K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

October Manchester and Coffee County TN Real Estate Market Update

October 14, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 10% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 5.5% increase from 2018 YTD.The average days on the market are stable this year to date  vs. 2018 ...

Read The Full Article


Biggest Mistakes Most First-Time Homeowners Make

October 14, 2019

You’re smart. You’re doing your research about home buying and homeownership (like you are right now!), so you feel like you’re prepared to avoid common home buying pitfalls. But you’ll soon find that once you’ve moved in, there is a whole new list of common problems that plague unwary first-time homeowners.To help ...

Read The Full Article


Buyers Be on the Lookout for Gen Z: The Next Generation of Homebuyers

October 14, 2019

You’ve likely heard a ton about Millennials, but what about Gen Z? In the next 5 years, this generation will be between the ages of 23 and 28, and they’re eager to become homeowners faster than you may think.According to realtor.com, “Nearly 80 percent of Generation Z members say they want to own ...

Read The Full Article


Is Your Home Retirement Ready?

October 11, 2019

As more and more baby boomers enter retirement age, the question of whether or not to sell their home is becoming a trending topic. According to the National Association of Exclusive Buyers Agents, there are a few factors that you should consider when choosing your retirement home.Affordability“It may be easy enough to afford your home today but ...

Read The Full Article


“Real Estate Teams listen up” Doctor Sourced

October 11, 2019

Dr. John TownsendThe Life Team: Your Source For Health And GrowthMost of us have lots of friends. But most of us aren’t getting the most out of our relationships, at least for what it takes to be the best person we can be, to grow and to maximize our lives. That’s where the Life Team concept comes ...

Read The Full Article


Streamline the sale of your home.

October 11, 2019

During the process of selling your home, there are some uncertainties that can cause delays. The most common of these is the buyer’s Home and Termite/Pest inspections.Most of the time, these inspections identify some repairs that the seller did not realize may be needed. Sometimes the buyer requests that repairs be completed by the seller or attempts ...

Read The Full Article


Home Improvement Projects Are Worth Cost and Time, Says Realtor® Survey

October 11, 2019

October 3, 2019Media Contact: Quintin Simmons 202-383-1178WASHINGTON (October 3, 2019) – Homeowners who decide to undergo a home improvement project, whether it be interior or exterior modifications, often find that the task was worth the investment and time, according to a new report from the National Association of Realtors®, with insights from the National Association of the Remodeling Industry....

Read The Full Article


Over the Rainbow

October 10, 2019

Most are familiar with the song Somewhere Over the Rainbow.  Also most believe there is a pot of gold at the end of the Rainbow. Well we are coming upon the rainy season and there is no better time to find your pot of gold in a HUD Home. It seems like the opportunity is not as great ...

Read The Full Article


Hazard Insurance or Homeowner's Insurance?

October 10, 2019

Hazard Insurance or Homeowners insurance?  What's the difference?  As a Realtor, I get this question a lot.  In my area, the two terms are used interchangeably.  they are one in the same.  When you are purchasing a home by obtaining a lender financed mortgage, the lender requires that you ahve homeowners insurance to ...

Read The Full Article


Keys to an Open House SUCCESS!

October 09, 2019

DECLUTTER, DEPERSONALIZE and CLEAN!Remove family pictures. Remove knickknacks and personal items.  If you’re planning to move, this is a great time to get a head start by purging/selling any unnecessary things (less to move later!)  Wild-colored walls should be painted to neutral, any wall decals removed.  Wash windows, consider having carpets professionally cleaned, ...

Read The Full Article


Self-employed? Things to know when applying for a mortgage

October 09, 2019

Curious if being self-employed could stop you from being eligible for a home? Know that you still have options for homeownership. You should be aware of a few things, however, to ensure your process is as smooth as possible. Tips to know as a self-employed applicant: Have your business and personal tax returns available and handy. Typically, your ...

Read The Full Article


How to Get a Mortgage Preapproval

October 09, 2019

HAL M. BUNDRICK, CFPA mortgage pre-qualification can be the first move“A pre-qualification is a conversation,” says Yael Ishakis, a mortgage loan officer with First Meridian Mortgage in Brooklyn, New York. A mortgage preapproval takes a much deeper dive into your personal finances than a pre-qualification, including the pulling of a credit report. But a conversation is the ...

