K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on Buying a House

Bad Habits Home Buyers Should Break in 2024

January 25, 2024

Many people look at the new year as an opportunity to make resolutions to let go of old habits and adopt better, healthier ones. And if you’re planning on buying a home in 2024, you can also apply that same mindset to the home-buying process.So, what bad habits can you leave behind for a better home search ...

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Finding the right mortgage for you

July 14, 2023

Are you thinking of buying a house?  How do you know what type of mortgage is right for you?The type of mortgage you use to buy a house affects what you'll need to qualify for the loan (including the required down payment amount) and how you'll pay it back. Choosing the right home loan can ...

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Can You Still Get A Mortgage With A Low Credit Score

July 13, 2022

With rental rates reaching an all time high, you might be thinking it’s time to buy.  You have been saving money for a down payment but your credit score isn’t quite where you need it to be.  Can you still buy?Lenders consider four primary factors when reviewing a mortgage application:1. Your credit score.2. ...

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Top 6 things to consider when buying a home

September 14, 2021

 Chose the people you wish to help you carefullyThe professionals you choose to help you will be the difference between a great experience and a stressful one.  Buying a home is a life changing event and one of the most important decisions you’ll make in your life.  Trusting people to help you with this is ...

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Escalation Clauses - What are they? How do they work?

July 14, 2021

We are currently in the midst of a nationwide shortage of homes on the market due to COVID-19 and the aftereffects that have caused havoc in Real Estate.    Many sellers are over the panic of COVID-19, but they are hesitant to put their home on the market because they fear they won't find anything to buy ...

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5 Tips to Make a Competitive Offer in a Hot Market

February 10, 2021

With a high level of potential buyers and a low housing inventory, the real estate market remains super competitive in 2021. More than ever, it is crucial for buyers to know how to make a confident and competitive offer once they found the right home. Here are five keys to success to make a strong offer and stand out ...

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How to Improve Your Credit Score Before Applying for Home Loan

July 11, 2020

Post by: Nancy Braun, Showcase Realty Buying a house in Charlotte NC can be a lot of work. You need time to save, documents to prepare, mortgage brokers to talk to, and application forms to fill out. One aspect that affects the home buying process is applying for a mortgage, which in turn is significantly influenced by the ...

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Can You Negotiate HUD Home Price?

February 08, 2020

Post by: Nancy Braun, Showcase Realty If you’re thinking of purchasing a home and would like to get a good deal, you may want to consider buying a Charlotte HUD home. HUD homes are homes owned by the U.S. Department of Housing and Urban Development, and they are usually offered for sale at affordable prices.When ...

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2020 Outlook: Real Estate Market Forecast

January 15, 2020

We’re in the midst of the longest economic expansion in U.S. history, and economists think there’s still room to grow. A recent survey by the National Association for Business Economics found that experts believe the U.S. economy will remain positive throughout 2020.1Still, given that recessions are a natural (and necessary) part of a business ...

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5 HUD Home Buying Mistakes To Avoid

December 14, 2019

Post by: Nancy Braun, Showcase Realty Know the pitfalls of buying a HUD home If you plan to be a home-flipper, investing in a Charlotte NC HUD home may seem like a good idea. But if it is your first time, and you don’t know anyone who has bought a HUD home in your area, investing in ...

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No More VA Loan Limits Next Year: Who's unhappy?

December 09, 2019


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5 Steps to Finding Your Next Home

November 15, 2019

5 Steps to Finding Your Next Home01 Nov 2019  by Gerald J. RichardsonWhether you’re a first-time buyer or a seasoned homeowner, shopping for a new home can feel daunting. In fact, 56% of buyers said that “finding the right property” was the most difficult step in the home buying process.1Buying a home is a significant ...

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6 Things to Know Before Buying a New Home

September 15, 2019

One of the biggest mistakes new homebuyers make is assuming that everything in their house will work perfectly because it’s brand new.No matter how precise and careful builders are, there is no such thing as a perfect house, asserts Diane Saatchi, a senior vice president at real estate firm The Corcoran Group’s East Hampton, N.Y., ...

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Is It the Right Time to Buy My First Home in Charlotte NC?

September 13, 2019

Post by: Nancy Braun, Showcase Realty  If you’re young and earning, owning a home is probably one of your greatest aspirations. However, buying a home in Charlotte is a major purchase and entails a huge responsibility, so the question you should really be asking is “Am I ready to buy my first home?”Many ...

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14 first-time homebuyer mistakes to avoid

July 15, 2019

Buying your first home comes with many big decisions and can be as scary as it is exciting. It’s easy to get swept up in the whirlwind of home shopping and make mistakes that could leave you with buyer’s remorse later.If this is your first rodeo as a homebuyer or it’s been many years since ...

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How to Make Your HUD Home Energy Efficient

July 04, 2019

Post by: Nancy Braun, Showcase Realty  Dreaming of lower utility bills?The consistently increasing cost of utility bills is a source of concern among many homeowners. When you are trying to pay off the monthly mortgage of your Charlotte home, put food on the table, send children to school, and save some amount for rainy days, each ...

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5 steps to buying a foreclosed home

June 26, 2019

Here are some tips to prepare you before buying a foreclosed home:Find an agent specializing in foreclosures.Get a preapproval letter.Look at “comps” before making an offer.Bid higher if other foreclosures are selling fast.Be prepared to buy a foreclosure in “as-is” condition.1. Find an experienced real estate agentHire an agent who is knowledgeable ...

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Top 6 Home Organization Upgrades that “Spark Joy” for Buyers

May 15, 2019

Thanks to Marie Kondo and her hit Netflix series “Tidying Up,” home organization is a hot topic right now. Marie encourages her viewers to minimize their possessions and keep only those items that “spark joy.”With spring in full bloom, now is the perfect time to do some spring cleaning and add organizational systems to ...

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Five Ways to Buy a HUD Home in Charlotte NC

May 02, 2019

Post by: Nancy Braun, Showcase Realty   Are you looking for a HUD home?Acquiring a Charlotte NC HUD home is excellent for many reasons. Maybe you've been dreaming of becoming an investor in real estate. Perhaps you enjoy building with your hands and would like a project, like a fixer-upper home. Or it could be ...

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What You Should Know Before Buying a Charlotte NC HUD Home

March 08, 2019

Post by: Nancy Braun, Showcase Realty  What’s a HUD home?Are you thinking of buying a home in Charlotte? Owning a home is something most people look forward to. It is a symbol of stability and security. It is a place of refuge and retreat.If you are looking for an affordable home for sale in ...

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