K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Buying Your First Home? Make Sure You're Financially Prepared With These Steps Written by David Weliver|

July 18, 2019

Buying your first home can be one of the most exhilarating — and stressful — moments of your life. But armed with the right information, you can shop for a house, apply for a mortgage, and close the deal with confidence.Step 1: Determine how much house you can affordThe first thing to do before buying a home is ...

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2019 SC General Assembly Helps with Service Animals and Support Animals in Housing

July 17, 2019

We do not own rights to this article.  We give credit to the SC Association of Realtors and Byron King. https://www.screaltors.org/2019-sc-general-assembly-helps-with-service-animals-and-support-animals-in-housing/...

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You Don't Need 20% Down By Sandra C Brown

July 16, 2019

The present myth is it takes 20% down and a credit score over 700 to secure a home loan.  Lets take a look at several loan programs.  There are the program requirements, some lenders add their own requirements on top of these and they do vary.FHA the easiest to qualify for usually.FICO score 500 ...

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14 first-time homebuyer mistakes to avoid

July 15, 2019

Buying your first home comes with many big decisions and can be as scary as it is exciting. It’s easy to get swept up in the whirlwind of home shopping and make mistakes that could leave you with buyer’s remorse later.If this is your first rodeo as a homebuyer or it’s been many years since ...

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What To Negotiate When Buying A House

July 15, 2019

Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the best possible deal for your money. So, what should you consider negotiating when buying a home?Closing costs. Your closing costs are determined by a variety ...

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How To Improve Your Credit

July 15, 2019

Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: Check for errors in your credit report.Thanks to an act of Congress, you can download one free credit report each year at annualcreditreport.com. If you ...

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To rent or own?

July 15, 2019

You’re paying for housing whether you own or rentSome argue that renting eliminates the cost of property taxes and home repairs. Every potential renter must realize that all the expenses the landlord incurs (property taxes, repairs, insurance, etc.) are baked into the rent payment already – along with a profit margin!!...

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Basic safety near the water.

July 15, 2019

 Summer is here and the temps are climbing. One great way to beat the heat is by relaxing in your favorite water spot. This may be the local beach, lake, creek, river or back yard swimming pool. No matter where you go, please be sure to observe water safety practices, especially when it comes to the little ones. ...

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Selling Your Home With Pets

July 15, 2019

There’s no doubt pets play an important role in our homes. They wait for us to come home after a long day, protect our property, and are there to comfort us when things go wrong. They truly are part of the family. But if you’re trying to sell your home, your four-legged friend could put a bit ...

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Do I Need A Home Inspection?

July 15, 2019

Master Brokers | July 2019 | 828-850-0142  A home inspection is a thorough and systematic evaluation of the condition of a residential property.  It is a complete physical exam of the general integrity, functionality, and overall safety of a home and its various components.  The purpose of this process is to ensure that home buyers know exactly ...

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What A Difference A Year Makes For Sellers

July 15, 2019

Over the last few years, many sellers have been hesitant to put their houses on the market because they feared not being able to find another home to buy.We’ve reported on inventory shortages in the past, and it’s been a constant concern for potential buyers throughout recent years. New research shows the inventory concern is starting ...

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6 Things Professional Burglars Don’t Want You to Know

July 14, 2019

6 Things Professional Burglars Don’t Want You to KnowPosted on Apr 21 2017 - 4:36pm by Housecall2.4KEditor's Note: This post was originally published on April 21, 2017. Housecall continues to share this piece due to ongoing requests and reader interest.By Krystal Rogers-Nelson is a Safety & Security Expert for ASecureLife.Even though a burglary occurs ...

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When Is the Best Time to Get a Mortgage?

July 13, 2019

There is no single time that is best when it comes to buying a home. Rather, your individual circumstances help determine when the time is right. Most crucially, having your credit in order is the best way to get a great home loan that will make a home purchase affordable.The vast majority of homebuyers require a mortgage. A ...

