K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

TWO HOMES FOR THE PRICE OF ONE!

April 22, 2019

 Two for the price of one! 1930's three bedroom home, PLUS a detached 2 bedroom home. Enjoy living in a quaint Tennessee town with a history of river travel on The Cumberland River. Easy access to Interstate 40 to commute to employment out of the area.  This home qualifies for $100.00 down payment program*, for ...

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Managing Homeownership on a Single Income

April 19, 2019

Managing Homeownership on a Single IncomeIt is possible to buy and maintain a home on a single income. Learn how to do it here! If you or your family live on a single income, it may seem like homeownership is out of reach, but don’t fret - it’s still possible! If you’re hoping to buy ...

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How to Finance a Home, Creatively

April 17, 2019

Investigate local, state, and national down payment assistance programs.These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, Getdownpayment.com, and the American Dream Down Payment Fund from the Department of Housing and Urban Development.  Explore seller financing.In some cases, sellers may ...

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Where To Start

April 17, 2019

We get calls every day from consumers in the marketplace interested in the homes we have listed. They ask the price, they ask about the square footage, the bedrooms, the baths, and the lot. Then, more often than you would think, sometimes with a shaking voice, sometimes almost in a whisper, they ask the question they've been afraid ...

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Top 5 Budget-Friendly Staging Tips for Your Home

April 16, 2019

Post by: Nancy Braun, Showcase Realty    The benefits of stagingOne of the most important processes of selling your Charlotte home is staging it. Staging is the combination of decorating and adding small touches to create the lifestyle your buyers would like to see.Staging helps bring out the home’s best features. The right staging ...

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The Property Condition Report - Very Important

April 16, 2019

The PCR is one of the most important disclousure statements. In talking to both buyers and Realtors, I direct them to view and print for their records the HUD disclosures. By viewing the PCR and noting the functionality of the inspected items, a buyer can better determine how to proceed with the proper financing. If a property has multiple ...

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What to ask a Potential Lender

April 16, 2019

1. WHAT TYPE OF LOANS DO YOU OFFER? WHAT ARE THE QUALIFYING GUIDELINES FOR EACH?Since there are many different types of mortgages, including: Fixed-RateAdjustable RateFederal Housing AdministrationVeteran’s Associationthis is just to name a few, it’s important to know which type of loan the lender can offer you. Don’t be afraid to ask them to ...

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Top 10 Myths That Trip Up First-Time Home Buyers

April 15, 2019

If you’re thinking about buying a home, you’ve probably received your share of advice from family and friends. Add to that the constant stream of TV shows, news segments, and social media posts that over-simplify the home buying process for easy entertainment.With so much information to sift through, it can be tough to distinguish fact from ...

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EASY LANDSCAPING DIY PROJECTS

April 15, 2019

Ever get the itch to do a DIY project? Whenever we do, our favorites involve getting outdoors and mixing up our landscaping features. Whether it's as simple as installing some lighting or a little more time-consuming like re-plotting plants, a fresh look for the lawn always gives your home a fresh look as well. Here are our ...

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Happy Tax Day

April 15, 2019

“The hardest thing in the world to understand is the income tax.” — Albert Einstein, physicist...

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Ready to remodel? How to hire a contractor you can trust

April 15, 2019

 © Sean Locke Photography / Shutterstock.com shutterstock_170475791Homeowners rarely need an excuse to remodel their homes, but doing so can mean wading into a world both alien and expensive. Hiring the right contractor makes all the difference to the success and affordability of your project.Most contractors are professionals who do their best. So, the key is to ...

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Why is it Important to Have Rain Gutters?

April 14, 2019

 Why it is Important to Have Rain Gutters?   As you may know, having properly installed and maintained rain gutters will allow them to drain rainwater away from your house, which will give you, your family and your home a lot of benefits. Eave trough is a more technical terminology used for rain gutters.  You ...

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What You Should Know About Home Warranties

April 12, 2019

Master Brokers | April 2019 | 828-850-0142​​​​​​​ Home warranties can increase the perceived value of your home.  In a recent Gallup survey of home buyers, pre-owned homes with home warranty coverage commanded as much as 2% higher perceived value than homes without warranties.  By increasing the perceived value, you’re more likely to get a full asking ...

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How to Hashtag on the Gram.

April 11, 2019

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Last minute Tax Tips

April 10, 2019

Last Minute Tax Tips1) decide where you'll be itemizing. Though itemizing on a tax return is more involved than claiming the standard deduction., it could pay off. To determine whether it makes sense to itemize, see if your individual deductions exceed the standard deduction in 2017, which is $6,350 for single tax filers and $12,700 for ...

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What happens when a property is under contract and the seller dies?

April 10, 2019

This just happened to me and I wanted to share this article:What happens if a home seller dies?February 18, 2016  Share While unusual, during the home buying process, a home seller may pass away after an offer has been accepted, but before closing. Buyers are understandably shaken by this and may wonder what the next steps will ...

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8 essential, low-budget renovations that will make your home more appealing to millennial buyers

April 10, 2019

https://www.businessinsider.com/millennial-real-estate-renovations-2019-4...

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April Market Update for Manchester TN and Coffee County TN

April 10, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 3.5% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 were stable with less than 1% increase from 2018 YTD.The average days on the market are down 17% this year to ...

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Renting vs. Buying a House – How to Make a Decision, Pros & Cons

April 10, 2019

Given the hefty upfront costs associated with purchasing a home, most young people begin their independent lives renting an apartment. As they build careers, save money, and start families, many choose to buy a home. On the other end of the age spectrum, homeowners nearing retirement may choose to sell their family homes, downsize, and become renters ...

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Wanting To Update Your Home On A Small Budget?

April 09, 2019

 Paint is easily one of the biggest home design tools at your disposal. It has the ability to take a room from dark and dingy to light and bright – and from small and cramped to spacious and airy.One big tip when choosing paint colors – paint the majority of your home one neutral color. This helps ...

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Best Low Maintenance Shrubs

April 08, 2019

Don’t have much of a green thumb, or don’t want to spend countless hours taking care of your shrubs?  Try these! Witch Hazel – flowers bloom in early spring, only light pruning necessary.Forsythia – a bright beautiful yellow pop of color that is also an early bloomer.  Prune once a year after it ...

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Do you have that urge to plant something?

April 05, 2019

 With Winter beginning to wane and the sun staying out longer, you may have the urge to start your spring gardening a little early. With the colder weather and possibility of a few more frosts, here is a list of 5 veggies that can be planted as soon as the ground is workable. 5 Early Spring Veggies You ...

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March 2019 Newsletter

April 05, 2019

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Report: Homes Became Less Affordable in Q1 2019

April 02, 2019

REALTOR MAGAZINEhttps://magazine.realtor/daily-news/2019/04/01/report-homes-became-less-affordable-in-q1-2019Source: ATTOM Data SolutionsMedian home prices in the first quarter of 2019 were not affordable to people making the average wage in 71 percent of U.S. counties, according to ATTOM Data Solutions’ Q1 2019 U.S. Home Affordability Report. Researchers calculated the amount of income needed to make a monthly house payment—including mortgage, property taxes, ...

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5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

April 01, 2019

Home ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance their home ownership by ...

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