K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

THANK YOU TO OUR VETERANS

November 08, 2019

There is special financing available to eligible veterans including Regular Military, Reserves, National Guard, and eligible surviving spouses.  The Veternans Adminstration does not make the loans, they guaranteed a portion of the loan.   The applicant chooses any bank or mortgage company that provides VA loans.  Here is a link to The U.S. Department of Veterans ...

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Where is the affordable housing? Who can help?

November 07, 2019

 Great question. I wish I had a dollar for every time that I have heard it. As most of us are aware of, the cost of housing is rising faster than most workers pay or worse yet, social security. To make things worse, today most lenders will not make a loan under 60,000 or so. Why? These ...

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The 5 Biggest Mistakes Veteran and Military Home Buyers Make

November 07, 2019

Craig McCausland/iStockHaving a place to call your own—whether you’re going to be there for four years or forever—is an essential part of the American dream. The U.S. Department of Veterans Affairs offers plenty of great programs to help those who have served in the military get a home loan, but the process isn’t foolproof. ...

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Thanksgiving Day Quotes

November 06, 2019

Thanksgiving Day Quotes 1. "Thanksgiving Day is a jewel, to set in the hearts of honest men; but be careful that you do not take the day, and leave out the gratitude." - E.P. Powell2. "Our rural ancestors, with little blest, Patient of labor when the end was rest, Indulged the ...

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Mortgage Applications Uptick in Late October in U.S.

November 06, 2019

Residential News » Washington D.C. Edition | By Michael Gerrity | November 4, 2019 8:09 AM EThttps://www.worldpropertyjournal.com/real-estate-news/united-states/washington-dc-real-estate-news/mortgage-bankers-association-weekly-mortgage-applications-survey-october-2019-real-estate-news-joel-kan-11661.php According to the Mortgage Bankers Association's Weekly Mortgage Applications Survey for the week ending October 25, 2019, mortgage applications increased 0.6 percent from one week earlier.The Market Composite Index, a measure of mortgage loan application ...

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Holiday Things to See & Do in The N.C. Piedmont

November 06, 2019

North Carolina is a wonderful place to live, especially the Piedmont region, sitting right between the mountains and the coast, with lots to do.  There are more activities around the holidays within driving distance that are fun for the whole family. Here are a few “must do’s” that bring repeat visitors year after year:Ride the Polar ...

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Pools, Ponds, Lakes, Spas, Dams, Tubs & Kids, Tenants, Residents, Guests/Animals (invited and uninvited)

November 05, 2019

Credit goes to Byron Kinghttps://www.screaltors.org/pools-ponds-lakes-spas-dams-tubs-kids-tenants-residents-guests-animals-invited-and-uninvited/...

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Prepping to Buy Your First Home

November 05, 2019

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November 2019 Coffee County TN Real Estate Market Update

November 05, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 8.5% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 5% increase from 2018 YTD.The average days on the market are stable this year to date  vs. 2018 ...

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Pros and Cons of Buying a Fixer-Upper

November 04, 2019

If you found the perfect fixer upper but aren’t sure if it’s right for you, here are some pros and cons to consider.Some pros to buying a fixer upper includeLOWER MONTHLY MORTGAGE PAYMENTSMost of the time, fixer-uppers have lower prices than brand new homes, making the monthly payments lower. This gives you more money to redo ...

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FHA Loan Down Payment Help For Borrowers

November 03, 2019

Even with the FHA loan program’s low 3.5% down payment requirement, some borrowers struggle to come up with the minimum required investment for the purchase of an existing home or construction of a new home.Fortunately, there is home loan down payment assistance available for borrowers from local agencies (the FHA itself does not provide down payment ...

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Home Inspection: What to Expect and What to Inspect

November 01, 2019

Inspection day is often one of the most exciting moments of home buying because it’s likely the first chance you have to go inside the home since you made your offer. It’s also usually the last chance you’ll have until a final walkthrough. But more importantly, it’s your opportunity to make sure you know what ...

