K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on Homebuyer

Is It the Right Time to Buy My First Home in Charlotte NC?

September 13, 2019

Post by: Nancy Braun, Showcase Realty  If you’re young and earning, owning a home is probably one of your greatest aspirations. However, buying a home in Charlotte is a major purchase and entails a huge responsibility, so the question you should really be asking is “Am I ready to buy my first home?”Many ...

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What to Ask When Choosing a Lender

August 13, 2019

 AboutTiffany Howard of Nicole James Real Estate Group is a top 1% agent and has participated in a variety of real estate transactions, including residential properties in the secondary home, REO, new construction markets in both the Triangle and Atlanta areas. Tiffany prides herself on maintaining a high level of professionalism and being a tireless advocate of her ...

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14 first-time homebuyer mistakes to avoid

July 15, 2019

Buying your first home comes with many big decisions and can be as scary as it is exciting. It’s easy to get swept up in the whirlwind of home shopping and make mistakes that could leave you with buyer’s remorse later.If this is your first rodeo as a homebuyer or it’s been many years since ...

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Five Ways to Buy a HUD Home in Charlotte NC

May 02, 2019

Post by: Nancy Braun, Showcase Realty   Are you looking for a HUD home?Acquiring a Charlotte NC HUD home is excellent for many reasons. Maybe you've been dreaming of becoming an investor in real estate. Perhaps you enjoy building with your hands and would like a project, like a fixer-upper home. Or it could be ...

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Top 10 Myths That Trip Up First-Time Home Buyers

April 15, 2019

If you’re thinking about buying a home, you’ve probably received your share of advice from family and friends. Add to that the constant stream of TV shows, news segments, and social media posts that over-simplify the home buying process for easy entertainment.With so much information to sift through, it can be tough to distinguish fact from ...

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Leveling the Playing Field for Owner-Occupants with a HUD Home

December 14, 2018

In financial circles, there's a saying, a summation of a long held belief:  "Cash is King." But what does it mean? When investing, the best companies to invest in are the companies with the largest cash reserves. It's commonly known when an individual is dealing with a vendor (Chimney Sweep, HVAC Company, a painter, the ...

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Why Is My Credit Score Important When Buying a Charlotte NC Home

October 19, 2018

Post by: Nancy Braun, Showcase Realty Why Is My Credit Score Important When Buying a Charlotte NC HomeCheck your credit score before you buyLike many first time home buyers, you are probably excited to look for your Charlotte NC home. Maybe you’ve even started looking at listings of homes, searching for homes that may fit your requirements....

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Home Insurance Check Up, Part 1:

October 16, 2018

 Assess your liabilities this fallJean McLean >>> TwitterIt’s fall, y’all. That might mean…… Gabrielle just moved into her freshman dorm room.… Anthony is excited about participating in his first fall travel ball season.… Aunt Annie just bought a trampoline to keep the kids and their friends busy during football gatherings.Sam ...

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6 Ways to Refresh Your Bathroom on a Budget

October 16, 2018

Match your MetalsGive your bathroom continuity by matching the cabinet knobs to the shower head and water faucets. And don’t be afraid to explore new options. Hint: brass is back! ReGlaze that old tubRetro colors in old bathrooms can be quirky and fun. Usually, though, they just don’t work. Rather than replacing that green tub ...

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Mortgage Rates Jump to 7-Year High

October 15, 2018

The following is an article from REALTOR Magazine.The 30-year fixed-rate mortgage hasn’t averaged this high since 2011, as it inches closer to the 5 percent threshold.“Rising rates paired with high and escalating home prices is putting downward pressure on purchase demand,” says Sam Khater, Freddie Mac’s chief economist. “While the monthly payment ...

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5 Reasons to have a Home Inspection

September 26, 2018

It’s easy to get swept up in the excitement of buying a new home and forget to make the important decision to have a home inspection conducted soon after you are under contract.Home inspections are an instrumental part of the homebuying process that can save you a lot of time and money in the long run.Here ...

