K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

How to Avoid Real Estate Burnout

July 11, 2018

How to Avoid Real Estate BurnoutJune 25, 2018 by Pamela BabcockIt’s 10 p.m. and the smartphone on your bedside table pings, casting a familiar glow. Your partner is asleep, but the seller, who’s closing in three weeks, sent a text. They want the foyer chandelier after all. Do you fire off a hair-trigger response? You might ...

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Advantages of Homeownership

July 10, 2018

 Is owning a home right for you?Becoming a homeowner comes with a lot of responsibility, but also a lot of rewards. To help you decide if owning a home makes the most sense for you, here are some of the main reasons people choose homeownership over renting.It’s a Good InvestmentWhile home prices move in cycles ...

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What Causes Delayed Settlements?

July 09, 2018

It seems as if real estate transactions never close on time or by the date stated in the contract.  While this can be typical in a real estate brokers’ work, this can create a lot of stress and frustration in a buyer or sellers life.  In today’s current market, there are so many factors that can ...

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Maintaining Your AC Unit

July 09, 2018

.An air conditioner filters, coils and fins require regular maintenance for the unit to function effectively and efficiently throughout the years. Here are some ways to improve your comfort and efficiency. 1) Air Filters- the most important maintenance task that will ensure the efficiency of your air conditioner is to routinely replace or clean its filters ,.clogged dirty ...

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Surveys

July 09, 2018

When buying a house in a subdivision one would probably not have a survey but if you are buying a large parcel of land it is always recommended, even if the previous owner has provided you with one. Putting up a fence on a property seems pretty simple but in fact it could be dangerous without a survey....

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Alabama - affordable living!

July 06, 2018

From the breathtaking silky white sand beaches to the crisp breeze that blows across the lush mountains, Alabama's mesmerizing natural wonders is one of the main reason people from across the state choose to migrate here. With the vision of a progressive city and the comfort of a small-town community, life in Alabama affords its residents a life ...

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How to Make Your Bathroom Feel Larger!

July 06, 2018

Small bathrooms can be found in just about any type of home, from condos and townhomes to houses. You wish it was larger but you don’t want to tear down any wall. Try the below tips to help make any small bathroom feel spacious, which means no wall demolition!Brighten The RoomBring in as much light as possible. ...

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How Do I Get My Charlotte NC Home Ready to Sell?

July 05, 2018

Post by: Nancy Braun, Showcase Realty Want to sell your Charlotte NC Home Fast and For Top Dollar?  Here's what you need to do...  Organize and prioritizeAre you thinking of putting your  Charlotte NC home up for sale?  For many sellers, one of the most dreaded tasks is to prepare the home for ...

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The MUST DOs of Buying a HUD Home

July 05, 2018

Always speak with a HUD registered real estate agent. Only a HUD registered real estate agent can represent buyers in the purchase of a HUD home.Get all the facts. Your agent can typically provide you with more info on a HUD home than seen by the naked eye.ALWAYS get an inspection. You never really know what you’...

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Should A Buyer Purchase Title Insurance?

July 03, 2018

 YES…YES…YES…always purchase title insurance. Purchasing an owner’s title insurance can provide the new homeowner with “peace of mind” as it relates to the title involving a property. The fee is a one-time fee that the buyer pays at time of purchase. You never pay this fee again as long as you own this ...

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3 Ways To Increase Your Home Value In The First Year

July 03, 2018

A large waterfall island anchors the design of the remodeled kitchen in February 2018 in Chevy Chase, Maryland. (Photo by Katherine Frey/The Washington Post via Getty Images)My first year of home ownership looked something like this: three bathroom updates, basement renovation, updated backyard landscaping and a heck of a lot of paint. Although my husband and I intentionally planned ...

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Tennessee Renovation Loan Program

July 02, 2018

The Tennessee Renovation Loan Program (TRLP) will help sustain homeownership across the state. The Program Goal is to help provide safe and sound housing to households of low income, veterans, seniors and homeowners with special needs through loans for repairs or improvements.Who is eligible to apply?A resident owner of a 1-4 unit stick-built or manufactured home (single ...

