K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

5 Tips for first Time Home Buyers

January 04, 2018

5 Tips for First Time Home BuyersThe average age for first-time home buyers in the U.S. is around 33, a relatively young age for such a big life choice. That said, buying your first home at any age can be a stressful and time-consuming experience.Luckily, there are a few crucial pointers that will help make the journey ...

Read The Full Article


Reliable Tactics For When the Appraisal is Low

January 04, 2018

RELIABLE TACTICS FOR WHEN THE APPRAISAL IS LOWFew things in the home buying process are more frustrating than having your offer accepted, only to have the appraisal fall below your offer. But all is not lost! If the appraisal comes in below your offer, there are several tactics and strategies that can lead to a happy solution.Get a ...

Read The Full Article


How To Prevent Home Mold Growth In Winter

January 04, 2018

...

Read The Full Article


How To Prevent Home Mold Growth In Winter

January 04, 2018

...

Read The Full Article


INCREASED LOAN LIMITS FOR 2018 FHA LOANS!

January 04, 2018

INCREASED LOAN LIMITS FOR 2018 FHA LOANSOn December 7, 2017, the Federal Housing Administration (FHA) announced a new set of FHA loan limits for 2018. As we predicted in a previous blog post, the limits are being increased for 2018, due to significant home-price gains that occurred over the last year or so.  These maximum loan amounts ...

Read The Full Article


How Much Is My FHA Home Loan Down Payment?

January 04, 2018

How Much Is My FHA Home Loan Down Payment?What is my FHA home loan down payment? It’s an important question to ask as early as possible in the home loan planning process.You will need to save up for an FHA loan down payment and there are a few variables that will factor in when it comes ...

Read The Full Article


Higher FHA Loan Limits For 2018

January 03, 2018

The FHA has announced FHA loan limits for 2018, and the new numbers mean good news for those looking to buy a home in the new year. The “national conforming loan limit” for 2018 is set at $453,100, up from last year’s limit of $424,100 (see below). The higher limit means more potential borrowing power ...

Read The Full Article


Exploding Trees? 5 Shockers That Can Make a House Catch Fire

December 21, 2017

1. Exploding treesIf you have any eucalyptus trees on your property, watch out!"Many Southern California homes are adjacent to eucalyptus trees, which tend to explode during fire season," Los Angeles real estate developer Tyler Drew tells realtor.com®. Eucalyptus oil is highly flammable, so when brush fires bake these trees from underneath, they can ...

Read The Full Article


10 Questions to help you declutter for the new year

December 20, 2017

In this blog I will help you with ways to declutter so you can start 2018 fresh.  There are 10 questions to you declutter:1.  Is this item something I use regularly?2.  If not, is it something I love?3.  Am I keeping this out of obligation or expectation?4.  Am I holding onto ...

Read The Full Article


Staging a home to sell!

December 20, 2017

Thinking of putting your home on the market? Is your home "stage ready"? Sellers often think they need to hire a professional to stage their home to sell however there are many ways you can stage on your own at very little cost. Curb appeal is key, walking up to a decorative door mat, and some potted flowers ...

Read The Full Article


Home Ownership Opportunities Workshop Hosted By Showcase Realty, A Huge Success

December 19, 2017

Hosted at the Showcase Realty offices at South Mint Street in Charlotte, NC, our Home Ownership Opportunities Workshop on December 14, 2017 was almost house full with eager home buyers and investors interested in learning about the overall homebuying process, as well as the merits of buying a HUD home.  Nancy Braun, Showcase Realty's Owner and ...

Read The Full Article


Myths about the home buying Process

December 19, 2017

Myths About the Home Buying ProcessUrban Legend                                                                       FactA 20% down payment required                         ...

Read The Full Article


HOME SELLING DURING THE HOLIDAYS

December 19, 2017

Below are some tips to help sell your home during the holiday seasonDeck the halls, but don’t go overboard. Homes often look their best during the holidays, but sellers should be careful not to overdo it Hire a reliable real estate agent That means someone who will work hard for you even during this time of the ...

Read The Full Article


Real Deal at Greenville: Guide for HUD buyers

December 17, 2017

Nicknamed as “The Spirit of the East” or "The Emerald City", this 10th most populous city in North Carolina is really soaring its name in terms of Real Estate industry. From schools, shopping malls to tourist attractions, owning a house in Greenville is the real deal. Purchasing a property can sometimes be intimidating, plus the planning process ...

Read The Full Article


10 Tips for Buyers and Sellers

December 15, 2017

In this blog,  I wanted to give 10 tips that can be used to help the buying and selling process. For Sellers1.  Clear Clutter- Tackle one room at a time. Separate into keep, donate, toss2.  Get Packing - Start packing the things you want to keep but won't use for a while3.  Research ...

Read The Full Article


Great gift ideas for loved ones who are selling their homes

December 15, 2017

...

Read The Full Article


Should You Buy Now or Wait?

December 15, 2017

Should You Buy Now or Wait?Infographic ---Some Highlights:- The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time.- Freddie Mac predicts interest rates to rise to 4.4% by next year.CoreLogic predicts home prices ...

Read The Full Article


From our Family to You and Yours

December 14, 2017

...

Read The Full Article


Home Solar power. Could this be a good option ?

December 14, 2017

As the price of everything keeps going up and up, some of us may find ourselves asking if solar power makes sense. It certainly is a grand idea, especially since today’s technology has improved drastically from first prototypes. That being said, there are many factors that should be considered before making an important long-term decision concerning the installation ...

Read The Full Article


Avoid bursting pipes (and costly repairs) this winter with these simple tips

December 14, 2017

 According to the insurance company Chubb, homeowners are more likely to experience water damage during the winter than any other time of year."In the wintertime, the water in the pipes gets cold; it freezes," Jim Magliaro, Risk Consulting Technical Leader at Chubb, told TODAY national investigative correspondent Jeff Rossen. "Water goes everywhere."How ...

Read The Full Article


TELL CONGRESS: KEEP THE DOOR OPEN FOR HOMEOWNERS

December 14, 2017

...

Read The Full Article


Home Buying 101: 203k Your Way from Deplorable to Adorable

December 14, 2017

In a blog a few months ago, I talked a little about what FHA Uninsurable means, and the financing options for the FHA Uninsurable (UI) home. One such option is an FHA 203(k). Right now, in our market, inventory is so low that "ugly" houses that would have taken months to sell a few years ago are ...

Read The Full Article


Things Homebuyers Want Most

December 14, 2017

Things that today’s homebuyers want most. There is big shortage on resale inventory in today’s market.  Some even call it a seller’s market.  This means that demand is high for existing homes for sell. Particularly under 200k in most areas.  If you are considering selling your home, here are somethings to note ...

Read The Full Article


What You Need To Know About Homeowners Insurance

December 13, 2017

December 13, 2017When purchasing a home you definitely want to make sure you have insurance coverage on the property and your personal belongings.  If you have a loan on the property, the lender will require homeowners insurance.  But make sure you understand what type of coverage you are getting.  Below is a list of the different ...

Read The Full Article


Things You Need to Know About Home Insurance

December 13, 2017

Things You Need to Know When Buying Home InsuranceThere is no one-size-fits-all home insurance policy. Insurance policy costs depend on the home’s location, age, size of the deductible, and coverage level. This is a list of some important things you should consider.1. LocationAlong with size, construction type, and overall condition of the house, location plays a big ...

Read The Full Article





top