K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

1st time buyer options

June 11, 2018

Millennials make up the largest share of home buyers, low housing inventory and higher home prices are still keeping many out of the market. The NC housing finance agency offers affordable mortgage options statewide to turn these would be buyers into owners. The NC home advantage mortage offers stable fixed rate loans and down payment assistance up to 5% ...

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The Pros & Cons of Owning Rental Property

June 11, 2018

The economics of buying rental property for current income and long-term capital appreciation have not been more favorable for a generation or more than they are right now, unless you were smart enough, or contrary enough, to buy at the bottom of the Great Recession of 2008. This is especially true with the passage of the 2017 Tax Cuts ...

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What Questions Should You Ask Before Buying a Charlotte NC Home?

June 11, 2018

Post by: Nancy Braun, Showcase Realty  On the verge of signing a Charlotte home for sale contract? Read this first.  After years of saving and months of planning and searching, you’re now ready to buy a home. You’ve found one you love and you’ve created a payment plan. Before you take the ...

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FIVE TIPS FOR A BETTER CLOSING DAY

June 08, 2018

FIVE TIPS FOR A BETTER CLOSING DAYBuying a home can be a long process. The last thing you want after all your time spent searching for homes and getting the best mortgage rate is to have everything go wrong on closing day. Here are five tips that’ll ensure it goes smoothly. 1. Schedule a date that works ...

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Yard care = time and money

June 07, 2018

When looking for a home, it’s important to think of how much yard you can afford to upkeep, as well as how much time you have to maintain it on a regular basis.Here are some things to consider:Lawn equipment.  Mowers are costly but can last many years if properly cared for.  You’ll need to ...

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FHA helps millions of Americans with low down payments

June 06, 2018

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Pruning Maple Trees

June 06, 2018

Curb appeal: Take care of the trees. This Old House-Pruning Trees ...

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Summer Home Check List!

June 06, 2018

1. Inspect your irrigation system. To avoid repairs, inspect your irrigation system from the backflow preventer to the valves. Be on the lookout for eroded soil, faulty valves, and soggy ground.2. Install solar window screens. Solar window screens are beneficial for heat reduction and privacy. They also reduce dust.   3. Clean out your garage....

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Looking to purchase? Check out Wilmington NC

June 06, 2018

Wilmington is an ideal place to settle down. As a college town, there likely has been and will continue to a large amount of graduates looking to stay in Wilmington just a little bit longer and purchase their first home. The median home value is around $210,000 and while home values have increased about 8.9%, they are ...

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Final Walk-throughs

June 06, 2018

The final walk-through in real estate is intended to allow the buyer to confirm the home is in the same condition as when they made their offer and had the home inspected. It gives the buyer a chance to make sure all the agreed-upon work has been done to specifications, and that everything is in working order.Here ...

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It's a Sellers Market in SE Tennessee

June 06, 2018

A famed anthropologist Dr Louis Leakey once said “Observe and be alert. It is the first rule of science. It is also the first rule of survival.” I might add this is key to successfully buying a HUD property in today’s market. Inventory is tight in our area, initially giving sellers the upper hand. I recommend ...

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Natural cleaners without the chemicals!

June 06, 2018

              Chemical free cleaning for your home!               Today, there is a plethora of detergents and cleaners that do a great job on those pesky household cleaning job. The            ...

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Showing HUD Homes

June 05, 2018

Showing HUD Homes.Always make appointments with buyers to meet at home during daylight hours. Hud homes are very easy to show you do not need a appointment as long as you are a Realtor. Never give a code or key to customer . Hud homes do not have power on showing have to be during day light hours. ...

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The 10 Commandments of Buying a Home

June 05, 2018

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4 Steps To Follow When Presenting An Offer In Today’s Market!

June 05, 2018

So, you’ve been searching for that perfect house to call a ‘home,’ and you’ve finally found it! The price is right, and in such a competitive market, you want to make sure that you make a great offer so that you can guarantee that your dream of making this house yours comes true!Below are ...

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Surge in First Time Buyers with Freddie Mac mortgages Q1 2018

June 05, 2018

Surge in First Time Buyers with Freddie Mac mortgages Q1 2018 First-time homebuyers made up almost half of the new mortgages issued by Freddie Mac in the first quarter this year, according to an article from Bloomberg.“This is a millennial-driven rise,” Freddie Mac Chief Economist Sam Khater told Bloomberg in a phone interview.“You’ve ...

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Tips to Avoid Foreclosure

June 05, 2018

 Over the years, Gibbs Realty and Auction Co., Inc. has specialized in listing, marketing and selling government owned and bank owned properties. It has been a blessing to be able to offer affordable housing  and to work with and help buyers become homeowners while holding homeowner education events and seminars to help prevent  foreclosure. But we also see ...

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MOVING MADE "EASIER"

June 05, 2018

MOVING MADE "EASIER" We we all know moving isn't always fun whether you are moving from a one room loft or a 5000 square feet house.  There are several ways to make your move go smooth.  1. Get rid of things you don't use or need any longer before packing. Fewer boxes means less ...

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20 Ways To Keep Motivated While Moving

June 04, 2018

 1. Stop Endless “Mind Chatter”. Stay Focused In The Moment.Under stress, your mind can become an endless recording of negativechatter. “I can’t do this.” “I should have done that.” “What if thisdoesn’t work?” “What if that happens?” In an effort to halt such anenergy drain, try ...

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Alabama housing

June 04, 2018

If you're looking for a state with an undeniabe charming, comfortable, and downright American.....then Alabama is the location for the perfect home you've been searching for. With breathtaking shorelines, low costs and some of the kindest neighbors you'll ever meet. And if you're moving to Alabama, it doesn't matter which town you live ...

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Why Is Your Credit Score Low When You Pay Your Bills on Time?

June 04, 2018

There are many factors that go into determining your credit score.  One of the main factors is paying your bills on time.  But there are other factors that affect your score that you may not even be aware of.  Below are a few items that you can control and help your score. Having too many ...

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7 THINGS A FIRST-TIME BUYER SHOULD DO BEFORE STARTING A HOME SEARCH

June 02, 2018

Buying your first home is a big step! It’s wonderful to dream dreams, and it’s easy to get swept up in the excitement of searching property sites like realtor.com. Before going too far, however, it’s a good idea to hit the “pause” button and consider these more serious points.   1. Know when ...

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HOW TO GET THE MOST OUT OF YOUR HOME BUYING EXPERIENCE

June 02, 2018

GET PRE-APPROVED YESTERDAYThere are several reasons why it is crucial to get pre-approved for your mortgage prior to looking at homes. Here are a few:*If you work with a purchase price and fall in love with a home, you may not know what the monthly payment looks like. Add taxes and insurance with your loan officer so that you ...

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FHA vs Conventional Mortgage Types

June 01, 2018

FHA vs. Conventional Mortgage TypesLet's take a look at both mortgage types to help you decide what's right for you.Is a Conventional Loan Better than FHA?What loan is right for me? My neighbor refinanced with an FHA loan, should I get that type of loan too? If you are first time home buyer or looking ...

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Tips for summer living

May 30, 2018

During the summer we ask ourselves, "Why am I    out of control".  You had so many plans for the summer, to get caught up, to paint that dresser, hold the yard sale, but life got in the way and things did not happen.This scenario is all to common- but there is good news. There is ...

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