K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

What to Know About Fireplace Care and Maintenance

November 02, 2018

Don't sneeze with a match in your hand! Safely lighting a fireWhen starting a fire, open the fireplace doors and place your kindling, logs and newspaper inside. Open the damper and a window a couple of inches. Always open a window when lighting a fire to encourage the smoky air to go up the chimney. Light a match ...

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Mold prevention & Remediation

October 22, 2018

MOLDPosted on October 21, 2018 in UncategorizedMold is a common household occurrence. However, there are some very severe cases that can cause damage to the entire structure and illness to any inhabitants. https://youtu.be/1dkMK8Mbts8If you are buying a home, be sure to include a mold inspection. If you are selling a property, be proactive and have the home ...

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Unique Ideas For Your Basement

October 22, 2018

Published on AL.com by RE Resources TeamA basement can add some much needed square footage to your home. Instead of just using it for storage, consider some unique basement ideas to turn this space into something fun and functional for the whole family. While an unfinished basement can increase the market value of your home, a finished basement ...

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Why Is My Credit Score Important When Buying a Charlotte NC Home

October 19, 2018

Post by: Nancy Braun, Showcase Realty Why Is My Credit Score Important When Buying a Charlotte NC HomeCheck your credit score before you buyLike many first time home buyers, you are probably excited to look for your Charlotte NC home. Maybe you’ve even started looking at listings of homes, searching for homes that may fit your requirements....

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Holiday Home Marketing

October 19, 2018

Some people shy away from selling in the “off” season but nowadays, with help from the internet, people buy homes everyday no matter the season. Selling your home during the holidays could mean less competition.  Holiday season can be very beneficial for sellers because nothing makes a house seem like home more than the holidays, serious sellers ...

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YOU ARE UNDER CONTRACT!! NOW WHAT??!!

October 17, 2018

Moving is most often the most stressful part of selling a home. Here is a list of 23 tips to help you tackle the task and hopefully help you keep your sanity during the process  1. Start by assembling a teamRecruit family and freinds to cut down on the moving costs2. Find out what your moving company will ...

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5 Tips For Starting Your Home Search

October 17, 2018

In today’s real estate market, with low inventory dominating the conversation in many areas of the country, it can often be frustrating to be a first-time homebuyer if you aren’t prepared.In a recent realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights some steps ...

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Baby Boomers are Downsizing, Are You Ready to Move?

October 16, 2018

For a while now baby boomers have been blamed for a portion of the housing market’s current lack of housing inventory, but should they really be getting the blame?Here’s what some of the experts have to say on the subject:Aaron Terrazas, Senior Economist at Zillow, says that “Boomers are healthier and working longer than previous ...

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Destructive Termites in North Carolina

October 16, 2018

Destructive Termites in North CarolinaArticle information from www.termite.com/termites/north-carolina.html Submitted by Paula Fields, My Favorite Realty Inc. PFields2@triad.com 336-543-8683 It is critical to identify the species of destructive termites to formulate an appropriate control program. There are two main species of destructive termites in North Carolina. Eastern subterranean termites constantly search for new food ...

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6 Ways to Refresh Your Bathroom on a Budget

October 16, 2018

Match your MetalsGive your bathroom continuity by matching the cabinet knobs to the shower head and water faucets. And don’t be afraid to explore new options. Hint: brass is back! ReGlaze that old tubRetro colors in old bathrooms can be quirky and fun. Usually, though, they just don’t work. Rather than replacing that green tub ...

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Cades Cove, Tennessee. A “must see.”

October 16, 2018

                Most people will have heard of the Great Smoky Mountains National Park, which straddles the border between eastern Tennessee and western North Carolina. Established in 1934, it covers approximately 816 sq. miles. The park was visited by an estimated 11+ million people last year. ...

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Home Insurance Check Up, Part 1:

October 16, 2018

 Assess your liabilities this fallJean McLean >>> TwitterIt’s fall, y’all. That might mean…… Gabrielle just moved into her freshman dorm room.… Anthony is excited about participating in his first fall travel ball season.… Aunt Annie just bought a trampoline to keep the kids and their friends busy during football gatherings.Sam ...

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Should You Buy A House If You’re In Debt?

October 16, 2018

Should You Buy A House If You’re In Debt? Geoff Williams © Rawpixel via Getty Images You can buy a house while you're in debt. Whether that's a good idea depends on a few crucial factors.Being in debt when you want to buy a house can be overwhelming. After all, you know it’s ...

