K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on #homebuying

How to Buy a Foreclosed Home

December 16, 2020

By Chris Kissell and Dawn PapandreaAS HOME PRICES SOAR IN many cities, buyers may look to foreclosures to land bargains on houses. Foreclosure happens when a borrower can no longer make mortgage payments, and the lender seizes and then sells the home to recover losses.Foreclosed homes are often sold for less than their market value.That discount could ...

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3 Safe Holiday Gift Giving Tips You Can Practice This Year

December 10, 2020

2020 is a bit hellacious, but it doesn't and shouldn't stop us from spreading holiday cheers - virtually, that is. Here are our Top 3 Gift Giving Tips for this year's holiday season.Shop online and ship swiftly and early. Technology and e-commerce have made it easy and convenient for busy people to still personally shop ...

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How the holiday season impacts the Real Estate market!

November 25, 2020

The timing of buying and selling homes are linked through several factors. It is common for buyers to work in a quicker time frame than most sellers when finding either the right time to buy or the best time to sell. While the holidays can be known for the joy and cheer that is around, it is also one ...

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Renting vs. buying a home: Which is right for you?

November 16, 2020

By Jennifer Bradley Franklin Renting vs. buying a home is a big decision, and there are pros and cons to each option. In recent years, a higher percentage of  U.S. households were renting than at any point since 1965, according to a Pew Research Center report.Renting vs. buying PROSCONSBuying• May build equity and credit• No landlord ...

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3 Things You Want To Know Before Buying A Home This Fall

November 12, 2020

If you are planning to become a homeowner this year, these three facts about fall real estate will help you make an informed decision.Image by Jens Neumann from Pixabay 1. Price Fluctuations. Zillow reports show that around the same time last year, there is a 4.1% increase in the median home value in the USA. With ...

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Home Values Projected to Keep Rising

November 02, 2020

As we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic uncertainty could have on home prices. Looking at the big picture, the rules of supply and demand will give us the clearest idea of what is to come.Due to the undersupply ...

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5 Things You Need to Be Pre-approved for a Mortgage

October 19, 2020

By MICHELE LERNER Shopping for a home may be exciting and fun, but serious homebuyers need to start the process in a lender's office, not at an open house. Most sellers expect buyers to have a pre-approval letter and will be more willing to negotiate with those who prove that they can obtain financing. Potential buyers need ...

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Buying A Home In East TN

October 15, 2020

Buying a Home In East Tennessee By Sandra C Brown, Broker, GRI  These points cover the housing market for the East TN Counties of Sevier, Cocke, Jefferson, an Hamblen Counties Until this year in East TN you could buy a starter in East TN  for uner $100,000    There  are still a few but typically need ...

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Help your homebuyers find their perfect home online by shopping on the HUDHomestore.com

October 13, 2020

90% of home shoppers today are likely to start their research online. 89% of them use the internet to search for real estate agents. What does this mean for realtors? It means now is the best time to advertise HUD Homes to get buyer leads as long as you get approval from HUD and/or the listing agent. There are ...

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Coastal Carolina Real Estate

October 08, 2020

Real estate in North Carolina is trending at an all time high with some of the most expensive homes across the country. While the median home value in North Carolina is just over $210,000 as of August, there are listings ranging from $7 million to just under $17 million right here in Wilmington, NC. New Hanover County is ...

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Buying A Home The Most Affordable Since 2016: Low Mortgage Rates Give You Purchasing Power

September 17, 2020

Natalie Campisi On March 19, the average rate for the benchmark 30-year fixed rate mortgage spiked to 3.65%, nearly the highest level in a year. Since then, rates have steadily fallen—breaking records on their way down and making home loans cheaper. The drop in rates has been a boon to buyers who are facing rising home prices ...

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July’s new housing activity jumps back up amid increased demand

August 17, 2020

August 17, 2020, 9:00 am By Alex Roha Single-family housing authorizations rose 6.43% month-over-month in July – a sign that housing activity is advancing in the face of the ongoing pandemic, according to a report by Buildfax, a property condition data service provider.Despite the slight uptick last month, single-family authorizations are still down 5.25% year-over-year – ...

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What is Home Warranty Insurance and What Does it Cover?

