K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on #SuccessSells

How to Improve Your Homeowners Insurance Coverage

June 04, 2020

If you own a home, you need to have adequate homeowners insurance coverage. Nearly all mortgage lenders require it as part of the conditions for issuing a home loan anyway. However, as time goes on, you may find that you want to make certain changes to your homeowners insurance to create a better plan. Here are four ways in ...

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How to Buy a Home During the COVID-19 Crisis

May 07, 2020

Until the economy settles down after the shelter-in-place orders are lifted, buying a house is going to be quite a challenge. However, if you are a frustrated first-time buyer, or a move-up buyer, who is tired of looking for an affordable new home but wants to buy while rates are super low, there’s nothing to lose by giving ...

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COVID-19 dubbed a “natural disaster” by U.S. credit agencies. Take steps now to protect your finances

April 01, 2020

National emergencies spur the credit-debt cycleThe immediate effects of COVID-19 have hit U.S. households hard with layoffs, reduced hours, and business closures. And with this comes another, under-the-surface issue that many don’t think about right away: Credit scores. National emergencies like COVID-19 can be disastrous for U.S. credit, creating new consumer debt cycles that ...

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10 Ways To Make A Big Home Feel Cozy

March 10, 2020

 The tiny house movement may have gained popularity in recent years, but many Americans still dream of living in a big home with spacious rooms, high ceilings and sprawling open-concept floor plans. But after the furniture is all moved in, some homeowners have issues with purchasing a home that’s so big. A spacious house can actually feel ...

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How much does it cost to install central air?

February 07, 2020

In the scorching days of summer, there's nothing better than the refreshing cool of central air. Without it, the sweltering heat can feel suffocating, and your home can become unbearably hot. If your current cooling unit is failing to chill the air and you're ready to invest in a new central air conditioning system, it's important ...

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Why It's Still So Hard to Fix Credit Report Errors

January 14, 2020

You can successfully dispute mistakes, but it may take time and effort                                               Fixing errors in credit reports remains one of the biggest hassles consumers face. Yet while the problem has been well known for years, ...

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No Place Like Home For The Holidays: Why You Should Consider Buying In The Winter

December 16, 2019

As the temperatures cool down, so does the housing market. Winter is the time for staying warm, celebrating the holidays and settling in until the weather outside isn’t so frightful, meaning that thoughts of attending open houses are far from the minds of most would-be buyers.This presents an opportunity for savvy home shoppers. While lacing up your ...

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5 ESSENTIAL TIPS FOR AN ECO-FRIENDLY MOVE

November 12, 2019

 NuEnergy BlogEco-Friendly TipsUnfortunately, moving home can leave it’s mark on the planet. You may be thinking that moving is a fairly eco-friendly operation since most people use recyclable boxes anyway. However, moving also often involves a lot of waste, a significant amount of traveling and unnecessary materials. If you’re concerned about making your home move ...

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Self-employed? Things to know when applying for a mortgage

October 09, 2019

Curious if being self-employed could stop you from being eligible for a home? Know that you still have options for homeownership. You should be aware of a few things, however, to ensure your process is as smooth as possible. Tips to know as a self-employed applicant: Have your business and personal tax returns available and handy. Typically, your ...

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10 tips for buying rental property

September 09, 2019

If you've been watching reruns of HGTV's "Income Property" and wondering if it's time to buy a rental property and become a landlord, you're not alone.© divanov/Shutterstock A picture of a large yellow house with three gablesBetween our slow-growth economy, historically low interest rates, and the mood of millennials to rent instead of ...

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14 Garage Organization Ideas Under $50

August 09, 2019

Easy-to-afford solutions for your tools, sporting and seasonal gear (so you'll have room for your car, too). If you've got a garage, most likely you've got waaayyyy more than cars in there. It's the catch-all place to keep stuff (mostly) out of sight and out of mind.Put order to the chaos and protect ...

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How Much Does It Cost to Paint a House in 2019?

July 08, 2019

Painting your home is a wise investment in time (if you DIY) and money. Here's how much it'll cost you.There's nothing like a fresh coat of paint to boost curb appeal and make an entire home feel fresh. But exactly how much does it cost to paint a house? Here's everything you need ...

