K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.
Articles
Mortgage rates are on the RISE, the time to buy is NOW!
August 06, 2018
Mortgage rates are expected to rise via the Federal Reserve up to 3 or 4 times in 2018. This can mean your mortgage will be much more expensive by the end of 2018 than the beginning. The Mortgage Bankers Association, the National Association of Realtors, and Realtor.com conclude that this could affect the 30 year mortgage interest rates ...
NC home advantage tax credit could make your new home an atttraction option for first time buyers. With MCC a newly built home are eligible for a tax credit u to 50% of the annual interest paid, savign your buyers up to $2,000 per year on their federal income taxes for every year they occupy their home as ...
High-Resale Value Projects You Can Tackle In a Weekend
August 03, 2018
by Megan Wild “There’s no place like home,” as the old saying goes. That’s especially true when it comes to an investment. You live in and love your home, but there might come a time when you have to leave it. And when that time comes, you’ll want to get as much money ...
https://www.bankrate.com/finance/mortgages/6-must-dos-before-buying-a-home-1.aspx6 things you must do before buying a homeBuying a home is a huge investment, probably the most significant purchase of your life. It’s not something you should do without preparation.Before you start on the road to homeownership, make sure you are ready.6 simple steps to buying a houseStep 1. Improve your credit ...
Want to create wealth through homeownership? Build equity.Home equity is the percentage of your home’s value that you own, and it’s key to building wealth through homeownership. Let’s take a closer look at how to build home equity without blowing your budget — and how to access it when you need it.How much ...
Can you believe August is here?! Soon school will be back in session, the leaves will be changing colors, and pumpkins will be literally everywhere! Here are a few tips to keep your home running smoothly as we say goodbye to summer and gear up for a new school year. OUTDOOR MAINTENANCEChange out your HVAC filterAre your rooms ...
Why, When, and How Did HUD Begin?Here is a short 5 minute video from 2016 – at the time of the 50th Anniversary of The Department of Housing and Urban Development. An interesting look at the need identified, the vision and the implementation.This link is take from HUD’s official YouTube Channel. Copy ...
Most Important Things to Repair Before Selling Your House
August 01, 2018
Most Important Things to Repair Before Selling a HouseIt is easy to miss a lot of the wear and tear that happens to your house over the years. But when you start thinking about selling, the state ...
https://www.hud.gov/topics/buying_a_homeBuying a HomeThinking about buying a home? We have information that can help! Got questions? Talk to one of our housing counselors!1. Figure out how much you can affordWhat you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.Home EconomicsHomebuying programs in your stateTalk to a HUD-approved housing ...
5 Tips For Home BuyersHome ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.Most people will have to finance ...
Before Your FHA Home Loan Closing Date: What You Should Know
August 01, 2018
Before Your FHA Home Loan Closing Date: What You Should KnowBefore your FHA home loan closes and you sign on the dotted line, there are some things you should know. Home closing paperwork spells out the agreements you have made on the mortgage and these documents are legally binding.It’s a very good idea to be familiar with ...
As you become more conscious of the environment and aim to reduce your carbon footprint, you will most likely put more of a premium on products and features that promote energy efficiency. Your home should be no exception. If you're thinking about putting your home on the market, you should consider the steps below to get started "...
If homeownership is the great American Dream, then Chase Home Lending is the place where such dreams can come true. Specifically, Chase’s product team has been charged with the key responsibility of ensuring that the origination products created by Chase and its mortgage servicing standards stay true to the end goal of providing comprehensive affordable lending products and ...
Though August is usually a pretty slow month within the financial markets and the real estate sector, this August starts with a bang. Today the Federal Reserve's Open Market Committee concludes their meeting and will issue their rate decision and analysis. Just two weeks ago, Federal Reserve Chairman Jerome Powell told Congress that strong U.S. economic growth ...
If you've ever jumped on a trampoline than you know how fun they are. One of the great places to visit while your hear at #Myrtle Beach, is Rockin' Jump Myrtle Beach Trampoline. We have been there several times with our children and they love it. They have a dodge ball area, slam dunk zone, open ...
Will Your Current House Fit Your Needs in Retirement?
July 30, 2018
As more and more baby boomers enter retirement age, the question of whether or not to sell their homes and move will become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to adapt to your needs in retirement....
My only sunshineYou make me Happy when skies are gray...Do you find yourself singing the blues and need a way to cheer up in this fast pace real estate market? HUD homes are the cure to your summertime blues. When a HUD Property is placed on the market, there is an intial bidding period. Sometimes that bidding period ...
In today’s competitive world, mortgage lenders will practically be ready to break your door down to represent you before someone else. However, eagerness should be regarded with caution because it is important to find the right fit in your lender. Choosing the right lender could not only create a withstanding, professional relationship but in turn also save you ...
Technology and Real EstateReal Estate has always been a relationship with people business. However modern technological advances have changed the pace and temperance that the real estate business is conducted. This blog is designed to educate consumers on things to consider when supplementing technology for good old fashioned licensed experience.The new ...
Alabama's weather can be diverse, with hot, humid summers, but its winters are generally mild, a fact no doubt appreciated by those who've lived in northern climates and who've had their fill of winter snowstorms. Snowfall is more common in the northern region of the state than in the south, but snow is still a relatively ...
4 Reasons Adjustable Rate Mortgages are on the Rise
July 20, 2018
When it comes time to take out a mortgage on a property, there are many different types of loans available. From government-backed VA and FHA loans, to conventional fixed-rate 15-, 20-, or 30-year loans, there are lots of options to consider. One avenue you may not have considered — and may have even been warned against — however, ...
The real estate market is still hot! In the Middle Tennessee area of Manchester, TN; Home sales are up 8% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Median home prices for 2018 are up 10% vs. 2017 year to date. Thinking of ...
