K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Storm Planning

September 12, 2019

 At the time of writing this, the East Coast Hurricane Dorian is still fresh on many people’s mind.As the storm approached, it became evident that some of my Hurricane preparedness supplies had not been checked this year. If you are like me, you need to know that you have ample supplies in case the power is ...

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Home Buying can be Stressful...

September 11, 2019

But it doesn't have to be. There are so many details that go into find and purchasing the right home. Let a professional do the leg work for you. An experienced agent will know what the next step is and can help you navigate through this sometimes confusing process. ...

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Moving Tips for Military Families

September 11, 2019

Source: "Moving Tips for Military Families" REALTOR Magazine (September 1, 2019) Krystal MillerSharing tips, experiences, and advice is imperative to any client-agent relationship, especially those that involve military veterans and working service members. We spoke to some of these veterans and to real estate professionals for tips on creating a smooth and seamless moving experience.Tips to ...

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Holding an open house can still earn that incentive for the property you are selling.

September 11, 2019

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The Debt Snowball Method

September 10, 2019

You may be looking at paying off some debt, and wondering the best route to take to get it all paid off.  Maybe you have student loans, a car loan, a home equity line of credit, or credit card debt.  No matter the debt, there is a way to gain momentum with a proven plan at paying ...

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Homeownership

September 10, 2019

Owning a home is a keystone of wealth… both financial affluence and emotional security. – Suze Orman...

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September Manchester TN Market Update

September 09, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 13% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 5% increase from 2018 YTD.The average days on the market are stable this year to date  vs. 2018 year ...

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10 tips for buying rental property

September 09, 2019

If you've been watching reruns of HGTV's "Income Property" and wondering if it's time to buy a rental property and become a landlord, you're not alone.© divanov/Shutterstock A picture of a large yellow house with three gablesBetween our slow-growth economy, historically low interest rates, and the mood of millennials to rent instead of ...

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Your Home's Fall Checklist - It's time to prepare your home to withstand winter's frosty bite.

September 09, 2019

Take a moment a take a look at these helpful tips to give your home and it's components a seasonal check up.   Great tips provided by Better Homes & Gardens online site.  https://www.bhg.com/home-improvement/advice/your-homes-fall-checklist/It is so much more cost effective to keep ahead of a major problem coming up from neglect.  Protect your investment ...

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What to put in your hurricane ready kit

September 06, 2019

Hurricane season is still among us and with Hurricane Dorian potentially riding up the east coast, it’s important to have a hurricane ready kit.First and foremost, pack water and non-perishable food items.FEMA recommends having one gallon of water per person per day. They say to have a three day supply for evacuation and a two week ...

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Emergency Preparedness Grocery List

September 05, 2019

Emergency Preparedness Grocery List Zero-Prep Food:1 Gallon of drinking water per day per personDry cerealCanned fruitsCanned vegetablesCanned juiceReady to eat canned soups and meatsCanned pastaCanned beansPeanut ButterBreadBananasApplesOrangesCrackersNutsGranola and energy barsMinimal-Prep Food:RicePastaPasta SauceSeasoningOatsSupplies:First aid kitToilet paperMoist towelettesGarbage bagsDish soapAluminum foilPaper towelsPaper plates and cupsPlastic utensilsFood storage bags or containersFlashlightTool kitMosquito RepellentRain gearPlastic sheetingRopeDuct tapeGrillCharcoalLighterLighter fluidCashManual can openerFully-charged cell phoneStrike-anywhere matchesPet ...

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Get Ready for Bigger Home-Price Increases Next Year, Except in These Two States

September 05, 2019

Real Estate News By Jacob Passy | Sep 4, 2019https://www.realtor.com/news/real-estate-news/get-ready-for-bigger-home-price-increases-next-year-except-in-these-two-states/Just when it looked like home prices may have hit a ceiling, low interest rates could give them another boost.A new report from real-estate data firm CoreLogic suggests that annual home-price growth will increase by 5.4% by July 2020. That would represent a shift from what ...

