K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

What causes a low appraisal?

January 15, 2019

What causes a low appraisalShort appraisals are common in declining housing markets because the lack of recent comparable home sales in the area, or “comps,” make it hard for appraisers to determine the current market value of a property.When home sales slow down, good comps “age” quickly. Add foreclosures and short sales to the mix ...

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Buying a House This Year! This Should Be Your First Step!

January 14, 2019

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before ...

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Five facts consumers need to know

January 14, 2019

Jean McLean >>> TwitterBuying or selling a home can be complicated. For some consumers, closing costs are particularly challenging. That’s why Stephanie Gwin Gant, mortgage loan originator of Birmingham’s Silverton Mortgage, and Jessyca McKnight, qualifying broker of Birmingham-based A Prime Location Real Estate, discuss the following with their clients:Where to start. Although many buyers begin ...

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5 housing takeways: What should you expect from home sales in 2019? Janna Herron, USA TODAY

January 14, 2019

Forget fevered bidding wars and snap home-buying decisions. Slower and steadier will characterize next year's housing market.That follows a 2018 that started off hot but softened into the fall as buyers – put off by high prices and few choices – sat out rather than paid up.Affordability issues will remain a top concern going ...

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5 Mistakes That Can Make House Flipping a Flop

January 14, 2019

BY JAMES MCWHINNEY   Updated Oct 30, 2018 It looks so easy! Buy a house, make a few cosmetic fixes, put it back on the market and make a huge profit. At any given time there are half-a-dozen shows on television where good-looking, well-dressed investors make the process look fast, fun and profitable. And plenty of homes are getting ...

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SE Tennessee-Seller's Market

January 14, 2019

With a tight inventory of homes in our area, we Realtors must be dilligent in assisting buyers to be at the "top of their game" in getting ready to make an offer on a HUD property.  As a listing agent for HUD, I make sure that I am always available for buyers and Realtors if they have ...

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How to Prepare to Finance a Home

January 11, 2019

How to Prepare to Finance a Home...

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Come home close to where you live and play.

January 11, 2019

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Best Buys

January 10, 2019

When someone considers investing in real estate, attention tends to drift to the hot markets like San Francisco or the places those residents are fleeing to due to the high cost of real estate. In other cases, investors focus on the “cool” places people want to be and assume that will yield a good return on the investment. ...

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Moving Must-Dos

January 09, 2019

Moving must-dosTake the stress out of moving with this timeline of helpful hintsMoving can be stressful, but planning and a little know-how can go a long way. Here is a checklist designed to help make the experience easier.1. About two months before you moveA list of all your belongings can be useful when deciding how many boxes you ...

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2018 Manchester TN Real Estate Update

January 09, 2019

In the Middle Tennessee area of Manchester, TN; the number of home sales were up 8.5% from 2017 to 2018. Even with limited inventory, not only the number of sales, but the sales price is increasing. Average home prices for 2018 were up 9.5% vs. 2017.  In Coffee County,        ...

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Questions When You Inherit A Home

January 09, 2019

Inheriting a home may seem like a good thing but when an executor and other heirs are a recipient of such an inheritance, there are many issues to consider.  Below is a list. Disposition.  As the executor, do you and the heirs want to keep the home, rent the home, or sell the home?  Selling ...

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Trends in Millennial Homeownership

January 07, 2019

Trends in Millennial HomeownershipPosted By Donna Joseph On January 4, 2019 @ 1:22 pm In Daily Dose,Featured,Market Studies,News | Comments DisabledThe need for professionals to help add personality and individuality to homes is gradually waning among millennials, according to NAR [1] (National Association of Realtors). NAR’s 2019 Remodeling Impact Report: DIY [2]  revealed that millennials ...

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What Are Charlotte NC Home Sellers Closing Costs?

January 07, 2019

Post by: Nancy Braun, Showcase Realty The seller’s closing costYour Charlotte NC home-selling journey ends at the closing. You are probably looking forward to it, thinking of how much profit you’ll reap from the transaction. Before you get carried away computing your returns, don’t forget that you have to pay the seller’s closing cost....

