K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Four Creative Financing Options For Real Estate Buyers

August 13, 2018

Financing a home is one of the most critical factors for buyers looking to purchase real estate. In fact, for individuals with bad credit, financing can be a big issue. However, bad credit does not have to prevent you from purchasing real estate. 1. Seller or Owner FinancingIn 2017, there were 89,779 owner-financed notes, which totaled $17....

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Don'ts during loan process

August 12, 2018

Don’t Make purchases, add new accounts, increase account balances unnecessarily, car, refrigerator, etc. while your loan is in processDon’t pay off loans, collections etc., while in process.  Changes in credit status can be significant.Refrain from selling any major items without creating a paper trail ie. Bill of Sale, copy of checkAny deposit over $100 must ...

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In's and Out's of Renting Property

August 11, 2018

 Veneta Ford | Veneta Ford Group, Inc | Raleigh NCThe Triangle’s real estate market has made tremendous strides over the past decade, making it a great time sell a home. However, retaining a property and renting it out to tenants can be as sound of an investment as selling. If you decided to rent your home and ...

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How To Avoid Roadblocks Before Closing On Your New Home

August 10, 2018

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What to Look For In A Mortgage Planner

August 10, 2018

Finding the right mortgage planner is no different than hiring someone for a job. It is easy to think about the process more than the person, but choosing your mortgage planner is no different than hiring a lawyer or an accountant. This person will guide you through the largest financial transaction of your life, so don’t leave it ...

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Choosing a Charlotte NC REALTOR® to Work with in 3 Easy Steps

August 09, 2018

Post by: Nancy Braun, Showcase Realty  The many roles of an agentChoosing the Charlotte NC REALTOR® to work with is one of the most important decisions you’ll make when you’re selling your home.One of the common mistakes I see many first time home sellers do is list their homes with the first agent they ...

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Homeownership Rate Jumps to 4-Year High as More Americans Make Gains

August 09, 2018

Homeownership Rate Jumps to 4-Year High as More Americans Make GainsBy Andrea Riquier | Jul 27, 2018 Website: https://www.realtor.com/news/real-estate-news/homeownership-rate-jumps-4-year-high-americans-make-gains/More Americans became homeowners in the spring, and the number of renters decreased, adding to evidence that consumers still aspire to ownership despite ongoing housing market headwinds.The national homeownership rate rose to 64.3% in the second quarter, ...

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Keep those pesky animals out of your house!

August 09, 2018

Since Summer is on the downhill side, and cooler weather is around the corner, here is a little advice to make your Winter a bit more pleasant.When the weather starts to change, rodents, squirrels, chipmunks and the like, start looking for warm places to nest for the Winter. Unfortunately, attics are a place that offer shelter, warmth and ...

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TOP 10 OVERLOOKED QUESTIONS WHEN PURCHASING A HOME

August 09, 2018

  Top 10 Overlooked QuestionsWHEN PURCHASING A HOME  1. Where is the Seller's Disclosure ? ( Even if you are in love with a home, be aware of all of it's flaws.)2. What is the home zoning guidelines ? ( This is especially important if you want to make structural changes to the home.) 3....

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You need to know these three home buying myths before purchasing a home.

August 09, 2018

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Millionaire To Millennials: Owning Your Home Can Help You Retire Sooner!

August 08, 2018

In a CNBC article, self-made millionaire David Bach explained that: “Buying a home is the escalator to wealth in America. Homeownership can also help you retire early, that is, if you pay your mortgage off.”Bach suggests that homebuyers should, “Take out a 30-year mortgage, but with the intention of paying it off in 25, ...

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What is a 'pre-approval' and why is it so important?

August 08, 2018

Call up a local realtor about a property that you’re interested in seeing and the agent might ask you if you have a pre-approval letter before agreeing to show you the property.  Why is that so important?  Can’t they just show me the property if I’m an interested buyer?Getting a pre-approval from a ...

