K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Millennials Are Fueling Housing’s Rebound Share

September 08, 2020

Millennials Are Fueling Housing’s ReboundShareYoung prospective home buyers in their 20s and 30s who were once reluctant to purchase are now driving the housing market recovery during the pandemic, The Wall Street Journal reports.Even prior to the pandemic, millennial buyers were starting to increase in number, accounting for more than half of all new-home loans early ...

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3 simple and awesome playroom ideas to keep the kids active and entertained indoors!

September 08, 2020

 Kids must be kept active to encourage a healthy and creative lifestyle. When the weather's nice, it's good to let the little ones run outside and burn their energy but it's not always an option especially during these trying times. For this reason, converting an area in your house into a playroom is a good ...

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Homebuyer Demand Is Far Above Last Year’s Pace

September 04, 2020

Homebuyer Demand Is Far Above Last Year’s PaceHomebuying has been on the rise over the past few months, with record-breaking sales powering through the market in June and July. Buyers are actively purchasing homes, and the momentum is continuing into the fall. It is, however, becoming harder for buyers to find homes to purchase. If you’ve been ...

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Do You Need To Refinance?

September 03, 2020

Do you need to refinance your home loan, but aren’t sure what the difference is between an FHA Streamline Refinance loan and FHA cash-out refinancing?These loans have important differences, beginning with the availability of cash paid to the borrower at closing time. One refi option permits cash back, the other does not.FHA Cash-Out Refinancing LoansFHA cash-out ...

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Top Tips for the First-Time Homeowner

September 02, 2020

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3 ways to have a mudroom with limited space

September 02, 2020

If the change of seasons has you longing for a mudroom, carve out space in an under-used corner or hallway, and dedicate it to your outdoor gear. There are easy storage pieces that prove you don't need a mudroom. 1) Add a storage bench with wall hooks hanging above it! This is such an easy way to ...

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Down Payment Assistance: How to Get Help Buying a House

September 01, 2020

First-time home buyers can apply for down payment assistance through state and local programs. Grants and forgivable loans are available. If you want to become a homeowner, but you don’t have enough cash for a down payment, a state or local down payment assistance program might be able to help.Most states and many counties and cities ...

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Home Inspection: What to Expect and What to Inspect

September 01, 2020

Inspection day is often one of the most exciting moments of home buying because it’s likely the first chance you have to go inside the home since you made your offer. It’s also usually the last chance you’ll have until a final walkthrough. But more importantly, it’s your opportunity to make sure you know what ...

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Student debt won't hold you back

August 24, 2020

Student loan debt shouldn’t prevent you from buying a home As of the first quarter of 2019, student loan debt is $1.5 trillion in the United States. Homebuyers are waiting until their mid-thirties to take the plunge, yet, the majority of homeowners continue to be college graduates. How do they afford it?Student loans do not tell ...

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COVID 19 and the Real Estate Market

August 19, 2020

COVID-19 has affected many markets in  2020,  with Real Estate being a major one. As uncertainty over the future remains, many Americans who may have been thinking of listing their homes are holding off until they have a clearer picture of whats to comeWhile there is not alot of houses on the market, there are many buyers. In ...

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How COVID-19 is Changing Home Appraisals and Closing Appointments

August 18, 2020

As a country, we are experiencing the affect of COVID-19 on our daily lives, changing the way we interact with others; social gatherings, travelling, grocery shopping, schooling, and more. It’s challenging businesses to rethink their normal practices.When it comes to the home buying or home refinancing process, mortgage companies have been seeking efficiency more than ever ...

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How to Clear Clogged Drains

August 18, 2020

How to Clear Clogged DrainsCredit goes to First American Home Warranty. ...

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July’s new housing activity jumps back up amid increased demand

August 17, 2020

August 17, 2020, 9:00 am By Alex Roha Single-family housing authorizations rose 6.43% month-over-month in July – a sign that housing activity is advancing in the face of the ongoing pandemic, according to a report by Buildfax, a property condition data service provider.Despite the slight uptick last month, single-family authorizations are still down 5.25% year-over-year – ...

