K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Spring is almost here.

March 14, 2019

March Tasks For Your Pre-Spring LawnThese March to-dos may not make spring arrive sooner (if only), but they will help your yard make the most of its big coming out party. From pruning to preordering, here are eight pre-spring projects your landscape needs.   https://www.houselogic.com/by-room/yard-patio/spring-lawn-care-tasks/?cid=eo_em_mkt_newsletter...

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How to prepare for House Hunting

March 14, 2019

Know that there’s no “right” time to buy.If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual home’s price.Don’t ask for ...

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Can I sell my house if I have a loan on it?

March 14, 2019

Can I Sell My Home if I Have an FHA Loan on it?By Brandon Cornett | © 2019, all rights reserved | Duplication prohibitedFind out if you're eligible for an FHA loan. LendingTree.comReader question: “We purchased a home a while back with an FHA mortgage loan. Now we would like to sell the home in ...

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Why You Should Sell Your Home in 2019

March 13, 2019

By Devon Thorsby, Editor, Real Estate |March 7, 2019, Few people are predicting that 2019 will be a record-breaking year for home prices.But relatively speaking, 2019 might be the best time for you to put your house on the market. Especially if you’re on the fence about selling this year or next, Nick Ron, CEO of ...

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Tips for good photography when listing your home

March 13, 2019

Having excellent photos are one of the key ingredients when marketing your home. Here are some tips to make the most of your pictures.1) Hire a professional photographer! Hands down, this will be the best money you spend in marketing your home! Don't try to use your smart phone... that isn't smart! But, if you MUST ...

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7 Things To Avoid After Applying For A Mortgage!

March 13, 2019

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your decision will impact ...

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Your Spring Home Maintenance Checklist

March 12, 2019

When winter departs, it's time to check for damage and prepare for the hot weather ahead.Brought to you by Houzz With the days lengthening and weather warming, spring is a good time to get outdoors and tackle some larger home projects. Now that the threat of winter storms has passed, you can look for damage and make ...

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Tax Breaks for First-Time Homebuyers

March 12, 2019

Tax season is here, so make sure you’re tapping into homebuyer tax benefits. Buying a home requires hefty initial costs, like a down payment and closing expenses. There are a host of things, however, such as federal grants, tax credits and other options you can research to make your first home more affordable. Take note of the first-time ...

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2019's Hottest Home Remodel Trends That Will Increase the Value of Your Home

March 12, 2019

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Tax values

March 08, 2019

6 steps to appealing your property tax bill.It’s possible to trim your property tax bill by appealing the value the taxman assigned to your home. That “assessed value” is what’s used to calculate how much tax you owe. One way to lower your property tax is to show that your home is worth less than ...

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Showcase Realty Hosts Successfully Selling HUD Homes Agent Workshop in Charlotte

March 08, 2019

Post by: Nancy Braun, Showcase Realty Agent Workshop At Showcase Realty Charlotte Generated Great Local Agent Interest Nancy Bruan and her team at Showcase Realty in Charlotte hosted a workshop on March 6th for agents interested in selling HUD homes.  The event was sponsored by Camilla McCall of Bay Equity Loans, who provided the agents with finance ...

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Painting the exterior of your home in the Spring.

March 08, 2019

                Winter weather’s elements expose the exterior of your home to certain vulnerabilities, such as moisture causing paint to swell and soften, leading to cracking, blistering, flaking and peeling, as well as inducing the growth of mildew.       ...

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What You Should Know Before Buying a Charlotte NC HUD Home

March 08, 2019

Post by: Nancy Braun, Showcase Realty  What’s a HUD home?Are you thinking of buying a home in Charlotte? Owning a home is something most people look forward to. It is a symbol of stability and security. It is a place of refuge and retreat.If you are looking for an affordable home for sale in ...

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What You Need to Know About Flooding

March 08, 2019

Did you know . . .  The most common and most costly natural disaster is floods.Properties located outside the high risk flood zones account for about 20% of flood claims.Most of the time homeowners’ insurance and renter’s policies do not cover flood damage.Even if there is not a Presidential Disaster Declaration flood insurance can still pay for ...

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Weed killer and cutting the grass in March!

March 07, 2019

As you can probably guess, I live in one of the Southern States. Last weekend I mowed my yard!  Yes, March and I was pushing around that wonderful grass mulching machine. While doing so, I noticed that there were some vines on my garage that have not yet started to grow again.  My first thought was to ...

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The Difference Between Hard and Soft Credit Inquiries

March 07, 2019

If you’ve received credit offer after offer in which you’re “pre-approved” for a certain product, you may wonder how the lender made their decision.The insurance/credit card/mortgage company likely made a “soft” credit inquiry into your report without your permission, allowing them a glimpse of your credit.Soft credit inquiryIn addition to those pre-approval offers, ...

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Never underestimate what a real estate agent does...

March 07, 2019

You may think that the real estate agent’s life consists of basically showing you some properties and getting you to sign some papers and showing up on closing day, while taking several vacations in between working.  Some buyers/sellers may even take an issue with their agent grossing 3% commission on the sale, because you can’t SEE ...

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More Balance For Housing Market In 2019

March 07, 2019

More Balance For Housing Market In 2019Mortgage Bankers Association Chief Economist Mike Fratantoni does sees reasons to be positive about the housing market over the next 12 months."I think next year will be closer to a balanced market for buyers, and because of the strong job market, and because you have a lot of millennial buyers entering ...

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Biggest Challenges For Real Estate Firms Over Next 2 Years

March 07, 2019

March 7, 2019Source: https://magazine.realtor/daily-news/2019/03/07/biggest-challenges-for-real-estate-firms-over-next-2-yearsKeeping up with technology, facing increased competition from nontraditional market participants, and growing concerns over housing affordability are the top challenges that real estate firms say they’re increasingly alarmed about, according to the National Association of REALTORS®’ newly released 2019 Profile of Real Estate Firms. NAR’s report is based on a survey ...

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Weekly mortgage applications rise 3.6%, a sign of hope for the spring homebuying season

March 06, 2019

https://www.cnbc.com/2019/02/20/weekly-mortgage-applications-rise-3point6percent.html?__source=sharebar|facebook&par=sharebar&fbclid=IwAR194WhWn4pWvpU2rNUM1OqTosjCWzpK8O85qnsncBDjjBIXBDb8Pe4gK6s...

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February 2019 Home Sales Manchester TN 37355

March 05, 2019

In February 2019, there were 58 sales in Coffee County, TN. The average square feet was 1730 and average sales price was $175,948.  Thinking of purchasing a home or selling yours? Now is the perfect time!  Call Lora Pratt-Umbarger /  EXIT Realty Partners at 931-723-3300 or 931-272-3784. Visit www.LoraUmbarger.com for up ...

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Your Stress-Free Guide to Shopping for Home Loans

March 04, 2019

With this super-simple breakdown of loan types, you won’t get overwhelmed — you’ll find the right mortgage. When it comes to buying a house, most people know what they prefer: a bungalow or a condo, a hot neighborhood or a sleepy street.Mortgages, too, come in many styles — and recognizing which type you should choose ...

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6 Tips Before You Sell Your Home

March 04, 2019

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Plan Ahead For Your First Home FHA Loan

March 01, 2019

You can never start planning too early when it comes to buying your first home. There are a lot of variables to take into account when planning your FHA home loan including the nature of your home loan itself.FHA Home Loans: Different Loans For Different NeedsThe first-time home buyer who wants to buy real estate that needs repairs ...

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5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

March 01, 2019

Home ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance their home ownership by ...

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