K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on Homebuyer

Ask Richard Stewart: Can you Secure a Mortgage After Foreclosure?

June 02, 2024

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How to Buy a Home in 2024

March 12, 2024

The year 2024 is an exciting time to be in the market for a new home. As the real estate industry continues to evolve and adapt, there are several key factors to consider when buying a home. In this blog post, we will discuss the steps to buying a home, provide tips to help you make good offers, and ...

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Buying a New Home: The First Steps

March 15, 2022

When you're thinking about buying a new home, the first steps in the process are usually are:  Finding a neighborhood that's right for you. Considering how much money you would like to spend.Thinking about what type of home you would like. Deciding when you want to make your move.  As a ...

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Characteristics of Home Buyers

February 15, 2022

                  Characteristics of Home Buyers— First-time buyers made up 31 percent of all home buyers, the same as last year. Eighty-two percent of buyers 22 to 30 years and 48 percent of buyers 31 to 40 years were first-time home buyers. Behind these groups, 22 percent of buyers 40 to ...

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3 Things Why You Should Use ShowingTime

January 13, 2021

Getting the trust of sellers and buyers to do real estate business with us starts the realtor-client relationship. Adding a wow-factor takes that relationship to a whole new level. Having a piece of in-depth knowledge on the real estate tools is crucial to make our business be ahead of the game. Going out to show properties takes about 80% ...

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Top 3 Reasons to Get Pre-Approved Before You Buy a Charlotte NC Home

May 02, 2020

Post by: Nancy Braun, Showcase Realty  Are you preparing to buy a home in Charlotte? Looking at homes for sale is fun and exciting.Before you make the mistake of fixating over a certain type of home or on certain features you want in a home, you need to know what you can really afford. Knowing your ...

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Top Tips to Lower Your Insurance Premiums

January 20, 2020

Post by: Nancy Braun, Showcase Realty  Home insurance for your Charlotte NC home - expensive but necessaryIt is exciting to own a new home, but in the process of acquiring it, many homeowners forget the additional costs that go with it - home insurance.Home insurance is pricey, but it is something you cannot do without. ...

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Is It the Right Time to Buy My First Home in Charlotte NC?

September 13, 2019

Post by: Nancy Braun, Showcase Realty  If you’re young and earning, owning a home is probably one of your greatest aspirations. However, buying a home in Charlotte is a major purchase and entails a huge responsibility, so the question you should really be asking is “Am I ready to buy my first home?”Many ...

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What to Ask When Choosing a Lender

August 13, 2019

 AboutTiffany Howard of Nicole James Real Estate Group is a top 1% agent and has participated in a variety of real estate transactions, including residential properties in the secondary home, REO, new construction markets in both the Triangle and Atlanta areas. Tiffany prides herself on maintaining a high level of professionalism and being a tireless advocate of her ...

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14 first-time homebuyer mistakes to avoid

July 15, 2019

Buying your first home comes with many big decisions and can be as scary as it is exciting. It’s easy to get swept up in the whirlwind of home shopping and make mistakes that could leave you with buyer’s remorse later.If this is your first rodeo as a homebuyer or it’s been many years since ...

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Five Ways to Buy a HUD Home in Charlotte NC

May 02, 2019

Post by: Nancy Braun, Showcase Realty   Are you looking for a HUD home?Acquiring a Charlotte NC HUD home is excellent for many reasons. Maybe you've been dreaming of becoming an investor in real estate. Perhaps you enjoy building with your hands and would like a project, like a fixer-upper home. Or it could be ...

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Top 10 Myths That Trip Up First-Time Home Buyers

April 15, 2019

If you’re thinking about buying a home, you’ve probably received your share of advice from family and friends. Add to that the constant stream of TV shows, news segments, and social media posts that over-simplify the home buying process for easy entertainment.With so much information to sift through, it can be tough to distinguish fact from ...

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Leveling the Playing Field for Owner-Occupants with a HUD Home

December 14, 2018

In financial circles, there's a saying, a summation of a long held belief:  "Cash is King." But what does it mean? When investing, the best companies to invest in are the companies with the largest cash reserves. It's commonly known when an individual is dealing with a vendor (Chimney Sweep, HVAC Company, a painter, the ...