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Simple Steps To Insure Your HUD Home Purchase Goes Smoothly

October 15, 2018

Simple Steps to Insure your HUD Home Purchase Goes Smoothly By Sandra C Brown, Broker Dream Catcher Realty  Sevierville TN A) Your Realtor1) Make sure they have a NAID Number2) Make sure they have prior experience with HUD homesB) Your Title Company1) Make sure your title co is HUD approved C) Your Lender1) Insure your lender does FHA, FHA ...

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Tips to Decorate Your Home for Fall

October 15, 2018

DIY Home Decorating Tips for FallYou don't have to paint your walls or buy new furniture to get your home ready for fall. Instead, you can use some simple seasonal tricks to welcome autumn leaves and pumpkin spices into your home, and impress your visitors in the process.1. Bring Out the Cinnamon- and Pumpkin-Scented CandlesThe smell of ...

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Alabama outdoor destinations and day trips.

October 15, 2018

Also known as the highest point in Alabama, Cheaha State Park is located in Delta, AL. This state park provides the best views along with recreational activities. If you are searching for views from the highest point in Alabama, The Doug Ghee Accessible Trail leads you along an elevated boardwalk all the way to Bald Rock. Desoto State Park, ...

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Mortgage Rates Jump to 7-Year High

October 15, 2018

The following is an article from REALTOR Magazine.The 30-year fixed-rate mortgage hasn’t averaged this high since 2011, as it inches closer to the 5 percent threshold.“Rising rates paired with high and escalating home prices is putting downward pressure on purchase demand,” says Sam Khater, Freddie Mac’s chief economist. “While the monthly payment ...

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What You Should Really Know About Browsing for Homes Online

October 15, 2018

By: HouseLogicPublished: February 27, 2018It’s fun! It’s exciting! It’s important to take everything with a grain of salt! Oh, let’s just admit it, shall we? Browsing for homes online is a window shopper’s Shangri-La. The elegantly decorated rooms, the sculpted gardens, the colorful front doors that just pop with those “come hither” ...

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Top 10 Myths about Realtors

October 15, 2018

1) Real Estate Agents are Always Late for AppointmentsFalse. There is no excuse for habitual tardiness among professionals. None. I don’t care if it’s your doctor, your cable TV installer or your Realtor.Every person deserves respect, and respect is earned by providing what is promised and being on time.2) The More You Pay for ...

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Do's by most lenders for getting a home mortgage

October 14, 2018

Do's by most lenders for getting a home mortgage:Plan to have all W2s to balance with total income on taxes, regardless if used for qualified income.Discuss with your loan officer any changes in financial position, purchases, accounts, increasing balances, etc.Enjoy your vacation after all documents are complete 100%   Make me aware of the dates of ...

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9 Scary Things Real Estate Agents Fear Hearing

October 13, 2018

When you’re in the business of helping people buy and sell homes — arguably the largest investment of their lives — it goes without saying that there’s a lot at stake. While real estate agents are typically unflappable pros who, in many cases, have experienced just about every scenario you can imagine, there are still some things ...

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Take professional photos of your property listings like a pro using your handy smartphone!

October 12, 2018

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Fall is here..

October 12, 2018

  Fall is here, at least according to the calendar. Some of us here in the south have not yet seen the cooler comfortable temperatures that Autumn brings. If you are anything like me, a nice warm fire in the fireplace makes home a cozy and comfortable place to be when the weather breaks. Before using the fireplace for ...

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Interesting article on Shifting Winds

October 11, 2018

 https://magazine.realtor/for-brokers/network/article/2018/09/shifting-winds-are-changing-housing-markets© Paul - Fotolia.com Shifting Winds are Changing Housing MarketsReal estate coaches Tim and Julie Harris make predictions on the impending real estate market cycle. Learn what you can expect in order to prepare your company. September 20, 2018 by Tim and Julie HarrisChange is a funny thing. Sometimes it’s so gradual we barely ...

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Age Affects Home Values

October 11, 2018

This may sound like an odd statement but it is true.  According to Trulia, the majority age of the population that work is from 20 to 64.  This age group must follow the jobs.  As small towns lose industry, this age group is moving to high-industry areas.  As people relocate to these areas the housing ...

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