K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Economic Roundup

February 05, 2020

  JOLLY JOBSDecember net job growth of 145,000 brings CY2019 employment gains to 2.1 million, down from almost 2.7 million in 2018. While job growth has slowed, average growth over the past decade has been 2.2 million/year, so it remains sufficiently solid to support continued strong household consumption growth. On the downside, wage growth ...

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Improving your home's energy efficiency with insulation

February 04, 2020

Improving your home's energy efficiency with insulation Does your home feel drafty in the winter? Do you experience uneven temperatures between rooms or walking down hallways? Is your heating and cooling equipment running constantly, even when you don't think it should be? If you answered "yes" to any of these questions, then you might need to ...

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The Difference Between Home Warranty & Home Insurance

February 03, 2020

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NEWLY LISTED - TENNESSEE

February 03, 2020

This area, Lake Tansi Village/Crossville is known in Retirement Community Magazines. Buyers are arriving from out of state to see this property.  Clients arrived yesterday from North Carolina.  Check out the amenities of Lake Tansi Village at www.laketansipoa.com   This is a semi wooded corner lot, 3 bedroom home, 2 baths, attached 2 ...

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You have a choice in a home loan. Make it a Great Choice - Active Duty Military & Veterans

February 03, 2020

You have a choice in a home loan. Make it a Great Choice - Choices for Active Duty Military & VeteransAs a state agency, THDA celebrates and honors the men and women who serve in our country’s military with the Homeownership for the Brave program.Homeownership for the Brave is a type of Great Choice Home Loan that ...

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How To Clean One Of The Trickiest Surfaces In Your Kitchen

February 03, 2020

I’ve never personally had a glass stovetop at home, but we do have one over at the OGTStudio. After months of cooking all sorts of recipes and making homemade products forblog posts, the stovetop was in definite need of attention! One of the drawbacks of glassstovetops is how quickly a spill near a burner can turn into a ...

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FHA Home Loan Limits: Facts You Should Know In 2020

February 02, 2020

What kind of loan do you need in the new year? Are you interested in an FHA One-Time Close construction loan to build on your own land? An FHA purchase loan for existing construction? You’ll need to know a bit about home loan limits and how they affect your transaction.The FHA and HUD announced higher loan guaranty ...

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All Things Real Estate: Paying mortgage only way to keep house from foreclosure

February 01, 2020

By: Tim Joneshttps://www.dailyrepublic.com/projects/home-seller/all-things-real-estate-paying-mortgage-only-way-to-keep-house-from-foreclosure/Q: I went to a wealth seminar that, in part, talked about how to protect your property from foreclosure. One of the things the speaker stressed was the need to file a homestead on your property. They said you can stop a foreclosure by filing a homestead on your house. I’m currently several months ...

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NFL Cribs: Where Do the Kansas City Chiefs Call Home?

February 01, 2020

By Erik Gunther | Jan 28, 2020Getty Images; realtor.comFive decades after their last appearance in the Super Bowl, the Kansas City Chiefs are back. Fueled by thrilling 24-year-old quarterback Patrick Mahomes, the team has reinvigorated its long-suffering fan base.No, it's not as if the Chiefs have been complete rubbish over the past 50 years. They've ...

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How to Assess a Home's Neighborhood

January 24, 2020

While you can’t control what happens outside your home, these are ways to assess the value of a home’s neighborhood – and whether it’s right for you:AESTHETICSLooks aren’t everything, but they do say a lot about a neighborhood. An attractive neighborhood shows people care about it. And that great curb appeal can be helpful down ...

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Simple Tips to Winterize your Home!

January 22, 2020

Window Insulation FilmIt may not be the most fashionable tip, but window insulation film can keep up to 70% of heat from leaking out of the windows. You won't mind the appearance when you're toasty warm in your house!Draft GuardsIn a drafty room, heat escapes under the door. When winterizing your house, place draft guards by ...

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January is the New April

January 21, 2020

Article taken from CNBC on LinkedinThe severe shortage of homes for sale is upending the sales calendar for the whole housing market. Spring has historically been the busiest buying season, but as competition for homes heats up across the country, January is the new April. Spring starts now.The numbers are telling. From 2015 through 2018, the peak month ...

