K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Spring Buying Tips

January 17, 2018

Tips for Spring Buyers Talk to a Lender- It’s never too early to start speaking with a lender about your future purchase. This allows you to see what your credit looks like and if you meet all the criteria to be pre-approved. This extra time gives you the opportunity to clean up your credit report, if needed, and ...

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Home Sweet Home Alabama!

January 16, 2018

Reasonably-priced property abounds in Alabama, and it sure isn't hard to find. Many metro areas are rich with revitalized, quaint, and historical pockets. In the smaller towns and rural counties Alabama property is very reasonably priced. Rural properties are the best value given the structure and land combined.  In Alabama, the largest real property category is located ...

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New Year, New (Home) Resolutions https://www.ncrealtors.org

January 16, 2018

New Year, New (Home) ResolutionsIf you’re like most of us, you rang in the new year with at least one ambitious resolution. Start exercising more? Travel more? Be a better person? Get more organized? Any of these are noble resolutions for 2018 and find themselves on tripsavvy’s Top New Year’s Resolutions list for 2018. But what ...

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Special Discount for Community heroes!

January 16, 2018

Every story has its own heroes, so thus every community. Every hero helps in strengthening every place wherever he is. So maybe, they deserve also even a simple reward.The Department of Housing and Urban Development has its mission of strengthening communities plus providing quality affordable homes for everyone. One of their programs is to let community heroes avail ...

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10 TIPS ON GETTING YOUR HOME READY FOR THE SPRING SELLING SEASON

January 16, 2018

10 tips to get ready for a spring sale1. Clean & declutter Make your move easier by beginning the packing process now. Clear out all clutter and remove items you don’t regularly use. Now is a good time to donate unused belongings. Throw away items that are broken or damaged. Shred and dispose of paperwork that is no ...

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7 Things No One Tells First Time Home Buyers

January 15, 2018

 First time home buyers are told many things. Parents exclaim “Save your money!” while friends say “Location, location, location!” Reasonable advice, for sure, but there are other elements of home buying that many first time home buyers aren’t told. Below are some of these elements that are often overlooked but are useful to ...

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Which Down Payment Strategy is Right For You?

January 15, 2018

WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU?You’ve most likely heard the rule - save for a 20% down payment before you buy a home. The logic behind saving 20% is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It can also help you get favorable rates ...

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The Tax Bill and The Mortgage Interest Deduction

January 15, 2018

 While we always want to see changes in the market and governmental policy that make homeownership more attractive, the changes to the Mortgage Interest Deduction (MID) in the recent tax bill probably (hopefully) won't negatively impact the majority of homeowners. What are the changes and how do they impact you? The MID will be capped ...

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Selling your home in January

January 15, 2018

Selling your home can be a very stressful time, which can be made even more difficult depending on the time of year. For example, there can be a lull in property sales during the Christmas period but January is the busiest time of year for selling homes. So how can you ensure your house or flat stands out from ...

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Selling your home in the winter is a good idea.

January 15, 2018

Have you heard about the so-called ‘spring selling season’? You probably did, it always comes out as the best season in real estate sales… But have you ever thought about selling your house in December or January? How brilliant is really this idea?  Well, here is some food for thought that might actually make you list your ...

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The ABC's of Have A Great Start to the New Year by Peter Giese

January 15, 2018

The chance to start anew makes the New Year’s holiday unique for almost everyone. New Year’s is not centered on a historical event, a memorial occasion or a religious remembrance. It is about the beginning of a new calendar. The fresh new calendar and end of year celebrations, spurs millions to rethink their opportunities in life. If ...

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Get Your Home Organized in 2018

January 15, 2018

The holidays are over, the decorations are put away, and New Year’s resolutions have been made.  Was your resolution to get your home organized in 2018?  Holidays have the tendency to leave our homes in disarray, and the start of the New Year is a great time to get a fresh perspective on getting it together ...

