K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on #homebuying

How to Find the Best Mortgage Rates

January 16, 2020

Mortgage rates can change daily, and can vary widely depending on the borrower's personal situation. The difference can mean tens of thousands of dollars over the life of the loan. Here are some tactics to help you find the best mortgage rate for your new home loan.Shop AroundYou may be tempted to just use the lender who ...

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5 HUD Home Buying Mistakes To Avoid

December 14, 2019

Post by: Nancy Braun, Showcase Realty Know the pitfalls of buying a HUD home If you plan to be a home-flipper, investing in a Charlotte NC HUD home may seem like a good idea. But if it is your first time, and you don’t know anyone who has bought a HUD home in your area, investing in ...

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2020 Real Estate Outlook: Expert Predictions For Mortgage Rates, Home Prices, Tech And More

December 12, 2019

  The 2019 housing market has been one of low rates, high demand and limited supply—particularly on the lower-priced end of the market. Will 2020 be more of the same? According to experts, yes and no.We spoke to six mortgage, real estate, and housing professionals. Here’s what they say is in store for the ...

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A 365 Day Difference in Homeownership

December 11, 2019

Over the past year, mortgage rates have fallen more than a full percentage point. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them:Refinance: If you already own a home, you may want to decide if you’re going to refinance. It’s ...

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Top 13 Tasks To Complete After Closing On A Home

December 01, 2019

What Are The Most Important Things To Do After Closing On A House?There are many steps to buying a house that buyers are often aware of.  On the other hand, there are also many steps that buyers should take after closing on a new home that many buyers aren’t aware of.  It’s important ...

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National Snapshot: What’s Ahead for Real Estate

October 15, 2019

The U.S. unemployment rate is at a 50-year low, and consumer confidence remains high. In fact, the University of Michigan’s latest Surveys of Consumers found that Americans have their most positive personal finance outlook since 2003.1However, if you follow national news, you’ve probably heard speculation that we could be headed toward a recession. Global trade ...

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How to Get a Mortgage Preapproval

October 09, 2019

HAL M. BUNDRICK, CFPA mortgage pre-qualification can be the first move“A pre-qualification is a conversation,” says Yael Ishakis, a mortgage loan officer with First Meridian Mortgage in Brooklyn, New York. A mortgage preapproval takes a much deeper dive into your personal finances than a pre-qualification, including the pulling of a credit report. But a conversation is the ...

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6 Planning Strategies to Help First-Time Homebuyers Become House-Rich

October 01, 2019

6 Planning Strategies to Help First-Time Homebuyers Become House-Rich The largest and most important investment for most people is their home. It is your shelter, a tax benefit and, after you have paid down the mortgage, a source of wealth you can tap in your retirement.If you are a first-time home buyer, here are six guidelines to assist ...

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Is It the Right Time to Buy My First Home in Charlotte NC?

September 13, 2019

Post by: Nancy Braun, Showcase Realty  If you’re young and earning, owning a home is probably one of your greatest aspirations. However, buying a home in Charlotte is a major purchase and entails a huge responsibility, so the question you should really be asking is “Am I ready to buy my first home?”Many ...

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September 10, 2019

Owning a home is a keystone of wealth… both financial affluence and emotional security. – Suze Orman...

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HELOC: Understanding Home Equity Lines of Credit by Holden Lewis

August 23, 2019

A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. You can draw from a home equity line of credit and repay all or some of it monthly, somewhat like a credit card.With a HELOC, you borrow against your equity, which is the ...

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Builder confidence rises in August

August 15, 2019

The National Association of Home Builders' Housing Market Index rose to 66, up 1 point from JulyBYVERONIKA BONDARENKO Builder confidence for newly built single-family homes rose to 66 in August, up one point from July, according to data released Thursday by the National Association of Home Builders (NAHB) and Wells Fargo.The Housing Market Index (HMI) is a weighted ...

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These three key factors in marketing your property will get it sold for a higher price on time.

August 09, 2019


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Buying Your First Home? Make Sure You're Financially Prepared With These Steps Written by David Weliver|

July 18, 2019

Buying your first home can be one of the most exhilarating — and stressful — moments of your life. But armed with the right information, you can shop for a house, apply for a mortgage, and close the deal with confidence.Step 1: Determine how much house you can affordThe first thing to do before buying a home is ...

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How to Make Your HUD Home Energy Efficient

July 04, 2019

Post by: Nancy Braun, Showcase Realty  Dreaming of lower utility bills?The consistently increasing cost of utility bills is a source of concern among many homeowners. When you are trying to pay off the monthly mortgage of your Charlotte home, put food on the table, send children to school, and save some amount for rainy days, each ...

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First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Interest Rates, Move-Up Buyers 3 Things To Know In The Housing Market Today!

June 15, 2019

A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet.The following three areas of the housing market are critical to understand: interest rates, building materials, and the ...

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Classic, Charming, Elegant: ​Are some of the components of ​two more common home styles in South Carolina, ​both equally beautiful.

June 11, 2019


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Top 5 things buyers expect in homes for 2019

May 24, 2019

In today’s market, buyers have higher expectations for the homes they are buying. Below is a list of things that top the charts for buyer “must haves.”1)  A home office-It is no doubt that more companies are allowing their employees to work from home in order to boost productivity. Since the use of laptops are ...

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What Is Really Happening With Home Prices?

May 17, 2019

Home values have softened over the last twelve months. We are no longer seeing 6-7% annual appreciation levels for the national housing market. The current numbers are closer to 4%. Some have suggested that year-over-year appreciation levels could fall to 3% or less this year.However, a stronger-than-expected economy and a good spring housing market have changed some opinions. ...

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Five Ways to Buy a HUD Home in Charlotte NC

May 02, 2019

Post by: Nancy Braun, Showcase Realty   Are you looking for a HUD home?Acquiring a Charlotte NC HUD home is excellent for many reasons. Maybe you've been dreaming of becoming an investor in real estate. Perhaps you enjoy building with your hands and would like a project, like a fixer-upper home. Or it could be ...

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Heroes can own a special place with HUD's Good Neighbor Next Door Program

May 02, 2019


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Where To Start

April 17, 2019

We get calls every day from consumers in the marketplace interested in the homes we have listed. They ask the price, they ask about the square footage, the bedrooms, the baths, and the lot. Then, more often than you would think, sometimes with a shaking voice, sometimes almost in a whisper, they ask the question they've been afraid ...

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Renting vs. Buying a House – How to Make a Decision, Pros & Cons

April 10, 2019

Given the hefty upfront costs associated with purchasing a home, most young people begin their independent lives renting an apartment. As they build careers, save money, and start families, many choose to buy a home. On the other end of the age spectrum, homeowners nearing retirement may choose to sell their family homes, downsize, and become renters ...

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Home inspection checklist for buyers

April 01, 2019

When it comes to buying a home, what you see isn’t exactly what you get.You’ll see colorful flowers, freshly painted walls, granite countertops, gleaming hardwood floors and other superficial touches. What you can’t see is the foundation cracks, ancient plumbing, dangerous wiring, broken appliances or other defects that might be revealed when you hire a ...

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7 Things To Avoid After Applying For A Mortgage!

March 13, 2019

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your decision will impact ...

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