K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

Is your home in a flood zone?

July 31, 2021

With all of the weather changes and natural disasters happening across the globe, it may be a good time to check and see if your property is in a flood zone. Flood zones can change over time. Environmental and man made events can change your properties flood risk. To check and see if your property is in a flood ...

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Importance of Great Lender

July 30, 2021

It's always so important to explain to buyers to get prequalified before they start the process.  When purchasing a home there are some many hurdles to jump over.  The process can be overwhleming to a first time buyer or even a client from years passed.  Making sure everyone is all on the same page helps ...

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Why Are Some Realtors Reluctant To Sell HUD HOMES?

July 27, 2021

Why are some Realtors reluctant to sell Hud Homes?It has come to my attention that some Realtors are afraid to sell HUD Homes, because they don’t understand how the process works, and cannot answer the clients questions, so they refer these buyers out to other Realtors.  These properties should not strike fear in a Realtor.  ...

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How To Improve Your Credit Score To Help Secure a Home Loan

July 16, 2021

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ARE PRE-LIST REPAIRS/UPDATES A GOOD IDEA IN THIS MARKET?

July 15, 2021

               Both buyers and sellers ask this question.  The answer is both yes and no.  Many home sellers are reluctant to improve the home stating “it was good enough for us” and most importantly, will I get my money back or more by ...

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TOP 5 QUESTIONS I’M ASKED AS A REAL ESTATE PROFESSIONAL

July 15, 2021

TOP 5 QUESTIONS I’M ASKED AS A REAL ESTATE PROFESSIONAL  1:  How Much Do Real Estate Agents Charge? Typically, you aren’t paying a real estate agent to help you find your dream home. A home seller pays their real estate agent a percentage of the home sale price, and that agent pays the buyer’s ...

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Case Study: Personal Property Assessment and Cleanout

July 15, 2021

Case Study: Personal Property Assessment and Cleanout Client: Family Estate The ChallengeThe rich history of this family and house started its story in 1955 when a young doctor and nurse got married and purchased a house on the Northside of Chicago. Over the next 65 years the home accumulated with 3 generations of mementos, filling the basement and cluttering ...

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Is there a stigma with HUD homes?

July 15, 2021

There are consumers out there that believe that HUD homes aren’t worth buying. So, is there a stigma when buying HUD Homes? The answer to that question is yes! But Why? First, we need to understand what exactly a HUD property is. A HUD property is a home that is an FHA mortgage default and has gone through ...

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Escalation Clauses - What are they? How do they work?

July 14, 2021

We are currently in the midst of a nationwide shortage of homes on the market due to COVID-19 and the aftereffects that have caused havoc in Real Estate.    Many sellers are over the panic of COVID-19, but they are hesitant to put their home on the market because they fear they won't find anything to buy ...

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Is Now A Good Time To Buy A House? Find Out Who Really Knows

July 14, 2021

Real estate agents are often asked…Is now a good time to buy a house?  For those that are contemplating a purchase of a home, this question is especially worth consideration, given that we are deep in a sellers market, perhaps the most unpredictable one ever! Prices are rising to record breaking levels. Sellers are less willing to ...

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Why do many REO Home Sales fail?

July 13, 2021

Why do many REO Home Sales fail?Sadly, many times, it is inexperience by 2 important parts of the equation – Buyer’s Realtors and Buyer’s LendersFirst and foremost, the REO selling agent can tell the buyer’s Realtor everything they need to know but are they listening? Some REO agents list the rules about what to do ...

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It's been rainy cats and dogs!

July 13, 2021

Does your homeowner's insurance cover water backups or flood damage from heavy rain? Many area residents of the Metro Detroit area are experiencing flooded basements from the heavy rains.  It seems like these torrential rainfalls are happening more often.  In August 2014 Southeast Michigan rainfall records were shattered with 4.57" of rain in one day!...

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Reasons Why This Summer Might Be the Best Time to Sell Your Home

July 12, 2021

Here are 4 things to think about if you are considering selling your home:You Home Should Sell Fast!  Homes are selling in an average of 17 days, according to the most recent statistics from the National Association of Realtors (NAR).  Multiple Offers Have Become Prevalent!  NAR is also reporting that Sellers are seeing an average of ...

