K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

This Week's Market Snapshot from Brand Mortgage

August 15, 2018

>> Market Update-- For the week of August 13, 2018 — Vol. 16, Issue 33 QUOTATION OF THE WEEK..."Don't talk about yourself; it will be done when you leave." --Wilson Mizner, American playwright INFO THAT HITS US WHERE WE LIVE...The National Association of Realtors (NAR) reports the median single-family home price edged up ...

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Your Realtor Does Many Things For You

August 15, 2018

The Many Hats Your Realtor Wears by Sandra C Brown, Broker/Owner Dream Catcher Realty,  Sevierville, TN Your realty does many different things for you usually at no extra cost.1) Provide CMA/BPO to value the property correctly   2) Basic Property inspection3) Zoning Check 4) Basic deed check5) Provide list of contractors, lenders, and inspectors6) Help with price ...

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15 Secrets of Home Staging

August 14, 2018

15 Secrets of Home StagingHighlight your home's strengths, downplay its weaknesses and appeal to the greatest possible pool of prospective buyers with these home-staging tips. Bye, Bye ClutterThe most important thing you can do to prepare your home for sale is to get rid of clutter. Make a house rule that for every new item that comes ...

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The State of the Nation's Housing in 2018: The 3 Biggest Takeaways By Clare Trapasso | Jun 19, 2018

August 14, 2018

What defines the American housing market, circa 2018? Let's see: a lack of available homes for rent and sale, rising prices due to that lack of supply, and diminishing affordability, particularly for low-income Americans and first-time buyers.Sound familiar? The biggest difference between this year and the previous one is that these problems have only gotten worse, according ...

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August 14, 2018

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August 14, 2018

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Prepare to Finance a Home

August 14, 2018

Prepare to Finance a Home From the National Association of Realtors MagazineDevelop a budget: Use receipts and your banking transaction history to create a budget that reflects your actual habits over the last several months. This approach will better factor in unexpected expenses alongside more predictable costs such as utility bills and groceries. You’ll probably spot ways to ...

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Yard selling Tips that will help sell your home

August 14, 2018

We have all seen the drive by prospects…they creep by, trying to stalk out the neighborhood without looking weird. Curb appeal can make or break a sale. Some buyers just don’t have vision of what it could be, so it’s best to have it looking great! You really have to grab them from them outside before ...

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Characteristics of a Home Buyer

August 13, 2018

The National Association of Realtors conducts an annual survey of 50,000 real estate professionals to study the market conditions, characteristics of buyers and sellers, and the handling of real estate transactions.  The characteristics of a home buyer in todays’ market are outlined below:Age Distribution of Buyers:34 and under          ...

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Alabama - low property taxes and rich culture

August 13, 2018

Alabama has mild winters, and summers last five months.  Great food and great geographical diversity: the Appalachian Mts. warm, white sandy beaches, water falls and swamps with cypress groves. Alabama has the largest animal diversity in the country, second only to California. Property taxes are low, people are friendly and polite and It has  the Robert Trent ...

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Endless Possibilities

August 13, 2018

"Beauty is in the eye of the beholder" a great quote often used in marketing homes with imperfections. When purchasing this type of home, the phrase "Endless possibilities" is also a very true statement. Now, not all foreclosure properties are that way, some are almost move in ready with minor cosmetic repairs or updates. You will run ...

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11 reasons real estate agents make great parents!

August 13, 2018

While real estate agents are busy helping buyers and sellers navigate the often-rocky terrain of the real estate world, we put dozens of important skills to the test. Possessing an uncanny ability to anticipate the needs of others, we're also pros at the art of negotiation, often diffusing potential problems before they begin. And let's not forget ...

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Top Mistakes Home Buyers make in a Seller’s Market

August 13, 2018

NOT understanding the marketCurrent market conditions will decide how you look for homes, what you pay for a home, and how you negotiate a contract of a home. It is critical to sit down with your agent to review market statistics so you can have a better understanding on the current condition for your local real estate market. Right ...

