K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Common Seller's Mistakes

January 26, 2023

This list of frequent sellers’ mistakes regarding house listing pricing can help you avoid the pitfalls involved in selling your home. If setting a price was simple and straightforward, you would not need assistance in pricing your home correctly. Save yourself time and money by avoiding these costly mistakes.PRICING MISTAKESThe first several seller mistakes involve the issue of ...

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What is a HUD Home

January 23, 2023

What exactly is a HUD owned home and how can I purchase one? A HUD home is a house that has been foreclosed on that had buyers that originally used FHA insured financing to purchase the property. The homeowner could not make the payments for whatever reasons and the lender was forced to foreclose on the house.  HUD ...

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What You Can Expect From Michigan’s Real Estate Market in 2023

January 18, 2023

January 16th, 2023By BWP          As most home buyers know, the real estate market is constantly changing. Are home prices increasing? How many homes are selling per year? When selling, how long can you expect your home to stay on the market? It all can be overwhelming. We’re here to ...

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Winter Safety

January 17, 2023

Showing HUD Homes in the Winter Weather:As the weather gets colder, and winter approaches, your way of showing homes and viewing homes will change.  If it is dark at 5pm, if you go to see a home at 5:30pm, you will not be able to get a good look at the roof.  When viewing a vacant home, ...

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2022 Q3 Foreclosure Actvity

January 17, 2023

Rick Sharga, executive vice president of market intelligence for ATTOM, nonetheless pointed out that although foreclosure starts had been rising since the end of the government’s foreclosure moratorium (June 30 for residential mortgages), they were still lagging behind pre-pandemic levels.He said: “Foreclosure activity is reflecting other aspects of the economy, as unemployment rates continue to be ...

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5 New Year's Resolutions for your home:

January 16, 2023

1.) Streamline all the stuff in your home2.) Make your home safe for others including your pets3.) Shrink your bills by going Green inside and outside of your home4.) Work out a weekly chore chart for everyone in the home including the kids 5.) Keeping your home always ready for entertaining makes life easier ...

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Investor Series – Land Contracts

January 15, 2023

This is another submission in our ongoing series of investor articles.   Today we’re going to talk about Land Contracts.Land Contracts are a type of financing where the owner agrees to sell you their land (and all the improvements on it) over time.  The owner basically is the bank and you can take possession of ...

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referring a lender?

January 13, 2023

Many times during the home buying process, buyers will not have a lender or a pre approval.  They may ask  assisstance in selecting one.Best practice in this case, if buyers ask, is to refer them to at least 2 lenders.  They can also be referred to their current bank, mortage holder if they already have ...

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Buying a HUD Home #1

January 13, 2023

Buying a HUD Property Number 1by Tom Nelson HUD Licensed Listing Broker (LLB)There are as many misconceptions people may have regarding HUD properties as there are questions that should be answered.  The following is a short version of things to know about HUD properties.What Exactly Are HUD Properties?When a person buys a home and applies for ...

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Alternate parking spots for $$$$

January 13, 2023

It's no secret... real estate is one of the best investments you can make.  As the market has cooled off to different degrees across the country, there will be more opportunities in the near future. What if there aren't any deals to be had in your neck of the woods right now? If you are stashing ...

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Homeownership Changes Lives - Long Term Benefits Of Homeownership

January 13, 2023

According to Selma Hepp, Economist at CoreLogic, “For many households, home equity is the only source of wealth creation. As a result, recent record gains in equity and record declines in loan-to-value ratios will provide many owners with a financial  bufer in case economic conditions worsen. In addition, record equity continues to provide fuel for housing demand, particularly ...

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Possible Hidden Costs When Selling A Home.

January 13, 2023

When you need to sell your house because you’re in a financial bind, the added burden of hidden costs can feel overwhelming. We're sharing the top five hidden expenses to expect when selling your home traditionally.1. Real Estate Transaction FeesReal estate transaction fees add up! There are more fees than just the realtor’s commission. We ...