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Mortgage Rates Drop to 2-Year Lows

June 12, 2019

June 7, 2019  This marks the sixth consecutive weekly decline for mortgage rates, leaving some borrowers wondering how low will they go. The 30-year fixed-rate mortgage averaged 3.82% this week, the lowest average since September 2017.“While the drop in mortgage rates is a good opportunity for consumers to save on their mortgage payment, our research ...

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Create a Welcoming Outdoor Space with These 6 Steps

May 08, 2019

The exterior of your home is what visitors see first; it's the key to the much-important first impression. Why not make it shine just as much as the interior? You don't have to spend a lot of money to create a welcoming outdoor space both in the front of your home and in the back.With some ...

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Ready to remodel? How to hire a contractor you can trust

April 15, 2019

 © Sean Locke Photography / Shutterstock.com shutterstock_170475791Homeowners rarely need an excuse to remodel their homes, but doing so can mean wading into a world both alien and expensive. Hiring the right contractor makes all the difference to the success and affordability of your project.Most contractors are professionals who do their best. So, the key is to ...

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The Difference Between Hard and Soft Credit Inquiries

March 07, 2019

If you’ve received credit offer after offer in which you’re “pre-approved” for a certain product, you may wonder how the lender made their decision.The insurance/credit card/mortgage company likely made a “soft” credit inquiry into your report without your permission, allowing them a glimpse of your credit.Soft credit inquiryIn addition to those pre-approval offers, ...

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What To Consider Before Buying A Home With Your Significant Other

February 04, 2019

Buying a home and living together with a significant other is a logical step for lots of relationships. It’s an exciting milestone and is something you may have been looking forward to for a long time. While it is exciting, it can also be incredibly stressful and potentially difficult. In fact, many have said it is the most ...

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Improve Your Credit Score With These Tips

January 04, 2019

Improving your credit score can help you get approved for loans and credit cards and save you money by getting better rates for financing. While raising your credit score isn't fast or easy, it is possible when you follow some of the helpful tips below.Make Sure Your Credit Report Is Accurate:Every year you're allowed one free ...

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What to Know About Fireplace Care and Maintenance

December 10, 2018

Don't sneeze with a match in your hand! Safely lighting a fireWhen starting a fire, open the fireplace doors and place your kindling, logs and newspaper inside. Open the damper and a window a couple of inches. Always open a window when lighting a fire to encourage the smoky air to go up the chimney. Light a match ...

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How to Find the Cheapest Mortgage When Rates Are Rising

November 03, 2018

Good deals are still available, and we'll show you where to shop for themThe days of super-cheap mortgages may be over, but it’s still possible to get a good deal if you know where to look.The average mortgage APR (annual percentage rate) recently topped 5 percent, the highest in a decade. And with the Federal Reserve ...

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The New Frontier of Home Decorating: Doing It All Online

October 08, 2018

© HavenlyAfter four emails in about as many hours, I was almost certainly driving Lyndsi Lee crazy.But the 35-year-old interior designer assured me we'd soon figure out whether a pair of comfy chairs or a couch would look better in my son's playroom. It was a pressing question, because having doors and windows along the back ...

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How to Care for Gutters

September 14, 2018

Keep gutters in top shape with these quick and simple maintenance tips.Owning a home puts lots of fun tasks on your agenda -- new paint, fresh decor, even a remodel or two. But rain gutters? That regular maintenance is one of the least fun things you "get" to tackle. But clogged gutters can do more than just ...

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Your credit score may have recently gone up—here's why

August 21, 2018

Last year, major credit reporting companies announced a plan to overhaul how negative information is handled on credit reports. Now, for many consumers, credit scores are going up, in some cases by more than 40 points, according to a report released this week by the New York Federal Reserve.Your credit score is a measure of how trustworthy you ...

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Marketing a home to Millennials: which room is most important?

August 15, 2018

Kitchen is kingWant to market your home to Millennials? Then you might want to upgrade the kitchen. According to a new survey, it’s the most important room in the house.All about the islandAccording to a survey from Redfin and HelloFresh, 35 percent of Millennials say the kitchen is the most important room in the house.But specifically ...

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4 Reasons Adjustable Rate Mortgages are on the Rise

July 20, 2018

When it comes time to take out a mortgage on a property, there are many different types of loans available. From government-backed VA and FHA loans, to conventional fixed-rate 15-, 20-, or 30-year loans, there are lots of options to consider. One avenue you may not have considered — and may have even been warned against — however, ...

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