K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

No contingencies, no problem: How to land a home in a tough housing market

July 08, 2019

    Janna Herron, USA TODAY Published 6:30 a.m. ET July 8, 2019  CLOSEYou’re going to need to bust open that piggy bank if you want to live in one of these pricey metro areas. Buzz60's Sean Dowling has more. Buzz60CONNECTTWEETLINKEDINCOMMENTEMAILMOREJonah Leff felt good about the third offer he put on a house ...

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Fair Housing

July 06, 2019

This is a Great Acticle Had to share .I did not write this. Fair Housing DeclarationI agree to:Provide equal professional service without regard to the race, color, religion, gender (sex), disability (handicap), familial status, national origin, sexual orientation or gender identity of any prospective client, customer, or of the residents of any community. Keep informed about fair housing ...

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DIFFICULT REAL ESTATE LISTING? APPEAL TO THEIR SENSES

July 06, 2019

DIFFICULT REAL ESTATE LISTING? APPEAL TO THEIR SENSESEven in the fastest-moving real estate markets, some homes just don’t sell. You know the reasons this happens and chief among them is that the home is overpriced. When a listing is priced right, however, it’s usually the home’s condition that keeps buyers from swooning over it.If investors ...

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June 2019 Coffee County TN Real Estate Update

July 05, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 9% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 8.5% increase from 2018 YTD.The average days on the market are fairly stable this year to date  vs. ...

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How to Make Your HUD Home Energy Efficient

July 04, 2019

Post by: Nancy Braun, Showcase Realty  Dreaming of lower utility bills?The consistently increasing cost of utility bills is a source of concern among many homeowners. When you are trying to pay off the monthly mortgage of your Charlotte home, put food on the table, send children to school, and save some amount for rainy days, each ...

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Beware of Yellow Jackets at your listing

July 03, 2019

Entomologists are warning the public to beware of giant colonies of nests that may have multiplied by the thousands in places that had milder winters this year.In Alabama, a colony of 15,000 stinging yellow jackets—the size of a Volkswagen Beetle—was found attached to a home that spanned 7 feet wide along the wall. Entomologists are ...

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HUD List Agent Availability or "Is There A Doctor in The House?"

July 03, 2019

Durning Realtor interactions, I have told the agent of my availability in order to answer any HUD questions he/she may have. My hours of availability (office hours, after office-hours, week-ends) are disclosed. I even offer to visit their office and assist them when they are ready to input an offer. I am like the old country doctor who used ...

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Student Debt -How it Affects a Home Purchase

July 02, 2019

Student Debt-How it Affects a Home Purchase By Michele Karl While many young people and millennials have graduated college and found a job, they are still unable to afford home. Why is this? Student loan debt. The U.S. is saddled right now with $1.4 trillion of student loan debt, 10 percent of all outstanding debt and ...

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Need the Independence of a Home?

July 01, 2019

There are so many different ways to become a homeowner but buying a HUD home requires a knowledgable agent. It can be an easy process with a veteran Realtor. As your buyer's agent how many HUD homes he/she has sold and when was the last time they closed one. You can also find a list of Realtors on ...

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Why You Should Invest in a Rental Property

July 01, 2019

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FHA Home Loan Mortgage Rates

July 01, 2019

Just as we headed into 2019, the FHA and HUD announced higher FHA loan guaranty limits for the new year, giving most counties a boost in the dollar amount the FHA would back for an FHA mortgage loan.Now, as we read headlines from reputable sources including Marketwatch, about home loan interest rates, it seems like now is a ...

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Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance?

July 01, 2019

Is there such a thing as a refund for FHA Up-Front Mortgage Insurance or FHA UFMIP? This mortgage insurance premium is required on FHA loan transactions and must be paid either in cash at closing time or must be financed into the loan amount.FHA loan rules do not allow a borrower to pay a portion and finance a ...

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Why do I need to REKEY?

June 28, 2019

Everyone waits for the closing day where KEYS are the reward for all the success throughout the buying process for your new home.  As a veteran Realtor, it is my advise to have your new home REKEYED regardless of who you purchased it from.  You never really know who may have a key to your new home....

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Three bedroom home & THREE CAR GARAGE

June 28, 2019

Wow!   When can you buy a 3 bedroom home with a 3 car garage for $105,000?I can answer that!   Right now is when.Where is at a pretty country setting in Cookeville, Tennessee.   15391 Dodson Branch Hwy.3 bedrooms, 2 baths, @1512 square feet heat living space.  Lot size @0.69 ac - ...

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The Property Brothers Point Out The Worst Renovation No-NO

June 28, 2019

You may find yourself considering a purchase of a HUD Owned Property, but find it a bit initimidating if the house needs some updating or improvements.   There are a wealth of ideas of 'how to' on line.  Here is a recent article found on Realtor.com, by Lisa Johnson Mandell | June 6, 2019.  You ...

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Life in The Great Smoky Mountains

June 28, 2019

Life in The Great Smoky Mountains of Sevier County TN by Sandra C Brown, Broker Dream Catcher Realty LP, Sevierviile TN    Sevier County is the gateway to the Great Smoky Mountains and has over ten million visitors each year.  It was settled by the Scottish Irish in the early 1800's who came from Southern ...

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PMI

June 26, 2019

Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI)....

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5 steps to buying a foreclosed home

June 26, 2019

Here are some tips to prepare you before buying a foreclosed home:Find an agent specializing in foreclosures.Get a preapproval letter.Look at “comps” before making an offer.Bid higher if other foreclosures are selling fast.Be prepared to buy a foreclosure in “as-is” condition.1. Find an experienced real estate agentHire an agent who is knowledgeable ...

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2019 Real Estate Trends: What you need to know

June 24, 2019

2019 Real Estate Trends: What you need to know.  Credit goes to Dave Ramsey...

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What is a Property Appraisal?

June 21, 2019

A property appraisal is conducted to determine a home’s current value. This is done when homeowners are looking to sell their home or refinance. Value is dependent upon many different factors including location, amenities, home renovations, etc. The appraised home will also be compared against other similar homes that have recently sold in the neighborhood.Why is an ...

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Young First-Time Buyers Are Saving for Their Dream Homes

June 21, 2019

Young First-Time Buyers Are Saving for Their Dream Homes Young buyers (Millennials & Gen Z) have waited longer than previous generations to enter the housing market for their first home. However, this hasn’t stopped them from dreaming about the home they will eventually buy. Many spend hours searching listings and building Pinterest boards of their favorite home features....

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First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Interest Rates, Move-Up Buyers 3 Things To Know In The Housing Market Today!

June 15, 2019

A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet.The following three areas of the housing market are critical to understand: interest rates, building materials, and the ...

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What to Repair Before You List

June 15, 2019

When you’re getting ready to list your home, it’s of the upmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and fix up some of its possible weaknesses can make a big difference in how fast it sells. Here are five recommended repairs to make before selling your ...

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Serious About Selling?

June 15, 2019

 We all want to be good neighbors. But when it comes to selling your home, it’s not just about “keeping up with the Joneses.” It’s about outshining them at every opportunity!If you’re looking to sell your home fast and for the most money possible, you’ll need a strategy to set it ...

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Neighborhood Amenities that Could Increase Your Homes' Value

June 15, 2019

 Hiking TrailsMature TreesHistoric HomesRetail & Essentials NearbyWalkabilityOrganized Community GroupsDog ParksFuture AmenitiesMaster  Brokers | June 2019 | 828-726-9180...

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