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Why You Need to Work With a Buyer's Agent

August 13, 2018

The home buying process can be exciting and fun, but also complicated, stressful, and overwhelming. Maximize your chance of success and minimize the amount of time spent trying to keep track of all the details by working with a buyer’s agent. There is a plethora of benefits to using a buyer’s agent, and here are our top ...

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Four Creative Financing Options For Real Estate Buyers

August 13, 2018

Financing a home is one of the most critical factors for buyers looking to purchase real estate. In fact, for individuals with bad credit, financing can be a big issue. However, bad credit does not have to prevent you from purchasing real estate. 1. Seller or Owner FinancingIn 2017, there were 89,779 owner-financed notes, which totaled $17....

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Don'ts during loan process

August 12, 2018

Don’t Make purchases, add new accounts, increase account balances unnecessarily, car, refrigerator, etc. while your loan is in processDon’t pay off loans, collections etc., while in process.  Changes in credit status can be significant.Refrain from selling any major items without creating a paper trail ie. Bill of Sale, copy of checkAny deposit over $100 must ...

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In's and Out's of Renting Property

August 11, 2018

 Veneta Ford | Veneta Ford Group, Inc | Raleigh NCThe Triangle’s real estate market has made tremendous strides over the past decade, making it a great time sell a home. However, retaining a property and renting it out to tenants can be as sound of an investment as selling. If you decided to rent your home and ...

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How To Avoid Roadblocks Before Closing On Your New Home

August 10, 2018

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What to Look For In A Mortgage Planner

August 10, 2018

Finding the right mortgage planner is no different than hiring someone for a job. It is easy to think about the process more than the person, but choosing your mortgage planner is no different than hiring a lawyer or an accountant. This person will guide you through the largest financial transaction of your life, so don’t leave it ...

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Choosing a Charlotte NC REALTOR® to Work with in 3 Easy Steps

August 09, 2018

Post by: Nancy Braun, Showcase Realty  The many roles of an agentChoosing the Charlotte NC REALTOR® to work with is one of the most important decisions you’ll make when you’re selling your home.One of the common mistakes I see many first time home sellers do is list their homes with the first agent they ...

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Homeownership Rate Jumps to 4-Year High as More Americans Make Gains

August 09, 2018

Homeownership Rate Jumps to 4-Year High as More Americans Make GainsBy Andrea Riquier | Jul 27, 2018 Website: https://www.realtor.com/news/real-estate-news/homeownership-rate-jumps-4-year-high-americans-make-gains/More Americans became homeowners in the spring, and the number of renters decreased, adding to evidence that consumers still aspire to ownership despite ongoing housing market headwinds.The national homeownership rate rose to 64.3% in the second quarter, ...

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Keep those pesky animals out of your house!

August 09, 2018

Since Summer is on the downhill side, and cooler weather is around the corner, here is a little advice to make your Winter a bit more pleasant.When the weather starts to change, rodents, squirrels, chipmunks and the like, start looking for warm places to nest for the Winter. Unfortunately, attics are a place that offer shelter, warmth and ...

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TOP 10 OVERLOOKED QUESTIONS WHEN PURCHASING A HOME

August 09, 2018

  Top 10 Overlooked QuestionsWHEN PURCHASING A HOME  1. Where is the Seller's Disclosure ? ( Even if you are in love with a home, be aware of all of it's flaws.)2. What is the home zoning guidelines ? ( This is especially important if you want to make structural changes to the home.) 3....

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You need to know these three home buying myths before purchasing a home.

August 09, 2018

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Millionaire To Millennials: Owning Your Home Can Help You Retire Sooner!

August 08, 2018

In a CNBC article, self-made millionaire David Bach explained that: “Buying a home is the escalator to wealth in America. Homeownership can also help you retire early, that is, if you pay your mortgage off.”Bach suggests that homebuyers should, “Take out a 30-year mortgage, but with the intention of paying it off in 25, ...

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