K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Selling your home in the winter is a good idea.

January 15, 2018

Have you heard about the so-called ‘spring selling season’? You probably did, it always comes out as the best season in real estate sales… But have you ever thought about selling your house in December or January? How brilliant is really this idea?  Well, here is some food for thought that might actually make you list your ...

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The ABC's of Have A Great Start to the New Year by Peter Giese

January 15, 2018

The chance to start anew makes the New Year’s holiday unique for almost everyone. New Year’s is not centered on a historical event, a memorial occasion or a religious remembrance. It is about the beginning of a new calendar. The fresh new calendar and end of year celebrations, spurs millions to rethink their opportunities in life. If ...

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Get Your Home Organized in 2018

January 15, 2018

The holidays are over, the decorations are put away, and New Year’s resolutions have been made.  Was your resolution to get your home organized in 2018?  Holidays have the tendency to leave our homes in disarray, and the start of the New Year is a great time to get a fresh perspective on getting it together ...

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7 Perfect Kitchen Upgrades for a New Look Without Remodeling

January 12, 2018

Kitchen renovations require time and money, taking several months to complete and costing tens of thousands of dollars. If you don't have the financial resources for a full-on renovation, there are a variety of ways you can give your kitchen a new look for a lot less. From refacing cabinets to replacing lighting, a few cosmetic tweaks can ...

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FICO® Scores on Approved Home Loans Drop Again

January 12, 2018

According to Ellie Mae’s latest Origination Report, the average FICO® Score on all closed loans dropped to 722 which is its lowest mark since April. The average includes all approved refinance and purchase loans.FHA and VA loans showed the most opportunity for millennials looking to enter the market with low down payments and even lower FICO® Score ...

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What You Need to Know About Radon

January 11, 2018

January 11, 2018, 2017 | The Boone Crew, Master Brokers | 828-726-9180When purchasing a home a radon test should be administered.  Many buyers have never heard of radon but based on the chart below it is something that needs to be evaluated before purchase.  ...

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Winter Home Checklist!

January 11, 2018

WinterDecemberInspect, and possibly change out HVAC filtersClean kitchen sink disposalClean range hood filterInspect your fire extinguisher(s)JanuaryInspect, and possibly change out HVAC filtersClean kitchen sink disposalClean range hood filtersInspect your fire extinguisher(s)FebruaryInspect, and possibly change out HVAC filtersClean kitchen sink disposalClean range hood filtersInspect your fire extinguisher(s)QuarterlyTest smoke/carbon monoxide detectorsTest garage door auto-reverse featureRun water and flush toilets in unused ...

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What Are Popular Home Renovations Worth in 2018?

January 11, 2018

Popular Home Renovations Worth in 2018Home renovations have historically been a great way to increase home value, but things may be changing.  According to Remodeling Magazine’s “Cost vs. Value Report”, in 2018 return on investment for an average renovation is only 56%.  Over the previous two years similar renovations would have returned 64% of their ...

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Ways to Save Energy Around the Home

January 11, 2018

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Small Home Benefits

January 10, 2018

There are tons of online “how much mortgage can I afford” calculators, but what if instead we analyzed how much mortgage we really need?  The small home trend is growing.  Here are a few benefits of owning a smaller home:Cost – This should be the biggest perk of buying or building a smaller home.  Less ...

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MM Realty Mining for gold

January 10, 2018

Mining for GoldPosted on January 10, 2018 Mining for Gold Real estate and gold have a lot in common. They are both highly desired tangibles that hedge inflation, and usually appreciate.  If you are looking to make an investment, the name of the game is buying low and selling high.  If you are looking to invest in ...

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Busted Pipes

January 09, 2018

5 Tricks to Keep Your Pipes from Exploding Ideally you should winterize your pipes in the fall but if you have forgotten and in the middle of a deep freeze there is still time to prevent disaster:#1) Turn on your faucets. If the temperatures have dropped into freezing and intent to stay there, turning on your faucets both indoors ...

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10 Fun Ways to Shake Things Up for 2018!

January 09, 2018

What are you doing new this year?  There's something in the new year air that makes you want to change things up - do something different, something fun. Have you started making plans for this year? Are your goals set?  One of the reasons many people abandon their New Year's resolutions before the ...

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Impact of the New 2018 Tax Law on Real Estate

January 09, 2018

See link below on 1031 Exchange updates to tax lawhttp://1031-exchange-news.com/20121221/...

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Winter home safety

January 08, 2018

Winter Safety tip.Happy New Year to everyone out there. We sincerely hope that 2018 brings health, happiness andprosperity to you and yours.Since this is the beginning of the new year, this is a good time to take a breather and check a few thingsthat will keep you safe throughout the remaining winter months.The most obvious but ...

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Pros and Cons of Buying a Distressed Property

January 08, 2018

  Prospective homebuyers are always looking for a bargain price but, typically, when a property can be snapped up for a low price there’s a reason. Most often, a house with a drastically reduced price will be on the market as a short sale because the owners are hoping to avoid a foreclosure or because the ...

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What do I need to do to buy a house?

January 08, 2018

What do I need to do to buy a house?  I get this a lot from prospective home buyers and it’s a great question that I wish more people would ask me! I have outlined a quick summary of the seven main steps to making your homeownership dreams come true! Step 1: Get pre-qualified with a local ...

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Fashionable home design trends in 2018

January 05, 2018

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5 Tips for first Time Home Buyers

January 04, 2018

5 Tips for First Time Home BuyersThe average age for first-time home buyers in the U.S. is around 33, a relatively young age for such a big life choice. That said, buying your first home at any age can be a stressful and time-consuming experience.Luckily, there are a few crucial pointers that will help make the journey ...

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Reliable Tactics For When the Appraisal is Low

January 04, 2018

RELIABLE TACTICS FOR WHEN THE APPRAISAL IS LOWFew things in the home buying process are more frustrating than having your offer accepted, only to have the appraisal fall below your offer. But all is not lost! If the appraisal comes in below your offer, there are several tactics and strategies that can lead to a happy solution.Get a ...

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How To Prevent Home Mold Growth In Winter

January 04, 2018

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How To Prevent Home Mold Growth In Winter

January 04, 2018

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INCREASED LOAN LIMITS FOR 2018 FHA LOANS!

January 04, 2018

INCREASED LOAN LIMITS FOR 2018 FHA LOANSOn December 7, 2017, the Federal Housing Administration (FHA) announced a new set of FHA loan limits for 2018. As we predicted in a previous blog post, the limits are being increased for 2018, due to significant home-price gains that occurred over the last year or so.  These maximum loan amounts ...

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How Much Is My FHA Home Loan Down Payment?

January 04, 2018

How Much Is My FHA Home Loan Down Payment?What is my FHA home loan down payment? It’s an important question to ask as early as possible in the home loan planning process.You will need to save up for an FHA loan down payment and there are a few variables that will factor in when it comes ...

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Higher FHA Loan Limits For 2018

January 03, 2018

The FHA has announced FHA loan limits for 2018, and the new numbers mean good news for those looking to buy a home in the new year. The “national conforming loan limit” for 2018 is set at $453,100, up from last year’s limit of $424,100 (see below). The higher limit means more potential borrowing power ...

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