K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Why Homeowners Have Great Selling Power Today

August 14, 2020

We’re sitting in an optimal moment in time for homeowners who are ready to sell their houses and make a move this year. Today’s homeowners are, on average, staying in their homes longer than they used to, and this is one factor driving increased homeowner equity. When equity grows, selling a house becomes increasingly desirable. Here’s ...

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How Is Remote Work Changing Homebuyer Needs?

August 14, 2020

With more companies figuring out how to efficiently and effectively enable their employees to work remotely (and for longer than most of us initially expected), homeowners throughout the country are re-evaluating their needs. Do I still need to live close to my company’s office building? Do I need a larger home with more office space? Would making ...

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August 14, 2020

AVERAGE LIFE EXPECTANCY TIMELINEOne of the problems a first time home buyer will face is the cost of maintaining a house. This cost is more than often not considered when purchasing the house. Here is a list of some of the life expectancies of items associated with the maintenance of a house:6-10 YearsPaint on exterior of house 5-7 yrsMicrowave ...

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ARE HOME WARRANTIES WORTH IT?

August 14, 2020

What are the pros and cons of owning a home warranty? Our review team discusses whether or not home warranties are worth it | Photo Credit: Shutterstock © Ewelina Wachala With the high cost of home repairs, many homeowners want to know whether a home warranty is worth it or not. Before making a decision, it is ...

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The Tax Cuts and Jobs Act - What it Means for Homeowners

August 13, 2020

Tax Rate ReductionsThe new law provides generally lower tax rates for all individual tax filers. While this does not mean that every American will pay lower taxes under these changes, most will. The total size of the tax cut from the rate reductions equals more than $1.2 trillion over ten years.The tax rate schedule retains seven brackets ...

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Current Buyer & Seller Perks in the Housing Market

August 11, 2020

Current Buyer & Seller Perks in the Housing Market Today’s housing market is making a truly impressive turnaround, and it’s also setting up some outstanding opportunities for buyers and sellers. Whether you’re thinking of buying or selling a home this year, there are perks today that are rarely available, and definitely worth looking into. Here are ...

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Expatriate: The New Ticket to Adventure

August 11, 2020

You may have watched a brief episode of House Hunters International or have seen a few Caribbean spots in a commercial showing off their amenities and accessible price points. For some it is a far-fetched dream, but it is becoming more reality for more than many would believe. An expat is a person who lives outside of their ...

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Real Estate Market in Guilford County, NC

August 11, 2020

The real estate market in Guilford County, NC has been booming these past few months!  It seems after the initial shock of the pandemic, home sales increased leading to a big month for sales in July thanks to the pent up demand and the low interest rates.  Great time for sellers in this area!Check out the ...

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Raise Your Home Value With These 10 DIY Ideas

August 10, 2020

As a Realtor with 33 years experience, as a full time Broker in Middle Tennessee,  I would like to encourage you to perform routine maintenance on your homes.  The small cost will reap rewards for you in the future.  I often see automobiles receiving more maintenance than our homes.  They are both necessities in ...

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Top Three Best Cities in South Carolina to Live and Raise a Family

August 10, 2020

 Families have different priorities when it comes to relocating to different areas. Some would favor location with great amenities for the kids and the entire family to enjoy. While others will consider the size of the property and the number of rooms at the top of their must-have list. The moving season officially starts in April and ends ...

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Mortgage Rates Plummet to a New Record Low, Adding Fuel to the Housing Market

August 10, 2020

Mortgage Rates Plummet to a New Record Low, Adding Fuel to the Housing Market The already scalding-hot housing market is likely to heat up even more. Mortgage interest rates continued their downward descent, hitting yet another record—largely thanks to the pandemic, and the resulting economic downturn, dragging on.Rates fell to just 2.88% for 30-year, fixed-rate loans ...

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5 Reasons Buyers And Sellers Are Unhappy With Their Agent:

August 07, 2020

1. TrustThe number one quality consumers seek in an agent is trust. Buyers and sellers want full disclosure at all times about every document. They want to be given the heads up about important changes to housing regulations and mortgage rules. They want to be advised of realistic expectations to selling or buying their home, and dislike last-minute changes. ...

