K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

7 Important Things Home Sellers Often Forget to Do

November 15, 2018

The following is a copy of an article that originally appeared on realtor.com, written by Jennifer O'Neill. The link to the original is: https://www.realtor.com/advice/sell/7-things-home-sellers-forget/***When you’re selling your home there’s so much to do: find a Realtor®, do touch-ups, get that balky air conditioner fixed, look into staging... It’s no wonder that sometimes ...

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Tips to selling your home this winter

November 15, 2018

Lets face it, the winter months are a tough time to buy or sell property. Here are some tips to help home sellers spice up their home and stand out from the competition. Let in the LightPull up the blinds, open the shutters, push back the drapes on every window. Turn on every light in the house, including ...

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Perks of Shopping for a Home in the Winter

November 15, 2018

November 2018 by BOEWhen it comes to shopping for a home, winter is not the most popular season. Cold, the wind, snow and short days all make hunkering down and staying inside appealing. Real estate sales slow down, fewer homes are on the market, and many people wait to buy or sell till Spring hits.But as a home ...

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Real Estate Markets Cooling Across The Country, And It's Not Just The Winter Effect

November 15, 2018

 Caroline FeeneyContributorReal EstateI write about housing market dynamics and real estate data.In the wake of a booming home price run-up, economists explain the recent real estate market shift caused by homebuyer fatigue and affordability challenges.GETTYIn December 2008, almost a decade ago exactly, Case-Shiller posted a record 18% price drop in home values across the country as ...

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Factors In Buying A Smoky Mountain Rental Cabin By Sandra C Brown

November 15, 2018

Important Factors in Buying a Smoky Mountain Rental Cabin By Sandra C Brown , Broker Dream Catcher Realty, Sevierville,TN   These are some of the most important factors  in buying a Smoky Mountain Rental Cabin 1) Needs to be within 5 to 8 minutes of the Parkway2) Needs to have atleast 3 bedrooms3) Driveway needs to be paved ...

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9 Ways Home Flipping Shows Mislead Viewers

November 15, 2018

We all know the premise of home-flipping shows: An investor buys a veritable dump and then, with the help of a team of ready-and-willing contractors and landscapers, transforms it into the best-looking home on the block. Next, that intrepid buyer turns around and sells it for a hefty profit. Sounds like a straightforward formula for financial success, right? Well, ...

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Investigating Potential Home

November 14, 2018

https://www.houselogic.com/buy/house-hunting/house-hunting-checklist/...

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Alabama Among States With The Nation's Lowest Total Mortgage Debt

November 14, 2018

Alabama among states with the nation’s lowest total mortgage debt Alabama is among the states with the lowest average mortgage debt. ((Jay L. Clendenin / Los Angeles Times))Alabama just misses out on the top ten among states with the nation’s lowest total mortgage debt.But experts say that could be changing.Consumer credit reporting agency Experian says ...

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9 Ways to Stop Thanksgiving From Sending Your Energy Bill Soaring

November 13, 2018

                         
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How to Keep Your Home Safe and Secure During the Holidays Hillary Johnston | Nov 1, 2018 | Safety Tips

November 13, 2018

1. Keep your travel plans offline.If you are planning to travel during the holiday season, be sure to keep your travel plans off your social media networks. Never post where you are going, when you are leaving, or when you will be back. This is prime information for a thief because he will know when your house will ...

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Four Methods To Deliver Great Customer Service As A Real Estate Agent

November 13, 2018

Four Methods To Deliver Great Customer Service As A Real Estate AgentCollin McDowell CommunityVoice Forbes Real Estate Council CommunityVoice, Post written byCollin McDowellTeam leader and partner of local real estate firm, Collin has conquered real estate in just 9 years as a trainer, coach, and team lead.Becoming a successful agent requires much more than HGTV property shows would ...

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5 Decorating Tips for the Holidays

November 12, 2018

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2 Myths Holding Back Home Buyers

November 12, 2018

2 Myths Holding Back Home BuyersUrban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that,“Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down ...

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FHA Loans:The solution for 1st time buyers

November 10, 2018

FHA Loans: The solution for first-time buyersOn: first time homebuyer, mortgage & pre-approvalTLDR:An FHA Loan is an affordable, accessible loan option that’s particularly suitable for first time home buyers. It protects lenders in the instance of borrower default and helps prospective home buyers who don’t have great credit, or who are making a low down payment ...

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To Build or To Buy

November 09, 2018

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What Investors Need to Know About Insurance for House Flippers

November 07, 2018

What Investors Need to Know About Insurance for House FlippersReading Time: 9 minutesHome insurance. Two words that probably aren’t at the forefront of an investor’s mind when they’re buying deals…but unfortunately, insurance for real estate investors is a necessity.Home insurance is complicated enough as it is, but it can become even more of a ...

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Are you Hardest Hit?

November 07, 2018

Are you Hardest Hit?  Unfortunately, life happens to people, regardless of if we plan on it or not.In some circumstances, some of life’s difficulties may cause a hardship that does not allow the home loan to be paid. This was quite common in the past 10 years or so, during the housing crisis. It was so ...

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Buyers Ten Commandments

November 06, 2018

The 10 Commandments of Buying a Home 1) Thou shalt not change jobs, quit your job or become self employed2) Thou shalt not buy a new vehicle or it might become your home3) Thou shalt not buy furniture with money set aside for closing4) Thou shalt not stop paying your current rent or mortgage payment5) Thou shalt not omit ...

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2 Myths Holding Back Home Buyers

November 05, 2018

Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that,“Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an obstacle to ...

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Taking Fear Out of the Mortgage Process

November 05, 2018

A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification.For many, the mortgage process can be scary, but it doesn’t have to be!In order to qualify in today’s market, you’ll need ...

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Higher FHA Loan Limits For 2018

November 05, 2018

The FHA has announced FHA loan limits for 2018, and the new numbers mean good news for those looking to buy a home in the new year. The “national conforming loan limit” for 2018 is set at $453,100, up from last year’s limit of $424,100 (see below). The higher limit means more potential borrowing power ...

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How to Find the Cheapest Mortgage When Rates Are Rising

November 03, 2018

Good deals are still available, and we'll show you where to shop for themThe days of super-cheap mortgages may be over, but it’s still possible to get a good deal if you know where to look.The average mortgage APR (annual percentage rate) recently topped 5 percent, the highest in a decade. And with the Federal Reserve ...

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Can I Get a Home Mortgage with a Low Credit Score?

November 03, 2018

Post by: Nancy Braun, Showcase RealtyCan I Get a Home Mortgage with a Low Credit Score? Dealing with home mortgage rejectionIf you think it is time to get your own Charlotte NC home but are afraid you’ll be denied because your credit score is less than ideal, you’re not alone. Many people would like to ...

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November 2018 Middle Tennessee Market Update

November 02, 2018

In the Middle Tennessee area of Manchester, TN; the number of home sales is up 11% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Average home prices for 2018 are up 7.5% vs. 2017 year to date.  Thinking of purchasing a home or selling ...

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NEED-TO-KNOWS FOR BUYING YOUR FIRST HOME

November 02, 2018

NEED-TO-KNOWS FOR BUYING YOUR FIRST HOMEBuying your first home can be one of the most exciting and rewarding experiences of your life, but it can also be a scary and stressful process. To ensure you have a smooth transaction from start to finish, familiarize yourself with the home buying process, note the tools and resources available to you, and ...

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