K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

How To Buy A Home In An Extreme Seller’s Market (That’s Occurring During A Pandemic)

April 17, 2021

Natalie Campisi Spring is usually the start of the home-buying season, but 2021 might defy the old model, one that counted on seasonality—and the traditional ways we shop for houses.The pandemic has ushered in new rules for home shopping and buying. Instead of showing up unannounced to a packed open house—with finger-food platters that everyone picks ...

Read The Full Article


Rx for Consumers' Credit

April 16, 2021

Bad credit can ruin a deal.Bad credit translates into financing rejections, prohibitively high loan rates, and failed deals. That's why real estate professionals need to educate themselves about the credit system and show prospective buyers the value of repairing their credit, if necessary, in order to qualify for a mortgage.Unfortunately for borrowers, most credit reports contain ...

Read The Full Article


4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

April 15, 2021

4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially be millions of foreclosures ready to hit the market. However, there are ...

Read The Full Article


Intense Seller's Market Makes It Difficult For Buyers

April 15, 2021

According to:https://www.bankrate.com/mortgages/6-rules-for-homebuyers-in-a-sellers-market/There are 6 ways your buyer can compete with other buyers during this intense seller's market.1.) Move Fast2.) Go through full underwriting before shopping3.) Make an aggressive offer4.) But don’t overpay5.) Make an emotional connection with the seller6.) Be willing to wait until next year ...

Read The Full Article


A 4 Step Guide to the Mortgage Process

April 15, 2021

tep 1: Get Prequalified.  WHAT HAPPENS: Answer a handful of questions about the house you’d like to purchase, your down payment and credit history. Your loan officer tells you what interest rate, monthly payments and closing costs you can expect to pay for your future mortgage.  DOES IT AFFECT YOUR CREDIT? Getting ...

Read The Full Article


Staging Strategies for Your Home

April 15, 2021

Staging your home is all about putting the best foot forward for potential buyers. By highlighting its most desirable features, you can draw more interest for your home and leave a lasting impression that is sure to help you sell it more quickly. Here’s what you should keep in mind as you prepare for your next open house ...

Read The Full Article


Buying Ina Limited Inventory Market

April 14, 2021

Buying In A Limited Inventory Market  By Sandra C. Brown, GRI, Broker Rule Number 1  Don't get carried way and waive rights         a) Don't waive inspections         b) Don't waive finance contigency         c)   Don't make earnest money nonfundable Rule Number 2 Be ...

Read The Full Article


Debt to Income

April 12, 2021

The debt-to-income ratio is a calculation that your lender will use to determine the amount of your monthly financial obligations compared to the amount of income you have. The debt-to-income ratio is an important tool for the lender.The more income you have compared to outgoing payments every month the better, your lender needs to justify you as a ...

Read The Full Article


6 Simple Ways to Improve Your Garage Door Security

April 12, 2021

Image Credit: Stephen Paul for HunkerWhen thinking about home safety and protection, homeowners often overlook garage door security. Doing so creates a weak point in your home security strategy — and burglars know it. Homeowners often rely on a locking door or a garage door opener to secure the door and keep them safe, but crafty burglars can get ...

Read The Full Article


Refreshing landscaping in the spring

April 10, 2021

Spring is a great time to refresh your yard, especially if you're looking to list your home.  Here is a list of ideas to help you give your yard the best curb appeal:1. Trim shrubs, limb up any trees, pick up any dead limbs that fell over the wintertime.2. Seed and straw bald spots on your ...

Read The Full Article


Tips for Buying a Home During Spring

April 09, 2021

Credit goes to Elizabeth Weintraub from The BalanceTips for buying a home during the springtime ...

Read The Full Article


Eliminating Odors

April 08, 2021

The following is a helpful article about getting rid of odors that you may not smell but your guests do!https://www.houselogic.com/organize-maintain/cleaning-decluttering/noseblind/?site_ref=spotlight...

Read The Full Article


CDC Extends National Eviction Moratorium—but Tenant Advocates Argue More Help Is Needed

April 03, 2021

The U.S. Centers for Disease Control and Prevention has extended a nationwide ban on evictions for nonpayment of rent amid the COVID-19 pandemic.The moratorium, which was first announced under the Trump administration in September, will now last until June 30, 2021. The order was set to expire on Wednesday, based on the previous extension granted by the ...

