K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

How to Determine Your Ideal Retirement Savings at 30 and Beyond

August 15, 2019

 RETIREMENT PLANNING  PLANNING BY DECADEHow to Determine Your Ideal Retirement Savings at 30 and BeyondSharePinEmail •••BY SCOTT SPANN  Updated August 06, 2019Figuring out how much money you'll need for retirement can be challenging, particularly in the early stages of your career. Fortunately, there are some helpful retirement planning benchmarks to help you ...

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Knock on Wood (Flooring) For Its Timeless Appeal

August 15, 2019

Wood floors still rank high on a homebuyers’ wish lists. Let your sellers know about today’s design trends and product improvements so they might earn the best return on their investment. Knocking on wood is a superstition intended to bring good luck. Coincidentally, wood flooring improves the odds that a listing will appeal to more buyers and ...

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Still a Seller's Market... And be Prepared

August 15, 2019

Our marketing area in SE Tennessee is a big-time seller’s market. This should ensure that buyers are fully prepared to provide supporting documentation for offers. It would be a good idea to have either the Pre-Qualification letter for financed offers or a proof of funds letter for cash offers. If either of these documents are over 30 days ...

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Life in The Great Smoky Mountains by Sandra C Brown

August 15, 2019

Life In Sevier County TN Gateway to the Smoky Mountains by Sandra C Brown, Broker Owner Dream Catcher Realty, Sevierville, TN Fun Facts About Sevier County TN IE The Smoky Mountains Present day Sevier County was settled by the Scotch Irish who came from southern Virginia mainly arround Newport News, Norfolk  and Hampton VA in the early 1800s.  ...

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Reasons to Get Pre-Approved for a Mortgage

August 15, 2019

Before you start your home search, you want to know how much you can afford, right? There are two ways to do this: with a mortgage pre-qualification and a mortgage pre-approval. As a home buyer, the pre-approval is more valuable to you during your home search.How Pre-Approval Helps You as a Home BuyerOne of the main differences between ...

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Safety Tips for REALTORS

August 15, 2019

Safety Tips for REALTORS1-Show propertys in the day light not at night.2-Park on the road. Do not let customers park behind you.3-When needed check in with office.4-Have a saftey word.5-There is a app you can share to know your gps.6-Take a picture of buyers car tag and share if in a area that you ...

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Builder confidence rises in August

August 15, 2019

The National Association of Home Builders' Housing Market Index rose to 66, up 1 point from JulyBYVERONIKA BONDARENKO Builder confidence for newly built single-family homes rose to 66 in August, up one point from July, according to data released Thursday by the National Association of Home Builders (NAHB) and Wells Fargo.The Housing Market Index (HMI) is a weighted ...

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What to Ask When Choosing a Lender

August 13, 2019

 AboutTiffany Howard of Nicole James Real Estate Group is a top 1% agent and has participated in a variety of real estate transactions, including residential properties in the secondary home, REO, new construction markets in both the Triangle and Atlanta areas. Tiffany prides herself on maintaining a high level of professionalism and being a tireless advocate of her ...

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Appraisers Appraise Real Property, Not Personal Property

August 13, 2019

Appraisers Appraise Real Property, Not Personal PropertyCredit goes to Byron King and SC Realtors...

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When fans can help and when they don't.

August 12, 2019

Feeling the Heat? Here’s When Fan's can help and when they don't —According to ScienceWith cities around the world hitting record-breaking temperatures, finding quick and effective ways to cool off has become a top priority. Air-conditioning is a great option, but not every country can afford or sustain the energy infrastructure required to climate cool ...

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How To Buy and Sell At The Same Time Without Losing Your Mind

August 12, 2019

It’s a tricky situation; how will the logistics work out? Will you be homeless? What if your housedoesn’t sell? AHHH! We hear these questions all the time! Selling your home and buying a new oneat the same time can be very stressful. Here are some tips to help you with this situation.Hire a ProfessionalYou'll ...

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Now is the time to buy! Ways to improve your credit score..

August 12, 2019

    Now more than ever is a great time to buy in the real estate market. Why? Because mortgage rates are dropping, making it the best fiscal time to purchase a home or investment property. However, if you find yourself in a position like a lot of Americans can relate to: having a poor credit score; ...

