K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on HUD Homes

Available HUD Home In Bloomfield Twp. MI

October 14, 2021

HUD Home. Cozy brick ranch nestled on a great lot featuring a nice size eat in kitchen with plenty of cabinet space. A great family room with a natural wood burning fireplace and sliding door to the patio area overlooking the back yard. Master bedroom with full bath, attached garage and much more. With 3 bedrooms,  2 full ...

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How are Charlotte HUD Homes Sold?

June 12, 2021

Post by: Nancy Braun, Showcase Realty HUD homes are sold based on fair market value, which attracts both owner-occupants and investors alike. These properties are perfect for buyers who wish to move or invest in Charlotte NC.  Through HUD, homebuyers have access to quality housing options but with affordable mortgages. Investors, on the other hand, can ...

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Why are HUD Homes Good Investment Options?

January 09, 2021

Post by: Nancy Braun, Showcase RealtyWhy are HUD Homes Good Investment Options?Everyone wants the best deal possible when it comes to investment. That makes it easy to see why a lot of property buyers invest in HUD homes. These foreclosed homes offer a lot of unique benefits, especially for first-time investors.Here are some reasons why HUD ...

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Down Payment Assistance: How to Get Help Buying a House

September 01, 2020

First-time home buyers can apply for down payment assistance through state and local programs. Grants and forgivable loans are available. If you want to become a homeowner, but you don’t have enough cash for a down payment, a state or local down payment assistance program might be able to help.Most states and many counties and cities ...

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How to Improve Your Credit Score Before Applying for Home Loan

July 11, 2020

Post by: Nancy Braun, Showcase Realty Buying a house in Charlotte NC can be a lot of work. You need time to save, documents to prepare, mortgage brokers to talk to, and application forms to fill out. One aspect that affects the home buying process is applying for a mortgage, which in turn is significantly influenced by the ...

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HUDHomeStore Acronyms - what do they mean?

July 09, 2020

When searching on HUDHomeStore.com you encounter some confusing acronyms. So what do they mean?Let's go over some of them together today. IN, IE, UIThese three are found under the Listing Information section of a Property Details page for FHA Financing references. An IN reference means HUD believes the property to be ready, as-is, for ...

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April 01, 2020

HUD PROVIDES IMMEDIATE RELIEF FOR HOMEOWNERS AMIDNATIONWIDE CORONAVIRUS RESPONSESuspends all foreclosure and evictions for the next 60 daysWASHINGTON - U.S. Department of Housing and Urban Development (HUD) Secretary Ben Carson, in consultation with the Trump Administration and the Coronavirus Task Force, today authorized the Federal Housing Administration (FHA) to implement an immediate foreclosure and eviction moratorium for single ...

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Can You Negotiate HUD Home Price?

February 08, 2020

Post by: Nancy Braun, Showcase Realty If you’re thinking of purchasing a home and would like to get a good deal, you may want to consider buying a Charlotte HUD home. HUD homes are homes owned by the U.S. Department of Housing and Urban Development, and they are usually offered for sale at affordable prices.When ...

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NEW PRICE!!! HOME & 3 CAR GARAGE - $85,050

October 02, 2019

Spacious layout - multiple windows provide good natural light and pretty views of the countryside. Two covered porches, level yard with mature landscaping. A rarity to find is the three car detached garage!This home qualifies for $100.00 down payment program, for HUD Owned Homes, subject to a new FHA appraisal. Seller may contribute up to 3% for ...

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September 30, 2019

Many buyers shy away from properties that need repairs. Uneduacted agents do not assit the buyer populations in this matter either.   When purchasing an asset from HUD there are many benefits to an FHA buyer.  One of the best valued benefit is allowance of up to $10,000 in repairs. These repairs can be escrowed into ...

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12 First-Time Home Buyer Mistakes and How to Avoid Them

September 01, 2019

1. Not figuring out how much house you can affordWithout knowing how much house you can afford, you might waste time. You could end up looking at houses that you can’t afford yet, or visiting homes that are below your optimal price level.For many first-time buyers, the goal is to buy a house and get a loan ...

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Is It the Right Time to Sell My Charlotte NC Home?

