K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on #COVID-19

Will I Be Able to Afford More House Next Year Than I Can Right Now?

October 10, 2022

When should you buy a home in the current market? There's no doubt this market is confusing, with one expert recommending selling now to get peak value for a home and others saying to wait for the market to correct. If you're buying, your perspective is much different. You want to save money but still have your ...

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Is My Window to Buy a Home Finally Opening?

July 11, 2022

The housing market was red hot for months. Mortgage rates were low, and the competition for homes was fierce, with many people paying far above the asking price. Buyers were snapping up homes within hours of being listed, leaving many frustrated in their search.Usually, low-interest rates signal that it’s prime time to buy, but in 2021, the ...

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July 11, 2022

HUD No. 22-129HUD Public Affairs(202) 708-0685FOR RELEASEThursdayJuly 7, 2022FEDERAL HOUSING ADMINISTRATION EXPANDS MORTGAGE ELIGIBILITY FOR BORROWERS PREVIOUSLY AFFECTED BY COVID-19Updated guidance issued today provides new flexibility for lenders when calculating “effective income” for borrowers with previous employment gaps or loss of income due to a COVID-19 economic event.WASHINGTON, D.C. - The Federal Housing Administration (FHA) announced ...

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What Buyers Are Looking For In 2022

March 09, 2022

Selling your home in 2022 is an excellent idea as property values are expected to continue to increase after a record 2021. If you’ve been thinking to yourself, “I should sell my home,” but you’re not entirely sure what buyers are looking for in 2022, you’re in the right place. In this post, we’...

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October 07, 2021

HUD No. 21-167HUD Public Affairs(202) 708-0685FOR RELEASEWednesdayOctober 6, 2021WASHINGTON - The U.S. Department of Housing and Urban Development (HUD) on Wednesday announced that it will publish a rule that prohibits the eviction of tenants facing eviction for nonpayment of rent from HUD-subsidized public housing and certain properties with project-based rental assistance without providing a 30-day notice period that ...

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Covid mortgage bailouts are expiring fast, but here’s why a foreclosure crisis is unlikely

September 13, 2021

Covid mortgage bailouts are expiring fast, but here’s why a foreclosure crisis is unlikelyPUBLISHED FRI, SEP 10 20217:00 AM EDTUPDATED FRI, SEP 10 20217:00 AM EDTDiana Olick@IN/DIANAOLICK@DIANAOLICKCNBC@DIANAOLICKKEY POINTSThere are still 1.618 million borrowers in forbearance programs, or 3.1% of all outstanding mortgagesSome 98% of those troubled borrowers have at least 10% equity in their homes, not ...

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What caused the shortage of homes on the market?

August 15, 2021

Currently, we are experiencing an unprecdented shortage of homes on the market across the nation.  Almost every major Real Estate market is seeing multiple bids on almost every fair priced home and several buyers competing for the same home.   Many people have asked me what has caused this shortage.Here is what happened from my perpsective.  ...

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How To Buy A Home In An Extreme Seller’s Market (That’s Occurring During A Pandemic)

April 17, 2021

Natalie Campisi Spring is usually the start of the home-buying season, but 2021 might defy the old model, one that counted on seasonality—and the traditional ways we shop for houses.The pandemic has ushered in new rules for home shopping and buying. Instead of showing up unannounced to a packed open house—with finger-food platters that everyone picks ...

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Bundle Up! Winter's Home-Buying Game Has Changed. Here's How To Win

February 01, 2021

Savvy home buyers know that winter is typically a good time to embark on a house hunt, since much of their competition stays holed up at home until spring. But this winter, buyers might notice that they've got company.Lots of it, in fact."Normally winter is a good time for buyers," says realtor.com® ...

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How to sell your home in the age of coronavirus

January 19, 2021

By: Diana OlickNot a lot of homeowners want to put their homes on the market in the midst of a pandemic, but some do need to move, and it’s not the worst time to sell. Demand for housing is still incredibly strong, despite the hit to the economy, and supply is at a record low.For the week ...

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Buying a HUD Owned Home During COVID-19

December 17, 2020

With COVID-19 it is a little more challenging buying a home. The good news is HUD owned homes are vacant, secure and easy to see with a little help of the listing agent. Be sure to reach out to the agent for how you can view the property comfortably. Many offer virutual tours, even live tours, so you can ...

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3 Safe Holiday Gift Giving Tips You Can Practice This Year

December 10, 2020

2020 is a bit hellacious, but it doesn't and shouldn't stop us from spreading holiday cheers - virtually, that is. Here are our Top 3 Gift Giving Tips for this year's holiday season.Shop online and ship swiftly and early. Technology and e-commerce have made it easy and convenient for busy people to still personally shop ...