Read The Full Article


To Renovate or Not To Renovate Before You Sell

April 02, 2021

To Renovate or Not To Renovate Before You SellWhen thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for available homes right now, renovations may not be as vital as they would be in a more normal market. Here ...

Read The Full Article


“Hidden” Costs of Purchasing a Home that Many Buyers Overlook

April 01, 2021

 For most people, buying a home is one of the biggest investments they’ll ever make. While your house budget likely includes the down payment and monthly mortgage payments, there are several often-overlooked costs associated with buying and owning a home—and even if you’re not a first-time buyer, some of these costs may come as a ...

Read The Full Article


This Is the No. 1 Reason First-Time Home Buyers Are Wading Into the Hot Housing Market

April 01, 2021

The housing market is so hot right now that even modest starter homes are receiving multiple offers going six figures over the asking price. But the high prices and lack of homes on the market don't seem to be stopping many first-time buyers from throwing their hats into the ultracompetitive ring.The top reason that almost two-thirds of ...

Read The Full Article


12 First-Time Home Buyer Mistakes and How to Avoid Them

April 01, 2021

1. Not figuring out how much house you can affordWithout knowing how much house you can afford, you might waste time. You could end up looking at houses that you can't afford yet, or visiting homes that are below your optimal price level.For many first-time buyers, the goal is to buy a house and get a loan ...

Read The Full Article


12 First-Time Home Buyer Mistakes and How to Avoid Them

April 01, 2021

1. Not figuring out how much house you can affordWithout knowing how much house you can afford, you might waste time. You could end up looking at houses that you can't afford yet, or visiting homes that are below your optimal price level.For many first-time buyers, the goal is to buy a house and get a loan ...

Read The Full Article


Top 5 Trendiest Interior Design Styles for Your Home's New Look!

April 01, 2021

Spring season is the best time to give our homes a new look and a fresh vibe. This season is the best time to make repairs, decorate and even renovate to potentially build some equity. If you are planning to give your home an interior major make-over this season, knowing the most popular design styles will help you decide ...

Read The Full Article


Buyer & Seller Perks in Today’s Housing Market

March 30, 2021

Buyer & Seller Perks in Today’s Housing Market Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for people across ...

Read The Full Article


Roaring 20s: Real Estate Saddles Up for a Seller’s Market as One in Five Homeowners Plans to Sell this Year According to Survey

March 29, 2021

 MADISON, N.J. (March 16, 2021) – Coldwell Banker Real Estate LLC, a Realogy (NYSE: RLGY) brand, recently commissioned a survey, conducted online by The Harris Poll among over 1,300 U.S. homeowners, exploring their plans to sell amid this year’s fast-paced market to coincide with its national ad, “Guiding You Home Since 1906,...

Read The Full Article


Mortgage Interest Deductions 101

March 29, 2021

...

Read The Full Article


4 Reasons the Highest Offer Doesn't Always Win!

March 26, 2021

Think the highest offer on a home always wins? Think again. Here are four reasons why a seller may not choose the highest offer:⁣⁣1. A buyer brings an all-cash offer: A buyer paying cash means there won’t be any financing pitfalls — and sellers LOVE avoiding pitfalls.⁣2. A buyer can close ASAP: If a seller is antsy ...

Read The Full Article


Tax-Saving Methods for Real Estate Investors

March 22, 2021

There are a number of tax benefits that coincide with investment properties. Real estate investors see a lot more tax advantages as well as deductible expenses than the average occupation. As taxes take a good portion of a person’s income, there are a few tricks that investment properties can reduce your tax liability while simultaneously providing a good ...

Read The Full Article


Help your buyers to understand process

March 21, 2021

Purchasing real estate is likely to be the biggest and most complex financial transaction a person will make in their life. A trusted real estate professional is a strong advocate who understands the information and emotional support that buyers need throughout the process of finding and acquiring a home.  As an expert with local market knowledge, real estate ...

Read The Full Article





top