K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Simple Tips to Winterize Your Home!

December 14, 2020

Window Insulation Film It may not be the most fashionable tip, but window insulation film can keep up to 70% of heat from leaking out of the windows. You won't mind the appearance when you're toasty warm in your house!Draft Guards In a drafty room, heat escapes under the door. When winterizing your house, place draft ...

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More Black Millennials Are Becoming Homeowners

December 14, 2020

Black millennial Americans are increasingly becoming homeowners. Black adults between the ages of 26 and 39 have led recent increases in African American homeownership rates, according to a recent analysis of data from the National Association of REALTORS®.Five percent of African Americans purchased homes during the first three months of 2020, which is up by 1% compared to ...

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3 Reasons to Be Optimistic about Real Estate in 2021

December 14, 2020

This year will be remembered for many reasons, and optimism is one thing that’s been in short supply since the spring. We’re experiencing a global pandemic, social unrest, an economic downturn, and natural disasters, just to name a few. The challenges brought on by the health crisis have also forced many homeowners to reevaluate their space and ...

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Low Downpayments

December 11, 2020

As you're aware, saving for a down payment is one of the biggest obstacles to homeownership. But according to a National Association of Realtors® survey, 74% of first-time homebuyers put less than 20% down.Footnote1 This should come as encouraging news to any client who's looking to purchase their first home.The idea of the American dream ...

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6 Reasons Why December is a Good Month to Buy a Home

December 11, 2020

Most people cringe at the thought of buying a home in December. Only the Grinch would want to pack up and moving during the holiday season! But hold on Cindy Lou Hoo, there are several reasons December can be a great time to buy.1. Sellers are highly motivated. People who are listing their homes in December ...

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Is it Worth It to List Your House During the Winter in 2020-2021

December 11, 2020

If you’re reading this blog post, you’re probably kicking around the idea of selling your home during the “off season.” That’s right: Winter is considered the “off season” when it comes to selling real estate. You may even be wondering if you missed your shot during the summer, or if you’ll still ...

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3 Safe Holiday Gift Giving Tips You Can Practice This Year

December 10, 2020

2020 is a bit hellacious, but it doesn't and shouldn't stop us from spreading holiday cheers - virtually, that is. Here are our Top 3 Gift Giving Tips for this year's holiday season.Shop online and ship swiftly and early. Technology and e-commerce have made it easy and convenient for busy people to still personally shop ...

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Why It Makes Sense to Sell Your House This Holiday Season

December 10, 2020

Why It Makes Sense to Sell Your House This Holiday Season If you’re one of the many homeowners thinking about taking your house off the market for the holidays, hang on. You definitely don’t want to miss the great selling opportunity you have right now. Here’s why this month is the optimal time to make sure ...

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Make your home smell like Christmas

December 09, 2020

Try this simple recipe to make your home smell like Christmas:CranberriesSliced orangesClovesCinnamon sticksFresh pineWaterThrow it all in a pot and simmer on low, adding water as needed.  Just make sure you do this while you are at home to tend to it.  There is no specific measurement of each ingredient, just toss in what you have of ...

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15 Ways to Save on Heating Costs

December 09, 2020

Keeping your home warm in the winter shouldn't leave you broke. Use these 15 tips to save on heating costs.01of 15Dress for Cold Weather Fred Paul/Photographer's Choice/Getty ImagesDress in layers; slap a pair of slippers on your feet, and add a hat to complete your "stay warm" ensemble.02of 15Decorate for Warmth Bjorn Vinter/Getty ImagesWhen ...

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5 Decorating Trends For This Holiday Season

December 08, 2020

5 Decorating Trends for this holiday seasonCredit goes to Melissa Dittmann Tracey...

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Planning for 2021

December 05, 2020

As we approach the end of 2020, I would like to join into the collective, Whew! Looking toward next year, lets ask ourselves, “How can we have a better year than last year”?Should we have written goals? Great question.  The answer is; If you want to give yourself the best chance to accomplish your goals, they ...