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Hurricane Season

August 17, 2020

With hurricane season upon us, keep up to date with local and state laws in regards to governing hurricanes, evacuations, and vacation rentals.  Your state's real estate commission is a great place to review, please see link below.https://ncrecblog.com/hurricanes-evacuations-and-vacation-rentals/ Carolina East Realty...

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What is Home Warranty Insurance and What Does it Cover?

August 15, 2020

Post by: Nancy Braun, Showcase Realty  When you buy a home in Charlotte or anywhere else in the U.S.,  one of the offers you’ll receive is a home warranty. Like buying a new appliance, there is also a warranty that comes in home buying.A home warranty is a product meant to protect the ...

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Don't wait, do it today!!!

August 15, 2020

The house you looked at today and wanted to think about until tomorrow may be the same house someone looked at yesterday and will buy today...

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What To Do With An Unfinished Basement

August 15, 2020

Although currently dimly lit and a little rough on the eyes, your unfinished basement still has a lot of potentials. With just a little love and the help of the following ideas, you can spice it up in no time and get some great use out of the space.Add a pop of color. Give your basement a whole ...

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Buying During the Virus By Sandra C Brown, Broker, GRI

August 15, 2020

Why Are Prices Rising Virus Market?    By Sandra C Brown, GRI Broker/Owner, Dream Catcher Realty,  Sevierville,TN Real Estate prices for the month ended July 31, 2020 just reached records highesThis happened in the middle of a virus crisis and with unemployment  over 10%But how? Why?   Many experts suggest millions will be be ...

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5 myths about home buying

August 14, 2020

Americans spend more on housing than anything else. When making one of the biggest financial decisions of your life, it’s smart to weigh your options, understand current market conditions and arm yourself with the right information. This has always been true when it comes to buying or selling homes, and in today’s landscape, it’s even more ...

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Mistakes to Avoid After Buying Your First Home

August 14, 2020

You’re smart. You’re doing your research about home buying and homeownership (like you are right now!), so you feel like you’re prepared to avoid common home buying pitfalls. But you’ll soon find that once you’ve moved in, there is a whole new list of common problems that plague unwary first-time homeowners.To help ...

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Buying a Fixer-Upper: What You Need to Know

August 14, 2020

What to Look for in a Good Fixer-UpperLocation is almost always the most important factor when purchasing real estate, and that's especially true when it comes to finding a good fixer-upper. Look for a home in an established neighborhood that is close to amenities and is predominantly made up of owner-occupied homes.Unless you're planning on using ...

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Staging a home to sell quicker!

August 14, 2020

There are several tips and tricks that go into the selling of a house. A trending topic in realestate is the staging of homes. Many realtors will furnish and touch up homes prior to thebuyers visit in order to appeal to the buyer’s wants and needs. Home staging is able tomaximize the strengths of a house while simultaneously ...

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Moving In? 5 Essential Steps to Quickly Feel More at Home

August 14, 2020

MOVING IN? 5 ESSENTIAL STEPS TO QUICKLY FEEL MORE AT HOME You just purchased a new-to-you home? Congratulations! It will take a while to feel completely comfortable in your new home, but there are many ways to help the transition go faster and smoother.Step 1. Clean From Top to BottomBefore bringing any boxes or furniture into your new ...

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Flooding your ceiling?  Really?

August 14, 2020

  Now that we are in the throws of Summer, here is a tip to keep your home Air Conditioning system from becoming a problem. Please be sure that your drain line is clear. If it should become clogged, the condensation from the coil could fill the pan under the unit and overflow. This can damage your ceiling and ...

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Renovation Loans - Preparation is KEY

August 14, 2020

Renovation loans as a viable option for purchasing a HUD property have pros & cons.  Some lenders have renovation loans for FHA, VA, Conventional & USDA.  Understanding the process and having that understanding will help agents & buyers to consider them when searching for their perfect home & set realistic expectations into this process.A renovation loan ...

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