K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

5 Simple Ways to Cut Heating Costs

December 04, 2018

5 Simple Ways to Cut Heating Costs  Every year the debate is the same. Some of your friends and colleagues are going on and on about how much they hate winter. You, being the positive thinker in the group, say how much you love it! Bring on the snow, you say! I applaud your winning attitude! The world ...

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Secrets For a Stress Free Purchase

December 04, 2018

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FHA One-Time Close Construction Loan Rules

December 03, 2018

What do borrowers need to know about FHA One-Time Close construction loans? There are two very important areas to keep in mind. One involves the lender’s specific requirements to qualify for this single-close construction loan, and the other involves FHA loan rules.The two are not always identical and this is something to be aware of when going ...

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How to Create a Savings Budget for Buying a Second Home Make Sure You're Financially Ready to Buy a Second Home •••

December 03, 2018

How to Create a Savings Budget for Buying a Second HomeMake Sure You're Financially Ready to Buy a Second Home•••BY REBECCA LAKE Updated July 25, 2018Buying a second home takes some financial planning first, starting with creating a savings budget. Your first home-buying experience may have taught you that you'll need cash for a ...

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Determining if You're Ready for the Commitment of Buying a Home

December 02, 2018

Determining if You're Ready for the Commitment of Buying a HomeBuying a house is a big commitment, so before you start house hunting and comparing mortgage rates, take the time to examine your current situation and how it could change in the future.Ask yourself:Are you planning on any major life changes, like changing jobs or starting a ...

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A Checklist for Home Inspections

December 02, 2018

A Checklist for Home InspectionsDid Your Home Inspector Check the Essentials?SharePinEmail•••BY ELIZABETH WEINTRAUB Updated July 07, 2018Homebuyers have it drilled into their heads that they must have home inspections but what does a home inspection report disclose?  Homebuyers are often in the dark about home construction and its components so it should come ...

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BEAUTIFUL TENNESSEE LIVING!

December 01, 2018

Live year round in your own Tennessee Wooded Retreat, 4.13 acres.Design typical of a mountain chalet - open great room with fireplace - open kitchen - windows let in natural life and adds a frame of the outside -  when viewing the natural habitat and animals. Three bedroom home., three full bathrooms.The owner suite is at ...

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Hurricanes and Home Insurance

December 01, 2018

Hurricanes and home insurance damage questions and answers: Don't wait until you are in the middle of a hurricane to obtain insurance as you will be unhappily surprised. Once a tropical storm or hurricane watch or warning has been issued, insurance companies will not allow homeowners to obtain new or additional insurance coverage. Hurricane season which ...

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Baby its Cold Outside

November 29, 2018

If you are like many people, winter is the time to stay in your pajamas by the fire watching The Hallmark Channel. Oh how I wish that were true for my life, but the reality of it is, winter time is a great time to buy a home. Many buyers have become frustrated with the market. Recent losses of ...

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To splurge or to buy?

November 28, 2018

Decking the halls and roasting chestnuts on an open fire are perfect ways to get in the holiday spirit. If you are a homeowner looking to buy a home in the near future, you can rest comfortably knowing you can still enjoy your holiday season without turning into the Grinch! Nowadays, most involved in Christmas know what an expensive ...

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Preparing your home for winter!

November 27, 2018

WinterDecember☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐Inspect your fire extinguisher(s)January☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐Inspect your fire extinguisher(s)February☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐Inspect your fire extinguisher(s)Quarterly☐ Test smoke/carbon monoxide detectors☐ ...

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Best Time to Purchase

November 27, 2018

When is the Best Time to Buy a HomeData points to the first week of fall nationally, but each local market has its quirksAccording to realtor.com data, the last week of September could be the best time to begin a search and start closing down on a property. Historically, buyers are likely to see more balanced conditions early ...

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What You Should Really Know About Browsing for Homes Online

November 19, 2018

Quickshare:FacebookTwitterEmailWhat You Should Really Know About Browsing for Homes OnlineBy: HouseLogicPublished: February 27, 2018It’s fun! It’s exciting! It’s important to take everything with a grain of salt! Oh, let’s just admit it, shall we? Browsing for homes online is a window shopper’s Shangri-La. The elegantly decorated rooms, the sculpted gardens, the colorful front ...