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Common Questions About FHA Mobile Home Loans

December 01, 2020

FHA home loan options include FHA mortgages for mobile homes. You can buy a mobile home, manufactured home, or modular home using an FHA mortgage and there are many common questions about this type of FHA mortgage option.What Does the FHA Define As A Manufactured Home?The FHA official site describes a mobile home (also known as a ...

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Tips for First-Time Home Buyers

December 01, 2020

Preparing to buy tips1. Start saving earlyHere are the main costs to consider when saving for a home:Down payment: Your down payment requirement will depend on the type of mortgage you choose and the lender. Some conventional loans aimed at first-time home buyers with excellent credit allow as little as 3% down. But even a small down payment can ...

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3 PANDEMIC INSPIRED BUYING TRENDS WITH STAYING POWER

December 01, 2020

How we use our homes, where we live, and who lives with us have all changed as a result of COVID-19. While the initial lockdowns may have delayed the spring real estate market, a recent survey from the National Association of REALTORS® (NAR) showed nine out of ten REALTORS® now feel their markets are in recovery mode.We’...

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Closing Costs - 101

December 01, 2020

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Investors Vie for Build-to-Rent Single-Family Homes

December 01, 2020

December 1, 2020More subdivisions of new single-family rental homes are emerging amid the pandemic as renters are drawn to the extra space in the suburbs. Investors are backing the "build-to-rent" homes under construction across the country on the assumption that the trend of renters looking to upsize from their smaller urban apartments will continue.This year, about 55,...

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Did you know?

December 01, 2020

#TheMoreYouKnowThe famous "Hollywood" sign in Los Angeles, CA was constructed in 1923 as a publicity stunt to sell real estate. Submitted by Paula Fields with My Favorite Realty Inc. 336-543-8683 PFields2@triad.rr.com...

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Tips for photos

November 30, 2020

When it comes to listing photos, more is better—but only if those photos are good. Plan to take photos of each of the main rooms of the home, at least one exterior photo and additional shots of your home’s marketable details, like wainscoting or crown molding, a swimming pool, a stone paver driveway, etc. ...

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Don’t Let Buyer Competition Keep You from Purchasing a Home

November 27, 2020

Don’t Let Buyer Competition Keep You from Purchasing a HomeThis year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put their houses on the market so quickly. This makes finding a home to buy today challenging for many potential buyers. With an obstacle like this, those searching for their dream homes may ...

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How the holiday season impacts the Real Estate market!

November 25, 2020

The timing of buying and selling homes are linked through several factors. It is common for buyers to work in a quicker time frame than most sellers when finding either the right time to buy or the best time to sell. While the holidays can be known for the joy and cheer that is around, it is also one ...

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Two COVID-19 Adjustments to be Aware of if You’re a Self-Employed Borrower

November 18, 2020

f you’re self-employed and partaking in the COVID-19 housing environment, here are a couple things you should know as you begin the journey:Income and Asset Documentation: Under non-COVID circumstances, self-employed borrowers have flexible requirements in order to obtain a mortgage without the traditional documentation. However, it is important to note that expiration dates for documents are currently 60 ...

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FHA Proposes Private Flood Insurance for Single-Family Mortgages

November 18, 2020

The Federal Housing Administration published a proposed rule on its website that would allow a private flood insurance option instead of insurance through the National Flood Insurance Program (NFIP), when flood insurance is required by FHA.The changes, proposed, would allow lenders to begin accepting private flood insurance policies for single-family insured loans for homes located in Federal Emergency ...

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Why the Holidays Are a Good Time to Sell a House

November 17, 2020

When it comes to real estate, the ideal time to sell your home often falls in the spring months. After all, many people hunker down during the winter months or are too busy with the holidays to think about purchasing a new home. And don't forget, people like to start shopping in the spring to make sure they ...

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35 Money-Saving Household Habits

November 16, 2020

Your house gives you so much: security, pride, shelter. With all that on the line, it’s easy to assume the costs of keeping it up just are what they are. But wait. There are plenty of expenses that are simply a waste.Here’s how to save money each month without putting a dime of home value at ...

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