K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on #buyers

Buying Your First Home? Here’s How to Boost Your Credit Score

June 27, 2024

When you’re buying your first home, you want to put yourself in a position to get the best interest rate possible on your mortgage, and your credit score will play a major role in that process.If you want to land a competitive interest rate, you need a competitive credit score. But how, exactly, can you push your ...

Read The Full Article

Home buying in the Spring 2024

February 09, 2024

Springtime is often considered the busiest season for the real estate market, and spring 2024 is no exception. As the weather warms up and flowers start to bloom, many potential buyers are eager to find their dream home. However, with a surge in buyer competition, it's essential to know how to get ahead in the game. In this ...

Read The Full Article

FHA Proposes Enhancements to Make Home Rehabilitation Program More Effective for Homebuyers and Homeowners

December 01, 2023

HUD No. 23-266HUD Public Affairs(202) 708-0685FOR RELEASEWednesdayNovember 29, 2023FHA Proposes Enhancements to Make Home Rehabilitation Program More Effective for Homebuyers and HomeownersProposed changes to the 203(k) Rehabilitation Mortgage Insurance Program are designed to expand FHA-insured mortgage financing for families purchasing or refinancing single family homes in need of repair or rehabilitation.WASHINGTON - Today, the Federal Housing Administration (FHA) ...

Read The Full Article

7 First-Time Homebuyer Mistakes To Avoid

November 13, 2023

Embarking on the journey of buying your first home is an exciting endeavor. However, amid the excitement, it’s easy to stumble into common pitfalls that many first-time homebuyers encounter. From overlooking crucial details to underestimating financial aspects, these missteps can turn what should be an exciting milestone into a stressful experience. In this short guide, we’ll look ...

Read The Full Article

Selling During the Winter

November 07, 2023

As the winter season approaches, you may be wondering if it's the right time to sell your house. While many people tend to wait until the spring or summer months to put their homes on the market, there are actually several advantages to selling during the winter. In this blog post, we'll explore some tips for preparing ...

Read The Full Article

Tips for house hunting for fall and winter

October 12, 2023

Tips for House Hunting for Fall and WinterAs the temperature drops and the leaves begin to change, house hunting takes on a whole new dynamic. Fall and winter can be a great time to search for your dream home, as there are often fewer listings and fewer buyers vying for properties. If you're considering buying a house during ...

Read The Full Article

Thinking About Selling Your Home? These Kitchen Improvements Might Be Worth Doing

September 12, 2023

When you sell your home, you want to sell it as quickly and profitably as possible. And sometimes, that means making some improvements before you start showing it to buyers—including improvements in the kitchen.But what kitchen improvements might make sense to do before listing your home?A article from realtor.com outlined the kitchen improvements you should ...

Read The Full Article

Down Payment Assistance Programs of Michigan

August 09, 2023

Buying a home is a significant investment that requires a lot of financial planning and preparation. One of the major obstacles that potential homebuyers face is saving up for a down payment. Fortunately, there are several down payment assistance programs in Michigan that aim to make homeownership more accessible for everyone.Down payment assistance programs provide financial support to ...

Read The Full Article

Everything a First Time Buyer Should Know

July 06, 2023

Buying your first home can be an exciting and intimidating experience all at the same time. It’s a major milestone in anyone’s life, but it can be daunting to navigate the complex world of real estate and mortgages. Fear not, though! With a little bit of knowledge, you can confidently navigate the home buying process and make ...

Read The Full Article

New Study on Housing Shortage

June 13, 2023

According to a recent study completed by NAR and realtor.com there is a shortage of more than 300,000 homes in the pricing point the middle-income buyers can afford. The current housing market is short about 300,000 homes in the listing price range up to 256K which according to Housing Affordability & Supply report is considered the ...

Read The Full Article

Challenges of Selling and Buying at the same time

June 09, 2023

Selling your home and buying a new one at the same time can be an exciting and stressful experience. While it's possible to sell your home and use that sale to purchase another house, it's also a challenging task that requires careful planning and execution. In this blog, we'll explore the challenges of selling and buying ...

Read The Full Article


June 06, 2023

HUD No. 23-107HUD Public Affairs(202) 708-0685FOR RELEASEThursdayJune 1, 2023WASHINGTON - Today, the Interagency Task Force on Property Appraisal and Valuation Equity (PAVE), co-chaired by U.S. Department of Housing and Urban Development (HUD) Secretary Marcia L. Fudge and White House Domestic Policy Advisor Neera Tanden, announced a set of meaningful actions to deliver on the PAVE Action Plan and ...