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7 Perfect Kitchen Upgrades for a New Look Without Remodeling

January 12, 2018

Kitchen renovations require time and money, taking several months to complete and costing tens of thousands of dollars. If you don't have the financial resources for a full-on renovation, there are a variety of ways you can give your kitchen a new look for a lot less. From refacing cabinets to replacing lighting, a few cosmetic tweaks can ...

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FICO® Scores on Approved Home Loans Drop Again

January 12, 2018

According to Ellie Mae’s latest Origination Report, the average FICO® Score on all closed loans dropped to 722 which is its lowest mark since April. The average includes all approved refinance and purchase loans.FHA and VA loans showed the most opportunity for millennials looking to enter the market with low down payments and even lower FICO® Score ...

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What You Need to Know About Radon

January 11, 2018

January 11, 2018, 2017 | The Boone Crew, Master Brokers | 828-726-9180When purchasing a home a radon test should be administered.  Many buyers have never heard of radon but based on the chart below it is something that needs to be evaluated before purchase.  ...

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Winter Home Checklist!

January 11, 2018

WinterDecemberInspect, and possibly change out HVAC filtersClean kitchen sink disposalClean range hood filterInspect your fire extinguisher(s)JanuaryInspect, and possibly change out HVAC filtersClean kitchen sink disposalClean range hood filtersInspect your fire extinguisher(s)FebruaryInspect, and possibly change out HVAC filtersClean kitchen sink disposalClean range hood filtersInspect your fire extinguisher(s)QuarterlyTest smoke/carbon monoxide detectorsTest garage door auto-reverse featureRun water and flush toilets in unused ...

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What Are Popular Home Renovations Worth in 2018?

January 11, 2018

Popular Home Renovations Worth in 2018Home renovations have historically been a great way to increase home value, but things may be changing.  According to Remodeling Magazine’s “Cost vs. Value Report”, in 2018 return on investment for an average renovation is only 56%.  Over the previous two years similar renovations would have returned 64% of their ...

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Ways to Save Energy Around the Home

January 11, 2018

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Small Home Benefits

January 10, 2018

There are tons of online “how much mortgage can I afford” calculators, but what if instead we analyzed how much mortgage we really need?  The small home trend is growing.  Here are a few benefits of owning a smaller home:Cost – This should be the biggest perk of buying or building a smaller home.  Less ...

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MM Realty Mining for gold

January 10, 2018

Mining for GoldPosted on January 10, 2018 Mining for Gold Real estate and gold have a lot in common. They are both highly desired tangibles that hedge inflation, and usually appreciate.  If you are looking to make an investment, the name of the game is buying low and selling high.  If you are looking to invest in ...

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Busted Pipes

January 09, 2018

5 Tricks to Keep Your Pipes from Exploding Ideally you should winterize your pipes in the fall but if you have forgotten and in the middle of a deep freeze there is still time to prevent disaster:#1) Turn on your faucets. If the temperatures have dropped into freezing and intent to stay there, turning on your faucets both indoors ...

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10 Fun Ways to Shake Things Up for 2018!

January 09, 2018

What are you doing new this year?  There's something in the new year air that makes you want to change things up - do something different, something fun. Have you started making plans for this year? Are your goals set?  One of the reasons many people abandon their New Year's resolutions before the ...

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Impact of the New 2018 Tax Law on Real Estate

January 09, 2018

See link below on 1031 Exchange updates to tax lawhttp://1031-exchange-news.com/20121221/...

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Winter home safety

January 08, 2018

Winter Safety tip.Happy New Year to everyone out there. We sincerely hope that 2018 brings health, happiness andprosperity to you and yours.Since this is the beginning of the new year, this is a good time to take a breather and check a few thingsthat will keep you safe throughout the remaining winter months.The most obvious but ...

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Pros and Cons of Buying a Distressed Property

January 08, 2018

  Prospective homebuyers are always looking for a bargain price but, typically, when a property can be snapped up for a low price there’s a reason. Most often, a house with a drastically reduced price will be on the market as a short sale because the owners are hoping to avoid a foreclosure or because the ...

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