K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Contract Signings Make a ‘Remarkable’ Move

July 30, 2020

July 29, 2020Pending home sales continued to escalate in June, the second consecutive month of increases—and all in the midst of the COVID-19 pandemic. The National Association of REALTORS®’ Pending Home Sales Index showed that each of the four major regions of the U.S. saw an increase in month-over-month contract signings as home buyers rushed out ...

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3 ways Covid19 has changed traditional real estate showings.

July 30, 2020

3 ways coronavirus has changed traditional real estate showings. Most homes are now requiring a covid 19 waiver to be signed prior to viewing the home. This is different in every area so please read the guidelines if you are presented with this form.  Most homes are providing gloves, mask and even hand sanitizer to be used or ...

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Guidance and Support Are Key When Buying Your First Home

July 28, 2020

Guidance and Support Are Key When Buying Your First HomeIn June, the number of first-time homebuyers accounted for 35% of the existing homes sold, a trend that’s been building steadily throughout the year. According to the National Association of Realtors (NAR):“The share of first-time buyers increased in March through June—right into the heart of the pandemic ...

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Stage Where It Counts

July 28, 2020

Stage Where It CountsNot all rooms are equal when it comes to staging.  Only stage where it counts.  You want to focus on the rooms that are most influencial to buyers such as kitchen, master bedroom and living room.  Depersonalize the space - buyers want to be able to visualize the space as their own. ...

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Painting Concrete.

July 24, 2020

Painting concrete requires some extra steps to have a good result.  If it's done properly your concrete sidewalks and patios can take on a new fresh look.  Check out this article for the basics!https://www.houselogic.com/remodel/painting-lighting/concrete-painting/?site_ref=mosaic...

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Homeowners Struggling to Pay Bills in the Coronavirus Crisis

July 24, 2020

Homeowners Struggling to Pay Bills in the Coronavirus Crisis Credit goes to Nadia Evangelou...

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How to Create a Floor Plan

July 23, 2020

In this ever changing world of buying and selling real estate, during 2020 - we see more and more buyers purchasing homes they have never seen 'in person' .Out of state buyers are relying on virtual tours, videos, facetime as some of the means to 'see' the prospective properties.  They often need specific room measurements and ...

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Choosing A Real Estate Agent

July 17, 2020

There are potentially over a million real estate agents in the US, but not all agents have the same knowledge or strive as the next.  Some agents specialize in listing, buying, commercial, industrial, foreclosures, market shares, etc…  Interview and shop your local agents just like you would a mortgage lender or your next potential home.  Until ...

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Rent-to-Own vs Seller Financing

July 17, 2020

While rent-to-own and seller financing may sound similar at first, they are two very different paths to homeownership.  Let’s discuss the differences and pros and cons of each, so you can make a decision that best suits your needs.What is Rent-to-OwnLet’s start by discussing what a rent-to-own contract is.  When renting-to-own the buyer makes ...

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The Housing Market Heats Up as More Americans Return to Work

July 16, 2020

I've noticed in the Birmingham, Alabama housing market, homes are selling fast, especially foreclosures - often with multiple offers and above list-price offers - real estate agents are working extra hard. Below is an article about the nationwide housing market and employment: After a rough spring, the economy is looking up this summer, as nearly 5 million ...

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Bidding Wars Continue to Heat Up

July 15, 2020

Bidding Wars Continue to Heat UpDon’t let your home buyers be caught off guard: They’re likely to face steep competition for the home they want. With a limited number of homes for sale and strong buyer demand, bidding wars are growing more commonplace.Sixty percent of real estate agents reported bidding wars were on the rise in ...

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Protecting Your Credit During the COVID-19 Crisis

July 15, 2020

WHEN A CRISIS HITS, IT’S IMPORTANT TO STAY ON TOP OF YOUR FINANCES AS BEST YOU CAN AND MONITOR YOUR CREDIT.Due to the hardship caused by COVID-19, all U.S. consumers can get free weekly online credit reports now through April 20, 2021 from TransUnion, Experian, and Equifax by visiting annualcreditreport.com.As the coronavirus outbreak continues ...

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I want to sell my home, but I have a pet!

July 15, 2020

There’s no doubt our pets play an important role in our homes. They wait for us to come home after a long day, protect our property, and are there to comfort us when things go wrong. They truly are part of the family. But if you’re trying to sell your home, your four-legged friend could add to ...