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August 2018 Middle Tennessee Market Update

August 08, 2018

The real estate market is still hot! In the Middle Tennessee area of Manchester, TN; Home sales are up 8% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Median home prices for 2018 are up 8% vs. 2017 year to date.   Thinking ...

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HOW TO STAGE YOUR HOUSE

August 08, 2018

HOW TO STAGE YOUR HOUSEClean everything!This includes the outside as well as inside.  Mow the lawn, remove chipped paint, wash the windows, and power wash dirty siding or porches. Then move inside. Clean the kitchen, bathroom, and all other room thoroughly. Remove cobwebs, dirt, and dust.Rearrange the furniture!Move around the furniture to optimize space. Try ...

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Patio Shade Ideas

August 07, 2018

Patio projects at budget prices. https://www.houselogic.com/by-room/yard-patio/patio-designs-on-a-budget/?site_ref=spotlight...

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Get your home ready for cooler weather while it's still nice outside.

August 07, 2018

Exterior prepClean out the gutters. N.Start composting. Clean outdoor furniture and gardening tools. Plant bulbs for spring-blooming flowers. Interior prepPrepare your furnace for winter duty. IClean the fireplace and chimney. Keep the warm air inside and the cold air outside. Light the way. Bring as much light into your home ...

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Redefining when the mortgage process starts

August 07, 2018

POSTED ON AUGUST 7, 2018 - 10:16 AM BY GREG BUTLERIf you ask mortgage professionals when the mortgage process starts, their answer is likely to be, “When the consumer fills out the 1003 application.” That is incorrect.The mortgage process really begins when a consumer decides to buy a home, and lenders aren't the only ones ...

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Mortgage rates are on the RISE, the time to buy is NOW!

August 06, 2018

Mortgage rates are expected to rise via the Federal Reserve up to 3 or 4 times in 2018. This can mean your mortgage will be much more expensive by the end of 2018 than the beginning. The Mortgage Bankers Association, the National Association of Realtors, and Realtor.com conclude that this could affect the 30 year mortgage interest rates ...

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Tax Credits

August 06, 2018

NC home advantage tax credit could make your new home an atttraction option for first time buyers. With MCC a newly built home are eligible for a tax credit u to 50% of the annual interest paid, savign your buyers up to $2,000 per year on their federal income taxes for every year they occupy their home as ...

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High-Resale Value Projects You Can Tackle In a Weekend

August 03, 2018

by Megan Wild “There’s no place like home,” as the old saying goes. That’s especially true when it comes to an investment. You live in and love your home, but there might come a time when you have to leave it. And when that time comes, you’ll want to get as much money ...

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6 simple steps to buying a home

August 02, 2018

https://www.bankrate.com/finance/mortgages/6-must-dos-before-buying-a-home-1.aspx6 things you must do before buying a homeBuying a home is a huge investment, probably the most significant purchase of your life. It’s not something you should do without preparation.Before you start on the road to homeownership, make sure you are ready.6 simple steps to buying a houseStep 1. Improve your credit ...

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What to Expect During a Home Inspection

August 02, 2018

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    6 Smart Ways to Build Home Equity

    August 02, 2018

     Want to create wealth through homeownership? Build equity.Home equity is the percentage of your home’s value that you own, and it’s key to building wealth through homeownership. Let’s take a closer look at how to build home equity without blowing your budget — and how to access it when you need it.How much ...

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    August Home Maintenance

    August 02, 2018

    Can you believe August is here?! Soon school will be back in session, the leaves will be changing colors, and pumpkins will be literally everywhere! Here are a few tips to keep your home running smoothly as we say goodbye to summer and gear up for a new school year. OUTDOOR MAINTENANCEChange out your HVAC filterAre your rooms ...

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    WHY, WHEN, AND HOW DID HUD BEGIN?

    August 01, 2018

    Why, When, and How Did HUD Begin?Here is a short 5 minute video from 2016 – at the time of the 50th Anniversary of The Department of Housing and Urban Development.   An interesting look at the need identified, the vision and the implementation.This link is take from HUD’s official YouTube Channel.   Copy ...

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