K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on HUD Homes

NEW PRICE!!! HOME & 3 CAR GARAGE - $85,050

October 02, 2019

Spacious layout - multiple windows provide good natural light and pretty views of the countryside. Two covered porches, level yard with mature landscaping. A rarity to find is the three car detached garage!This home qualifies for $100.00 down payment program, for HUD Owned Homes, subject to a new FHA appraisal. Seller may contribute up to 3% for ...

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FACING FALSE FEARS OF THE HUD ASSET IN NEED OF REPAIRS

September 30, 2019

Many buyers shy away from properties that need repairs. Uneduacted agents do not assit the buyer populations in this matter either.   When purchasing an asset from HUD there are many benefits to an FHA buyer.  One of the best valued benefit is allowance of up to $10,000 in repairs. These repairs can be escrowed into ...

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12 First-Time Home Buyer Mistakes and How to Avoid Them

September 01, 2019

1. Not figuring out how much house you can affordWithout knowing how much house you can afford, you might waste time. You could end up looking at houses that you can’t afford yet, or visiting homes that are below your optimal price level.For many first-time buyers, the goal is to buy a house and get a loan ...

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Is It the Right Time to Sell My Charlotte NC Home?

August 17, 2019

Post by: Nancy Braun, Showcase Realty Are you ready? Or not?One of the most commonly asked questions I often hear from sellers is “Is it the right time to sell my home?”If you’ve been considering it for a long time but cannot let go, perhaps it’s time to put your courage to ...

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How to Make Your HUD Home Energy Efficient

July 04, 2019

Post by: Nancy Braun, Showcase Realty  Dreaming of lower utility bills?The consistently increasing cost of utility bills is a source of concern among many homeowners. When you are trying to pay off the monthly mortgage of your Charlotte home, put food on the table, send children to school, and save some amount for rainy days, each ...

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Five Ways to Buy a HUD Home in Charlotte NC

May 02, 2019

Post by: Nancy Braun, Showcase Realty   Are you looking for a HUD home?Acquiring a Charlotte NC HUD home is excellent for many reasons. Maybe you've been dreaming of becoming an investor in real estate. Perhaps you enjoy building with your hands and would like a project, like a fixer-upper home. Or it could be ...

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5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

March 01, 2019

Home ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance their home ownership by ...

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Walking Distance And View Of The Cumberland River

January 03, 2019

Come to Middle Tennessee - great cabin getaway.  View of The Cumberland River from the front porch and from owner bedroom.  The Cumberland River offers water sports, fishing, and boating.   located near the picturesque towns of Gainesboro and Granville - you will feel like you walked back in time - Mayberry USA.  Granville, TN is ...

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HUD Enhanced Buyer Opportunites

August 28, 2018

HUD VOLUMES Secretary of Housing and Urban Development REO volumes have declined significantly over the previous few years.  Many potential buyers look for these properties for an opportunity to build sweat equity as a step into homeownership.  The opportunities are fewer and further between, yet, HUD has continues to enhance their program for the opportunities that do ...

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Supply & Demand Will Determine Future Home Values

August 20, 2018

Will home values continue to appreciate throughout 2018? The answer is simple: YES! – as long as there are more purchasers in the market than there are available homes for them to buy. This is known as the theory of “supply and demand,” which is defined as:“The amount of a commodity, product, or service available and ...

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Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance?

July 02, 2018

Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance? Is there such a thing as a refund for FHA Up-Front Mortgage Insurance or FHA UFMIP? This mortgage insurance premium is required on FHA loan transactions and must be paid either in cash at closing time or must be financed into the loan amount.FHA ...

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Advantages of Buying a HUD Home

June 29, 2018

Advantages of Buying a HUD HomeWhen it's time to buy a home, should you consider looking at a HUD-owned property? I say, 'Yes' and that you want to look at HUD homes FIRST because of the many advantages of buying from HUD. Here are just a few: 1) Competitive Prices - ask your Realtor to show ...

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NAID Recertification/SAMS-1111 Changes by Tony Smith, Wanda Smith & Associates

June 14, 2018

Almost everybody has done it. And if you’re not one of the broker’s who has done it, you’re probably one of the brokers who came awfully close. I’m talking about letting your NAID certification lapse.OOPS!It happens.  I think as an industry we’ve gotten so used to reminders and notifications, when we ...

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Insurable, Insurable w/Escrow, Uninsurable...What's the Difference?

May 16, 2018

Recently I was teaching our Continuing Education course, Keys to Selling HUD Homes, when a student asked me about the term "Uninsurable" in relation to a HUD home they had seen on hudhomestore.com. They wanted to know if that meant the buyer would be unable to get homeowner's insurance on their new home. Of course the ...

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Use these simple tips to capture magazine-ready photos like a Pro!

May 15, 2018

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Understanding the Good Neighbor Next Door Lottery

April 13, 2018

When most of us hear the word “Lottery,” we start mentally spending the $100 million dollars we’ll get if we win. Though, not going to lie, I still have the occasional disturbing dream leftover from reading Shirley Jackson’s short story, “The Lottery” when I was a junior in high school decades ago. The Hunger ...

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Appraisal Problems: Reasons Why FHA Loans Fall Through Before Closing

April 01, 2018

This is the first in a series of articles that will cover some of the most common reasons why FHA loans fall through prior to closing. Many borrowers sail through the FHA review process with no issues whatsoever, while others encounter roadblocks along the way. So it’s important to know what those obstacles are, and what you can ...

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Marketing HUD Homes for Your Business Even When You're Not the LLB!

March 15, 2018

Being a HUD Local Listing Broker is both a privilege and an honor; it's something that a lot of real estate agents aspire to, but unfortunately, because of limited inventory not everyone can be a HUD LLB. That's the bad news.  Here's the good news: Even if you are not a HUD Local Listing Broker, ...

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Marketing HUD Homes for Your Business Even When You're Not the LLB!

March 15, 2018

Being a HUD Local Listing Broker is both a privilege and an honor; it's something that a lot of real estate agents aspire to, but unfortunately, because of limited inventory not everyone can be a HUD LLB. That's the bad news.  Here's the good news: Even if you are not a HUD Local Listing Broker, ...

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