K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Simple Fall home improvement Ideas

October 17, 2019

1. Paint the front doorHands down, the easiest exterior project is also the one that reaps the biggest rewards. A freshly painted front door helps your home stand out from the block, and it can be finished in less than an afternoon. Fall is usually the perfect time for this activity; just pick that afternoon wisely. Exterior painting should ...

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Top 7 Markets for Investors

October 16, 2019

Investors looking for homes to flip are being squeezed by high prices, inventory shortages of affordable options, and stiff competition from buyers, realtor.com® notes in a new analysis. But deals can still be found.Realtor.com® identified the hottest housing markets for investors by pinpointing those where the highest percentage of homes were either flipped or rented out ...

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Housing Rents in U.S. Dip for First Time in 2 Years

October 16, 2019

The U.S. average rent down to $1,471 a monthAccording to Yardi Matrix, as part of a seasonal respite, the national average residential rent in the U.S. decreased for the first time since February 2017, dipping by -0.1% ($1) from last month to $1,471. The decrease might seem insignificant, but coupled with the slowest year-over-year ...

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National Snapshot: What’s Ahead for Real Estate

October 15, 2019

The U.S. unemployment rate is at a 50-year low, and consumer confidence remains high. In fact, the University of Michigan’s latest Surveys of Consumers found that Americans have their most positive personal finance outlook since 2003.1However, if you follow national news, you’ve probably heard speculation that we could be headed toward a recession. Global trade ...

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Be on the Lookout for Gen Z: The Next Generation of Homebuyers

October 15, 2019

Be on the Lookout for Gen Z: The Next Generation of HomebuyersYou’ve likely heard a ton about Millennials, but what about Gen Z? In the next 5 years, this generation will be between the ages of 23 and 28, and they’re eager to become homeowners faster than you may think.According to realtor.com, “Nearly ...

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Fall Decorating

October 15, 2019

Its Fall Y'all!  Let's have some fun and get festive with our fall decorating. Fall Decorating ...

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Dispelling Refinancing Myths

October 15, 2019

“Refinancing” can be a scary word for many people, but that shouldn’t be the case. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run.YOU’RE NOT TOO LATE.For years now, we’ve been hearing that ...

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What Buyers Want at Different Price Points by Sandra C Brown, Broker

October 15, 2019

What Buyers Want In East Tn.  By Sandra C Brown Broker/ Owner Dream Catcher Realty LP Sevierville, TN If you stay out of house hunting in Knoxville (Knox County) and Chattanooga (Hamilton County) house prices in East  Tn are very afforable.    One fifty thousand dollars goes a long way.  Eighty thousand dollars will buy a ...

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October Manchester and Coffee County TN Real Estate Market Update

October 14, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 10% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 5.5% increase from 2018 YTD.The average days on the market are stable this year to date  vs. 2018 ...

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Biggest Mistakes Most First-Time Homeowners Make

October 14, 2019

You’re smart. You’re doing your research about home buying and homeownership (like you are right now!), so you feel like you’re prepared to avoid common home buying pitfalls. But you’ll soon find that once you’ve moved in, there is a whole new list of common problems that plague unwary first-time homeowners.To help ...

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Buyers Be on the Lookout for Gen Z: The Next Generation of Homebuyers

October 14, 2019

You’ve likely heard a ton about Millennials, but what about Gen Z? In the next 5 years, this generation will be between the ages of 23 and 28, and they’re eager to become homeowners faster than you may think.According to realtor.com, “Nearly 80 percent of Generation Z members say they want to own ...

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Is Your Home Retirement Ready?

October 11, 2019

As more and more baby boomers enter retirement age, the question of whether or not to sell their home is becoming a trending topic. According to the National Association of Exclusive Buyers Agents, there are a few factors that you should consider when choosing your retirement home.Affordability“It may be easy enough to afford your home today but ...

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“Real Estate Teams listen up” Doctor Sourced

October 11, 2019

Dr. John TownsendThe Life Team: Your Source For Health And GrowthMost of us have lots of friends. But most of us aren’t getting the most out of our relationships, at least for what it takes to be the best person we can be, to grow and to maximize our lives. That’s where the Life Team concept comes ...