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It's time to set roots and enjoy timeless, luxurious living in the Lowcountry on Daufu

September 14, 2018

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Reasons To Get A Home Inspection | Nancy Braun on Charlotte Today

August 29, 2018

Post by: Nancy Braun, Showcase Realty  In the latest episode of Charlotte Today, Nancy Braun talks about why a buyer should never skip a home inspection.It’s easy to get caught up in the excitement of buying a new home that some buyers tend to forget to make the important decision of having a home inspection ...

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The State of the Nation's Housing in 2018: The 3 Biggest Takeaways By Clare Trapasso | Jun 19, 2018

August 14, 2018

What defines the American housing market, circa 2018? Let's see: a lack of available homes for rent and sale, rising prices due to that lack of supply, and diminishing affordability, particularly for low-income Americans and first-time buyers.Sound familiar? The biggest difference between this year and the previous one is that these problems have only gotten worse, according ...

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7 THINGS YOU NEED TO KNOW ABOUT REAL ESTATE

April 23, 2018

7 things you need to know about real estate and mortgagehttp://blog.raymorton.point2agent.com/7-things-need-know-real-estate-mortgage/7 things you need to know about buying real estate Working with a RealtorIt is customary for the seller to pay for all realtor fees.  If for some reason you decide to purchase a home that is for sale by owner, you’ll pay ...

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Keys to Buying A Home in a Seller’s Market | Nancy Braun on Charlotte Today (WCNC - NBC)

April 06, 2018

Nancy Braun Shares Keys to Buying A Home in a Seller’s Market Are you searching for your next home?  Get expert tips from Nancy Braun, the top real estate agent in Charlotte NC, as she talks about the keys to buying a home in a seller’s market,  on Charlotte Today at WCNC NBC. Watch ...

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Homebuyers are not bothered by higher rates or taxes, but sellers are

March 21, 2018

Home sales rebounded more strongly than expected in February, and the National Association of Realtors says they could have been even higher if there were more homes for sale. A critical shortage of listings is the No. 1 obstacle, especially in higher price ranges — not rising mortgage rates or new tax laws that reduce certain homeowner deductions....

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Fun Facts About South Carolina and Why You Should Visit Soon!

March 13, 2018

 Angel Oak on John’s Island is believed to be more than 1500 years old.The world’s smallest police station is in Ridgeway and it’s only as big as a toll booth. It was in full use from 1940-1990.A special permit from the State is required before a fortune-teller can go around telling fortunes in ...

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Buying a house requires a lot of time and effort!

February 19, 2018

Buying a house requires a lot of time and effort, but these 10 steps can help make the home buying process manageable and help you make the best decisions possible. Step 1: Start Your Research Early (if you found this blog you are ready for step 2)As soon as you can, start reading Web sites, newspapers, and magazines ...

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10 Fun Ways to Shake Things Up for 2018!

January 09, 2018

What are you doing new this year?  There's something in the new year air that makes you want to change things up - do something different, something fun. Have you started making plans for this year? Are your goals set?  One of the reasons many people abandon their New Year's resolutions before the ...

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10 Tips for Buyers and Sellers

December 15, 2017

In this blog,  I wanted to give 10 tips that can be used to help the buying and selling process. For Sellers1.  Clear Clutter- Tackle one room at a time. Separate into keep, donate, toss2.  Get Packing - Start packing the things you want to keep but won't use for a while3.  Research ...

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Home Buying 101: 203k Your Way from Deplorable to Adorable

December 14, 2017

In a blog a few months ago, I talked a little about what FHA Uninsurable means, and the financing options for the FHA Uninsurable (UI) home. One such option is an FHA 203(k). Right now, in our market, inventory is so low that "ugly" houses that would have taken months to sell a few years ago are ...

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How Much Home Can I Afford?

December 11, 2017

A step towards a home you can call yoursYou've decided it is time to take the next step in achieving independence. You need more space for the business you ran at home. Your family is growing.These are a few of the reasons why you may need a new home, which leads you to wonder how much home ...

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Charlotte Housing Monthly Review – October 2017

November 16, 2017

KEY HIGHLIGHTS. Average Selling Prices for the Charlotte MSA* rose 2.9% year after year after stalling in August and rising in September.  However, the trend month to month continues to trend DOWN as prices fell sequentially again by 1.85% from September making it 3 STRAIGHT months of decelerating pricing trends.  Thus, as mentioned earlier affordability ...

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