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Why Is My Credit Score Important When Buying a Charlotte NC Home

October 19, 2018

Post by: Nancy Braun, Showcase Realty Why Is My Credit Score Important When Buying a Charlotte NC HomeCheck your credit score before you buyLike many first time home buyers, you are probably excited to look for your Charlotte NC home. Maybe you’ve even started looking at listings of homes, searching for homes that may fit your requirements....

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Home Insurance Check Up, Part 1:

October 16, 2018

 Assess your liabilities this fallJean McLean >>> TwitterIt’s fall, y’all. That might mean…… Gabrielle just moved into her freshman dorm room.… Anthony is excited about participating in his first fall travel ball season.… Aunt Annie just bought a trampoline to keep the kids and their friends busy during football gatherings.Sam ...

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6 Ways to Refresh Your Bathroom on a Budget

October 16, 2018

Match your MetalsGive your bathroom continuity by matching the cabinet knobs to the shower head and water faucets. And don’t be afraid to explore new options. Hint: brass is back! ReGlaze that old tubRetro colors in old bathrooms can be quirky and fun. Usually, though, they just don’t work. Rather than replacing that green tub ...

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Mortgage Rates Jump to 7-Year High

October 15, 2018

The following is an article from REALTOR Magazine.The 30-year fixed-rate mortgage hasn’t averaged this high since 2011, as it inches closer to the 5 percent threshold.“Rising rates paired with high and escalating home prices is putting downward pressure on purchase demand,” says Sam Khater, Freddie Mac’s chief economist. “While the monthly payment ...

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5 Reasons to have a Home Inspection

September 26, 2018

It’s easy to get swept up in the excitement of buying a new home and forget to make the important decision to have a home inspection conducted soon after you are under contract.Home inspections are an instrumental part of the homebuying process that can save you a lot of time and money in the long run.Here ...

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It's time to set roots and enjoy timeless, luxurious living in the Lowcountry on Daufu

September 14, 2018

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Reasons To Get A Home Inspection | Nancy Braun on Charlotte Today

August 29, 2018

Post by: Nancy Braun, Showcase Realty  In the latest episode of Charlotte Today, Nancy Braun talks about why a buyer should never skip a home inspection.It’s easy to get caught up in the excitement of buying a new home that some buyers tend to forget to make the important decision of having a home inspection ...

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The State of the Nation's Housing in 2018: The 3 Biggest Takeaways By Clare Trapasso | Jun 19, 2018

August 14, 2018

What defines the American housing market, circa 2018? Let's see: a lack of available homes for rent and sale, rising prices due to that lack of supply, and diminishing affordability, particularly for low-income Americans and first-time buyers.Sound familiar? The biggest difference between this year and the previous one is that these problems have only gotten worse, according ...

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7 THINGS YOU NEED TO KNOW ABOUT REAL ESTATE

April 23, 2018

7 things you need to know about real estate and mortgagehttp://blog.raymorton.point2agent.com/7-things-need-know-real-estate-mortgage/7 things you need to know about buying real estate Working with a RealtorIt is customary for the seller to pay for all realtor fees.  If for some reason you decide to purchase a home that is for sale by owner, you’ll pay ...

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Keys to Buying A Home in a Seller’s Market | Nancy Braun on Charlotte Today (WCNC - NBC)

April 06, 2018

Nancy Braun Shares Keys to Buying A Home in a Seller’s Market Are you searching for your next home?  Get expert tips from Nancy Braun, the top real estate agent in Charlotte NC, as she talks about the keys to buying a home in a seller’s market,  on Charlotte Today at WCNC NBC. Watch ...

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Homebuyers are not bothered by higher rates or taxes, but sellers are

March 21, 2018

Home sales rebounded more strongly than expected in February, and the National Association of Realtors says they could have been even higher if there were more homes for sale. A critical shortage of listings is the No. 1 obstacle, especially in higher price ranges — not rising mortgage rates or new tax laws that reduce certain homeowner deductions....

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Fun Facts About South Carolina and Why You Should Visit Soon!

March 13, 2018

 Angel Oak on John’s Island is believed to be more than 1500 years old.The world’s smallest police station is in Ridgeway and it’s only as big as a toll booth. It was in full use from 1940-1990.A special permit from the State is required before a fortune-teller can go around telling fortunes in ...

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