K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Pipeline to Restart After Hack

May 12, 2021

The Colonial Pipeline resumed operation Wednesday evening, though its operators announced it could take several days for the supply chain to return to normal.“Some markets served by Colonial Pipeline may experience, or continue to experience, intermittent service interruptions during the start-up period,”the company said on its website.Colonial, which says it transports roughly 45 percent ...

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Down Payment Assistance Programs Not Only for 1st Time Homebuyers

May 11, 2021

A recent survey by Sparks Research shows that 20% of first-time homebuyers cite a lack of financial education as a barrier to homeownership. In fact, four in five homebuyers say they need help to understand what they can even afford in the first place. On top of that, the same survey reports over two-thirds of prospective homebuyers believe they’...

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Terms to help you know more about a Green Home

May 11, 2021

Whether you’re building the home of your dreams or looking for an existing unit, there’s a lot of data involved in finding the right environmentally friendly dwelling. Here’s a breakdown of the different certification systems for energy-efficient homes.RESNETThe Residential Energy Services Network is a not-for-profit corporation that develops industry-wide standards and rules for energy efficiency ...

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HomeTalk : Roof Maintenance

May 10, 2021

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7 Time-Sucking Remodeling Mistakes You’ll Wish You Could Erase

May 10, 2021

 It may see counterintuitive, but a rigid schedule can really mess things up. One of the things that drives up remodeling costs (and frustration levels!) are delays. And these delays are often caused by ignorance on the homeowner’s part.It’s that old axiom: You don’t know what you don’t know.Until now....

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Home Warranty - Is it worth it?

May 10, 2021

Home Warranty Pros & Cons:Pros:No worry of major repair bills in the event something should break after a buyer moves into their new home.Not having to worry about figuring out which service/repair company to call.  The homeowner will call the home warranty company directly and the home warranty company will work out the details. Cons:Paying a ...

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Why Waiting to Buy a Home Could Cost You a Small Fortune

May 09, 2021

Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no longer fits their changing needs.To determine if ...

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Eviction moratorium struck down!

May 06, 2021

This week a Federal Judge ruled that the CDC does not have the authority to issue an eviction moratorium. The public health service act was thought to have granted this authority, but a Federal Judge has ruled that it does not. Of course, our judicial process allows for appeals, so you now that there is an appeal in process, ...

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Finding a New Home for Your Next Stage of Life

May 06, 2021

Imagine the first place you lived as a young adult. Now imagine trying to fit your life today into that space. Not pretty, right?For most of us, our housing needs are cyclical.1 A newly independent adult can find freedom and flexibility in even a tiny apartment. That same space, to a growing family, would feel stifling. For ...

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Home Renovation Costs

May 05, 2021

Home renovation costs: 5 improvements to boost your home’s value-Bank of America Whether you’ve found your forever home or just a stepping stone, improving it can be a winning proposition. Smart updates, such as the ones below, can increase your home’s value. By researching home renovation costs, budgeting wisely and checking out expert tips on how ...

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Staging your home just right

May 04, 2021

Staging is an important part in selling any home. When you stage a house, you are giving the potential buyers a look into what their future home could look like. With that in mind, it is important to remove any clutter, trash, and specifically personal items to give the people viewing the home a clean look so they can ...

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Buyers Expect the House Hunt to Get Easier Share

May 04, 2021

© drogatnev - iStock / Getty Images Plus Buyers Expect the House Hunt to Get EasierShareMay 4, 2021Home buyers are up against limited inventories of homes for sale and struggling to triumph in a competitive market. But they’re hopeful for a turnaround over the next few months.Thirty-three percent of prospective buyers recently surveyed are hopeful that it ...

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Let’s Make a Deal! 7 Things You Can Negotiate When Buying a Home—Beyond the Asking Price

May 03, 2021

Whether you’re buying your first home or your 11th, there’s one thing we all think about when it comes time to negotiate the deal: wiggling that pesky price down as much as possible.Of course, price is important when you’re buying a home. But it’s not the only negotiable part of the sale—there are ...