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Homes still selling fast

January 13, 2023

Per the National Association of Realtors:  "The housing market has slowed this year. But while the home buying frenzy of 2021 has passed, that does not mean good homes are sitting on the market unsold. In fact, most homes sold in November were on the market less than a month, with the typical property on the market just ...

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2023: The year of the turning point!

January 13, 2023

Data shows that the housing market may turn aroundat the beginning of the new year.Pending home sales – a leading indicator for home sales- fell again in October 2022. Nevertheless, contractsignings fell slower than the previous month. While ittakes one to two months for a home sale to complete,this could mean that we may see more housing ...

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U.S. mortgage rates decline to 6.42%, first drop in three weeks

January 12, 2023

(Bloomberg) — US mortgage rates retreated for the first time in three weeks, helping provide a modest lift to refinancing activity.The contract rate on a 30-year fixed mortgage decreased 16 basis points to 6.42% in the week ended Jan. 6, according to Mortgage Bankers Association data released Wednesday. That helped boost applications for refinancing, which rose 5....

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Importance of changing a furnace filter

January 12, 2023

WHY IS REPLACING YOUR FURNACE FILTER SO IMPORTANT?When was the last time you thought about your home’s furnace filter? If you haven’t replaced your air filter in a while, now is the time to think about it.You want a system that runs as cleanly and efficiently as possible. Air filter replacement is an important ...

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Real Estate Trends 2023

January 12, 2023

The demand for mortgages as compared to a year ago is down 41% and the refinance is also down 84%.  At the same time housing prices are higher than the same period a year ago.  According to Forbes.com experts believe the rates will continue to climb overall while some areas might see a decline in prices....

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5 Common Mistakes to Avoid in Real Estate

January 12, 2023

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5 Common Mistake for Buyer Real Estate

January 12, 2023

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8 Ways to Make Your Home Look Stylish on a Budget

January 12, 2023

https://homemadelovely.com/8-ways-to-make-your-home-look-stylish-on-a-budget/8 Ways to Make Your Home Look Stylish on a BudgetWe all want our homes to be that safe place we can rest and recharge and even go to be inspired. Sometimes money can be tight though and we need a little extra creativity to bring our visions to life. Here are 8 ways to make your home ...

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MC HENRY, IL DEPARTMENT OF HEALTH To HOLD A BATTERY RECYLING EVENT.

January 11, 2023

MC HENRY, IL DEPARTMENT OF HEALLTH To HOLD A BATTERY RECYLING EVENT.Post Date:01/11/2023 Start off 2023 by checking alkaline batteries in smoke detectors, flashlights and other household items, and then bring them to the McHenry County Department of Health to have them recycled.MCDH is accepting single-use alkaline batteries for recycling until Jan. 31. Battery sizes AA, AAA, ...

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Mechanic's liens

January 11, 2023

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US real estate has 'monumental opportunity' to solve housing crisis in 2023: Expert

January 11, 2023

Published January 9, 2023 10:59am ESTBy Kristen Altus FOXBusinessAlexandria Real Estate’s Joel Marcus says 996 million sq ft. of office space ready for housing redevelopment.With the New Year comes new opportunities – and one real estate developer and CEO signaled there’s untapped potential in the sector that could make investors big bucks while solving an affordable ...

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Is 2023 the Year to Finally Buy a Home?

January 10, 2023

That depends. There are some signs indicating that it might be getting easier for many folks to buy a home. Inventory levels are still low, but there are more homes coming on the market; the bidding wars and mind-boggling offers over the asking price have died down; and buyers can once again insist on inspections, contingencies, and repairs before ...

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2022 Lenawee County, Michigan, Year End Review

January 09, 2023

We are excited to begin 2023 with a year end review of 2022 of home sales in Lenawee County, Michigan. Through a hot market, covid precautions, and many new challenges presented last year, we managed to thrive! We are looking forward to 2023 and what it may bring, but let's take time to reflect on last year'...

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