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Mortgage Rates Increase Slightly, Pumping the Brakes on the Refinance Boom

September 03, 2019

Mortgage Rates Increase Slightly, Pumping the Brakes on the Refinance Boom Mortgage rates increased for only the ninth time this year — putting a damper on refinance activity in the process.The 30-year fixed-rate mortgage averaged 3.58% during the week ending Aug. 29, up three basis points from the previous week, Freddie Mac reported Thursday. Nevertheless, mortgage ...

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Going Green Starts in the Kitchen

September 02, 2019

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Homeownership Will Always Be a Part of the American Dream

September 02, 2019

Homeownership Will Always Be a Part of the American DreamOn Labor Day we celebrate the hard work that helps us achieve the American Dream.Growing up, many of us thought about our future lives with great ambition. We drew pictures of what jobs we wanted to have and where we would live as a representation of a secure life ...

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The Confusion Over Closing Costs Versus Down Payment

September 02, 2019

Some borrowers get confused over the differences between closing costs and the required minimum down payment of 3.5% needed for FHA home loans.The confusion often comes over what is considered a down payment versus what is considered to be part of the borrower’s closing costs.The most basic thing to know is that the FHA home ...

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12 First-Time Home Buyer Mistakes and How to Avoid Them

September 01, 2019

1. Not figuring out how much house you can affordWithout knowing how much house you can afford, you might waste time. You could end up looking at houses that you can’t afford yet, or visiting homes that are below your optimal price level.For many first-time buyers, the goal is to buy a house and get a loan ...

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Home Maintenance Tips for New Homeowners (A Money Saving Guide)

September 01, 2019

When you become a first-time home buyer, you gain an entirely new appreciation for the amount of work that landlords and homeowners do to keep up their properties.When you were renting, your landlord hopefully took care of all of the building maintenance, yard work and any indoor issues that came up. As a new homeowner, this responsibility now ...

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The Heat on Is

August 29, 2019

The weather is hot and so is the housing market. You can tell this by the fact that rent is more expensive than buying your own home.  The number of HUD properties that are available are probably fewer than they have been in the last 20 years. Taking advantage of the opportunity is more important now than ever ...

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Worksheet for New Homeowners

August 29, 2019

This link has a worksheet that is helpful for new homeowners.   https://www.houselogic.com/buy/first-time-home-buyer/first-things-to-do-after-buying-a-house/...

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Top 5 Landscaping Tips to Increase Property Value

August 23, 2019

by Rick Ryan Landscaping is one of the most important ways to increase your property’s value quickly. In fact, a gorgeous landscape design can increase the value of your home by at least 5 to 11 percent—and maybe more. The best part about landscaping is that even though it’s one of the most valuable home improvements ...

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HELOC: Understanding Home Equity Lines of Credit by Holden Lewis

August 23, 2019

A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. You can draw from a home equity line of credit and repay all or some of it monthly, somewhat like a credit card.With a HELOC, you borrow against your equity, which is the ...

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Do I Need a Home Inspection?

August 21, 2019

Do I need a Home Inspection?Some buyers opt to save the home inspection fee and take a chance on exactly what repairs are needed to move into a new home.  While a home inspection is an optional item for a buyer, the wise buyer does in fact need a home inspection in order to determine any immediate ...

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Is It the Right Time to Sell My Charlotte NC Home?

August 17, 2019

Post by: Nancy Braun, Showcase Realty Are you ready? Or not?One of the most commonly asked questions I often hear from sellers is “Is it the right time to sell my home?”If you’ve been considering it for a long time but cannot let go, perhaps it’s time to put your courage to ...

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MS Gulf Coast July 2019 Industry Insider

August 15, 2019

July 2019 Market StatisticsAVERAGE HOME SALESAverage MS Gulf Coasthome sales are lower at 583 inJuly 2019 from 648 for June 2019AVERAGE SALES PRICEThe average sales price is down to$182,552 in July 2019 from$186,112 in June 2019. AVERAGE DAYS ON MARKETAverage days on marketis slightly up from 63 days inJune 2019 to 65 days in July 2019 ...

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