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HHF Down Payment Assistance

July 02, 2018

If you qualify for a Great Choice Home Loan and you’re purchasing an existing home in a designated ZIP Code, you can apply for $15,000 in financial assistance for your down payment and closing costs. The Hardest Hit Fund Down Payment Assistance (HHF-DPA) program is available to Great Choice borrowers who purchase a home in a neighborhood ...

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HIDDEN HOMEOWNER COSTS

July 02, 2018

Factor these hidden costs into your budget when you’re planning to buy a home.Budgeting for buying a home can be difficult enough when you’re just weighing mortgage options and a purchase price. But there are many other factors that go into the cost of home ownership. Some of them are one-time expenses that you’ll pay ...

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Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance?

July 02, 2018

Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance? Is there such a thing as a refund for FHA Up-Front Mortgage Insurance or FHA UFMIP? This mortgage insurance premium is required on FHA loan transactions and must be paid either in cash at closing time or must be financed into the loan amount.FHA ...

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You can’t wait to let those creative juices flow - but those routine maintenance and repairs have you a bit skittish.

July 01, 2018

Are you considering the purchase of a HUD Owned Property?  You have the cosmetic improvements understood and can’t wait to let those creative juices flow - but those routine maintenance and repairs have you a bit skittish. Have you been afraid to purchase your own home, out of a fear of the cost to maintain it or ...

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Advantages of Buying a HUD Home

June 29, 2018

Advantages of Buying a HUD HomeWhen it's time to buy a home, should you consider looking at a HUD-owned property? I say, 'Yes' and that you want to look at HUD homes FIRST because of the many advantages of buying from HUD. Here are just a few: 1) Competitive Prices - ask your Realtor to show ...

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8 Tips on How to Buy HUD homes

June 28, 2018

 Tips for buying HUD homes:Find the right real estate agent. Only real estate agents who are registered with HUD may represent home buyers and investors in the purchase of HUD homes online.  They have to have a special (NAID number).Inspect the property before making an offer.Know if it qualifies for your type of loan or ...

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Middle Tennessee Real Estate Market Update

June 27, 2018

The real estate market is still hot! In the Middle Tennessee area of Manchester, TN; Home sales are up 8% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Median home prices for 2018 are up 8% vs. 2017 year to date.  Thinking of ...

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First Time Home Sellers

June 19, 2018

First Time Home SellersPosted on May 29, 2018 in Uncategorizedhttps://www.kmmrealty.com/myadmin/article-add.php In a seller’s market there s a high demand on re sale properties.  If you currently own a home, it is the perfect time to consider selling and buying another home.   Here are some things you need to consider before you sell ...

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To Be or Not To Be

June 18, 2018

Is that the question?  Yes it is..  Do you want to be a part of the current housing market but can't afford some of the rising costs associated with new construction? There is a great opportunity to be a part of the HUD Home process. HUD releases many of its foreclosed homes back onto the open ...

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101 FUN AND FREE (OR ALMOST FREE) THINGS TO DO WITH YOUR KIDS THIS SUMMER

June 18, 2018

 Places to Go1. Attend an outdoor Summer concert.2. Go see an outdoor Summer movie.3. Visit a new park or playground.4. Visit a farm.5. Tour the firehouse.6. Go to the beach. 7. Visit a botanical garden.8. Visit a museum on a Target Free Day. 9. Go Bowling (kids bowl free).10. ...

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Hidden Figures: 5 Factors That Influence Home Values

June 17, 2018

Hidden Figures: 5 Factors That Influence Home ValuesVery often it’s easy to see why one house comes to market bearing a bigger-than-average price tag, but in other instances, it’s not so obvious. In those cases, it’s likely that a handful of more obscure and hard-to-measure price influencers are at play, according to a study by HouseCanary....

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Five tips for first-time buyers

June 15, 2018

No matter how much time you spend on researching and educating yourself about your home purchase, it’s hard to cover every detail. Here are a few tips for avoiding rookie mistakes with your first home purchase. 1. Save as early as you can: Even if you think you’re years away from buying your first home, try ...

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Freshen up Your Home's Curb Appeal

June 15, 2018

 Freshen Up Your Home's Curb AppealStep outside and use these tips to show off your home to its best advantage this summer.  Time to pack away the winter coats and pull out those Wellies — summer is finally here! With this checklist as your guide, help your home burst into summer with a curb appeal makeover. ...

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