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"Hold As A Back-Up"

August 07, 2020

I call the "Hold As A Back-Up" the second chance button. I encourage agents to submit all offers, even if the offer is not list price. As days on market increase, and the property becomes "aged", the buyer/buyer's agent may receive an email from HUD inquiring if buyer(s) still has an interest in the property at ...

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What You Need to Know About Refinancing Your Mortgage

August 05, 2020

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Now is a Great time to buy!

August 04, 2020

2020 has been a rollercoaster so far, we started off with flooding in the south east then covid19 hit in March, then massive unemployment and unprecedented business closures. Due to rates staying low most Americans still felt confident in buying a home according to the  US Census Bureau which reported….  “The homeownership rate of 67.9 percent ...

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What I wish I'd known before buying a foreclosed home

August 04, 2020

By Rebecca Benison When I began looking for a home on Long Island with a budget of $280,000 three years ago, finding a single-family home that wasn’t on the verge of collapse seemed almost impossible. Like many prospective buyers, I’d see listings for lower-priced foreclosures come up during my searches, but many were cash-only purchases since ...

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7 Things You Can do to Qualify for a Mortgage

August 03, 2020

If you are thinking about buying a home this year and aren’t sure if you will qualify for a mortgage, there are several actions you can take to improve your chances of being approved for the amount you wish to borrow.Lenders look at more than just your credit rating. They want to know that you have a ...

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Time Is Running Out For FHA Mortgage Loan Relief

August 03, 2020

Under the CARES Act passed in 2020 to help financially stricken Americans, all government-backed mortgages had foreclosure-avoidance measures instituted to protect homeowners from losing their homes during COVID-19.Those with VA, USDA, and FHA mortgages had all foreclosure actions suspended until the end of August 2020; the CARES Act forbids lenders and loan servicers “from beginning a judicial ...

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Disaster Preparedness

August 03, 2020

One easy way to prepare for hurricane season in North Carolina is to get the right information on your phone. There are many ways that you can stay up-to-date. Here are three suggestions. American Red Cross – Lots of great tips and tools to prepare for a disaster and to weather a stormFederal Emergency Management Agency – Get ...

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What Should I Ask a Potential Mortgage Lender?

August 01, 2020

Shopping for a mortgage can be stressful and time-consuming, especially when you know next to nothing about the process. Nobody wants to feel like they’re making a monumental decision while going in blind.With that in mind, here’s a list of questions to ask your mortgage lender, before you sign anything.1. WHAT TYPE OF LOANS DO ...

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How to Increase Property Value for 2020: Top 10 Cost-Effective Home Renovations

August 01, 2020

1. Get Creative and Increase the Usable Square Footage of your Home Square footage has one of the largest impacts on the value of your home or condo. When buyers begin their search for a property, they generally have an idea of how many bedrooms, bathrooms and an approximate idea of the square footage they want.One of the ...

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Contract Signings Make a ‘Remarkable’ Move

July 30, 2020

July 29, 2020Pending home sales continued to escalate in June, the second consecutive month of increases—and all in the midst of the COVID-19 pandemic. The National Association of REALTORS®’ Pending Home Sales Index showed that each of the four major regions of the U.S. saw an increase in month-over-month contract signings as home buyers rushed out ...

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3 ways Covid19 has changed traditional real estate showings.

July 30, 2020

3 ways coronavirus has changed traditional real estate showings. Most homes are now requiring a covid 19 waiver to be signed prior to viewing the home. This is different in every area so please read the guidelines if you are presented with this form.  Most homes are providing gloves, mask and even hand sanitizer to be used or ...

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Guidance and Support Are Key When Buying Your First Home

July 28, 2020

Guidance and Support Are Key When Buying Your First HomeIn June, the number of first-time homebuyers accounted for 35% of the existing homes sold, a trend that’s been building steadily throughout the year. According to the National Association of Realtors (NAR):“The share of first-time buyers increased in March through June—right into the heart of the pandemic ...

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Stage Where It Counts

July 28, 2020

Stage Where It CountsNot all rooms are equal when it comes to staging.  Only stage where it counts.  You want to focus on the rooms that are most influencial to buyers such as kitchen, master bedroom and living room.  Depersonalize the space - buyers want to be able to visualize the space as their own. ...

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