K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

What to Do If You Get a Robocall

May 15, 2020

Few things can be more annoying than answering the phone while you're in the middle of something — and then being greeted by a recording.If you receive a robocall trying to sell you something (and you haven’t given the caller your written permission), it’s an illegal call. You should hang up. Then, file a complaint ...

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Lending may tighten up!

May 15, 2020

Lending may tighten up! I am not normally a doom and gloom kind of guy. But, this virus pandemic has created a lot of discomfort and difficulty for many people around the world. My heart goes out to everyone that has been affected. While some effects can be seen, others are yet to be felt. Home loan lending is ...

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Buying During the Virus By Sandra C Brown, Broker, GRI

May 15, 2020

Buying a home just got more difficult. By sandra C Brown, GRI Broker/Owner Dream Catcher RealtyOur office uses three main lenders for buyers.   In the past 60 days we have talked with most of them 2 to 3 times a week.  This is summary of some of our talks. 1) Just because you were ...

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Everything You Need to Do Before Moving Into a New House

May 15, 2020

Buying a new home is exciting, but keeping track of all the things to do before moving in is a chore. While it’s easy to put the new place on the back burner when packing, completing a few projects in the house while it’s still empty can save you a lot of headaches in the future.Keep ...

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Steps To Take To Sell Your Home Safely During the COVID-19 Crisis

May 14, 2020

Selling a home can be a headache. It often takes longer and costs more than you think, and it can be an emotional drain. That’s in normal times. Selling a home during a pandemic will add a slew of new safety concerns to the mix.But even during the COVID-19 crisis, real estate transactions are moving forward. ...

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What to Know About Credit Scores

May 14, 2020

Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:Your payment history.Did you pay your credit card bills on time? Bankruptcy filing, liens, and collection activity also affect your history. How much you owe and where. If you owe a great deal of money ...

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Will the Housing Market Turn Around This Year?

May 14, 2020

Today, many people are asking themselves if they should buy or sell a home in 2020. Some have shifted their plans or put them on hold over the past couple of months, and understandably so. Everyone seems to be wondering if the market is going to change and when the economy will turn around. If you’re trying to ...

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Popular Attractions in the Triangle of NC!

May 13, 2020

Raleigh, Durham and Chapel Hill lie in the heart of NC and offer many opportunities for residents and travelers.  Here are some places you don't want to miss if you're thinking of relocating or just taking a weekend trip:Durham Performing Arts Center - the largest performing arts center in NC that hosts tons of artists and ...

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CAN I BUY OR SELL A HOUSE DURING THE CORONAVIRUS PANDEMIC?

May 12, 2020

Barbara MarquandAs spring homebuying season approached this year, Mike and Tammy York of Lompoc, California, listed their house for sale and started looking for a home to buy in Bakersfield, California, where they want to retire.But then the coronavirus outbreak called everything into question. When the governor of California issued a statewide stay-at-home order March 19, the Yorks ...

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Ready to Sell?

May 11, 2020

It’s the time of year that we start thinking of changes out with the old and in with the new.  One of those changes you may be considering is selling your home.  You may ask if your home is ready to sell?  Here are a few tips to spruce up your house for the market....

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How to Handle Home Improvements

May 11, 2020

Ways to Save on Home Renovations1. Take on one manageable project at a time.When you look around at the outdated countertops, stained carpets or mismatched fixtures in your home, it can feel like an overwhelming swirl of things to do. But instead of maxing out credit cards on a huge reno—and instead of sitting around feeling discontent—...

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What Will 15 Percent Unemployment Mean for the Housing Market?

May 08, 2020

By Clare Trapasso | May 8, 2020The country is experiencing its worst bout of unemployment since the Great Depression.The coronavirus pandemic has roiled the financial markets, disrupted the global supply chain, and resulted in an unemployment rate of 14.7% in April, according to the U.S. Bureau of Labor Statistics. As nonessential businesses have been forced to ...

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How to Buy a Home During the COVID-19 Crisis

May 07, 2020

Until the economy settles down after the shelter-in-place orders are lifted, buying a house is going to be quite a challenge. However, if you are a frustrated first-time buyer, or a move-up buyer, who is tired of looking for an affordable new home but wants to buy while rates are super low, there’s nothing to lose by giving ...