Read The Full Article


May 15, 2023

 1: Spending more than you can afford – Before house shopping it is good to take a good look at your budget to see what type of payment you can comfortably afford each month.  A good rule of thumb is your mortgage payment shouldn’t be much more than 28% of your monthly gross income.2: Not ...

Read The Full Article

Don’t Have Much Saved for a Down Payment? These Options May Help You Buy a Home No Matter What Your Savings Account Looks Like

May 10, 2023

In a perfect world, as a homebuyer, you would have 20 percent of the purchase price of your home set aside for a down payment. But we don’t live in a perfect world, and while it’s certainly nice to have a sizable down payment at the start of your home search, it’s by no means a ...

Read The Full Article

There’s Good News and Bad News for Single Women Who Buy a House (But the Bad News Can Be Avoided…)

April 12, 2023

The good news for single women is that they outpace single men in terms of homeownership. According to the National Association of Realtors, as of February 2023, single women were 17% of all homeowners, while only 9% of single men own a home.The bad news is that single women don’t get as good of a return ...

Read The Full Article

Why You Need A True Expert In Today's Housing Market

March 15, 2023

The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. Whether you’re buying your first home or selling once again, it’s mission critical to work with an expert who can guide you ...

Read The Full Article

Thinking About Selling Your Home? These Kitchen Improvements Might Be Worth Doing

March 13, 2023

When you sell your home, you want to sell it as quickly and profitably as possible. And sometimes, that means making some improvements before you start showing it to buyers—including improvements in the kitchen.But what kitchen improvements might make sense to do before listing your home?A recent article from realtor.com outlined the kitchen improvements you ...

Read The Full Article

Avoid These Common Home Buying Regrets

February 10, 2023

Buying a home is a big decision. And for some recent homeowners, that decision has led to some real regrets—aka “buyer’s remorse.”But what, exactly, is driving that remorse?A recent article from realtor.com outlined some of the most common regrets recent buyers have experienced after purchasing their homes, including:Unexpected repairs. Many recent ...

Read The Full Article

5 Common Mistakes to Avoid in Real Estate

January 12, 2023


Read The Full Article

2022 Lenawee County, Michigan, Year End Review

January 09, 2023

We are excited to begin 2023 with a year end review of 2022 of home sales in Lenawee County, Michigan. Through a hot market, covid precautions, and many new challenges presented last year, we managed to thrive! We are looking forward to 2023 and what it may bring, but let's take time to reflect on last year'...

Read The Full Article

How to Prepare Your Home for the Season

December 09, 2022

If you're preparing your home for fall and winter, you're probably looking forward to family gatherings and other holiday fun. However, you may run into seasonal challenges if you also plan on selling your home during this busy time. Distracted buyers, home staging issues, and the end of daylight savings time offer prime examples.Are you preparing ...

Read The Full Article

Here's What Experts Have to Say About the Fall Real Estate Market

November 08, 2022

Leaves are not the only thing falling as we enter the autumn season. So are home prices. But just like the leaves take their time to transition from one color to the next, home prices are also falling slowly. This slow transition means that if you're in the market to sell your home, it's still a good ...

Read The Full Article

Will I Be Able to Afford More House Next Year Than I Can Right Now?

October 10, 2022

When should you buy a home in the current market? There's no doubt this market is confusing, with one expert recommending selling now to get peak value for a home and others saying to wait for the market to correct. If you're buying, your perspective is much different. You want to save money but still have your ...

Read The Full Article

Buying or Selling in the Next 12 Months: What You Need to Know Today

September 08, 2022

There are many different reasons you might be thinking about selling your home. Perhaps you want to downsize (or upsize), perhaps you want to take advantage of the market, or maybe you need to move to another area of the country for your company. Regardless of the reasons, there are many things to consider before you speak with a ...

Read The Full Article

When Will Home Prices Come Down?

August 09, 2022

As the market continues to shift, more and more questions are being asked about how home prices will behave in the coming months. Will home prices continue to rise, or will they finally start to come down? If you’ve been interested in selling your home and/or buying a new one but have been intimidated by the fast-moving market, ...

Read The Full Article