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11 Thanksgiving Fun Facts You'll Want To Share On Turkey Day

November 19, 2018

 1. Historians are not actually certain if turkey was eaten at the First Thanksgiving in 1621.Not only that, but the 1st Thanksgiving meal turkey may not have actually been served. The "fowling" they ate that day could have been other birds like "ducks, geese and swans," which were also regularly eaten in the area....

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$15,000.00

November 16, 2018

You could receive a $15,000 grant to help you buy a home anywhere in the counties of Cabarrus, Gaston, Mecklenburg, Rowan and Union counties. If you qualify as active military, veteran or eligible surivng spouse, law enforcement, firefighter, emergency medical technicians, or teacher, you may be eligible to receive an additional $2500 for a total grant amount of ...

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Role of the Realtor

November 15, 2018

A REALTOR, whether acting as an agent for the Seller or the Buyer, is bound by the Code of Ethics to give fair and honest treatment to all parties in the transactionThe goal of the REALTOR and the buyer is to find a property which meets the buyer’s needs, within his/her budget and time frame and bring the ...

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FHA 203B Loan

November 15, 2018

The HUD REO FHA203B escrow repair financing availability is for all HUD foreclosures  for owner occupants. This loan is designed to be able to obtain a HUD foreclosure with minimal down payment. The minimum down payment required for the HUD FHA 203B escrow repair loan is only $100 you can also have HUD  pay up to 3% of ...

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Simple yet Beautiful Thanksgiving Decor

November 15, 2018

It’ll soon be time to prep the turkey and bake the pumpkin pie, Thanksgiving is just around the corner and I have some simple yet lovely décor to wow your family and friends. Dressing up your dining table with some fall flair is the perfect place to start, since you’ll more than likely use it to ...

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Exterior Home Staging

November 15, 2018

Whenever you sell a home, many suggest staging your home.  When this is mentioned thoughts go to area rugs, furniture, fixtures, and accessories for the interior.  But many people do not even think about the exterior.  But curb appeal is a huge deciding factor as to whether or not many potential buyers even want to enter ...

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Options to avoid Foreclosure

November 15, 2018

Homeowner ResourcesOptions to avoid ForeclosureStruggling to make a payment on your property? Foreclosure is not your only option! There are many ways to avoid foreclosure on your property. Allow me to be your guide to avoiding foreclosure in the greater Tupelo area.As a Certified Distressed Property Expert and Realtor in Tupelo, Mississippi, I have the expertise to help ...

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7 Important Things Home Sellers Often Forget to Do

November 15, 2018

The following is a copy of an article that originally appeared on realtor.com, written by Jennifer O'Neill. The link to the original is: https://www.realtor.com/advice/sell/7-things-home-sellers-forget/***When you’re selling your home there’s so much to do: find a Realtor®, do touch-ups, get that balky air conditioner fixed, look into staging... It’s no wonder that sometimes ...

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Tips to selling your home this winter

November 15, 2018

Lets face it, the winter months are a tough time to buy or sell property. Here are some tips to help home sellers spice up their home and stand out from the competition. Let in the LightPull up the blinds, open the shutters, push back the drapes on every window. Turn on every light in the house, including ...

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Perks of Shopping for a Home in the Winter

November 15, 2018

November 2018 by BOEWhen it comes to shopping for a home, winter is not the most popular season. Cold, the wind, snow and short days all make hunkering down and staying inside appealing. Real estate sales slow down, fewer homes are on the market, and many people wait to buy or sell till Spring hits.But as a home ...

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Real Estate Markets Cooling Across The Country, And It's Not Just The Winter Effect

November 15, 2018

 Caroline FeeneyContributorReal EstateI write about housing market dynamics and real estate data.In the wake of a booming home price run-up, economists explain the recent real estate market shift caused by homebuyer fatigue and affordability challenges.GETTYIn December 2008, almost a decade ago exactly, Case-Shiller posted a record 18% price drop in home values across the country as ...

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Factors In Buying A Smoky Mountain Rental Cabin By Sandra C Brown

November 15, 2018

Important Factors in Buying a Smoky Mountain Rental Cabin By Sandra C Brown , Broker Dream Catcher Realty, Sevierville,TN   These are some of the most important factors  in buying a Smoky Mountain Rental Cabin 1) Needs to be within 5 to 8 minutes of the Parkway2) Needs to have atleast 3 bedrooms3) Driveway needs to be paved ...

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