K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Should You Buy a Home Warranty When You Move?

January 06, 2019

Should You Buy a Home Warranty When You Move?By: Marian Whitehttps://www.moving.com/tips/should-you-buy-a-home-warranty-when-you-move/Should you buy a home warranty when you move? For many buyers, home warranties offer peace of mind when it comes to budgeting for home expenses. For others, home warranties are simply a waste of money. Whether or not you need to purchase a home warranty ...

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6 Best Practices for Flipping Houses and Maximizing Profits

January 04, 2019

6 Best Practices for Flipping Houses and Maximizing Profits One of the ways to earn huge profits in the real estate market is through flipping houses. Like any investment endeavor, however, it involves lots of work and risks. It is important to approach this carefully and with as much knowledge as possible. So how exactly do you make ...

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Improve Your Credit Score With These Tips

January 04, 2019

Improving your credit score can help you get approved for loans and credit cards and save you money by getting better rates for financing. While raising your credit score isn't fast or easy, it is possible when you follow some of the helpful tips below.Make Sure Your Credit Report Is Accurate:Every year you're allowed one free ...

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Start the New Year with Less Clutter

January 03, 2019

The start of a new year is a great time to get organized, especially if you’re thinking this is the year you may sell your home.  Getting a jumpstart on it now will eliminate more stress later.  Most every house has some room for improvement when it comes to purging the unwanted clutter.  Don’t ...

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Walking Distance And View Of The Cumberland River

January 03, 2019

Come to Middle Tennessee - great cabin getaway.  View of The Cumberland River from the front porch and from owner bedroom.  The Cumberland River offers water sports, fishing, and boating.   located near the picturesque towns of Gainesboro and Granville - you will feel like you walked back in time - Mayberry USA.  Granville, TN is ...

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TENNESSEE THDA 5% DOWN PAYMENT ASSISTANCE PROGRAM

January 02, 2019

1. Great Choice PlusAnywhere in Tennessee, all homebuyers who qualify for a Great Choice Home Loan can also apply for down payment assistance in the form of a Great Choice Plus second loan worth a maximum of 5% of the home's purchase price.In 2017, approved homebuyers received an average of $7,144 in down payment assistance ...

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$15,000 Down Payment Grant Available!

January 02, 2019

HHF-DPAIf you’re purchasing a home with a Great Choice Home Loan in one of the participating ZIP Codes, you can apply for our HHF-DPA program, which offers $15,000 in down payment assistance. Other qualifications apply.Participating ZIP Codes: SEE LINK AT BOTTOM FOR PARTICIPATING ZIP CODES How It WorksIf you’re approved, your financial assistance comes in ...

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Is a vapor barrier really that important?

January 02, 2019

 Most home builders and repair professionals agree that yes, a vapor barrier should be installed!Crawl spaces below your home usually are dirt floors which can be damp. Water may easily access the space, and the additional moisture increases the risk of mold, mildew, heaving floors, insects, rust, and rot.Some people don’t have a vapor barrier ...

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FHA and HUD Announce Higher FHA Loan Limits For 2019

January 02, 2019

The FHA and HUD have announced higher FHA home loan limits for 2019. The higher loan limits come in part thanks to “robust increases in median housing prices” according to the FHA/HUD official site.Nationwide, the limit for “average” housing markets is set in 2019 at $314,827, an increase from 2018’s limit of $294,515....

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New Year New Home?

January 01, 2019

No matter the age there is always more to learn about purchasing a home. This year may be the year for you. HUD homes are a great choice for you to consider when the time comes. Make sure you find a Realtor that is trained in HUD Homes and we will  make this property go smoothly. ...

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January 2019 Newsletter

December 31, 2018

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The Best Time to Buy a House

December 23, 2018

BY ELIZABETH WEINTRAUB  Updated October 28, 2018 When is the best time of the year to buy a home? Strictly analytically speaking, there are at least two days of the year that give home buyers the edge. Would you like to guess which two days are best for buying a home? Pick out those days and let's see ...

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Why Houses DO NOT Sell in a Strong Market

December 18, 2018

As we approach the end of the year, many homeowners find themselves asking the question, “If we’re currently in a strong real estate market, why won’t my house sell?”Below are the 5 most common reasons why a listing contract will expire:1. The PriceSometimes when the market is hot, homeowners attempt to set ...

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10 Home Trends That’ll Be Hot In 2019 (And 2 That Are OUT!)

December 15, 2018

Each fall, decorators begin to share the interior design trends we can expect to see in the new year. Looking ahead to 2019, bold colors, metallics, and statement ceilings take center stage.If you're planning to put your place on the market and want it to appear like the freshest spot on the block, you need to know ...

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Leveling the Playing Field for Owner-Occupants with a HUD Home

December 14, 2018

In financial circles, there's a saying, a summation of a long held belief:  "Cash is King." But what does it mean? When investing, the best companies to invest in are the companies with the largest cash reserves. It's commonly known when an individual is dealing with a vendor (Chimney Sweep, HVAC Company, a painter, the ...

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FHFA Announces Conforming Loan Limit Increase In 2019

December 14, 2018

FHFA Announces Conforming Loan Limit Increase In 2019 ...

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Top 10 Tips for Selling Your Home During the Holidays

December 14, 2018

The holiday season from November through January is often considered the worst time to put a home on the market. While the thought of selling your home during the winter months may dampen your holiday spirit, the season does have its advantages: holiday buyers tend to be more serious and competition is less fierce with fewer homes being actively ...

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Look around

December 14, 2018

Happy December! Wow, this year has gone by so quickly. It seems like it was just last week that I was talking with a neighbor about how hot it was, and how the cool weather of fall was going to feel wonderful. In the blink of an eye, it is now December! When I stop to think about the ...

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Why should you buy a house during the holiday months?

December 14, 2018

While holiday shoppers are obsessing over finding the ultimate gift deals, tenacious house hunters who buy a home in December compared with other times of the year will save the most money, according to a new study.In fact, buying a home on Dec. 26 can save you as much as $2,500 on the sales price, according to ...

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What does it mean seeing pre-foreclosure auction

December 14, 2018

 I briefly spoke with another Realtor about pre-foreclosures/auctions on Zillow. We’re actually noticing more of these coming up on Zillow. Maybe its because our market has so little inventory and our buyers are becoming more “aggressive” in their search. Potentially in my opinion I think this is a leading indicator of a shift in the real ...

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The Top 10 Plants for Removing Indoor Toxins

December 14, 2018

The Top 10 Plants for Removing Indoor ToxinsSeptember 6, 2017 Written by Greg Seaman Common indoor plants may provide a valuable weapon in the fight against rising levels of indoor air pollution. NASA scientists are finding them to be surprisingly useful in absorbing potentially harmful gases and cleaning the air inside homes, indoor public spaces and office buildings.Editor’...

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7 Reasons to Work With a REALTOR®

December 14, 2018

REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers:Ethical treatment. Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s client, ...

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CONSIDER THIS: WHEN TO REFINANCE

December 14, 2018

Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones:Scoring a lower interest rate. The number one reason ...

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Getting Your Windows Ready for Winter

December 14, 2018

Sealing Air Leaks:https://www.houselogic.com/organize-maintain/home-maintenance-tips/home-air-leak-seal-tips/...

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Selling Your Home During Christmas

December 13, 2018

Selling your home during Christmas.  I know it is busy but it also a Great time to sell.Homes are always beautiful during the holidays. They smell good and have a cozy feeling.Try very hard not to turn down any showing. Most people looking during this time of year are very serious about buying.  Agents need ...

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