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10 Ways To Update Your Home Without Major Renovations

November 01, 2019

We all crave the creature comforts of a cozy, well-designed home. While there are a lot of do-it-yourselfer’s out there who work tirelessly on their homes and seem to be updating or renovating on a constant basis— this is not possible for those of us who don’t know the difference between a table saw and a drill....

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Getting Rid of Pet Smells

October 31, 2019

Yes, we love our furry friends but when it's time to sell it's time to air out and clean! Here are some basic tips for doing just that:https://www.houselogic.com/sell/preparing-your-home-to-sell/pet-odor-can-chase-away-buyers/?site_ref=mosaic...

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Simple Fall home improvement Ideas

October 17, 2019

1. Paint the front doorHands down, the easiest exterior project is also the one that reaps the biggest rewards. A freshly painted front door helps your home stand out from the block, and it can be finished in less than an afternoon. Fall is usually the perfect time for this activity; just pick that afternoon wisely. Exterior painting should ...

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Top 7 Markets for Investors

October 16, 2019

Investors looking for homes to flip are being squeezed by high prices, inventory shortages of affordable options, and stiff competition from buyers, realtor.com® notes in a new analysis. But deals can still be found.Realtor.com® identified the hottest housing markets for investors by pinpointing those where the highest percentage of homes were either flipped or rented out ...

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Housing Rents in U.S. Dip for First Time in 2 Years

October 16, 2019

The U.S. average rent down to $1,471 a monthAccording to Yardi Matrix, as part of a seasonal respite, the national average residential rent in the U.S. decreased for the first time since February 2017, dipping by -0.1% ($1) from last month to $1,471. The decrease might seem insignificant, but coupled with the slowest year-over-year ...

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National Snapshot: What’s Ahead for Real Estate

October 15, 2019

The U.S. unemployment rate is at a 50-year low, and consumer confidence remains high. In fact, the University of Michigan’s latest Surveys of Consumers found that Americans have their most positive personal finance outlook since 2003.1However, if you follow national news, you’ve probably heard speculation that we could be headed toward a recession. Global trade ...

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Be on the Lookout for Gen Z: The Next Generation of Homebuyers

October 15, 2019

Be on the Lookout for Gen Z: The Next Generation of HomebuyersYou’ve likely heard a ton about Millennials, but what about Gen Z? In the next 5 years, this generation will be between the ages of 23 and 28, and they’re eager to become homeowners faster than you may think.According to realtor.com, “Nearly ...

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Fall Decorating

October 15, 2019

Its Fall Y'all!  Let's have some fun and get festive with our fall decorating. Fall Decorating ...

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Dispelling Refinancing Myths

October 15, 2019

“Refinancing” can be a scary word for many people, but that shouldn’t be the case. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run.YOU’RE NOT TOO LATE.For years now, we’ve been hearing that ...

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What Buyers Want at Different Price Points by Sandra C Brown, Broker

October 15, 2019

What Buyers Want In East Tn.  By Sandra C Brown Broker/ Owner Dream Catcher Realty LP Sevierville, TN If you stay out of house hunting in Knoxville (Knox County) and Chattanooga (Hamilton County) house prices in East  Tn are very afforable.    One fifty thousand dollars goes a long way.  Eighty thousand dollars will buy a ...

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October Manchester and Coffee County TN Real Estate Market Update

October 14, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 10% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 5.5% increase from 2018 YTD.The average days on the market are stable this year to date  vs. 2018 ...

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Biggest Mistakes Most First-Time Homeowners Make

October 14, 2019

You’re smart. You’re doing your research about home buying and homeownership (like you are right now!), so you feel like you’re prepared to avoid common home buying pitfalls. But you’ll soon find that once you’ve moved in, there is a whole new list of common problems that plague unwary first-time homeowners.To help ...

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Buyers Be on the Lookout for Gen Z: The Next Generation of Homebuyers

October 14, 2019

You’ve likely heard a ton about Millennials, but what about Gen Z? In the next 5 years, this generation will be between the ages of 23 and 28, and they’re eager to become homeowners faster than you may think.According to realtor.com, “Nearly 80 percent of Generation Z members say they want to own ...

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