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How are Charlotte HUD Homes Sold?

June 12, 2021

Post by: Nancy Braun, Showcase Realty HUD homes are sold based on fair market value, which attracts both owner-occupants and investors alike. These properties are perfect for buyers who wish to move or invest in Charlotte NC.  Through HUD, homebuyers have access to quality housing options but with affordable mortgages. Investors, on the other hand, can ...

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Top 3 Reasons Why Real Estate Agents Should Blog

June 07, 2021

If you don't have a real estate blog yet, you should start one NOW! Why? Let us share with you our Top 3 Reasons Why Real Estate Agents Should BlogReference Article: 7 reasons every real estate agent should have a blog 843-705-8474 (DIRECT) | 1-844-204-2373 (TOLL FREE)  info@scottrealtyprofessionals.com  www.ScottRealtyProfessionals.com ...

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What does the NCREC by "answer questions about multiple offers honestly?"

May 27, 2021

1What does the NCREC by "answer questions about multiple offers honestly?"In the previous screen, the NCREC information officer wrote, "A broker is not required to disclose a multiple offer situation but should answer any questions about whether or not there are multiple offers honestly. The broker should follow the direction of their seller in what ...

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What to Expect in a Seller’s Market with Low Inventory

May 25, 2021

by BJ JohnsonThe year 2020 was a crazy year with the start of a pandemic but also, fortunately, houses continued to go up for sale.  People were thinking about where they live. As some were moving out of big cities like New York City and settling in the suburbs or warmer states in the south, others were downsizing ...

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Spring Has Sprung Now What

May 24, 2021

Most people think of spring as the beginning of the real estate market. Boy are we ever wrong for 2021!. It seems we have been non stop since COVID started in Tennessee and no end soon in sight. What we do have to look forward to is taking advantage of the possible increase number of foreclosures. No one is ...

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3 Things To Prioritize When Selling Your House

May 24, 2021

3 Things To Prioritize When Selling Your House Today’s housing market is full of unprecedented opportunities. High buyer demand paired with record-low housing inventory is creating the ultimate sellers’ market, which means it’s a fantastic time to sell your house. However, that doesn’t mean sellers are guaranteed success no matter what. There are still some key ...

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Do’s and Don’ts When Buying a New Home

May 23, 2021

In the market to purchase a home this spring? Here’s what you should and shouldn’t do to ensure a smooth and happy home buying experience.  DO’S: Save recent pay stubs and financial statements Get all your financial paperwork in order before applying for a mortgage. This will provide a seamless application process. ...

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The calm before the storm?

May 18, 2021

The low HUD assignments inventory gives all Listing Brokers a short break.  At some point in the near future, there will be No further moratorium on evictions. We can realistically expect a surge of new assignments. So now we have the opportunity to double check all our HUD requirements and make sure that all paperwork meets required standards. ...

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FHA Streamline Refinance: Rates & Requirements for 2021

May 17, 2021

FHA Streamline Refinance: Rates & Requirements for 2021Dan Green  The Mortgage Reports ContributorThe FHA Streamline RefinanceIf you currently have an FHA mortgage, the FHA Streamline Refinance is the easiest way to get a lower rate and monthly payment.The FHA Streamline is a “low-doc” refinance with limited paperwork required. The lender doesn’t have to verify your ...

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It's a sellers market now.

May 16, 2021

Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition. This gives homeowners leverage to sell for the best possible terms, and it’s fueling a steady rise in home prices....

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Buying Ina Limited Inventory Market

May 15, 2021

Buying In Today's Limited Inventory Market By Sandra C. Brown, Principal Broker  Dream Catcher Realty Sevierville,TN .With the extremely limited inventory market many buyers with encouragement from their agents are taking bold steps to make their offers seem attractive and hopefully get accepted.   These tactics all have some degree of risk.I will review some ...

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Experts Say Home Prices Will Continue to Appreciate

May 15, 2021

  It’s clear that consumers are concerned about how quickly home values are rising. Many people fear the speed of appreciation may lead to a crash in prices later this year. In fact, Google reports that the search for “When is the housing market going to crash?” has actually spiked 2450% over the past ...

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