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5 Ways to make your real estate business adapt to the new normal. Here are simple safety tips to keep you healthy, safe, and productive during these uncertain times.

May 06, 2020

Photo Credit: Image by Klaus Hausmann from Pixabay  Real estate agents are considered to be essential workers in many areas. Therefore, even the pandemic is not going to make it completely go on a pause. Realtors are one of the frontline heroes who help keep our communities and economy intact. For this reason, there are local safety protocols ...

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HUD Updates Coronavirus Home Loan Guidelines For Loan Closing

May 04, 2020

The FHA and HUD have issued guidelines for mortgage loan closing procedures that may be affected by coronavirus lockdown measures, quarantine, and other issues related to the COVID-19 pandemic.Many home buyers were caught by surprise by coronavirus issues and there are many home loans that are affected.The Department of Housing and Urban Development issued initial policies in ...

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TAKE 5: TIPS FOR REDUCING MOLD IN YOUR BASEMENT

May 04, 2020

TAKE 5: TIPS FOR REDUCING MOLD IN YOUR BASEMENTFinding mold in the basement is a problem that many homeowners have to face. Unfortunately, once you do, it can be difficult to get rid of, plus it can cause health issues for those residing in the home. That’s why it’s best to be proactive and take steps to ...

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How to Move Safely During the Pandemic

May 04, 2020

How to Move Safely During the PandemicWith travel restrictions and social distancing in place, many people are postponing their moving plans. Governments are assisting by suspending foreclosures and eviction processes during this time.Move.org recommends you consider these questions before planning your move:Is COVID-19 spreading in the area where you’re going?Will you or your travel companion(s) ...

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The Housing Market Is Positioned to Help the Economy Recover

May 04, 2020

The Housing Market Is Positioned to Help the Economy Recover [INFOGRAPHIC]Some HighlightsExpert insights are painting a bright future for housing when the economy bounces back – and it will.We may be facing challenging economic times today, but the housing market is poised to help the economy recover, not drag it down.Connect with your trusted real estate ...

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Top 3 Reasons to Get Pre-Approved Before You Buy a Charlotte NC Home

May 02, 2020

Post by: Nancy Braun, Showcase Realty  Are you preparing to buy a home in Charlotte? Looking at homes for sale is fun and exciting.Before you make the mistake of fixating over a certain type of home or on certain features you want in a home, you need to know what you can really afford. Knowing your ...

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Buying a home during covid-19 pandemic? It can be done under the right circumstances

May 01, 2020

In the past few weeks, we have received questions about how the coronavirus pandemic has affected local real estate markets. Many buyers and sellers are worried about making a move right now, which makes us think real estate has already come to a near-complete halt.We don’t have anything but anecdotal evidence to support this at the moment, ...

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Spring homebuying season is all but canceled — but will it hurt home values?

May 01, 2020

The longest U.S. economic expansion in history is writing its final chapter as COVID-19 casts a long shadow on the economy, including what was a vigorous housing market just a few months ago, prior to the outbreak. ast year's active spring homebuying season was driven by robust house-buying power, a stark contrast from this season's ...

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Buying a Home During Coronavirus: What to Expect and How to Navigate

April 22, 2020

by Amber Taufen Buying a house is exciting (and stressful) at even the most sedate of times, but when there’s a pandemic sweeping the globe and you’re dealing with brand-new rules and regulations, you’re entitled to feel panicked. There are times, however, when the show (or sale) must go on. Whether you were already under ...

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How will the housing market weather COVID-19

April 17, 2020

How will the housing market weather COVID-19?Credit goes to Mark Fleming....

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Home Improvements to Sell Your Home

April 16, 2020

Not all home remodeling projects are created equal — especially when you're trying to get the biggest bang for your buck when it comes time to sell your property.So before you spend thousands of dollars on that home remodeling project you've been dreaming about, make sure that you're armed with the facts first.Today, we'...

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Keeping Up on Financial Health Throughout COVID-19

April 15, 2020

Financial emergencies can happen at any time to anyone, but now more so than ever you may be worried about the impact of the current COVID-19 pandemic on your finances. Whatever the source, these emergencies can be stressful and cause hardship for you and your family at this time.There are some ways to help protect and save your ...

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