K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on #BuyAHUDHome

Buying or Selling in the Next 12 Months: What You Need to Know Today

September 08, 2022

There are many different reasons you might be thinking about selling your home. Perhaps you want to downsize (or upsize), perhaps you want to take advantage of the market, or maybe you need to move to another area of the country for your company. Regardless of the reasons, there are many things to consider before you speak with a ...

Read The Full Article


When Will Home Prices Come Down?

August 09, 2022

As the market continues to shift, more and more questions are being asked about how home prices will behave in the coming months. Will home prices continue to rise, or will they finally start to come down? If you’ve been interested in selling your home and/or buying a new one but have been intimidated by the fast-moving market, ...

Read The Full Article


Mortgage applications inch up for the first time in five weeks

August 04, 2022

Mortgage applications inched up last week for the first time since June 24. Total mortgage demand increased 1.2% as the average 30-year fixed mortgage rate made the largest weekly drop since 2020.Applications to refinance a home rose 2%, according to the Mortgage Bankers Association, but the annual drop was still huge, down 82% since last year.Applications ...

Read The Full Article


Is My Window to Buy a Home Finally Opening?

July 11, 2022

The housing market was red hot for months. Mortgage rates were low, and the competition for homes was fierce, with many people paying far above the asking price. Buyers were snapping up homes within hours of being listed, leaving many frustrated in their search.Usually, low-interest rates signal that it’s prime time to buy, but in 2021, the ...

Read The Full Article


How a Real Estate Agent Can Help Before, During & After Your Home Sale

June 09, 2022

The vast majority of people hire a real estate agent to help them sell their homes. In fact, 92% of homes sold in the U.S.in 2021 were sold using an agent or a broker. Of course, most people know how invaluable and helpful a real estate agent is during the selling process. But most people don'...

Read The Full Article


How fast your local housing market is cooling amid the Great Deceleration, as told by 2 interactive charts

June 07, 2022

As housing data rolls in for April and May, it tells us the housing market’s unprecedented acceleration—which saw a record 20.6% year-over-year jump in U.S. home prices between March 2021 and March 2022—is either on pause or over. In the coming months, don’t get confused by lagging home price data: All signs point ...

Read The Full Article


7 Things Every Buyer Should Know in This Market

May 09, 2022

The real estate market is on fire right now. More than 80% of Americans ages 18–34 said now was a bad time to buy a home, and the median home-sale price reached a record high of $365,000 in January. That’s a 28% increase from January 2019! The inventory simply hasn’t kept up with buyer demand. ...

Read The Full Article


An aspiring homeowner's guide to Real Estate Terms

March 11, 2022

An aspiring homeowner's guide to Real Estate Termshttps://www.roomvu.com/agent/richard-stewart?video=aspiring-guide-terms&share=true Presented by Richard Stewart REO Specialists llc Kalamazoo MI 269-345-7000...

Read The Full Article


Mortgage refinance demand plunges 13% as interest rates climb toward two-year high

January 31, 2022

 MAIN POINTSThe average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($647,200 or less) increased to 3.72% from 3.64%.Refinance applications fell 13% for the week and were 53% lower year over year.Mortgage applications to purchase a home dropped just 2% for the week and were 11% lower than a year ...

Read The Full Article


In the Market for a New Home?

January 12, 2022

There are some fantastic deals on HUD-owned properties in our market. However, these homes can be a challenge to find online, and I would love to get to work helping you find the best-priced homes. When are you planning to move?  C.R.M. EnterprisesDelivering Results708-966-9282hud@chrishamitchell.com www.searchchicagohomesforsale.com Equal housing opportunity....

Read The Full Article


Safety first, when showing a Hud Home

December 20, 2021

Winter SafetyPlease consider that safety is a major concern in the winter months, especially when showing a foreclosed home.  As it gets colder, sometimes the homeless break into these properties to find a warmer place to sleep.  Before entering a foreclosed home, it may be a good idea to do a physical inspection of the outside of ...

Read The Full Article


Available HUD Home In Bloomfield Twp. MI

October 14, 2021

HUD Home. Cozy brick ranch nestled on a great lot featuring a nice size eat in kitchen with plenty of cabinet space. A great family room with a natural wood burning fireplace and sliding door to the patio area overlooking the back yard. Master bedroom with full bath, attached garage and much more. With 3 bedrooms,  2 full ...

