K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on #BuyAHUDHome

5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

December 01, 2019

For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.There are a number of benefits to owning your own home: it provides more housing security for you and your family; the equity ...

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Buyer Demand Growing in Every Region

November 14, 2019

Buyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country.According to the latest ShowingTime Showing Index,“Home showing activity was up again nationwide with a 4.6 percent rise in traffic, as the traditionally slow fall season began with a marked boost in buyer interest.”Buyers ...

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Home Inspection: What to Expect and What to Inspect

November 01, 2019

Inspection day is often one of the most exciting moments of home buying because it’s likely the first chance you have to go inside the home since you made your offer. It’s also usually the last chance you’ll have until a final walkthrough. But more importantly, it’s your opportunity to make sure you know what ...

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How to Get a Mortgage Preapproval

October 09, 2019

HAL M. BUNDRICK, CFPA mortgage pre-qualification can be the first move“A pre-qualification is a conversation,” says Yael Ishakis, a mortgage loan officer with First Meridian Mortgage in Brooklyn, New York. A mortgage preapproval takes a much deeper dive into your personal finances than a pre-qualification, including the pulling of a credit report. But a conversation is the ...

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TN Down Payment Assistance Program!

October 01, 2019

You have a choice in a home loan. Make it a Great Choice.As a state agency, THDA created the Great Choice Home Loan program to make homeownership available and affordable for Tennesseans of middle/moderate income.About Great Choice Home Loans:30-Year Term - Your monthly payments are spread out across 30 years to keep them affordable.Fixed Interest Rate ...

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This Is the Best Time to Buy a House, According to Real Estate Experts

September 19, 2019

BY ANDRA CHANTIMNo matter how many times you’ve done it, purchasing a new home can be intimidating, stressful, and of course, incredibly exciting. Before you jump online and start drooling over wraparound porches, come up with a game plan. In addition to the advantages you’ll gain from finding the right realtor and researching your local market, figuring ...

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Is It the Right Time to Buy My First Home in Charlotte NC?

September 13, 2019

Post by: Nancy Braun, Showcase Realty  If you’re young and earning, owning a home is probably one of your greatest aspirations. However, buying a home in Charlotte is a major purchase and entails a huge responsibility, so the question you should really be asking is “Am I ready to buy my first home?”Many ...

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These three key factors in marketing your property will get it sold for a higher price on time.

August 09, 2019

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Down Payment Assistance Program!

August 01, 2019

If you qualify for a Great Choice Home Loan, you can also apply for down payment assistance in the form of a Great Choice Plus second loan worth a maximum of 5% of the home's purchase price to help with your down payment and/or closing costs.Great Choice Plus is a second mortgage loan on your home. There ...

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What Should I Ask a Potential Mortgage Lender?

July 10, 2019

Shopping for a mortgage can be stressful and time-consuming, especially when you know next to nothing about the process. Nobody wants to feel like they’re making a monumental decision while going in blind.With that in mind, here’s a list of questions to ask your mortgage lender, before you sign anything.1. What type of loans do ...

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Five Ways to Buy a HUD Home in Charlotte NC

May 02, 2019

Post by: Nancy Braun, Showcase Realty   Are you looking for a HUD home?Acquiring a Charlotte NC HUD home is excellent for many reasons. Maybe you've been dreaming of becoming an investor in real estate. Perhaps you enjoy building with your hands and would like a project, like a fixer-upper home. Or it could be ...

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Heroes can own a special place with HUD's Good Neighbor Next Door Program

May 02, 2019

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Home Maintenance Checklist

May 01, 2019

Home Maintenance ChecklistOwning and caring for a home is a big responsibility, but the right repair tools and maintenance tips allow for easy living. Smoothly navigate your home's seasonal upkeep with our home maintenance checklist and expert advice.Like a health physical, a home maintenance schedule is important for every home's upkeep and well-being. Continuing to check ...

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5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

April 01, 2019

Home ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance their home ownership by ...

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2019's Hottest Home Remodel Trends That Will Increase the Value of Your Home

March 12, 2019

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Showcase Realty Hosts Successfully Selling HUD Homes Agent Workshop in Charlotte

March 08, 2019

Post by: Nancy Braun, Showcase Realty Agent Workshop At Showcase Realty Charlotte Generated Great Local Agent Interest Nancy Bruan and her team at Showcase Realty in Charlotte hosted a workshop on March 6th for agents interested in selling HUD homes.  The event was sponsored by Camilla McCall of Bay Equity Loans, who provided the agents with finance ...

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What You Should Know Before Buying a Charlotte NC HUD Home

March 08, 2019

Post by: Nancy Braun, Showcase Realty  What’s a HUD home?Are you thinking of buying a home in Charlotte? Owning a home is something most people look forward to. It is a symbol of stability and security. It is a place of refuge and retreat.If you are looking for an affordable home for sale in ...

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5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage

March 01, 2019

Home ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance their home ownership by ...

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Punxsutawney Phil Weather Forecast

February 10, 2019

It may only be weather legend, but Punxsutawney Phil did not see his shadow on Groundhog Day. Phil has predicted an early spring for us all, but do not get too excited, he is usually wrong. After the bone-chilling temperatures, we have recently experienced, an early spring is good news. Should mean good housing market....

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Signs That You May Have Termites

February 03, 2019

Signs That You May Have TermitesTermites can be incredibly destructive to a home, causing damage before occupants even realize it. Common areas for termite problems include:Utility pipesWalkways bordered by wood chipsMoist areas close to the home’s foundation, such as those near guttersCrawlspacesThere are some signs that may indicate you need to call a pest control professional. When you ...

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First-time Homebuyer Trend for 2019

January 31, 2019

Long on the fence, first-time homebuyers are hopping into the market at levels not seen in nearly a generation.According to Genworth Mortgage Insurance, first-time buyers gobbled up 601,000 domiciles in the third quarter of 2017, a 6% year-over-year surge, accounting for a purchase-column rate not seen since the third quarter of 2000.The surge included these eye-catching ...

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Real Estate Resolutions!

January 30, 2019

As 2018 came to a close and we have entered 2019, homeowners may look back on their year and realize now is the best time to plan and execute some new resolutions.  From tidying up spaces to making plans to sell, there are many goals homeowners can choose from to accomplish for the upcoming year. Here are some ...

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Buying a House This Year! This Should Be Your First Step!

January 14, 2019

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before ...

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TENNESSEE THDA 5% DOWN PAYMENT ASSISTANCE PROGRAM

January 02, 2019

1. Great Choice PlusAnywhere in Tennessee, all homebuyers who qualify for a Great Choice Home Loan can also apply for down payment assistance in the form of a Great Choice Plus second loan worth a maximum of 5% of the home's purchase price.In 2017, approved homebuyers received an average of $7,144 in down payment assistance ...

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Leveling the Playing Field for Owner-Occupants with a HUD Home

December 14, 2018

In financial circles, there's a saying, a summation of a long held belief:  "Cash is King." But what does it mean? When investing, the best companies to invest in are the companies with the largest cash reserves. It's commonly known when an individual is dealing with a vendor (Chimney Sweep, HVAC Company, a painter, the ...

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