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Taking the bite out of mosquitos!

July 11, 2019

The number of mosquito related diseases seem to increase every year, and can be alarming.  There are many different methods of repelling mosquitos, you just have to find the one that works best for you and your family at home:  ThermaCELL devices or mosquito coils can protect an entire patio area.  Unlike sprays, these are not ...

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Improvements That Pay off When Selling Your Home!!

July 11, 2019

Not all home remodeling projects are created equal — especially when you're trying to get the biggest bang for your buck when it comes time to sell your property.So before you spend thousands of dollars on that home remodeling project you've been dreaming about, make sure that you're armed with the facts first.Today, we'...

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Are you ready for the hurricane season?

July 11, 2019

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Break Up with your Girlfriend

July 10, 2019

Ok just kidding but at least I got your attention! But you may need to break up with your lender or Realtor if they tell you that HUD Homes are a waste of time. People listen, there are great deals to be had and these are just excuses from those that don't know how to help you achieve ...

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Back to School Checklist

July 10, 2019

Back-to-School Supplies ChecklistBackpack? Check. Lunch box? Check. Safety scissors? Er… The basics to buy your young scholar, from preschool to high school. DON PENNYPreschoolElementary SchoolMiddle SchoolHigh School1 art smockChange of clothes for spills or accidents2 freezer packs for lunch boxes1 lunch bag or lunch boxPackaged hand wipes (slip them into lunch boxes for wiping dirty hands before snack ...

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What Should I Ask a Potential Mortgage Lender?

July 10, 2019

Shopping for a mortgage can be stressful and time-consuming, especially when you know next to nothing about the process. Nobody wants to feel like they’re making a monumental decision while going in blind.With that in mind, here’s a list of questions to ask your mortgage lender, before you sign anything.1. What type of loans do ...

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5 Ways Agents Are Building Relationships with Neighborhood Sponsorships

July 09, 2019

Everyday, we see neighbors consistently turning to Nextdoor with questions about topics related to their homes: When is the best season to sell? Which type of kitchen remodeling would have the greatest impact to my home selling value? What real estate agents do you recommend? In fact, one in four conversations on Nextdoor are from neighbors seeking advice ...

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How Much Does It Cost to Paint a House in 2019?

July 08, 2019

Painting your home is a wise investment in time (if you DIY) and money. Here's how much it'll cost you.There's nothing like a fresh coat of paint to boost curb appeal and make an entire home feel fresh. But exactly how much does it cost to paint a house? Here's everything you need ...

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No contingencies, no problem: How to land a home in a tough housing market

July 08, 2019

    Janna Herron, USA TODAY Published 6:30 a.m. ET July 8, 2019  CLOSEYou’re going to need to bust open that piggy bank if you want to live in one of these pricey metro areas. Buzz60's Sean Dowling has more. Buzz60CONNECTTWEETLINKEDINCOMMENTEMAILMOREJonah Leff felt good about the third offer he put on a house ...

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Fair Housing

July 06, 2019

This is a Great Acticle Had to share .I did not write this. Fair Housing DeclarationI agree to:Provide equal professional service without regard to the race, color, religion, gender (sex), disability (handicap), familial status, national origin, sexual orientation or gender identity of any prospective client, customer, or of the residents of any community. Keep informed about fair housing ...

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DIFFICULT REAL ESTATE LISTING? APPEAL TO THEIR SENSES

July 06, 2019

DIFFICULT REAL ESTATE LISTING? APPEAL TO THEIR SENSESEven in the fastest-moving real estate markets, some homes just don’t sell. You know the reasons this happens and chief among them is that the home is overpriced. When a listing is priced right, however, it’s usually the home’s condition that keeps buyers from swooning over it.If investors ...

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June 2019 Coffee County TN Real Estate Update

July 05, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 9% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 8.5% increase from 2018 YTD.The average days on the market are fairly stable this year to date  vs. ...

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