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Can you get down payment assistance during COVID-19?

October 02, 2020

Buying your first house during COVID-19 is still possibleMortgage rates may have hit an all-time low, but that doesn’t mean the purchase process has gotten any easier for first time home buyers.The pandemic has forced interest rates down in recent months, but it also drove millions of layoffs and reduced hours. This makes it more difficult for ...

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How to Increase Property Value for 2020: Top 10 Cost-Effective Home Renovations

August 01, 2020

1. Get Creative and Increase the Usable Square Footage of your Home Square footage has one of the largest impacts on the value of your home or condo. When buyers begin their search for a property, they generally have an idea of how many bedrooms, bathrooms and an approximate idea of the square footage they want.One of the ...

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6 Things Your Mortgage Lender Wants You To Know About Getting a Home Loan During COVID-19

July 01, 2020

Getting a mortgage, paying your mortgage, refinancing your mortgage: These are all major undertakings, but during a pandemic, all of it becomes more complicated. Sometimes a lot more complicated.But make no mistake, home buyers are still taking out and paying down mortgages during the current global health crisis. There have, in fact, been some silver linings amid ...

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5 Real Estate Trends to Watch

June 24, 2020

By Svitlana Gubriy Coronavirus has impacted not only the demand for hand sanitizer and facemasks, but also every corner of the market, including real estate. In March, when COVID-19 cases experienced a swift and steep uptick, real estate investment trusts (REITs) corrected sharply and quickly.Initial REIT underperformance in the time of COVID-19 stemmed from three major causes: rising ...

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Market changes in May For TN Housing by Sandra C Brown, GRI

June 15, 2020

Housing Market Changes For may 2020 In Tennessee by Sandra C Brown, GRI Broker TN Realtors reported in May inventory was down by 14%TN Realtors also reported sales were off by 20%Inspite of this however the median price per square foot rose 6% Currently Fannie Mae, Freddie mac and FHA are offering forecloure forebearance.Portfollio loans - Jumbo and ...

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Selling your home during COVID-19: Is it a good time to sell?

June 05, 2020

The common question is "Is it a good time to sell a property given the current situation?"Homelight recommends listing your home as soon as possible if you are planning to sell your property within the next 24 months. If the economy comes to a significant decline, it will be more challenging to sell your home in ...

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June 01, 2020

 You have a choice in a home loan. Make it a Great Choice.As a state agency, THDA created the Great Choice Home Loan program to make homeownership available and affordable for first-time homebuyers, but repeat homebuyers can participate if you meet any of the following qualifications:Have not lived in a home you own for at least three ...

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5 Tips For Selling Your Home During The Coronavirus Pandemic

May 19, 2020

Tara MastroeniLife is changing incredibly fast during the coronavirus pandemic and many industries are following suit, including real estate. While some sellers are deciding to pull their homes off the market and try to sell at a different time, that may not be an option for everyone.With that in mind, if you are trying to sell your home ...

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5 Ways to make your real estate business adapt to the new normal. Here are simple safety tips to keep you healthy, safe, and productive during these uncertain times.

May 06, 2020

Photo Credit: Image by Klaus Hausmann from Pixabay  Real estate agents are considered to be essential workers in many areas. Therefore, even the pandemic is not going to make it completely go on a pause. Realtors are one of the frontline heroes who help keep our communities and economy intact. For this reason, there are local safety protocols ...

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Buying a home during covid-19 pandemic? It can be done under the right circumstances

May 01, 2020

In the past few weeks, we have received questions about how the coronavirus pandemic has affected local real estate markets. Many buyers and sellers are worried about making a move right now, which makes us think real estate has already come to a near-complete halt.We don’t have anything but anecdotal evidence to support this at the moment, ...

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Spring homebuying season is all but canceled — but will it hurt home values?

May 01, 2020

The longest U.S. economic expansion in history is writing its final chapter as COVID-19 casts a long shadow on the economy, including what was a vigorous housing market just a few months ago, prior to the outbreak. ast year's active spring homebuying season was driven by robust house-buying power, a stark contrast from this season's ...

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Buying During the Virus By Sandra C Brown, Broker, GRI

April 13, 2020

Buying during the virus is a little different but yes you can still buy a house during the virus. 1) Check with your lender to make sure you qualify weekly during your search. Lenders rules change daily.  You don't want to submit an offer, have it accepted and then find out you can not finance ...

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