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Interest rates still on the LOW!

July 15, 2020

While Covid-19 rates are continuing to increase, one of the benefits succeeding consist of lower interest rates on mortgages. This being said, mortgage lenders are altering their rates and regulations as a result of COVID-19. If you’re in the market for a mortgage, now is the best time to lock in. As mortgage rates are changing daily, overall ...

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Home Design This Summer

July 15, 2020

Bright sunshine, warmer days, and a ton of new trends come with the change in season, and this summer certainly won’t disappoint. In the real estate world, these new trends revolve around the latest and greatest in wall colors and decorations, space savers, and creative living arrangements. We have our eye on a few interesting home décor ...

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The Difference Between Home Warranty & Home Insurance

July 15, 2020

When purchasing a new home, it’s important to do in-depth research on all facets of the homebuying process. One thing you’ll need to understand is how to best protect yourself and your investment if anything were to go wrong. Check out the information on home insurance versus home warranty below to educate yourself on your options.Home ...

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Buying a Bank Owned Property in 2020 is Very Different From 2008

July 15, 2020

Buying a Bank Owned Property in 2020 is Very Different From 2008By Sandra  C Brown GRI Broker/Owner Dream Catcher Realty For many years prior to 2008, the bank who made the loan on the house   foreclosed on it if the buyer defaulted.   The same bank  also  sold the foreclosure  property on the open market.  ...

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10 Garage Sale Truths That’ll Make You Question Ever Having One

July 14, 2020

Garage sales seem like a great way to declutter your home, and pocket a little cash at the same time. But if you haven’t hosted one before, it can be an eye-opening experience.Before you begin lugging everything from your antique china to your Blac Chyna-inspired sunglasses outdoors and setting up shop, you should accept these universal ...

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COVID-19 CREATING CHANGE IN THE WAY REALTORS DO BUSINESS IN 2020 AND BEYOND

July 14, 2020

As a result of the 2020 pandemic, real estate activities have changed dramatically. Normal is still a long way off and may never actually be the same again. As real estate professionals grapple with shelter-in-place orders, partial activities, essential services, phased re-openings, social distancing, and elevated health and travel concerns, they also signal a constantly changing challenge. Real estate ...

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House Hunting? 10 Potential Red Flags to Be Aware of

July 14, 2020

July 8, 2020 by Mekaila OaksTouring and looking at homes can be one of the most exciting steps in the homebuying process. However, it can be easy to get carried away in the excitement and easily overlook details that could become an issue down the road. Whether it’s the location, a too good to be true listing price, ...

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Documents Needed for a Mortgage Preapproval Letter: A Checklist

July 14, 2020

Getting preapproved for a mortgage before you go home shopping isn’t required, but it is a good idea, especially in a seller’s market, where competition among buyers is intense. Unlike a pre-qualification, a preapproval letter lends weight to your bid on a home, proving to sellers that you have the financial clout to stand behind your offer....

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Coronavirus has upended the housing market. Is now the time to buy or sell a home?

July 14, 2020

 The real estate market in Myrtle Beach, South Carolina, has flourished while home sales in Charlotte, North Carolina, dropped off dramatically in the midst of a global pandemic.What does that say about COVID-19’s impact on the industry — and is it still safe to list or buy?Listing numbers and overall interest during the first few ...

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If you sleep on it, it may be gone when you wake

July 14, 2020

The house you looked at today and wanted to think about until tomorrow may be the same house someone looked at yesterday and will buy today...

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Does Your Home Have What Buyers Are Looking For?

July 14, 2020

There’s great opportunity for today’s homeowners to sell their houses and make a move, yet due to the impact of the ongoing health crisis, some sellers are taking their time coming back to the market. According to Javier Vivas, Director of Economic Research at realtor.com:“Sellers continue returning to the market at a cautious ...

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Buying Down your Rate

July 13, 2020

Buying down a mortgage involves someone paying the lender an amount of money in exchange for a reduced interest rate during the first years of a mortgage, often anadjustable-rate mortgage (ARM). Buydowns can occur in other types of mortgages as well, however. They're not limited to ARMs.1 Mortgage buydowns always include principal and interest in the consumers' ...

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