K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Do you have that urge to plant something?

April 05, 2019

 With Winter beginning to wane and the sun staying out longer, you may have the urge to start your spring gardening a little early. With the colder weather and possibility of a few more frosts, here is a list of 5 veggies that can be planted as soon as the ground is workable. 5 Early Spring Veggies You ...

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March 2019 Newsletter

April 05, 2019

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Report: Homes Became Less Affordable in Q1 2019

April 02, 2019

REALTOR MAGAZINEhttps://magazine.realtor/daily-news/2019/04/01/report-homes-became-less-affordable-in-q1-2019Source: ATTOM Data SolutionsMedian home prices in the first quarter of 2019 were not affordable to people making the average wage in 71 percent of U.S. counties, according to ATTOM Data Solutions’ Q1 2019 U.S. Home Affordability Report. Researchers calculated the amount of income needed to make a monthly house payment—including mortgage, property taxes, ...

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5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

April 01, 2019

Home ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance their home ownership by ...

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Home inspection checklist for buyers

April 01, 2019

When it comes to buying a home, what you see isn’t exactly what you get.You’ll see colorful flowers, freshly painted walls, granite countertops, gleaming hardwood floors and other superficial touches. What you can’t see is the foundation cracks, ancient plumbing, dangerous wiring, broken appliances or other defects that might be revealed when you hire a ...

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What You Should Know About FHA Loan Rules And Down Payment Gifts

April 01, 2019

One of the appealing aspects of an FHA mortgage, especially for first-time borrowers who may have tight budgets, is the low 3.5% down payment. Some real estate studies show that the age group commonly known as Millennials paid roughly 8% down in the previous year.But does a typical FHA borrower, even a first-time home buyer who may ...

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8 SIMPLE WAYS TO IMPROVE ANY HOME’S CURB APPEAL

March 27, 2019

 By CHRISTINA EL MOUSSA  Every successful house flipper knows just how important curb appeal is. When your house looks beautiful on the outside, people will be curious to see what’s on the inside. When it looks boring or rundown, people aren’t going to even give you a chance. But how can you improve curb without ...

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Remodel or Move

March 21, 2019

Spring isn't only for homebuyers, it's for remodelers, tooPolls say 90% of homeowners plan to remodel their homesSpring is just around the corner, and the housing market is gearing up for a hot home buying season.And while data suggest many Americans are likely to purchase homes, a recent survey from  Trulia indicates a significant number of ...

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2019 Trends in Real Estate

March 19, 2019

As we make our way into the New Year, we also head into many new upcoming changes in real estate.  New business startups and an aging Millennial and Gen Z population means real estate agents can look forward to an increased industrialized market and amenity driven locations.Reasons for these trends include the increase in the online presence ...

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Economic Indicators That Will Help You Understand the Housing Market

March 18, 2019

From home prices and sales to construction and mortgage rates, these are the real estate gauges to watch.By Dima Williams, Contributor |March 14, 2019, at 9:00 a.m. Economic Indicators That Will Help You Understand the Housing Market Look carefully at year-over-year changes between home prices, the number of sales and available homes to better interpret the ...

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Want To Increase Your Family’s Wealth? Here’s How!

March 18, 2019

Want To Increase Your Family’s Wealth? Here’s How!Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase ...

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USDA Section 502 loans can be used to build, repair, renovate or relocate a home

March 16, 2019

Rural Housing Programs NAR Issue Summary Rural Americans rely on programs like the 502 Rural Housing Loan Program to provide them with services that can be difficult to come by in some communities. Section 502 loans can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities. ...

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What’s Your Home Actually Worth?

March 15, 2019

It’s easy to look up how much money you have in your savings account or the real-time value of your stock investments. But determining the dollar value of a home is trickier. As a seller, knowing your home’s worth helps you price it correctly when you put it up for sale. If you price it too ...

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DIY Upgrades That Make Your Home Sell for More

March 15, 2019

Spring is upon us, and with spring comes another anticipated time of year: home selling season. Traditionally, spring is one of the most popular times to list a home for sale. It’s also an excellent season for spring cleaning and trying out a few home-improvement projects on the weekends.If you’re thinking about selling your property, or ...

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Wall Repairs

March 15, 2019

Make sure to read these handy tips for drywall repair before painting!  www.houselogic.com/organize-maintain/diy-repair/repair-walls-give-rooms-fresh-face/...

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Rosewood

March 15, 2019

If you are looking for a place to be in Columbia, Rosewood may just be the place. Rosewood is located on the south side of downtown Columbia and has amazing nightlife, fun and exciting events, and historic homes brought back to life. Most events and shopping are within walking distance. It’s wonderful to relax in one of the ...

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Must-Have Tools for Homeowners

March 15, 2019

When you own your home, things are going to break and, unless you want to spend your money on visits from a neighborhood handyman, you’re going to need to fix them yourself. Luckily, you don’t need an arsenal of tools to handle most home maintenance fixes. These five tools will cover many of your basic projects.Cordless ...

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Why You Should Sell Your Home in 2019

March 15, 2019

Housing markets may not be as hot as previous years, but selling now could be your best bet.By Devon Thorsby, Editor, Real Estate |March 7, 2019, at 9:42 a.m.Few people are predicting that 2019 will be a record-breaking year for home prices.But relatively speaking, 2019 might be the best time for you to put your ...

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Spring is almost here.

March 14, 2019

March Tasks For Your Pre-Spring LawnThese March to-dos may not make spring arrive sooner (if only), but they will help your yard make the most of its big coming out party. From pruning to preordering, here are eight pre-spring projects your landscape needs.   https://www.houselogic.com/by-room/yard-patio/spring-lawn-care-tasks/?cid=eo_em_mkt_newsletter...

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How to prepare for House Hunting

March 14, 2019

Know that there’s no “right” time to buy.If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual home’s price.Don’t ask for ...

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Can I sell my house if I have a loan on it?

March 14, 2019

Can I Sell My Home if I Have an FHA Loan on it?By Brandon Cornett | © 2019, all rights reserved | Duplication prohibitedFind out if you're eligible for an FHA loan. LendingTree.comReader question: “We purchased a home a while back with an FHA mortgage loan. Now we would like to sell the home in ...

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Why You Should Sell Your Home in 2019

March 13, 2019

By Devon Thorsby, Editor, Real Estate |March 7, 2019, Few people are predicting that 2019 will be a record-breaking year for home prices.But relatively speaking, 2019 might be the best time for you to put your house on the market. Especially if you’re on the fence about selling this year or next, Nick Ron, CEO of ...

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Tips for good photography when listing your home

March 13, 2019

Having excellent photos are one of the key ingredients when marketing your home. Here are some tips to make the most of your pictures.1) Hire a professional photographer! Hands down, this will be the best money you spend in marketing your home! Don't try to use your smart phone... that isn't smart! But, if you MUST ...

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7 Things To Avoid After Applying For A Mortgage!

March 13, 2019

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your decision will impact ...

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Your Spring Home Maintenance Checklist

March 12, 2019

When winter departs, it's time to check for damage and prepare for the hot weather ahead.Brought to you by Houzz With the days lengthening and weather warming, spring is a good time to get outdoors and tackle some larger home projects. Now that the threat of winter storms has passed, you can look for damage and make ...

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