K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

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Is now a good time to buy a home? Over 60% of surveyed Americans say yes

July 07, 2020

That's a 9-point climb in Fannie Mae’s HPSI measurement​​​​​​​Fannie Mae’s Home Purchase Sentiment Index, a composite index designed to track consumers’ housing-related attitudes, intentions and perceptions, increased nine points in June to 76.5. Although the HPSI is down 15 points year-over-year, June’s gain marked the second rise in HPSI since April’s almost record ...

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4 Tips That'll Make Working From Home Tolerable

May 16, 2020

4 Tips That'll Make Working From Home Tolerable Nicole TownsendPhoto: FilippoBacci/iStockThere’s absolutely no doubt that staying home and reducing the spread of coronavirus is paramount right now, but let me be the first to admit that finding a balanced routine while working from home has been a bit complicated.This pandemic has taken things away from us ...

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Economic uncertainty due to virus makes for unusual mortgage rate landscape

April 14, 2020

Economic uncertainty due to virus makes for unusual mortgage rate landscapeMoreUncertainty is everywhere in the financial world these days as the COVID-19 pandemic spreads, and that's translating into big swings in mortgage rates and challenges in how to navigate borrowing for a home.Given the lack of economic clarity, brokers says it's important to keep a close ...

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Federal Reserve cuts rates to zero to support the economy during the coronavirus pandemic

March 15, 2020

Federal Reserve cuts rates to zero to support the economy during the coronavirus pandemicBy David Goldman, CNN Business Updated 9:03 PM ET, Sun March 15, 2020  New York (CNN Business)In a bold, emergency action to support the economy during the coronavirus pandemic, the Federal Reserve on Sunday announced it would cut its target interest rate near zero....

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NFL Cribs: Where Do the Kansas City Chiefs Call Home?

February 01, 2020

By Erik Gunther | Jan 28, 2020Getty Images; realtor.comFive decades after their last appearance in the Super Bowl, the Kansas City Chiefs are back. Fueled by thrilling 24-year-old quarterback Patrick Mahomes, the team has reinvigorated its long-suffering fan base.No, it's not as if the Chiefs have been complete rubbish over the past 50 years. They've ...

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How to Find the Best Mortgage Rates

January 16, 2020

Mortgage rates can change daily, and can vary widely depending on the borrower's personal situation. The difference can mean tens of thousands of dollars over the life of the loan. Here are some tactics to help you find the best mortgage rate for your new home loan.Shop AroundYou may be tempted to just use the lender who ...

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The 5 Biggest Mistakes Veteran and Military Home Buyers Make

November 07, 2019

Craig McCausland/iStockHaving a place to call your own—whether you’re going to be there for four years or forever—is an essential part of the American dream. The U.S. Department of Veterans Affairs offers plenty of great programs to help those who have served in the military get a home loan, but the process isn’t foolproof. ...

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Housing Rents in U.S. Dip for First Time in 2 Years

October 16, 2019

The U.S. average rent down to $1,471 a monthAccording to Yardi Matrix, as part of a seasonal respite, the national average residential rent in the U.S. decreased for the first time since February 2017, dipping by -0.1% ($1) from last month to $1,471. The decrease might seem insignificant, but coupled with the slowest year-over-year ...

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Builder confidence rises in August

August 15, 2019

The National Association of Home Builders' Housing Market Index rose to 66, up 1 point from JulyBYVERONIKA BONDARENKO Builder confidence for newly built single-family homes rose to 66 in August, up one point from July, according to data released Thursday by the National Association of Home Builders (NAHB) and Wells Fargo.The Housing Market Index (HMI) is a weighted ...

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When Is the Best Time to Get a Mortgage?

July 13, 2019

There is no single time that is best when it comes to buying a home. Rather, your individual circumstances help determine when the time is right. Most crucially, having your credit in order is the best way to get a great home loan that will make a home purchase affordable.The vast majority of homebuyers require a mortgage. A ...

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First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Interest Rates, Move-Up Buyers 3 Things To Know In The Housing Market Today!

June 15, 2019

A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet.The following three areas of the housing market are critical to understand: interest rates, building materials, and the ...

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New Research Shows Housing Is Affordable For First-Time Buyers

May 14, 2019

First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Move-Up Buyers, Rent vs. BuyHome prices have been on the rise for the last seven years, leading many housing market analysts to conclude that first-time homebuyers are being shut out of the market due to affordability concerns.The National Association of Realtors (NAR) ...

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Economic Indicators That Will Help You Understand the Housing Market

March 18, 2019

From home prices and sales to construction and mortgage rates, these are the real estate gauges to watch.By Dima Williams, Contributor |March 14, 2019, at 9:00 a.m. Economic Indicators That Will Help You Understand the Housing Market Look carefully at year-over-year changes between home prices, the number of sales and available homes to better interpret the ...

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How Different Generations Approach Buying a Home

February 03, 2019

SUSAN KELLEHERJAN 18, 2019 4 MINUTE READWhen it comes to home buying and selling, each generation has its own style. How buyers search for a home, what they look for and how they pay for it is often tied to where they are in their life’s journey.That’s not to say that all members of a generation ...

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Real Estate Markets Cooling Across The Country, And It's Not Just The Winter Effect

November 15, 2018

 Caroline FeeneyContributorReal EstateI write about housing market dynamics and real estate data.In the wake of a booming home price run-up, economists explain the recent real estate market shift caused by homebuyer fatigue and affordability challenges.GETTYIn December 2008, almost a decade ago exactly, Case-Shiller posted a record 18% price drop in home values across the country as ...

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