K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Why should you buy a house during the holiday months?

December 14, 2018

While holiday shoppers are obsessing over finding the ultimate gift deals, tenacious house hunters who buy a home in December compared with other times of the year will save the most money, according to a new study.In fact, buying a home on Dec. 26 can save you as much as $2,500 on the sales price, according to ...

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What does it mean seeing pre-foreclosure auction

December 14, 2018

 I briefly spoke with another Realtor about pre-foreclosures/auctions on Zillow. We’re actually noticing more of these coming up on Zillow. Maybe its because our market has so little inventory and our buyers are becoming more “aggressive” in their search. Potentially in my opinion I think this is a leading indicator of a shift in the real ...

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The Top 10 Plants for Removing Indoor Toxins

December 14, 2018

The Top 10 Plants for Removing Indoor ToxinsSeptember 6, 2017 Written by Greg Seaman Common indoor plants may provide a valuable weapon in the fight against rising levels of indoor air pollution. NASA scientists are finding them to be surprisingly useful in absorbing potentially harmful gases and cleaning the air inside homes, indoor public spaces and office buildings.Editor’...

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7 Reasons to Work With a REALTOR®

December 14, 2018

REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers:Ethical treatment. Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s client, ...

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CONSIDER THIS: WHEN TO REFINANCE

December 14, 2018

Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones:Scoring a lower interest rate. The number one reason ...

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Getting Your Windows Ready for Winter

December 14, 2018

Sealing Air Leaks:https://www.houselogic.com/organize-maintain/home-maintenance-tips/home-air-leak-seal-tips/...

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Selling Your Home During Christmas

December 13, 2018

Selling your home during Christmas.  I know it is busy but it also a Great time to sell.Homes are always beautiful during the holidays. They smell good and have a cozy feeling.Try very hard not to turn down any showing. Most people looking during this time of year are very serious about buying.  Agents need ...

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Common Problems and Hidden Costs of Buying an Older Home

December 13, 2018

All homes are going to have pros and cons but much older homes can have some hidden (and not-so-hidden) issues that can become costly and need to be considered before purchasing.  Consider just a few items that you'll want to watch out for:Hazardous materials, specific asbestos and lead which are very commonly found in older homes.  ...

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FHA 203B Loan

December 13, 2018

FHA 203B LoanThis loan and these HUD properties  have equity built into them, due to the price that is typically accepted for HUD foreclosed properties. This loan process is available for owner occupied buyers only, or people who are buying a home to live in. It cannot be an investment or second home property.  All active buyers can ...

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3 Reason You Need Title Insurance

December 11, 2018

When you buy a home, you’re buying the land, house or any physical structures on the property. More importantly, you’re purchasing the legal rights of ownership of the property referred to as “title”, which are evidenced by the deed to the property.The deed of the property states that you own the property and that it ...

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Make your clients remember your business this holiday season by giving them one of these special gifts.

December 11, 2018

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Jumpstart the New Year: 3 Goals to Sell Your Home

December 11, 2018

The New Year is the perfect time to jump right in and start fresh in your current home! Need ideas? Here are a few real estate goals that you can achieve this year.Fix Those Pesky Maintenance IssuesMaybe it’s a leaky faucet. Maybe it’s a drafty window. Maybe it’s a clogged shower drain. You can probably ...

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Weekday Mornings Are Hot for House Hunting

December 11, 2018

Weekday Mornings Are Hot for House HuntingDecember 6, 2018   House hunters like to search for homes online during their workday, a new survey shows. The peak times for consumers to search for home listings are between 9 a.m. to 5 p.m. on the weekdays. The most popular time is Friday at 10 a.m., according ...

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What to Know About Fireplace Care and Maintenance

December 10, 2018

Don't sneeze with a match in your hand! Safely lighting a fireWhen starting a fire, open the fireplace doors and place your kindling, logs and newspaper inside. Open the damper and a window a couple of inches. Always open a window when lighting a fire to encourage the smoky air to go up the chimney. Light a match ...

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November 2018 Middle Tennessee Real Estate Update

December 10, 2018

In the Middle Tennessee area of Manchester, TN; the number of home sales is up 15% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Average home prices for 2018 are up 10% vs. 2017 year to date.  Thinking of purchasing a home or selling yours? ...

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Interest rate trends for 2019, a look into your future mortgage..

December 10, 2018

While all mortgage rates depend on buyer’s credit, down payment amount, type of loan, and more, they do reflect the overall market levels. At the beginning of 2018 mortgage interest rates averaged around 4.08%. Mortgage rates in 2018 have averaged around 4.38% totals, with the average 30 year loan around 4.93%. There is some split ...

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Selling a Home in the Winter

December 10, 2018

Real estate is a year round activity.  However, there are some advantages, as well as disadvantages, when trying to sell in the winter months.  Pros of selling a home in the winter: There are more motivated buyers.  If a buyer is out looking in the cold, snow, and shorter days, then they are serious buyers.  ...

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How How Do You Empower Women In Commercial Real Estate?

December 09, 2018

Written: Apr 18, 2018, 09:00amPost written by: Susan Tjarksen / Forbes Real Estate Council CommunityVoiceRetrieved on 12/09/2018 from:  https://www.forbes.com/sites/forbesrealestatecouncil/2018/04/18/how-do-you-empower-women-in-commercial-real-estate/#7cd553c05cf7How do we empower women in commercial real estate? How do we help elevate women, support working mothers and encourage female entrepreneurialism in this industry? I was recently discussing these issues on a panel at Harvard’s Real Estate ...

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2008 Vs. Now: Are Owners Using Their Homes As ATMs Again?

December 07, 2018

Over the last six years, we have experienced strong price appreciation which has increased home equity levels dramatically. As the number of “cash-out” refinances begins to approach numbers last seen during the crash, some are afraid that we may be repeating last decade’s mistake.However, a closer look at the numbers shows that homeowners are being much ...

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The Cherohala Skyway

December 07, 2018

There are many things that may affect soneone's decision when considering an area to relocate. We have one in our area. The skyway was dedicated in 1996, and is over 40 miles long. The name Cherohala was derived from 2 national forest names. The Southern Cherokee National Forest, TN., and the Nantahala National Forest, N.C. They connect ...

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Charlotte NC Home Selling Mistakes – and How to Avoid Them

December 05, 2018

Post by: Nancy Braun, Showcase Realty  When you’ve decided to sell your Charlotte home, did you brace yourself for future concerns and challenges? The travails of many home sellers are well-documented online, and if you happen to be fond of reading about it, it can be easy to be overwhelmed by it all. No wonder many ...

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Where Are Interest Rates Headed in 2019?

December 05, 2018

The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search.Below is a chart created using Freddie Mac’s U.S. Economic & ...

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5 Simple Ways to Cut Heating Costs

December 04, 2018

5 Simple Ways to Cut Heating Costs  Every year the debate is the same. Some of your friends and colleagues are going on and on about how much they hate winter. You, being the positive thinker in the group, say how much you love it! Bring on the snow, you say! I applaud your winning attitude! The world ...

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Secrets For a Stress Free Purchase

December 04, 2018

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FHA One-Time Close Construction Loan Rules

December 03, 2018

What do borrowers need to know about FHA One-Time Close construction loans? There are two very important areas to keep in mind. One involves the lender’s specific requirements to qualify for this single-close construction loan, and the other involves FHA loan rules.The two are not always identical and this is something to be aware of when going ...

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