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Home Remodeling Projects

January 21, 2020

Get the most bang for your buck when remodeling your house! These five projects have the highest return! https://www.houselogic.com/save-money-add-value/add-value-to-your-home/home-remodeling-projects-with-long-term-roi/?site_ref=mosaic...

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Make the Dream of Homeownership a Reality in 2020

January 20, 2020

Make the Dream of Homeownership a Reality in 2020In 1963, Martin Luther King, Jr. led and inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own dreams, goals, ...

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Top Tips to Lower Your Insurance Premiums

January 20, 2020

Post by: Nancy Braun, Showcase Realty  Home insurance for your Charlotte NC home - expensive but necessaryIt is exciting to own a new home, but in the process of acquiring it, many homeowners forget the additional costs that go with it - home insurance.Home insurance is pricey, but it is something you cannot do without. ...

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Trends for investors in 2020

January 20, 2020

Buy? Sell? Hold? 2020 will be an especially challenging time for investors because the economy is slowing, trade wars could drastically affect specific localities, and some of the hottest real estate markets are already cooling down. Here are some trends that might investors will see in this year along the MS Gulf Coast.Greater Concentration of DemandThe US economy ...

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5 Moments Home Sellers Know Too Well

January 20, 2020

Whether this will be your first time selling a home or your tenth, the home selling process can be a challenge. You want to sell quickly and for the most money, so you will be doing absolutely everything you can to spruce up your home and make it as inviting as possible. But not every experience during the home ...

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TENNESSEE PROPERTY NEWLY LISTED

January 19, 2020

HUD OWNED 3 BEDROOM HOME   $96,000436 Penny Ln,       Sparta, TN           MLS #195720 County Cape Cod design, with a covered front porch.  The front porch extends the length of the house, and with views of open fields.  Bring your rockers and porch swings,  this outdoor room will ...

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What is PMI?

January 17, 2020

When you’re ready to buy a house, you’ll need to make a payment during the onset of the purchase, known as a down payment. Your down payment will be a percentage of the entire loan; this percentage varies and can be anywhere from 3.5% to 20%. When you make a down payment, you are taking ...

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How to Find the Best Mortgage Rates

January 16, 2020

Mortgage rates can change daily, and can vary widely depending on the borrower's personal situation. The difference can mean tens of thousands of dollars over the life of the loan. Here are some tactics to help you find the best mortgage rate for your new home loan.Shop AroundYou may be tempted to just use the lender who ...

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2020 Outlook: Real Estate Market Forecast

January 15, 2020

We’re in the midst of the longest economic expansion in U.S. history, and economists think there’s still room to grow. A recent survey by the National Association for Business Economics found that experts believe the U.S. economy will remain positive throughout 2020.1Still, given that recessions are a natural (and necessary) part of a business ...

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Thinking of turning real estate into an Airbnb?

January 15, 2020

Airbnb's have become a big hit among travelers and property owners.  If you're thinking of using a property as an Airbnb, here are some things to consider: You must be responsive to requests/reservations and concerns while you have a visitor.Do your best to maintain a high rating.  The more people that stay with you, ...

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Your Guide to Home Appraisal

January 15, 2020

You’ve found your dream home and now it’s time to cross all your T's and dot all your I's before it’s all your own. And one of the first items on your closing checklist the home appraisal. So, what exactly is that?The home appraisal is essentially a value assessment of the home and ...

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Instant Offers and creating your own instant sale by Sandra C Brown

January 15, 2020

One of the recent rages is the instant offer.   In these  cases the buyer tells you a price and you sell quickly.   But what have you left on the table.   Could you get a lot more by going through a regular sale.  Is really that much faster? Is it really that easy....

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New year, new trends!

January 14, 2020

2020 is expected to bring in interested buyers for the New Year as experts suggest that a market crash should not be a current worry. Home prices will slowly continue to rise as well as homeowner’s equity which is beneficial for homeowners not interested in selling currently, or for those hoping to get the biggest bang for their ...

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