August 17, 2019

Post by: Nancy Braun, Showcase Realty Are you ready? Or not?One of the most commonly asked questions I often hear from sellers is “Is it the right time to sell my home?”If you’ve been considering it for a long time but cannot let go, perhaps it’s time to put your courage to ...

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How to Make Your HUD Home Energy Efficient

July 04, 2019

Post by: Nancy Braun, Showcase Realty  Dreaming of lower utility bills?The consistently increasing cost of utility bills is a source of concern among many homeowners. When you are trying to pay off the monthly mortgage of your Charlotte home, put food on the table, send children to school, and save some amount for rainy days, each ...

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Five Ways to Buy a HUD Home in Charlotte NC

May 02, 2019

Post by: Nancy Braun, Showcase Realty   Are you looking for a HUD home?Acquiring a Charlotte NC HUD home is excellent for many reasons. Maybe you've been dreaming of becoming an investor in real estate. Perhaps you enjoy building with your hands and would like a project, like a fixer-upper home. Or it could be ...

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5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

March 01, 2019

Home ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance their home ownership by ...

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Walking Distance And View Of The Cumberland River

January 03, 2019

Come to Middle Tennessee - great cabin getaway.  View of The Cumberland River from the front porch and from owner bedroom.  The Cumberland River offers water sports, fishing, and boating.   located near the picturesque towns of Gainesboro and Granville - you will feel like you walked back in time - Mayberry USA.  Granville, TN is ...

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HUD Enhanced Buyer Opportunites

August 28, 2018

HUD VOLUMES Secretary of Housing and Urban Development REO volumes have declined significantly over the previous few years.  Many potential buyers look for these properties for an opportunity to build sweat equity as a step into homeownership.  The opportunities are fewer and further between, yet, HUD has continues to enhance their program for the opportunities that do ...

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Supply & Demand Will Determine Future Home Values

August 20, 2018

Will home values continue to appreciate throughout 2018? The answer is simple: YES! – as long as there are more purchasers in the market than there are available homes for them to buy. This is known as the theory of “supply and demand,” which is defined as:“The amount of a commodity, product, or service available and ...

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Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance?

July 02, 2018

Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance? Is there such a thing as a refund for FHA Up-Front Mortgage Insurance or FHA UFMIP? This mortgage insurance premium is required on FHA loan transactions and must be paid either in cash at closing time or must be financed into the loan amount.FHA ...

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Advantages of Buying a HUD Home

June 29, 2018

Advantages of Buying a HUD HomeWhen it's time to buy a home, should you consider looking at a HUD-owned property? I say, 'Yes' and that you want to look at HUD homes FIRST because of the many advantages of buying from HUD. Here are just a few: 1) Competitive Prices - ask your Realtor to show ...

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NAID Recertification/SAMS-1111 Changes by Tony Smith, Wanda Smith & Associates

June 14, 2018

Almost everybody has done it. And if you’re not one of the broker’s who has done it, you’re probably one of the brokers who came awfully close. I’m talking about letting your NAID certification lapse.OOPS!It happens.  I think as an industry we’ve gotten so used to reminders and notifications, when we ...

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Insurable, Insurable w/Escrow, Uninsurable...What's the Difference?

May 16, 2018

Recently I was teaching our Continuing Education course, Keys to Selling HUD Homes, when a student asked me about the term "Uninsurable" in relation to a HUD home they had seen on hudhomestore.com. They wanted to know if that meant the buyer would be unable to get homeowner's insurance on their new home. Of course the ...

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Use these simple tips to capture magazine-ready photos like a Pro!

May 15, 2018


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Understanding the Good Neighbor Next Door Lottery

April 13, 2018

When most of us hear the word “Lottery,” we start mentally spending the $100 million dollars we’ll get if we win. Though, not going to lie, I still have the occasional disturbing dream leftover from reading Shirley Jackson’s short story, “The Lottery” when I was a junior in high school decades ago. The Hunger ...

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Appraisal Problems: Reasons Why FHA Loans Fall Through Before Closing

April 01, 2018

This is the first in a series of articles that will cover some of the most common reasons why FHA loans fall through prior to closing. Many borrowers sail through the FHA review process with no issues whatsoever, while others encounter roadblocks along the way. So it’s important to know what those obstacles are, and what you can ...

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