August 15, 2020

Post by: Nancy Braun, Showcase Realty  When you buy a home in Charlotte or anywhere else in the U.S.,  one of the offers you’ll receive is a home warranty. Like buying a new appliance, there is also a warranty that comes in home buying.A home warranty is a product meant to protect the ...

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Staging a home to sell quicker!

August 14, 2020

There are several tips and tricks that go into the selling of a house. A trending topic in realestate is the staging of homes. Many realtors will furnish and touch up homes prior to thebuyers visit in order to appeal to the buyer’s wants and needs. Home staging is able tomaximize the strengths of a house while simultaneously ...

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Top Three Best Cities in South Carolina to Live and Raise a Family

August 10, 2020

 Families have different priorities when it comes to relocating to different areas. Some would favor location with great amenities for the kids and the entire family to enjoy. While others will consider the size of the property and the number of rooms at the top of their must-have list. The moving season officially starts in April and ends ...

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Now is a Great time to buy!

August 04, 2020

2020 has been a rollercoaster so far, we started off with flooding in the south east then covid19 hit in March, then massive unemployment and unprecedented business closures. Due to rates staying low most Americans still felt confident in buying a home according to the  US Census Bureau which reported….  “The homeownership rate of 67.9 percent ...

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How to Create a Floor Plan

July 23, 2020

In this ever changing world of buying and selling real estate, during 2020 - we see more and more buyers purchasing homes they have never seen 'in person' .Out of state buyers are relying on virtual tours, videos, facetime as some of the means to 'see' the prospective properties.  They often need specific room measurements and ...

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How to Improve Your Credit Score Before Applying for Home Loan

July 11, 2020

Post by: Nancy Braun, Showcase Realty Buying a house in Charlotte NC can be a lot of work. You need time to save, documents to prepare, mortgage brokers to talk to, and application forms to fill out. One aspect that affects the home buying process is applying for a mortgage, which in turn is significantly influenced by the ...

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Buying in a Seller’s Market: 9 Ways to Win

July 10, 2020

Lexi Klinkenberg What is a Seller’s Market?A seller’s market is when there are more homebuyers in a particular area looking to purchase a home than actual houses listed for sale. A seller’s market usually results in rising home prices and stiffer competition among homebuyers. Also, home sellers will have the upper hand when it comes ...

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5 Real Estate Trends to Watch

June 24, 2020

By Svitlana Gubriy Coronavirus has impacted not only the demand for hand sanitizer and facemasks, but also every corner of the market, including real estate. In March, when COVID-19 cases experienced a swift and steep uptick, real estate investment trusts (REITs) corrected sharply and quickly.Initial REIT underperformance in the time of COVID-19 stemmed from three major causes: rising ...

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Selling your home during COVID-19: Is it a good time to sell?

June 05, 2020

The common question is "Is it a good time to sell a property given the current situation?"Homelight recommends listing your home as soon as possible if you are planning to sell your property within the next 24 months. If the economy comes to a significant decline, it will be more challenging to sell your home in ...

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Top 3 Reasons to Get Pre-Approved Before You Buy a Charlotte NC Home

May 02, 2020

Post by: Nancy Braun, Showcase Realty  Are you preparing to buy a home in Charlotte? Looking at homes for sale is fun and exciting.Before you make the mistake of fixating over a certain type of home or on certain features you want in a home, you need to know what you can really afford. Knowing your ...

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Spring homebuying season is all but canceled — but will it hurt home values?

May 01, 2020

The longest U.S. economic expansion in history is writing its final chapter as COVID-19 casts a long shadow on the economy, including what was a vigorous housing market just a few months ago, prior to the outbreak. ast year's active spring homebuying season was driven by robust house-buying power, a stark contrast from this season's ...

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Americans Are Still Moving—With Hand Sanitizer, Gloves, and Thermometers

April 03, 2020

By Louise Witt | Apr 2, 2020By any standards, the moving industry, like so many others right now, is substantially down in numbers, even if it is considered an essential business. More than 71% of the independent moving companies (not including the big companies) reported a decrease in business since the pandemic spread across the U.S., according to ...

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Summertime is the perfect time for outdoor barbeques, beach, water adventures, lemonade, yard sales, traveling and of course purchasing a new family home!

March 09, 2020

For most people, moving from one home to another can be wearisome. Scheduling your move is one great way to make the experience a smoother and happier one for you and your entire family. When is the best time to move? Many people will say that summertime is the most ideal time to pack your bags and call ...

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