Does Renting Make More Sense Than Buying A Home?
September 15, 2018
Some people don’t think buying a home makes sense. They feel like renting is a smarter move.On the other hand, some people think renting doesn’t make any sense.For the most part, arguing it one way or another is about as useful as arguing politics or religion — whatever “side” you’re on, you have ...
10 Common Title Problems
September 14, 2018
10 Common Title ProblemsHave you ever wondered why you need title insurance? Your home may be new to you, but every property has a history. A thorough title search can help uncover any title defects tied to your property. And, subject to the terms of the policy, your title insurance provides protection for you from title problems that may ...
Hurricane Florence
September 14, 2018
The most important thing you can do as hurricane season approaches is to get yourself , your family and your home prepared. By starting early, you will avoid the rush at home supply stores, grocery stores and other venues typically crowded and often chaotic when hurricane watches and warnings are issued. Here are a few tips:Food and water: store ...
How to Care for Gutters
September 14, 2018
Keep gutters in top shape with these quick and simple maintenance tips.Owning a home puts lots of fun tasks on your agenda -- new paint, fresh decor, even a remodel or two. But rain gutters? That regular maintenance is one of the least fun things you "get" to tackle. But clogged gutters can do more than just ...
It's time to set roots and enjoy timeless, luxurious living in the Lowcountry on Daufu
September 14, 2018
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Storm and Hurricane Preparedness for Homeowners
September 13, 2018
The following is an a well-written, fairly comprehensive article by PETRO Home Services on preparing your home (and occupants) for storms and hurricanes. The original article can be found on the web at: https://www.petro.com/resource-center/storm-and-hurricane-preparedness-for-homeowners Storm and Hurricane Preparedness for Homeowners Hurricane season along the Eastern and Mid-Atlantic seaboard traditionally starts on June 1 and continues through November ...
Documents required by most lenders to get loan approval
September 13, 2018
Documents required to submit your loan To Underwriting: Please have ready prior to accepted Contract. 1. Paystubs for most recent 30 days or last month or 28 day if paid weekly. Income from Social Security must include your December’s previous years Awards letter. The SSI office will provide for you if you ...
10 steps to Buying a home
September 13, 2018
Buying a home: Buying a home in 10 stepsFebruary 15, 2018: 3:33 PM ET 1. Start with your credit. Credit reports are kept by the three major credit agencies, Experian, Equifax, and TransUnion. They show whether you are habitually late with payments and whether you have run into serious credit problems in the past.A credit score is ...
PRIVATE ROAD MAINTENANCE
September 12, 2018
One of the most overlooked costs of buying a home off the beaten path is private road maintenance. These roads are not to be confused with driveways. Instead, they are constructed and maintained by the homeowners along the stretch when there are no city or state roads to service the property.A private road is “often ...
Weather-Storms and being Prepared Mobile Alabama
September 11, 2018
Weather-Storms and being Prepared Mobile Al.This is the time of year we have storms and crazy weather and tropical storms and hurricanes.Here in Mobile we take our signs out of the yard for bad weather and winds. This keeps our company signs from being blown into someone else house. We put them back out after the ...
Singing in the Rain
September 11, 2018
Well the season is upon us for all the rainy weather. Do you sing in the rain or cry because it is raining? The opportunity to own a HUD foreclosure is like singing in the rain. The rain may bring unhappiness to some but to others the chance for life. HUD homes can provide the opportunity for some to ...
Characteristics of a Home Seller
September 11, 2018
Age Distribution of Sellers34 and less 14%35-55 42%56 and over ...
Fall decorations for listings
September 11, 2018
Staging homes come with the seasons changing. Having your owners decorate the outside of their homes can enhance the curb appeal to their listings. What about foreclosures? Do you dare to decorate them? Most people will tell you no, why waist the time and money. This will be an expense you as the listing broker will have. But if ...
Limited Inventory “A Blessing in Disguise?”
September 11, 2018
Major holidays are over for a few weeks. Attention from the “real estate team” (sellers, buyers, lenders, list and sell agents) can focus more on the limited inventory in a persistent seller’s market. We all should be able to have more time to pursue the existing and limited inventory with more vigor and a sharper attention ...
Always use a Pro!
September 11, 2018
More and more, we are seeing articles about sellers who are willing to sell you their home and offer seller financing. While this can be a valid and beneficial option, a buyer should always use legal council to close the transaction. Some states use title companies to close a Real Estate transaction, and some use an Attorney. Whichever ...
September 2018 Newsletter
September 11, 2018
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Buying a Home Today Instead of Waiting
September 10, 2018
Here are four great reasons to consider buying a home today instead of waiting.1. Prices Will Continue to RiseCoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.1% over the next ...
September 2018 Middle Tennessee Market Update
September 10, 2018
In the Middle Tennessee area of Manchester, TN; the number of home sales is up 5% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Average home prices for 2018 are up 9.25% vs. 2017 year Thinking of purchasing a home or selling yours? Now is ...
Home Organization Ideas
September 09, 2018
Here is a link to a home organization article!Love the jewelry closet idea!Copy and paste:https://www.houselogic.com/organize-maintain/storage-ideas-hacks/home-organization-ideas-clever-storage-small-houses/?site_ref=mosaic...
Lots Are Costing Buyers More
September 08, 2018
September 7, 2018Lots may be getting smaller, but they’re also getting more expensive, according to analyzed data taken from the U.S. Census Bureau’s Survey of Construction. Single-family lot prices reached a new record high in 2017—half of the lots were priced at or above $47,400. © Michael H - DigitalVision/Getty Images While ...
Time to add mums to your landscape!
September 07, 2018
It’s that time of the year where pops of orange, yellow and burgundy start showing up everywhere you go. Pumpkins and mums are the go-to outdoor décor for the fall, and perfect for creating a showy front porch (which is great if your house is on the market during this time). They are a great ...
The Tiny House That Love Built
September 07, 2018
https://www.zillow.com/blog/tiny-house-love-built-228400/...
FHA Loan Down Payment Sources: Retirement Funds
September 07, 2018
We’ve been discussing FHA home loan down payment sources and the rules that govern them. FHA mortgage loan rules in HUD 4000.1 have strict requirements when it comes to the sourcing of down payments; since most FHA forward mortgages require a down payment, the rules in this area are very important to know ahead of your loan ...
Home Selling Checklist
September 06, 2018
of 7 Automatic Zoom Actual Size Page Fit ...
FHA Appraiser Inspection Guidelines
September 05, 2018
FHA Appraiser Inspection Guidelines Appraisal request Prior to starting the assignment, the appraiser’s must have: The FHA case # A signed copy of the sales contract and all counter offers and addendums. Exterior items requiring repairs or inspections:Exposed ...
