K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Real Estate vs. Real Property: What's the Difference?

March 15, 2020

Real Estate vs. Real Property: An OverviewReal estate and real property certainly sound very similar, and the two concepts have a lot to do with each other, but there are subtle differences between them. Understanding those differences can help you understand the subtleties of the land you own and how you own it. While real estate often refers to ...

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Credit Inquiries

March 13, 2020

Credit Inquiries and Home LoansSince a minimum credit score is required for most loan programs, the first thing a lender will do is check to see if your score measures up – this is known as a "credit inquiry." There are two primary types of inquiries, a hard and a soft inquiry. A hard inquiry will have ...

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Real Estate Negotiation Tip

March 13, 2020

Allow other people to speak first; the important factor is not who talks… it’s who listens....

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Coronavirus: A Guide for REALTORS

March 13, 2020

Coronavirus: A Guide for REALTORS®  Why is NAR issuing this guidance?In response to the growing concerns about COVID-19, commonly referred to as coronavirus, NAR is providing this guidance to help REALTORS® respond to the coronavirus's potential impact on the real estate industry. As of March 4, 2020, the U.S. Centers for Disease Control and ...

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Giving back

March 12, 2020

 Today, the American economy seems to be roaring along. With this prosperity, I hope that people will stop and give themselves the experience of giving back.There are few things that are true win-win scenarios. This is one of them. Giving back provides a greater sense of community as well as a sense of accomplishment and satisfaction.If ...

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Tips for Spring Buyers

March 12, 2020

Tips for Spring Buyers Talk to a Lender- It’s never too early to start speaking with a lender about your future purchase. This allows you to see what your credit looks like and if you meet all the criteria to be pre-approved. This extra time gives you the opportunity to clean up your credit report, if needed, and ...

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10 Ways To Make A Big Home Feel Cozy

March 10, 2020

 The tiny house movement may have gained popularity in recent years, but many Americans still dream of living in a big home with spacious rooms, high ceilings and sprawling open-concept floor plans. But after the furniture is all moved in, some homeowners have issues with purchasing a home that’s so big. A spacious house can actually feel ...

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Summertime is the perfect time for outdoor barbeques, beach, water adventures, lemonade, yard sales, traveling and of course purchasing a new family home!

March 09, 2020

For most people, moving from one home to another can be wearisome. Scheduling your move is one great way to make the experience a smoother and happier one for you and your entire family. When is the best time to move? Many people will say that summertime is the most ideal time to pack your bags and call ...

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Outdoor Spring Cleaning Checklist

March 09, 2020

Clean out dried leaves and debris from gutters and around shrubbery.Pressure wash concrete driveway, walkways, decks & patios.Service A/C unit.Prune trees and shrubs.Remove dead plants.Caulk around doors and windows.Inspect and repair law equipment.Make sure window screens are in good operation for spring & summer.  Replace any holes where bugs could get ...

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Ten Spring Cleaning Ideas

March 09, 2020

The month of March brings spring, and with spring comes bright budding flowers, longer days, warmer weather, and spring cleaning. There is no better way to shake off the dreariness of winter than a freshly cleaned home ready to welcome the season. Here are 10 easy ways you can clean your home for spring.1. Open the WindowsThere's ...

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Product Knowledge. "The More You Know"

March 06, 2020

I always make it a point to establish contact with neighbors during my initial visit, and give them my business card. This accomplishes several things. First, I establish a rapport. They may be more willing to call me if the see a security issue. Second, they may have a friend who has expressed an interest in purchasing the property. ...

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8 Tips To Make Your Listing Picture Perfect

March 06, 2020

8 Tips To Make Your Listing Picture PerfectCredit goes to NAR and Working with Sellers, Staging....

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GET YOUR HOMEOWNER'S INSURANCE POLICY OUT!

March 05, 2020

In Putnam County, Tennessee, we have had the worst natural disaster in it's history, this week. An EF-4 tornado hit here,  leaving 18 dead and many injured - an epic number of homes completely gone and more damaged.   Through this occurance some familys are finding they are under insured,  that they have actual ...

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Coronavirus: A Guide for REALTORS®

March 05, 2020

March 4, 2020https://www.nar.realtor/coronavirus-a-guide-for-realtorsCoronavirus: A Guide for REALTORS® Why is NAR issuing this guidance?In response to the growing concerns about COVID-19, commonly referred to as coronavirus, NAR is providing this guidance to help REALTORS® respond to the coronavirus's potential impact on the real estate industry. As of March 4, 2020, the U.S. Centers for ...

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Get A Better Home Loan Deal By Asking One Question

March 02, 2020

Some people are born negotiators, and they don’t mind telling the rest of the world about it. But more people seem to feel uncomfortable with the idea even when it’s in their best interest to do so. Are you trying to buy a home?If so, you’ve already committed to spending a lot of money to ...

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Your First Home: What Should You Look For?

March 02, 2020

FROM: https://www.bestrealestateblog.com/ When you’re buying your first home, there’s so many things to consider: you need to secure a home loan, find a realtor, decide on an area… the process can be a bit overwhelming.And as someone new to the home purchasing process, it can be challenging to know exactly what to look for ...

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The Difference Between Home Insurance and a Home Warranty

March 02, 2020

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What Should I Ask a Potential Mortgage Lender?

March 01, 2020

Shopping for a mortgage can be stressful and time-consuming, especially when you know next to nothing about the process. Nobody wants to feel like they’re making a monumental decision while going in blind.With that in mind, here’s a list of questions to ask your mortgage lender, before you sign anything.1. What type of loans do ...

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Here’s everything you need to know aboutHere’s everything you need to know about how to buy a house in 10 steps: how to buy a house in 10 steps:

March 01, 2020

Here’s everything you need to know about how to buy a house in 10 steps:1. Hire a real estate agent.Finding a good real estate agent is all-benefits, no drawbacks for buyers. It costs you nothing, but will save you so much time—and you’ll have a pro’s know-how throughout the process. Agents have access to ...

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3 Renovations That Can Help You Sell Your Home Faster

February 29, 2020

By Brooke Chaplan If you've decided to place your home on the market, you likely want it to sell as quickly as possible. Partially, this is for your own convenience. More importantly, though, the longer that a house sits on the market, the lower its final price tends to be. Therefore, before you list your home, you need ...

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Is the Housing Market Cooling Down?

February 28, 2020

While we can always expect summertime to crank up the temperature, the U.S. housing market; which was blistering hot for several years, seems to be cooling down. Are we headed for a housing market peak? If you don’t think we’re already at that point, there’s talk we might soon be. Home prices are still rising. ...

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HUD Properties in Knox County

February 20, 2020

Currently there are no active HUD owned properties in Knox County TN. We may start seeing some changes in the near future so keep your eyes open!HUD program is an excellent way to purchase a property. Don't let it itimidate you! Get with a knowledgable agent that understands the different property types so you will be ready ...

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Tips for buying your first home and mistakes to avoid

February 18, 2020

BY ELIZABETH WEINTRAUB Buyers need a basic overview. This is especially true for first-time homebuyers who aren't familiar with the process. Bear in mind that the steps in the home buying process can vary from state to state, depending on local custom.  However, when you strip away all of the crap—which may or may not happen ...

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What will drive house-buying power in 2020?

February 17, 2020

What will drive house-buying power in 2020?...

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How To Finance Your Home Renovation

February 15, 2020

Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project on the mind, the first thing you have to consider is how you are going to finance it. Here are some common options to make your dreams become a reality.Cash. Paying in cash is the most straightforward financing option, just save until you have ...

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