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5 tips for buying a home in a seller’s housing market

May 03, 2021

Should you buy a home in a seller's market?There’s no doubt we’re in a seller’s housing market. With inventory at record lows, demand surging and prices on the rise, buying — even just finding — a home in today’s market is quite the challenge.Of course, nothing’s impossible. If buying a ...

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Foreclosures 2021: What to Expect in the Months Ahead

April 27, 2021

Forbearance and Foreclosures in 2020As of the end of 2020, about five and a half percent of active mortgages—about 2.7 million loans—were in the forbearance program, down from over 8% at its peak in March. That represents a large number of borrowers for servicers to deal with as they exit the program, but it doesn’t ...

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4 Tips to Maximize the Sale of Your House

April 26, 2021

4 Tips to Maximize the Sale of Your House Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition. This gives homeowners leverage to sell for the best possible terms, and it’s fueling a steady rise in home prices.In such a hot market, ...

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Owning a home for wealth accumulation.

April 24, 2021

Liberty Street Economics “Housing represents the largest asset owned by most households and is a major means of wealth accumulation, particularly for the middle class.”...

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7 Eco-Friendly Updates That Will Make Your Home More Marketable

April 23, 2021

7 Eco-Friendly Updates That Will Make Your Home More Marketable (reprinted from americanlifestylemag.com) Whether you’re preparing to sell your home or just looking to lower your carbon footprint, you may be surprised to know these green updates have a low up-front cost and can increase your return on investment.  Install low-emissivity storm windows. Low-emissivity ...

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Are We In A Bubble???

April 23, 2021

This Isn’t a Bubble. It’s Simply Lack of Supply.  Some HighlightsIn a recent article, Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), discussed the state of today’s housing market.When addressing whether or not today’s high buyer competition and rising home prices are evidence of a housing bubble, Yun ...

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How To Buy A Home In An Extreme Seller’s Market (That’s Occurring During A Pandemic)

April 17, 2021

Natalie Campisi Spring is usually the start of the home-buying season, but 2021 might defy the old model, one that counted on seasonality—and the traditional ways we shop for houses.The pandemic has ushered in new rules for home shopping and buying. Instead of showing up unannounced to a packed open house—with finger-food platters that everyone picks ...

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Rx for Consumers' Credit

April 16, 2021

Bad credit can ruin a deal.Bad credit translates into financing rejections, prohibitively high loan rates, and failed deals. That's why real estate professionals need to educate themselves about the credit system and show prospective buyers the value of repairing their credit, if necessary, in order to qualify for a mortgage.Unfortunately for borrowers, most credit reports contain ...

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4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

April 15, 2021

4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially be millions of foreclosures ready to hit the market. However, there are ...

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Intense Seller's Market Makes It Difficult For Buyers

April 15, 2021

According to:https://www.bankrate.com/mortgages/6-rules-for-homebuyers-in-a-sellers-market/There are 6 ways your buyer can compete with other buyers during this intense seller's market.1.) Move Fast2.) Go through full underwriting before shopping3.) Make an aggressive offer4.) But don’t overpay5.) Make an emotional connection with the seller6.) Be willing to wait until next year ...

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A 4 Step Guide to the Mortgage Process

April 15, 2021

tep 1: Get Prequalified.  WHAT HAPPENS: Answer a handful of questions about the house you’d like to purchase, your down payment and credit history. Your loan officer tells you what interest rate, monthly payments and closing costs you can expect to pay for your future mortgage.  DOES IT AFFECT YOUR CREDIT? Getting ...

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Staging Strategies for Your Home

April 15, 2021

Staging your home is all about putting the best foot forward for potential buyers. By highlighting its most desirable features, you can draw more interest for your home and leave a lasting impression that is sure to help you sell it more quickly. Here’s what you should keep in mind as you prepare for your next open house ...

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