K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on First Time Home Buyers

Why You Need A True Expert In Today's Housing Market

March 15, 2023

The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. Whether you’re buying your first home or selling once again, it’s mission critical to work with an expert who can guide you ...

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What are the risks of waiving a home inspection?

March 15, 2022

What are the risks of waiving a home inspection?A home inspection is a standard part of the homebuying process. After a buyer’s offer is accepted, the buyer hires a licensed professional who checks the wiring, flushes the toilets, peers into the attic and tests the heating and air conditioning systems.In a buyer’s market or a ...

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Michigan First Time Home Buyers Savings Program

February 11, 2022

Michigan Whitmer Signs Bills into Law The new laws create savings for first-time homebuyers and adds judges to areas with high caseloads LANSING, Mich. - Governor Gretchen Whitmer today signed House Bill 4290 and Senate Bill 145 to lower costs for first-time home buyers by creating tax-exempt saving accounts and allow Michiganders to deduct contributions from their taxes. The ...

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How Do I Find The Right HUD Home For Me?

March 13, 2021

Post by: Nancy Braun, Showcase Realty Here Are Some Tips On How To Secure The HUD Home That Is Right For You Choosing the place you are going to call home is a big decision to make, and not one to take lightly. HUD homes are a popular choice, especially for first-time homebuyers. This is not surprising because ...

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Tips for First-Time Home Buyers

December 01, 2020

Preparing to buy tips1. Start saving earlyHere are the main costs to consider when saving for a home:Down payment: Your down payment requirement will depend on the type of mortgage you choose and the lender. Some conventional loans aimed at first-time home buyers with excellent credit allow as little as 3% down. But even a small down payment can ...

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House Hunting? 10 Potential Red Flags to Be Aware of

July 14, 2020

July 8, 2020 by Mekaila OaksTouring and looking at homes can be one of the most exciting steps in the homebuying process. However, it can be easy to get carried away in the excitement and easily overlook details that could become an issue down the road. Whether it’s the location, a too good to be true listing price, ...

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How to Improve Your Credit Score Before Applying for Home Loan

July 11, 2020

Post by: Nancy Braun, Showcase Realty Buying a house in Charlotte NC can be a lot of work. You need time to save, documents to prepare, mortgage brokers to talk to, and application forms to fill out. One aspect that affects the home buying process is applying for a mortgage, which in turn is significantly influenced by the ...

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Can You Negotiate HUD Home Price?

February 08, 2020

Post by: Nancy Braun, Showcase Realty If you’re thinking of purchasing a home and would like to get a good deal, you may want to consider buying a Charlotte HUD home. HUD homes are homes owned by the U.S. Department of Housing and Urban Development, and they are usually offered for sale at affordable prices.When ...

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5 HUD Home Buying Mistakes To Avoid

December 14, 2019

Post by: Nancy Braun, Showcase Realty Know the pitfalls of buying a HUD home If you plan to be a home-flipper, investing in a Charlotte NC HUD home may seem like a good idea. But if it is your first time, and you don’t know anyone who has bought a HUD home in your area, investing in ...

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Is It the Right Time to Buy My First Home in Charlotte NC?

September 13, 2019

Post by: Nancy Braun, Showcase Realty  If you’re young and earning, owning a home is probably one of your greatest aspirations. However, buying a home in Charlotte is a major purchase and entails a huge responsibility, so the question you should really be asking is “Am I ready to buy my first home?”Many ...

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