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Streamline the sale of your home.

October 11, 2019

During the process of selling your home, there are some uncertainties that can cause delays. The most common of these is the buyer’s Home and Termite/Pest inspections.Most of the time, these inspections identify some repairs that the seller did not realize may be needed. Sometimes the buyer requests that repairs be completed by the seller or attempts ...

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Home Improvement Projects Are Worth Cost and Time, Says Realtor® Survey

October 11, 2019

October 3, 2019Media Contact: Quintin Simmons 202-383-1178WASHINGTON (October 3, 2019) – Homeowners who decide to undergo a home improvement project, whether it be interior or exterior modifications, often find that the task was worth the investment and time, according to a new report from the National Association of Realtors®, with insights from the National Association of the Remodeling Industry....

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Over the Rainbow

October 10, 2019

Most are familiar with the song Somewhere Over the Rainbow.  Also most believe there is a pot of gold at the end of the Rainbow. Well we are coming upon the rainy season and there is no better time to find your pot of gold in a HUD Home. It seems like the opportunity is not as great ...

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Hazard Insurance or Homeowner's Insurance?

October 10, 2019

Hazard Insurance or Homeowners insurance?  What's the difference?  As a Realtor, I get this question a lot.  In my area, the two terms are used interchangeably.  they are one in the same.  When you are purchasing a home by obtaining a lender financed mortgage, the lender requires that you ahve homeowners insurance to ...

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Keys to an Open House SUCCESS!

October 09, 2019

DECLUTTER, DEPERSONALIZE and CLEAN!Remove family pictures. Remove knickknacks and personal items.  If you’re planning to move, this is a great time to get a head start by purging/selling any unnecessary things (less to move later!)  Wild-colored walls should be painted to neutral, any wall decals removed.  Wash windows, consider having carpets professionally cleaned, ...

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Self-employed? Things to know when applying for a mortgage

October 09, 2019

Curious if being self-employed could stop you from being eligible for a home? Know that you still have options for homeownership. You should be aware of a few things, however, to ensure your process is as smooth as possible. Tips to know as a self-employed applicant: Have your business and personal tax returns available and handy. Typically, your ...

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How to Get a Mortgage Preapproval

October 09, 2019

HAL M. BUNDRICK, CFPA mortgage pre-qualification can be the first move“A pre-qualification is a conversation,” says Yael Ishakis, a mortgage loan officer with First Meridian Mortgage in Brooklyn, New York. A mortgage preapproval takes a much deeper dive into your personal finances than a pre-qualification, including the pulling of a credit report. But a conversation is the ...

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Downsizing vs. Rightsizing

October 09, 2019

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How to Declutter Your Charlotte NC Home in Five Easy Steps

October 05, 2019

Post by: Nancy Braun, Showcase Realty  An achievable goalThe new year brings a strong desire to make a change, but you don’t need the new year excuse to keep your home tidy and clean.If you are constantly battling with the stress of keeping your things in your Charlotte NC home organized, here are five easy ...

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THREE LEADING SOURCES OF HOUSEHOLD FIRES

October 04, 2019

 By: REBAC StaffSmokey Bear famously said, “Only YOU can prevent forest fires.” But what about fires closer to home? What steps can you take to reduce risks to yourself, your loved ones, and your property?Fire prevention starts with awareness. Here are three home fire hazards that may be lurking in your home, along with safety ...

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Wood Burning Fireplace and Chimney Cleaning and Inspection

October 04, 2019

              As cold weather approaches, a home owner is more than likely to use their wood burning fireplace, one of the most important focal points in a living or family room. Specially during the holidays, and throughout the remaining of the winter months as a second heat ...

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FHA Loan Down Payment Rules: When More Is Required

October 04, 2019

FHA home loan down payment rules allow for a low 3.5% down for borrowers who qualify with FICO scores in the 580-or-above category.FHA loan minimums do not address lender standards, which may be higher, but that is one reason why it’s important to shop around for the right FHA lender.The low FHA loan down payment ...

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