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Your Stress-Free Guide to Shopping for Home Loans

January 07, 2019

Your Stress-Free Guide to Shopping for Home LoansBy: HouseLogicWith this super-simple breakdown of loan types, you won’t get overwhelmed — you’ll find the right mortgage. When it comes to buying a house, most people know what they prefer: a bungalow or a condo, a hot neighborhood or a sleepy street.Mortgages, too, come in many styles ...

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Should You Buy a Home Warranty When You Move?

January 06, 2019

Should You Buy a Home Warranty When You Move?By: Marian Whitehttps://www.moving.com/tips/should-you-buy-a-home-warranty-when-you-move/Should you buy a home warranty when you move? For many buyers, home warranties offer peace of mind when it comes to budgeting for home expenses. For others, home warranties are simply a waste of money. Whether or not you need to purchase a home warranty ...

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6 Best Practices for Flipping Houses and Maximizing Profits

January 04, 2019

6 Best Practices for Flipping Houses and Maximizing Profits One of the ways to earn huge profits in the real estate market is through flipping houses. Like any investment endeavor, however, it involves lots of work and risks. It is important to approach this carefully and with as much knowledge as possible. So how exactly do you make ...

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Improve Your Credit Score With These Tips

January 04, 2019

Improving your credit score can help you get approved for loans and credit cards and save you money by getting better rates for financing. While raising your credit score isn't fast or easy, it is possible when you follow some of the helpful tips below.Make Sure Your Credit Report Is Accurate:Every year you're allowed one free ...

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Start the New Year with Less Clutter

January 03, 2019

The start of a new year is a great time to get organized, especially if you’re thinking this is the year you may sell your home.  Getting a jumpstart on it now will eliminate more stress later.  Most every house has some room for improvement when it comes to purging the unwanted clutter.  Don’t ...

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Walking Distance And View Of The Cumberland River

January 03, 2019

Come to Middle Tennessee - great cabin getaway.  View of The Cumberland River from the front porch and from owner bedroom.  The Cumberland River offers water sports, fishing, and boating.   located near the picturesque towns of Gainesboro and Granville - you will feel like you walked back in time - Mayberry USA.  Granville, TN is ...

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TENNESSEE THDA 5% DOWN PAYMENT ASSISTANCE PROGRAM

January 02, 2019

1. Great Choice PlusAnywhere in Tennessee, all homebuyers who qualify for a Great Choice Home Loan can also apply for down payment assistance in the form of a Great Choice Plus second loan worth a maximum of 5% of the home's purchase price.In 2017, approved homebuyers received an average of $7,144 in down payment assistance ...

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$15,000 Down Payment Grant Available!

January 02, 2019

HHF-DPAIf you’re purchasing a home with a Great Choice Home Loan in one of the participating ZIP Codes, you can apply for our HHF-DPA program, which offers $15,000 in down payment assistance. Other qualifications apply.Participating ZIP Codes: SEE LINK AT BOTTOM FOR PARTICIPATING ZIP CODES How It WorksIf you’re approved, your financial assistance comes in ...

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Is a vapor barrier really that important?

January 02, 2019

 Most home builders and repair professionals agree that yes, a vapor barrier should be installed!Crawl spaces below your home usually are dirt floors which can be damp. Water may easily access the space, and the additional moisture increases the risk of mold, mildew, heaving floors, insects, rust, and rot.Some people don’t have a vapor barrier ...

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FHA and HUD Announce Higher FHA Loan Limits For 2019

January 02, 2019

The FHA and HUD have announced higher FHA home loan limits for 2019. The higher loan limits come in part thanks to “robust increases in median housing prices” according to the FHA/HUD official site.Nationwide, the limit for “average” housing markets is set in 2019 at $314,827, an increase from 2018’s limit of $294,515....

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New Year New Home?

January 01, 2019

No matter the age there is always more to learn about purchasing a home. This year may be the year for you. HUD homes are a great choice for you to consider when the time comes. Make sure you find a Realtor that is trained in HUD Homes and we will  make this property go smoothly. ...

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