K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

From our Family to You and Yours

December 14, 2017

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Home Solar power. Could this be a good option ?

December 14, 2017

As the price of everything keeps going up and up, some of us may find ourselves asking if solar power makes sense. It certainly is a grand idea, especially since today’s technology has improved drastically from first prototypes. That being said, there are many factors that should be considered before making an important long-term decision concerning the installation ...

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Avoid bursting pipes (and costly repairs) this winter with these simple tips

December 14, 2017

 According to the insurance company Chubb, homeowners are more likely to experience water damage during the winter than any other time of year."In the wintertime, the water in the pipes gets cold; it freezes," Jim Magliaro, Risk Consulting Technical Leader at Chubb, told TODAY national investigative correspondent Jeff Rossen. "Water goes everywhere."How ...

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TELL CONGRESS: KEEP THE DOOR OPEN FOR HOMEOWNERS

December 14, 2017

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Home Buying 101: 203k Your Way from Deplorable to Adorable

December 14, 2017

In a blog a few months ago, I talked a little about what FHA Uninsurable means, and the financing options for the FHA Uninsurable (UI) home. One such option is an FHA 203(k). Right now, in our market, inventory is so low that "ugly" houses that would have taken months to sell a few years ago are ...

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Things Homebuyers Want Most

December 14, 2017

Things that today’s homebuyers want most. There is big shortage on resale inventory in today’s market.  Some even call it a seller’s market.  This means that demand is high for existing homes for sell. Particularly under 200k in most areas.  If you are considering selling your home, here are somethings to note ...

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What You Need To Know About Homeowners Insurance

December 13, 2017

December 13, 2017When purchasing a home you definitely want to make sure you have insurance coverage on the property and your personal belongings.  If you have a loan on the property, the lender will require homeowners insurance.  But make sure you understand what type of coverage you are getting.  Below is a list of the different ...

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Things You Need to Know About Home Insurance

December 13, 2017

Things You Need to Know When Buying Home InsuranceThere is no one-size-fits-all home insurance policy. Insurance policy costs depend on the home’s location, age, size of the deductible, and coverage level. This is a list of some important things you should consider.1. LocationAlong with size, construction type, and overall condition of the house, location plays a big ...

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Why to buy in December

December 13, 2017

December and New Year’s Day give you the perfect occasion to buy real estate. Not only can you pick up a bargain property from a motivated seller, you can save on your purchase expenses.1. Home shoppers put off looking for a home because of holiday decorating, shopping, and parties. Plus, the cold weather makes home buyers prefer ...

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'Tis the season to be house hunting

December 13, 2017

'Tis the season to be house hunting. Yep, you heard us right; if you're looking to score a deal on your dream home, the end of the year is a great time to do it. Now, you may be asking yourself, "Who would want to trek to open houses in 20-degree weather when you could be ...

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How Much Home Can I Afford?

December 11, 2017

A step towards a home you can call yoursYou've decided it is time to take the next step in achieving independence. You need more space for the business you ran at home. Your family is growing.These are a few of the reasons why you may need a new home, which leads you to wonder how much home ...

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Organizing your home for a successful New Year!

December 11, 2017

There’s no better time to clean out, donate and organize than right before the start of the new year.  It’s a way of cleaning that prepares you for a clutter free, less stressful year!Attic/basement/outbuilding:  When putting away Christmas decorations, pack things together where it will be easy to find next year when you’re pulling ...

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Holiday Home Decorating Safety Tips

December 08, 2017

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Peanut Butter and Honey

December 07, 2017

Peanut Butter and HoneyEveryone has heard about how well peanut butter and jelly go together right? Well does it really? Jelly causes the bread to slide around. It doesn’t stay put. Sure it might taste great but sometimes it isn’t the best choice. Honey! Oh that sticky sweet ooey gooey goodness that attaches to just about anything. ...

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Real Estate Terms

December 07, 2017

Real Estate Terms Real Estate terms can be a foreign language for some buyers.  It can often be intimidating when you are not in the day to day operations of home buying or selling. Below are some great definitions for basic real estate knowledge.  Remember, no question is a dumb question.  Always ask your real estate ...

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Top Deal Killers For Home Buyers

December 06, 2017

Falling in love is exhilarating. It can also be a bit scary, especially when a home has captured your heart. What if something goes wrong and you end up not spending the rest of your life with this stack of brick and mortar you're lusting after? No matter how careful you are, some deal killers are unavoidable. ...

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Montgomery Alabama shifts to attract  Younger Generation

December 06, 2017

Montgomery has a deep rich heritage, but it’s downtown and Riverfront areas are currently undergoing renovations to attract more families and young professionals.  In an article featured in “Know the Community” Winter/Spring 2017 addition, Anna Buckalew of the Chamber states “Montgomery offers an excellent quality of life on a number of fronts – amenities, cultural, ...

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9 Common Real Estate Myths that Plague Buyers

December 06, 2017

9 Common Real Estate Myths That Plague Buyers and SellersEven though most people are rarely part of a real estate transaction, everyone believes they are an expert.By Teresa Mears, Contributor |Aug. 4, 2015, at 10:34 a.m.While there's a prevailing belief that buying without a real estate agent will save you money, the truth is you'...

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Five Tips to selling your home during the "slow season"

December 05, 2017

Five Tips to selling your home during the “slow season”We have all heard the “don’t list your home now, it’s the slow season!” Well, I would beg to differ on that logic! There are some of the most serious buyers looking during fall and winter months. Most sellers don’t get as many ...

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Warning Signs of Underlying Property Defects

December 05, 2017

Warning Signs of Underlying Property DefectsDaily Real Estate News | Monday, December 04, 2017When you and your buyers are touring open houses, tell them to watch for signs of larger issues with the property. Jenna Dougherty and Greta Eoff of the DeMasi Group at Keller Williams Realty in Davis, Calif., shared items that should raise alarms for buyers.Overpowering ...

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Five Ways to Increase the Value of Your Basement

December 04, 2017

FIVE WAYS TO INCREASE THE VALUE OF YOUR BASEMENTThe basement is usually an afterthought in homes, especially if it’s not already finished when you move in. The lack of natural light compared to the ground floor and above doesn’t always make for the most inviting space. However, there are plenty of ways to improve your basement that ...

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Top 5 Secrets All Real Estate Investors Should Know

December 04, 2017

Top 5 Secrets All Real Estate Investors Should KnowNovember 25, 2017 by VanNess Vaughn The primary goals of a real estate investor are to generate a steady cash flow and make a profit. In other words, you need to make a return on your investment, which means the investor buys the property at a realistic price then rents it ...

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Emergency Preparedness Essentials

December 01, 2017

 Emergency situations such as fire, extreme weather and power outages can happen without warning. By taking the time to prepare for a possible disaster now, you and your family will be equipped to handle a crisis if one ever occurs. Fire Escape Route and Meeting SpotIt can take a mere five minutes for a fire to engulf ...

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These Real Estate Trends Will Be Game-Changers in 2018

November 29, 2017

Game-changer no. 1: Supply finally catching up with demandAfter three years of a crushing shortage of homes for sale, the realtor.com economics team is predicting that the shortfall will finally ease up in the second half of 2018.“The majority of the year should be challenging for most buyers, but we do expect growth in inventory starting ...

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3 Budget Friendly Fall Home Projects

November 29, 2017

If you are an avid Do It Yourself’er, you like to make improvements around your home while saving money at the same time. The arrival of fall brings with it the opportunity to make some simple improvements to your home to prepare for the colder temperatures. Here are three budget-friendly projects you can tackle this fall!Install Ceiling ...

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