Read The Full Article


Downsizing vs. Rightsizing

October 09, 2019

...

Read The Full Article


How to Declutter Your Charlotte NC Home in Five Easy Steps

October 05, 2019

Post by: Nancy Braun, Showcase Realty  An achievable goalThe new year brings a strong desire to make a change, but you don’t need the new year excuse to keep your home tidy and clean.If you are constantly battling with the stress of keeping your things in your Charlotte NC home organized, here are five easy ...

Read The Full Article


THREE LEADING SOURCES OF HOUSEHOLD FIRES

October 04, 2019

 By: REBAC StaffSmokey Bear famously said, “Only YOU can prevent forest fires.” But what about fires closer to home? What steps can you take to reduce risks to yourself, your loved ones, and your property?Fire prevention starts with awareness. Here are three home fire hazards that may be lurking in your home, along with safety ...

Read The Full Article


Wood Burning Fireplace and Chimney Cleaning and Inspection

October 04, 2019

              As cold weather approaches, a home owner is more than likely to use their wood burning fireplace, one of the most important focal points in a living or family room. Specially during the holidays, and throughout the remaining of the winter months as a second heat ...

Read The Full Article


FHA Loan Down Payment Rules: When More Is Required

October 04, 2019

FHA home loan down payment rules allow for a low 3.5% down for borrowers who qualify with FICO scores in the 580-or-above category.FHA loan minimums do not address lender standards, which may be higher, but that is one reason why it’s important to shop around for the right FHA lender.The low FHA loan down payment ...

Read The Full Article


October 2019 - HomeTalk

October 03, 2019

...

Read The Full Article


Benefits of FHA loans

October 02, 2019

Benefits of Using an FHA Loan to Buy a HouseBy Brandon Cornett | © 2019, all rights reserved | Duplication prohibitedFind out if you're eligible for an FHA loan. LendingTree.comWhat are the benefits of using an FHA loan to buy a house? What advantages does this program offer when compared to a regular mortgage loan? Here’s ...

Read The Full Article


Fall Lawn Care

October 02, 2019

7 Steps for Fall Overseeding; Fall FertilizingFall is a very important time for lawns. Read on for fall lawn care tips on Aerating, de-thatching, fertilizing and more tips on how to keep your lawn healthy all year long. 7 Steps for Fall Lawn Care if Overseeding Step 1. Mow Lawn ShortMow you grass to a height of ...

Read The Full Article


NEW PRICE!!! HOME & 3 CAR GARAGE - $85,050

October 02, 2019

Spacious layout - multiple windows provide good natural light and pretty views of the countryside. Two covered porches, level yard with mature landscaping. A rarity to find is the three car detached garage!This home qualifies for $100.00 down payment program, for HUD Owned Homes, subject to a new FHA appraisal. Seller may contribute up to 3% for ...

Read The Full Article


TN Down Payment Assistance Program!

October 01, 2019

You have a choice in a home loan. Make it a Great Choice.As a state agency, THDA created the Great Choice Home Loan program to make homeownership available and affordable for Tennesseans of middle/moderate income.About Great Choice Home Loans:30-Year Term - Your monthly payments are spread out across 30 years to keep them affordable.Fixed Interest Rate ...

Read The Full Article


6 Planning Strategies to Help First-Time Homebuyers Become House-Rich

October 01, 2019

6 Planning Strategies to Help First-Time Homebuyers Become House-Rich The largest and most important investment for most people is their home. It is your shelter, a tax benefit and, after you have paid down the mortgage, a source of wealth you can tap in your retirement.If you are a first-time home buyer, here are six guidelines to assist ...

Read The Full Article


FACING FALSE FEARS OF THE HUD ASSET IN NEED OF REPAIRS

September 30, 2019

Many buyers shy away from properties that need repairs. Uneduacted agents do not assit the buyer populations in this matter either.   When purchasing an asset from HUD there are many benefits to an FHA buyer.  One of the best valued benefit is allowance of up to $10,000 in repairs. These repairs can be escrowed into ...

Read The Full Article


WHAT TO KNOW About Title Insurance

September 30, 2019

Title insurance protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as misspellings of a person’s name or an inaccurate description of the property. In some states it is customary for the seller to purchase the policy on your behalf.Your mortgage lender will require ...

Read The Full Article





top