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Maintaining your Property

August 12, 2019

5 Winter Home Maintenance Projects You Should Do in the Middle of Summer1. Check the roof and guttersStart with the gutters.Check to see if there are excessive amounts of granules in your gutters, as these can indicate an issue with your roof,” she explains. “Also, look for missing roof shingles or water stains on the underside ...

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Millennials drive mortgage refinance boom, and lenders are scrambling

August 11, 2019

Diana Olick | @DianaOlickPublished 12:46 PM ET Fri, 9 Aug 2019 Updated 1:49 PM ET Fri, 9 Aug 2019 CNBC.comhttps://www.cnbc.com/amp/2019/08/09/millennials-drive-mortgage-refinance-boom-and-lenders-are-scrambling.htmlRefinance applications were up a stunning 116% this week compared with a year ago, according to the Mortgage Bankers Association. That has lenders scrambling to keep up.Millennials were especially reactive to the rate drop. In ...

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These three key factors in marketing your property will get it sold for a higher price on time.

August 09, 2019

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14 Garage Organization Ideas Under $50

August 09, 2019

Easy-to-afford solutions for your tools, sporting and seasonal gear (so you'll have room for your car, too). If you've got a garage, most likely you've got waaayyyy more than cars in there. It's the catch-all place to keep stuff (mostly) out of sight and out of mind.Put order to the chaos and protect ...

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Being  Prepared For Hurricane Season

August 08, 2019

Being  Prepared For Hurricane Season  Basic electronicsPack an extra phone charger in case you’re fortunate enough to have electricity, and a portable battery pack in case you’re not. Also stash a long-lasting LED flashlight. Pack a small hand-cranked or battery-operated AM/FM radio (with extra batteries).Personal needsWhile getting ready for a typical day, list every toiletry ...

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August 2019 Market Update Manchester TN

August 08, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 15.5% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 7.5% increase from 2018 YTD.The average days on the market are fairly stable this year to date  ...

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How to Create A Functional & Organized Kitchen

August 08, 2019

Have a place for everything – and everything in its place.  No matter the size or layout of a kitchen, there are plenty of tips you can utilize to keep it functional and organized. Drawer organizers. Use these compartmental organizers to create a drawer that makes it easier to find utensils and the other little odds and ...

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Emergency Preparedness

August 06, 2019

Emergency Preparedness Essentials Emergency situations such as fire, extreme weather and power outages can happen without warning. By taking the time to prepare for a possible disaster now, you and your family will be equipped to handle a crisis if one ever occurs. Fire Escape Route and Meeting Spot It can take a mere five minutes for a ...

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5 First-Time Homebuyer Mistakes and How to Avoid Them

August 06, 2019

By Robin Kencel, Contributor |July 30, 2019 Unless you are fortunate enough to be a first-time homebuyer that works in real estate, residential construction or interior design, purchasing a home can be a daunting process.Of the missteps many first-time homebuyers make, they frequently fall under five common themes:Not taking the time to learn about various locations and features ...

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Financing Your Home Renovation

August 06, 2019

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2.94 ACRES - 3 BEDROOM HOME - GARAGE

August 04, 2019

THIS HOME SCREAMS 'CHECK ME OUT!'Clean country setting3 bedrooms                           2 full bathrooms                Fireplace@1374 square feet               Detached building             Fencing          ...

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FHA Home Loan Down Payment Rules: Cash To Close Sources

August 02, 2019

FHA home loan down payment rules include requirements for the sourcing of funds used to make that down payment and/or provide cash to close the deal.Down payment funds and sources of cash to close must be properly documented by the lender to insure the cash does not come from unacceptable sources such as non-collateralized loans (payday loans, credit ...

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It is never too early to start finding deductions!

August 01, 2019

Disclaimer: This is not intended to be considered tax advice. For a full explanation, please contact your Tax Professional. As most homeowners know, owning a home allows us to take advantage of certain tax deductions. Some are well known, like interest on your home loan. Well how about adding some other deductions to lower that tax liability? Did you ...

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