K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on #michiganrealestate

NEW FEMA FLOOD INSURANCE RATES – WHO’S EFFECTED?

October 14, 2021

Starting 10/1/2021 new FEMA flood insurance policies and later will be priced using a Risk Rating 2.0.  Policyholders that are eligible for renewal can take advantage of decreased rates.  In cases where premium increases they will be capped at18% a year and will gradually increase until your new full flood insurance rate has been reached under ...

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Available HUD Home In Bloomfield Twp. MI

October 14, 2021

HUD Home. Cozy brick ranch nestled on a great lot featuring a nice size eat in kitchen with plenty of cabinet space. A great family room with a natural wood burning fireplace and sliding door to the patio area overlooking the back yard. Master bedroom with full bath, attached garage and much more. With 3 bedrooms,  2 full ...

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Fall Maintenance Checklist

September 14, 2021

When the last of summer's heat is becoming a memory, and you start pulling out hoodies more than your shorts, it's time to take on a few simple chores that'll make winter more pleasant and avoid any surprises in the spring.This fall checklist helps:Stow your mower – make sure to clean the blades and inside ...

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Millennials are looking for dream homes, but Michigan’s competitive housing market keeps them out of reach

September 07, 2021

A promotion, a pay raise and a 30th birthday all felt like the right time for St. Clair Shores resident Justin Donoghue to purchase his first home.As he enters his seventh month of house hunting, he’s been outbid five times.“It’s just been really disheartening to fall in love with a home, write my cutesy ...

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What caused the shortage of homes on the market?

August 15, 2021

Currently, we are experiencing an unprecdented shortage of homes on the market across the nation.  Almost every major Real Estate market is seeing multiple bids on almost every fair priced home and several buyers competing for the same home.   Many people have asked me what has caused this shortage.Here is what happened from my perpsective.  ...

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Summer Home Maintenance - To Do’s

August 13, 2021

Summer is a great time to work on those home maintenance projects!  I’ve compiled a list of To Do’s for the exterior of your home!    Power wash your driveway & sidewalks – After ensuring weeds are removed from any cracks, use a pressure washer to give your area a good cleaning to wash ...

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Top 4 Questions Asked About HUD Homes

August 10, 2021

Everyday we get calls and emails regarding HUD Homes.  Here are the top 4 questions we are asked. 1. What Is A HUD Home?The HUD Homes we sell are homes the previous owner had an FHA mortgage on, HUD backed that mortgage. So when the owner defaulted on the mortgage, it becomes a HUD Home.2. ...

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