Read The Full Article


Buying Vs. Renting Your home

September 15, 2021

Is now the right time for you to buy a home? You have many options to consider and choices to make. Buying a home is a big responsibility, financially and emotionally, but, most people want to own a home. Homeownership often is referred to as "The American Dream." Why is it so special? Among the reasons: Real ...

Read The Full Article


Top 4 Questions Asked About HUD Homes

August 10, 2021

Everyday we get calls and emails regarding HUD Homes.  Here are the top 4 questions we are asked. 1. What Is A HUD Home?The HUD Homes we sell are homes the previous owner had an FHA mortgage on, HUD backed that mortgage. So when the owner defaulted on the mortgage, it becomes a HUD Home.2. ...

Read The Full Article


How are Charlotte HUD Homes Sold?

June 12, 2021

Post by: Nancy Braun, Showcase Realty HUD homes are sold based on fair market value, which attracts both owner-occupants and investors alike. These properties are perfect for buyers who wish to move or invest in Charlotte NC.  Through HUD, homebuyers have access to quality housing options but with affordable mortgages. Investors, on the other hand, can ...

Read The Full Article


Why Waiting to Buy a Home Could Cost You a Small Fortune

May 09, 2021

Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no longer fits their changing needs.To determine if ...

Read The Full Article


Let’s Make a Deal! 7 Things You Can Negotiate When Buying a Home—Beyond the Asking Price

May 03, 2021

Whether you’re buying your first home or your 11th, there’s one thing we all think about when it comes time to negotiate the deal: wiggling that pesky price down as much as possible.Of course, price is important when you’re buying a home. But it’s not the only negotiable part of the sale—there are ...

Read The Full Article


Owning a home for wealth accumulation.

April 24, 2021

Liberty Street Economics “Housing represents the largest asset owned by most households and is a major means of wealth accumulation, particularly for the middle class.”...

Read The Full Article


How To Buy A Home In An Extreme Seller’s Market (That’s Occurring During A Pandemic)

April 17, 2021

Natalie Campisi Spring is usually the start of the home-buying season, but 2021 might defy the old model, one that counted on seasonality—and the traditional ways we shop for houses.The pandemic has ushered in new rules for home shopping and buying. Instead of showing up unannounced to a packed open house—with finger-food platters that everyone picks ...

Read The Full Article


This Is the No. 1 Reason First-Time Home Buyers Are Wading Into the Hot Housing Market

April 01, 2021

The housing market is so hot right now that even modest starter homes are receiving multiple offers going six figures over the asking price. But the high prices and lack of homes on the market don't seem to be stopping many first-time buyers from throwing their hats into the ultracompetitive ring.The top reason that almost two-thirds of ...

Read The Full Article


Top 5 Trendiest Interior Design Styles for Your Home's New Look!

April 01, 2021

Spring season is the best time to give our homes a new look and a fresh vibe. This season is the best time to make repairs, decorate and even renovate to potentially build some equity. If you are planning to give your home an interior major make-over this season, knowing the most popular design styles will help you decide ...

Read The Full Article


How Do I Find The Right HUD Home For Me?

March 13, 2021

Post by: Nancy Braun, Showcase Realty Here Are Some Tips On How To Secure The HUD Home That Is Right For You Choosing the place you are going to call home is a big decision to make, and not one to take lightly. HUD homes are a popular choice, especially for first-time homebuyers. This is not surprising because ...

Read The Full Article


Tennessee Offers Down Payment Assistance Programs

March 01, 2021

THDA created the Great Choice Home Loan programYou have a choice in a home loan. Make it a Great Choice.As a state agency, THDA created the Great Choice Home Loan program to make homeownership available and affordable for Tennesseans of middle/moderate income. About Great Choice Home Loans:30-Year Term - Your monthly payments are spread out across 30 ...

Read The Full Article


Home sales hit 14-year high in 2020, pushing prices to record levels

February 16, 2021

By Anna Bahney, CNN BusinessLast year brought skyrocketing unemployment and a global pandemic that battered the economy, but people were still buying homes. Existing home sales in 2020 rose to the highest level in 14 years as prices climbed to a record high.Home prices rose 9% in 2020 from the year before, with the annual median price of ...

Read The Full Article


How to Fix Up Your HUD Home in Charlotte

February 03, 2021

Post by: Nancy Braun, Showcase Realty How your home looks after getting it renovated dictates the difference between a good or bad HUD home deal. This is true whether you bought the house to live in, or as an investment.Repairing a newly-bought foreclosed home could pose as quite a challenge. HUD homes are sold “as-is”, and ...

Read The Full Article





top