney. Whichever ...

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Reasons To Get A Home Inspection | Nancy Braun on Charlotte Today

August 29, 2018

Post by: Nancy Braun, Showcase Realty  In the latest episode of Charlotte Today, Nancy Braun talks about why a buyer should never skip a home inspection.It’s easy to get caught up in the excitement of buying a new home that some buyers tend to forget to make the important decision of having a home inspection ...

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Choosing a Charlotte NC REALTOR® to Work with in 3 Easy Steps

August 09, 2018

Post by: Nancy Braun, Showcase Realty  The many roles of an agentChoosing the Charlotte NC REALTOR® to work with is one of the most important decisions you’ll make when you’re selling your home.One of the common mistakes I see many first time home sellers do is list their homes with the first agent they ...

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You need to know these three home buying myths before purchasing a home.

August 09, 2018


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Tips for Buying Your First Home and Mistakes to Avoid

July 13, 2018

BY ELIZABETH WEINTRAUB Updated May 06, 2018I have written hundreds of articles about the home buying path and gone into excruciating detail about every single step involved in buying a home. It dawned on me that buyers really need a basic overview. Especially for first-time home buyers who aren't familiar with the process.Bear in mind that the ...

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Five tips for first-time buyers

June 15, 2018

No matter how much time you spend on researching and educating yourself about your home purchase, it’s hard to cover every detail. Here are a few tips for avoiding rookie mistakes with your first home purchase. 1. Save as early as you can: Even if you think you’re years away from buying your first home, try ...

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These are the 5 issues impacting real estate right now

June 14, 2018

By Caroline Basile, Housing WireThese are the five issues impacting real estate right now:1. Rising rates and the economyAs we saw today, the Fed raised rates for the second time this year. CRE’s report said that increasing rates exacerbate the affordability crisis and has stakeholders concerned about a potential recession in 2019-2020, which would impact jobs. “...

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Tips for negotiating in a sellers market

June 12, 2018

A home buyer does not want to be caught off guard in a seller's market. It's one of the reasons that the most important thing a home buyer can do is trust his or her real estate agent to advise on market conditions. If it is a seller's market, it could be very difficult, if not ...

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